Georgia

Yes

Yes

A property and casualty producer doesn't require a carrier appointment to sell, solicit, or negotiate travel insurance.

Within 15 days of contract execution or first business submission

Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier

Yes

$20

$20

No

Yes

No

Effective date will be ignored (not required). Date effective is date transaction is processed by the state.

Yes

Georgia portal

$16

No

Yes

Cancelled; cancelled for cause

Yes

Required and is the date supplied on transaction

No fee

No

Email notices are permitted

Resident New License Insurance Producer: $120 (Any single LOA; or Agent-Property and Agent-Casualty; or Agent-Life and Agent-Accident and Sickness)
Resident New License Insurance Producer: $220 (Agent-Property, Agent-Casualty, Agent-Life, Agent-Accident and Sickness)
Resident New License Surplus Lines Broker: $600
Nonresident New License Insurance Producer: $220 (Agent Nonresident Life, Accident & Sickness and Property, Casualty)
Nonresident New License Insurance Producer:$120 (Life, Accident & Sickness)
Nonresident New License Surplus Lines Broker: $620

Resident Renewal Insurance Producer: $105 Resident Renewal Insurance Producer: $205 Resident Renewal Surplus Lines Broker: $605 Nonresident Renewal Insurance Producer: $105 Nonresident Renewal Insurance Producer: $205 Nonresident Renewal Personal Lines Broker: $605

90 days before expiration

Last day of birth month every 2 years based on year of first state license issue

Late renewal allowed up to 15 days after expiration

90 days before expiration

Last day of birth month every 2 years based on year of first state license issue

Late renewal allowed up to 15 days after expiration

No

Yes

Residence, Business, and Mailing

Risk Retention Group, Temporary Agent, Property and Casualty, Life, Life Settlement Broker-Nonresident, Life Settlement Broker-Resident, Agent-Nonresident, Agent-Resident, Crop/Hail Adjuster-Nonresident, Crop/Hail Adjuster-Resident, Counseler - Nonresident, Counselor-Resident, Fraternal Agent - Nonresident, Public Adjuster-Nonresident, Public Adjuster-Resident, Surplus Lines Broker-Resident, Temporary Hardship-Resident, Surplus Lines Broker-Nonresident, Adjuster (Resident), Adjuster (Nonresident), Workers Comp Adjuster - Resident, Workers Comp Adjuster - Nonresident, Vehicle Protection Warrantors, Limited Subagent, Resident Limited Health Counselor, Nonresident Limited Health Counselor

Yes

Any individual who will be counseling, advising or rendering opinions as to the benefits promised under an insurance policy as well as receiving fees for these services in Georgia must obtain an insurance counselor license. Insurers are not required to appoint Brokers per NAIC PLMA

See code section 33-23-1 (6) for the definition of a Counselor for Georgia

Yes

Classroom and online

A certificate of completion will be issued to the commissioner and to the applicant. Must be shown at exam site and included with license application.

All applicants must pass any required exams within 12 months of completing the pre-licensing education.

The following applicants are exempt from the 20-hour pre-licensing requirement: a. an applicant for the lines of property or casualty who holds any of the following designations: I. Chartered Property and Casualty Underwriter (CPCU); II. Certified Insurance Counselor (CIC); III. Certified Insurance Representative (CISR); or IV. Certified Risk Manager (CRM); b. an applicant for the lines of life or health who holds either of the following designations: I. Chartered Life Underwriter (CLU); or II. Fellow Life Management Institute (FLMI); c. an applicant for a temporary license; d. an applicant for a credit insurance license; e. an applicant who provides a transcript indicating successful completion 2 college or university insurance-related courses pertaining to the lines of authority being requested; f. an applicant who holds an insurance college degree; g. a nonresident currently licensed in the resident state, or a new resident who moves to Georgia and submits a license application within 90 days of the cancellation of any previously held license; an any of the following applicants: I. credit insurance agent; II. limited subagent credit insurance; III. limited travel agent; IV. foreign military representative; and V. title agent. An applicant that was previously licensed for the same lines of authority in another state is exempt from the pre-licensing requirement if: a. the applicant is currently licensed in that state; or b. the application is received within 90 days of cancellation of the applicant's previous license and: I. the prior state certifies that the applicant was in good standing at the time of license cancellation; or II. the prior state's producer database records indicate that the applicant was licensed in good standing for the requested line of authority.

Unless exempt, an applicant for an agent, subagent, adjuster, or counselor license must complete prelicense instruction taught by authorized instructors. a. All prelicensing courses must contain at least 20 hours of instruction per major line of authority. b. The major lines of authority are: I. life; II. accident and sickness; III. property; IV. casualty; and V. personal lines. Limited subagent courses must contain at least 20 hours per combination lines of life, accident and sickness, or property and casualty. A variable products license applicant must complete an approved 8-hour variable product prelicensing course. An instructor may receive the same credit for courses as applicants. Attendance must be certified on the required form and submitted to the Commissioner. Navigators must complete 35 hours of prelicensing education. a. Navigator prelicensing education courses must contain a minimum of 10 hours covering: I. health benefit insurance; II. the exchange provisions of the federal act; III. the medical assistance program provided for by the Georgia Medical Assistance Act of 1977; IV. the PeachCare for Kids Program; V. information pertaining to state licensing laws; and VI. any other information that will give the applicant a proficient knowledge of state insurance laws. b. Individuals who satisfactorily complete the federal requirements for certification or to act as Navigators (which includes certified application counselors, in-person assisters, and navigators) may apply to receive up to 25 hours of credit toward the Georgia education requirements

Yes, for Resident Licensing

Gemalto Cogent Systems.

Pearson VUE

One Year

Yes

Please visit https://oci.georgia.gov/citizenship-affidavit for instructions on how to submit additional required documents. All applicants will be required to submit these documents to the NIPR Attachment Warehouse https://nipr.com/licensing-center/attachments before the application can be processed.

NIPR Gateway

None

No

Yes

A licensee must report a change of business address or any change in the licensing information within 30 days. Contact Change Request supported via NIPR Gateway.

Individual and Business Entity

Yes

Yes

Yes

90 days prior to expiration date until birth month. There are no late renewal periods for business entities. If an applicant license has an inactive license, applicant can reapply through nonresident License (NRL) Application no matter how many days past expiration.

Yes

A licensee must report a change of business address or any change in the licensing information within 30 days. Agencies and Business Entities must submit address changes using the method identified on the state's website.

Yes

Yes

AK, AL, AR, AZ, CT, DE, FL, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV

CA, HI, NY, WY

Casualty, Property, Workers' Compensation

Licensing Fee: $100 Amendment Fee: $100 Resident / $115 Nonresident Renewal Fee: $100 Late Renewal Fee: $115

Yes

Biennially, on the last day of the individual's birth month for residents. Expires on expiration date for nonresidents.

Every two years on the last day of the individual's birth month for residents. Expires on expiration date for nonresidents.

Proof of a $5000 surety bond is needed to obtain a license

Property, Casualty

Licensing Fee: $100

Yes

After an emergency is declared, the individual is required to register as a non-licensed salaried staff adjuster with the Department of Insurance. Permits will then be assigned to each adjuster for up to 60 days.

Biennially, on the last day of the individual's birth month for residents. Expires on expiration date for nonresidents.

Registration only required to work as a Company/Staff adjuster.

Crop/Hail Adjuster

Licensing Fee: $100

Yes

Biennially, on the last day of the individual's birth month for residents. Expires on expiration date for nonresidents.

Yes, if Resident State does not License

Offers Resident and Nonresident Worker’s Comp Adjuster Licenses Types. Workers Compensation Licensees Must take 24 hours of CE credits; however, if courses are taken through the Workers Compensation Board Providers, must take only 20 hours. No exam is required.

Yes

24

2 years

Yes

Last day of birth month

Year of first license issuance

On the last day of the licensee's birth month, biennially.

90 days prior to expiration date

90 days prior to expiration date

Those who hold a PhD in insurance can request a complete exemption from Georgia's CE requirements. Each semester credit hour of an insurance college course may count as three hours of CE. Limited lines such as agents with only travel ticket or travel accident class licenses, temporary agents, foreign military representatives, fraternal agents, title, and nonresident adjusters where Georgia is the designated home state are exempt from CE. If you're an adjuster with a current Universal Claims Certification designation, you are exempt from CE. If you hold an inactive license, you aren't required to stay current on CE. Residents who have held a license for more than 20 years must only fulfill 20 hours of CE.

After your expiration, you still have 15 days to pay your license and renew with a late fee (assuming you have completed your CE). Otherwise, your license will expire. You can still reinstate your license by getting current on your CE and paying your renewal fee plus late fees within a year of expiration.

Yes

Yes

Up to half of the next cycle's credits, does not include online course credits

3 hours ethics or consumer protection

Yes

21 credit hours must be related to the producer license

3 hours of NFIP course, can count toward ethics

8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter

One-time, 4-hour course

Yes

https://oci.georgia.gov/agents-agency-licensing/education-providers-courses-and-instructors

Workers' Compensation adjusters must meet 20 hours of CE through the State Worker's Compensation Board or complete normal CE requirements for P&C license. For those holding multiple license types, no more than 5 hours of CE can come from limited subagent or credit insurance. Credit agents and subagents must provide proof of 10 hours of self-study. If you have any of the following designations, you must only get 6 hours of CE: Fellow, Life Management Institute Certified Insurance Counselor Chartered Property Casualty Underwriter Chartered Life Underwriter Certified Employee Benefits Specialist Chartered Financial Consultant Certified Financial Professional Accredited Adviser in Insurance

https://agentsync.io/blog/individual-producers/insurance-continuing-education-georgia