Compliance Library ©
Insurance is mostly regulated on a state-by-state basis, with each state and U.S. territory determining their own legal standards and procedures. Here you can find state-specific information such as department of insurance contacts; read FAQs about licensing, carrier appointments, and Just-In-Time requirements; and stay up to date with relevant articles and blogs.
Select a state to see more about it
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State phone
State email
State license division address
Comparison Table
With AgentSync’s 50 State Summary Table, we’ve taken the top questions concerning licensing, appointments, adjuster, and business entity management and set them in a comparative grid across the states and territories. Have an at-a-glance understanding of how each state handles appointments or licensing.
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Upcoming Changes
Oregon to Update Fees for Insurance Producer, Adjuster, Public Adjuster, and Consultant
Effective, August 13, 2026, Oregon will update their fees for Insurance Producer, Adjuster, Public Adjuster, and Consultant.
Maryland Clarification of Acceptance Of Credit Cards to Pay Premiums
Review [bulletin](https://insurance.maryland.gov/Pages/Bulletins/Bulletin-26-17.aspx) for full details.
Nebraska To Add Retaliatory Fees
Effective July 17, 2026, Nebraska will be implementing retaliatory fees for Individual Non-Resident Insurance Producers applying for a new license or renewing an existing Non-Resident license and for business entity Non-Resident agencies applying or renewing an Agency, Agency - Travel, or Agency Title license.
Massachusetts 2026 Company Appointment Renewals
Effective July 19, 2026, Massachusetts company appointment renewal invoices will be available for payment through August 31, 2026. Please review important processing information below for upcoming appointment renewal and late renewal period. **Massachusetts Appointment Renewal Business Rules ** - Electronic processing through NIPR is mandatory, and continuationinvoices cannot be paid directly to the Department of Insurance. - Companies will be billed for appointments that are active as of 06/30/2026. - Companies may terminate any appointment that should not be included on appointment renewal invoice until07/14/2026. - All appointments submitted on and after 07/01/2026will not need to be renewed for the current year and will be included on the next renewal cycle in 2027. - Electronic payment options chosen through NIPR will immediately reflect the invoices as paid, and NIPR will forward payment and renewal transactions to the state within 24 hours of that payment. - Appointment Renewal and NIPR processing fees are non-refundable. - Appointment terminations can only be processed for appointments that are shown as active on the PDB at the time the termination transaction is sent to NIPR. - If an invoice appears to be inaccurate, please contact NIPR Support at[support@nipr.com](mailto:support@nipr.com)for assistance before submitting payment.
Kentucky TPA & MGA Designation Requirements Updated
Effective July 15, 2026, Kentucky is updating the language for residents and nonresident Third Party Administrators (TPA) and Managing General Agents (MGA). Additional requirements for the designated individuals' licenses to act under these licenses For more information about these changes, please see the following link. https://apps.legislature.ky.gov/record/26rs/hb527.html
Nebraska Requiring PBM Licensing
Effective July 17, 2026, Nebraska requires that a Pharmacy Benefit Manager (PBM) be licensed (resident and nonresident). See requirements below.
- Pharmacy Benefit Manager
- Initial - $500.00
- Annual Renewal - $250.00
- A person must be licensed to operate as a PBM for a health benefit plan in Nebraska.
- A PBM applicant must:
- Submit an application; and
- Pay a fee.
- The Director may refuse to issue or renew a license if the Director finds that the applicant or any individual responsible for the applicant's conduct of affairs:
- Is not competent, trustworthy, financially responsible, or of good personal and business reputation;
- Has been found to have violated the insurance laws of Nebraska or any other jurisdiction; or
- Has had an insurance or other certificate of authority or license denied or revoked for cause by any jurisdiction.
- Unless surrendered, suspended, or revoked by the Director, a PBM license is valid as long as the PBM:
- Continues to do business in Nebraska; and
- Remains compliant with the Pharmacy Benefit Manager Licensure and Regulation Act and any applicable rules and regulations, including submitting the required license renewal application and fee.
- The Director must receive the renewal application and fee at least 30 days before the anniversary of the effective date of the PBM's initial or most recent license.
- If a PBM fails to comply with the renewal requirements by the deadline, the PBM must pay a $100 fine for each day of noncompliance in Nebraska.
- In addition to the fine, if the renewal application and fee are not received prior to the anniversary date, the PBM's license will be suspended
- For good and sufficient cause shown, the Director may grant an extension up to 30 days to file the renewal application and fee without a fine or suspension.
- A PBM must immediately notify the Director of any material change in its ownership or control or other fact or circumstance affecting its qualification for PBM licensure in Nebraska.
Please see the following link for more information