Insurance is mostly regulated on a state-by-state basis, with each state and U.S. territory determining their own legal standards and procedures. Here you can find state-specific information such as department of insurance contacts; read FAQs about licensing, carrier appointments, and Just-In-Time requirements; and stay up to date with relevant articles and blogs.
With AgentSync’s 50 State Summary Table, we’ve taken the top questions concerning licensing, appointments, adjuster, and business entity management and set them in a comparative grid across the states and territories. Have an at-a-glance understanding of how each state handles appointments or licensing.
Get access to the 50 State Summary Table
For more on regulatory evolution and emerging market trends, subscribe to the AgentSync thought-leadership newsletter
Effective July 17, 2026, Nebraska will be implementing retaliatory fees for Individual Non-Resident Insurance Producers applying for a new license or renewing an existing Non-Resident license and for business entity Non-Resident agencies applying or renewing an Agency, Agency - Travel, or Agency Title license.
Effective July 19, 2026, Massachusetts company appointment renewal invoices will be available for payment through August 31, 2026. Please review important processing information below for upcoming appointment renewal and late renewal period. **Massachusetts Appointment Renewal Business Rules ** - Electronic processing through NIPR is mandatory, and continuationinvoices cannot be paid directly to the Department of Insurance. - Companies will be billed for appointments that are active as of 06/30/2026. - Companies may terminate any appointment that should not be included on appointment renewal invoice until07/14/2026. - All appointments submitted on and after 07/01/2026will not need to be renewed for the current year and will be included on the next renewal cycle in 2027. - Electronic payment options chosen through NIPR will immediately reflect the invoices as paid, and NIPR will forward payment and renewal transactions to the state within 24 hours of that payment. - Appointment Renewal and NIPR processing fees are non-refundable. - Appointment terminations can only be processed for appointments that are shown as active on the PDB at the time the termination transaction is sent to NIPR. - If an invoice appears to be inaccurate, please contact NIPR Support at[support@nipr.com](mailto:support@nipr.com)for assistance before submitting payment.
Effective, 7/1/2026, Mississippi will update their appointment fee from $25 to $50.
Effective, July 1, 2026 Rhode Island will remove a Non-Uniform Question (NUQ) for Company/Independent Adjuster from No Home State Products. Are you a war veteran and requesting exemption from the state licensing fee and filing a DD214 form? Note: Other states may use “disabled veteran” but Rhode Island rule applies to war (or conflict) veteran.
Effective July 1, 2026 Virginia will add a Non-Uniform Question (NUQ) for all license classes for Resident Licensing (RL), Resident Licensing Renewal (RLR), Non-Resident Licensing (NRL), Non-Resident Renewal (NRR), Non-Resident Adjuster Licensing (NRAL), and Non-Resident Adjuster Renewal (NRAR) applications. Please acknowledge that you have read the Virginia Sealing of Criminal Records statement below. Please note that, pursuant to § 19.2-392.15 C and F of the Code of Virginia, in any application for a license or registration submitted to or filed with the Virginia Bureau of Insurance ("Bureau"), including those submitted to or filed through a third party, you are not required to disclose information concerning a prior arrest, charge, or conviction that has been sealed. If you are applying to multiple states on one application, including Virginia, § 19.2-392.15 C and F of the Code of Virginia apply only to Virginia's review of your application. If you are unsure about how to answer any question that may relate to any prior arrest, charge, or conviction you have had (including whether such matters have been sealed), or about the disclosure requirements of other states to which you are applying, you should consult an attorney and/or review your court records prior to answering. Bureau staff cannot provide guidance or advice regarding disclosure of matters that have been sealed.
Posted May 26, 2026, The Surplus Line Association of California has announced that an Export List hearing will take place via video conference and teleconference at 10:00 a.m. Pacific Daylight Time on June 24, 2026. The hearing will consider requests to add the following coverages to the Export List: 1\. Private, Primary Flood—Personal 2\. Private, Primary Flood—Commercial 3\. Private, Primary, Residential Flood Insurance 4\. Cyber Insurance 5\. Technology Errors & Omissions/Cyber Insurance 6\. Track Vehicles—Auto Physical Damage Please see the attachment for more information