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AgentSync State Resources

Delaware Insurance Licensing and Compliance Resources

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State License Division Information

Delaware Department of Insurance
The Nemours Building
1007 Orange Street, Suite 1010
Wilmington, Delaware 19801
Phone: (302) 674-7390
Fax: (302) 736-7906
Website: http://www.delawareinsurance.gov/

Non Resident Licensing Information: Delaware Nonresident Licensing Information

For Carriers in Delaware

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FAQs

Before you begin studying for any insurance license tests, you’ll first need to determine what type of insurance agent you want to be, or what types of policies you want to sell. That will help you figure out what type, or types, of insurance licenses you need to get. Once you’ve done that, it’s time to start studying. When you’ve completed all of your pre-license coursework or self-study you’ll need to take your insurance exam. In Delaware, you’ll take one exam for each line of insurance you wish to carry.

The State of Delaware requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts.

Once you have completed your exams and completed your fingerprinting, you can apply for your license. If you have more than one line of authority that you have passed the exam for, please make sure you apply for all of those lines. After submitting your license application to the state and have filled all the other requirements, your license application will be reviewed. Your background check will also be reviewed.

For more information, please call the Delaware Department of Insurance at 302-674-7390 or email the Insurance Department.

Preparation for the Delaware state Adjuster license exam is not something to take lightly, as the average pass rate of insurance exams nationwide is around 55% for first-time test-takers, and even less for any following attempts. Depending on the lines of authority you wish to carry, you may need to take more than one exam. The State of Delaware requires that all insurance license applications provide state and federal criminal background check prior to licensing.

If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check you may call the Delaware Department of Insurance at (302) 674-7390 or send them an email. Once you have completed your exams and background check, you are now ready to apply for your license. Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about two to five (2-5) weeks. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

In Delaware, insurance licenses expire every two years. The expiration will be on the last day of February of each even-numbered year. The renewal period begins on December 1st of each odd-numbered year.

There is no requirement to take another exam from the state, though depending on the format of your continuing education, it is possible that you may take a short knowledge test at the end of the course to be sure that you understand important insurance concepts, laws, and regulations. AgentSync can also help with the renewal process.

If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.

The State of Delaware requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. The online courses usually require a reading of the subject at hand, then a test at the end.

Upon completion of these courses, the company who you took the course from should send the certificate of completion directly to the state. You should print a copy of this certificate to keep in your records just in case there is a dispute later.

You can renew your Delaware insurance license online by using the National Insurance Producer Registry Resident Renewal tool. AgentSync can also help with the renewal process.

Online applications are required. But if you have extenuating circumstances abd need to fill out a paper application, one can be printed out from the Delaware Department of Insurance Producer Licensing web page.

There is a fee of $100 to renew your license.

Once this process is complete, your license will be renewed and your new expiration date will be the last day of February in the next even-numbered year.

Mailing Address:

Delaware Department of Insurance

Producer Licensing Division

Suite 101, 1351 West North Street

Dover, Delaware 19904

Phone: (302) 674-7300

Email: licensing@state.de.us

Website: https://insurance.delaware.gov/

Once you have your license, you’ll need to complete some additional steps every two (2) years to keep it active. Delaware adjusters are required to complete 12 hours of continuing education (CE), including three (3) hours of ethics or consumer protection coursework, to upkeep your adjuster license.

There is an $100 fee to renew your Delaware adjuster license.

After you complete your renewal application, the Delaware Insurance Department will email you once your license renewal has been approved or if you need to submit other documents.

Delaware grants reciprocal licenses to adjusters who are licensed in their home state or who hold a Designated Home State (DHS) license.

For more information, contact the Delaware Department of Insurance.

Once you have your license, you’ll need to complete some additional steps every two (2) years to keep it active.

Delaware will allow late renewal of an expired license using this NIPR Application (Non-Resident Adjuster Renewals) if license status is cancelled with a status reason of “”non-renewed/not continuing education compliant”” up to one (1) year past expiration date.
The continuing education (CE) requirement is nine (9) general CE hours and three (3) ethics credits. Delaware will accept credits completed in Delaware, in a licensee’s resident state, or in a Designated Home State. Delaware is not reciprocal with continuing education exemptions

The renewal fee is $100.00 for all Non-Resident Adjuster Licensees in Delaware, including individuals and business entities with the following license types: Insurance Producer, Adjuster, Public Adjuster, Appraiser, Fraternal Producer, Self-Service Storage Producer, and Limited Lines Producer. Renewals can be made via the NIPR.

For more information, contact the Delaware Department of Insurance.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.