Utah Seal

Utah

state commissioner

Jon Pike

STATE phone
(801) 538-3855
STATE LICENSE DIVISION ADDRESS

Utah Insurance Department State Office Building

Appointments & Terminations

Required to report appointments?

Yes

Permits Just-in-time (JIT) appointments?

No

Initial appointment deadlines

Prior to solicitation of business; Within 15 days of first business submission

Initial appointment deadline rule

Producer must be appointed prior to the solicitation of business. The appointment must be submitted to the DOI within 15 days of the appointment effective date (which is determined by the carrier and listed on the appointment form) or the date the first piece of business is received by the carrier

Can be processed via nipr?

Yes

Fees for appointing a resident agency or individual?

No fees

Appoint agencies?

Yes

Adjuster appointments via NIPR?

No

Appointment effective date can be specified?

Yes

Appointment effective date rule

Required and is the date supplied on transaction. Must not be in the future and must be less than 15 days old.

State requires appointment renewal?

No, perpetual

Appointment renewal fee

No fees

Appointment Terminated if license expires?

Yes

Terminations processed via NIPR?

Yes

Termination reasons

Cancelled; cancelled for cause

Termination date can be specified by carrier?

Yes

Termination Effective date rule

Required and is the date supplied on transaction. Must not be in the future and must be less than 15 days old

Termination notes

If the license becomes inactive, the appointment will terminate

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $75 Resident New License Surplus Lines Broker: $75 Resident New License Limited Lines: $50 Non Resident New License Insurance Producer: $75 Non Resident New License Surplus Lines Broker: $75 Non Resident New License Limited Lines: $50

License renewal fee

Resident Producer Individual Renewal Fee: $75 Late Renewal Fee: $50 Resident Limited Line Producer Individual Renewal Fee: $75 Late Renewal Fee: $50 Resident Surplus Lines Producer Individual Renewal Fee: $75 Late Renewal Fee: $50 Resident Consultant Renewal Fee: $75 Late Renewal Fee: $50 Resident Managing General Agent Renewal Fee: $75 Late Renewal Fee: $50 Resident Reinsurance Intermediary Renewal Fee: $75 Late Renewal Fee: $50 Resident Third Party Administrator Renewal Fee: $75 Late Renewal Fee: $50 Resident Independent Adjuster Renewal Fee: $75 Late Renewal Fee: $50 Resident Public Adjuster Renewal Fee: $75 Late Renewal Fee: $50 Non-Resident Producer Renewal Fee: $75 Late Renewal Fee: $125 Non-Resident Limited Line Producer Renewal Fee: $50 Late Renewal Fee: $100 Non-Resident Consultant Renewal Fee: $75 Late Renewal Fee: $125 Non-Resident Managing General Agent Renewal Fee: $75 Late Renewal Fee: $125 Non-Resident Reinsurance Intermediary Renewal Fee: $75 Late Renewal Fee: $125 Non-Resident Surplus Lines Producer Renewal Fee: $75 Late Renewal Fee: $125 Non-Resident Third Party Administrator Renewal Fee: $75 Late Renewal Fee: $125

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Late renewal or reinstatement period for resident individual producer license?

Late renewal allowed up to one year after expiration

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Late renewal or reinstatement period for nonresident individual producer license?

Late renewal allowed up to one year after expiration

Can a producer use a P.O. Box in their resident or business address?

No

Are individuals required to list their county as part of the address?

No

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Resident Limited Line Producer Individual, Temporary Resident Producer Individual, Life, Non-Resident Agency, Non-Resident Broker, Non-Resident Consultant, Non-Resident Independent Adjuster, Non-Resident Managing General Agency, Non-Resident Public Adjuster, Non-Resident Reinsurance Intermediary, Non-Resident Third Party Administrator, Resident Agency, Resident Broker, Resident Consultant, Resident Independent Adjuster, Resident Limited Agency, Resident Public Adjuster, Resident Reins Intermediary, Resident Third Party Administrator, Non-Resident Managing General Agent, Resident Agent, Resident Managing General Agent, Resident Surplus Lines Producer Individual, Non Resident Surplus Lines Producer Individual, Resident Producer Individual, Property and Casualty Insurer, Non Resident Limited Lines Producer, Non Resident Producer, Resident Navigator Individual

Appointment Terminated if license expires?

Yes

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

No

Agency

Can a sole proprietor be licensed as an entity?

Yes

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Yes

Agency Licensing renewals

90 days prior to expiration date until the expiration date. Late renewals begin four days after the expiration date and end one year after expiration.

Agency License required?

Yes

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

No

Branch office

Branch office must be licensed

Adjuster

Requires adjuster license?

Yes

Offers designated home state?

Yes

DHS exam required?

Yes

Reciprocity states

AK, AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, VT, WA, WV, WY

Which states require an exam for reciprocity?

CA, HI, NY, PR

Independent adjuster LOAS

Resident independent adjuster: Independent Adjuster Accident & Health or Sickness, Independent Adjuster Property & Casualty, Independent Adjuster Workers' Compensation Non resident independent adjuster: Accident & Health or Sickness Property & Casualty Crop Workers' Compensation

Independent adjuster fees

Licensing Fee: $75.00 Reinstatement Fee: $75.00 Licensing Fee (Business Entity): $85.00 Reinstatement Fee (Business Entity): $85.00 Renewal Fee: $75.00 Renewal Fee (Business Entity): $85.00 Late Renewal Fee: $50.00 (Residents) / $125.00 (NR)

Independent adjuster exam required?

Yes

Independent adjuster renewal date

Biennially, on the last day of the individual's birth month. Refer to the expiration date for business entities.

Emergency adjuster details

In the event of an emergency, an adjuster license can be issued to those who are not licensed that spans 90 days. The insurer who contracts with an individual holding this license is responsible.

Continuing Education

Total hours per renewal period

24

Renewal period

2 years

License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

Prior to license expiration.

How long before expiration does state send CE reminder?

90 days prior to expiration date

Exemptions to CE

If, as of April 1, 1990, you’ve completed 20 years of continuous licensure in good standing, then you’re exempt from these CE requirements so long as you request and are granted an exemption by the Certification Education Board. If your license lapses due to military service, voluntary service, or some other circumstance, such as disability, you may be exempt from CE requirements. Also, if you hold and maintain any one of the following designations, then Utah considers your CE requirements complete: Chartered Life Underwriter, Chartered Financial Consultant, Registered Health Underwriter with the completion of the PACE program; Chartered Property Casualty Underwriter with the completion of the Continuing Professional Development program; And Certified Financial Planner, Registered Employee Benefits Consultant, Certified Insurance Counselors, Accredited Customer Service Representative, Customer Relationship Manager, Society of Financial Examiners, and Insurance Regulatory Examiners Society with the completion of their CE requirements. If you’re a title producer and you’re an active member in good standing with the state bar and have met the CE requirements for the Utah State Bar, then your CE requirements are considered complete. To receive this exemption, you must attach a current letter of good standing from the Utah State Bar when paying the renewal fee.

What if a producer missed the renewal date?

Reinstatements are available 24/7 from the 4th day after license inactivation to 365 days after for an additional reactivation fee.

CE instructors get credit for teaching courses?

Yes, double credit for each different course per renewal period

Ethics requirements

3 hours ethics and consumer protection

Flood-specific CE requirements

3 hours of NFIP course

LTC-specific CE requirements

3 hours initial LTC training and 3 CE hours specific to LTC per renewal period thereafter

Annuity-specific CE requirements

State requires annuity-specific training

FAQs

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