Compliance Library ©
Insurance is mostly regulated on a state-by-state basis, with each state and U.S. territory determining their own legal standards and procedures. Here you can find state-specific information such as department of insurance contacts; read FAQs about licensing, carrier appointments, and Just-In-Time requirements; and stay up to date with relevant articles and blogs.
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Comparison Table
With AgentSync’s 50 State Summary Table, we’ve taken the top questions concerning licensing, appointments, adjuster, and business entity management and set them in a comparative grid across the states and territories. Have an at-a-glance understanding of how each state handles appointments or licensing.
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Upcoming Changes
Connecticut Announced 2026 Company Appointment Renewal Dates
Connecticut has announced 2026 Company Appointment Renewal dates. Appointment types included are: Fraternal Agent, Insurance Producer, Surety Bail Bond Agent, Rental Car Agency Permits, PA 187 Travel.
Washington Additional CE Requirements for Insurance Producers
Effective May 1, 2026, Washington insurance producers **MUST** have completed a one-credit CE course in order to submit new business for long-term care supplemental policies. This course is in addition to the 8-hour LTC initial training and any subsequent 4-hour refresher training. Please see the following attachment for more information.
Nebraska Company Appointment Renewal 2026
Effective May 1, 2026, Nebraska company appointment renewal invoices will be available for payment from May 1, 2026, through July 31, 2026. The termination deadline is April 24, 2026. Invoice fees are based on the residency of the appointee, see below.
Connecticut Announces 2026 Appointment Renewal Dates
Connecticut has announced 2026 Appointment Renewal Dates. Please see the attachment for more information
Missouri and Oklahoma Are Updating License Eligibility Rules
Effective April 10, 2026, Missouri and Oklahoma will be updating rules involving US Citizenship eligibility for certain license classes. - For Missouri, the following license classes require the applicant to be a US Citizen: - Bail Bond Agent - General Bail Bond Agent - Surety Recovery Agent - Oklahoma requires the applicant to be a US Citizen to be issued a Bail Bondsman license.
New Jersey Travel Agent Licensing Requirements Updated
Effective April 18, 2026, New Jersey updated Travel Agent definitions and licensing requirements for residents and nonresidents. Limited lines travel insurance producer" means a: - Licensed MGA; - Licensed insurance producer, including a limited lines producer; or - Travel administrator. "Travel administrator" means a person who directly or indirectly underwrites, collects charges, collateral, or premiums from, or adjusts or settles claims on New Jersey residents in connection with travel insurance. The following persons are not considered travel administrators: - Person working for a travel administrator, to the extent the person's activities are subject to the travel administrator's supervision and c ontrol - An insurance producer selling insurance or engaged in administrative and claims-related activities within the producer's license scope; - A travel retailer offering and disseminating travel insurance that is registered under a limited lines travel insurance producer license; - An individual adjusting or settling claims in the individual's practice or employment as an attorney who does not collect charges or premiums in connection with insurance coverage; or - A business entity that is affiliated with a licensed insurer while acting as a travel administrator for the affiliated insurer's direct and assumed insurance business. 3\. "Travel insurance": - Means insurance coverage for personal risks incident to planned travel, including: - Trip or event interruption or cancellation; - Loss of baggage or personal effects; - Damages to accommodations or rental vehicles; - Sickness, accident, disability, or death occurring during travel; - Emergency evacuation; - Repatriation of remains; or - Any other contractual obligations to indemnify or - Pay a specified amount to the traveler upon determinable contingencies related to travel, as approved by the Commissioner; and - Does not include: - Major medical plans that provide comprehensive medical protection for travelers with trips lasting longer than 6 months, including a person working overseas as an expatriate; or - Any other product requiring a specific insurance producer license. 4\. Arrangements for repatriation of remains which are made as part of a preneed funeral arrangement or other preneed consultation through a state-registered mortuary that do not include any other coverages listed in (3) above are not considered travel insurance. 5\. The Commissioner may issue a limited lines travel insurance producer license to an individual or a business entity. - Applicants must: - File an application with the Commissioner in the prescribed form and manner; and - Pay all applicable licensing fees. - A limited lines travel insurance producer must be licensed to sell, solicit, or negotiate travel insurance through a licensed insurer. - No person may act as a limited lines travel insurance producer or travel insurance retailer unless properly licensed or registered. 6\. A travel retailer may offer and disseminate travel insurance under a limited lines travel insurance producer business entity license only if: - The travel retailer or limited lines travel insurance producer provides to the travel insurance purchasers: - Description of the material terms or the actual material terms of the insurance coverage; - Description of the claims filing process; - Description of the travel insurance policy review or cancellation process; and - The insurers' and limited lines travel insurance producer's identity and contact information; - At the time of licensure, the limited lines travel insurance producer establishes and maintains a register of each travel retailer that offers travel insurance on the producer's behalf; - The limited lines travel insurance producer: - Certifies that the travel retailer registered complies with 18 USCA § 1033; - Designates an employee who is a licensed individual travel insurance producer as a designated responsible producer (DRP), responsible for compliance with the travel insurance laws and regulations applicable to the limited lines travel insurance producer and its registrants; - Requires the travel retailer's employees and authorized representatives who offer and disseminate travel insurance to complete a training program, which is subject to review and approval by the Commissioner, that contains adequate instructions on: - The types of insurance offered; - Ethical sales practices; and - Required disclosures to prospective customers; and - The DRP, president, secretary, treasurer, and any other officer or person who directs or controls the producer's insurance operations complies with the fingerprinting requirements applicable to insurance producers in the limited lines travel insurance producer's resident state. To learn more, please use the following [link](https://legiscan.com/NJ/bill/S2783/2024).