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AgentSync State Resources

Ohio Insurance Licensing and Compliance Resources

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State License Division Information

Ohio Department of Insurance
50 W Town Street
3rd Floor, Suite 300
Columbus, Ohio 43215
Phone: (614) 644-2665
Fax: (614) 644-3475
Website: https://www.insurance.ohio.gov

Non Resident Licensing Information: Ohio Department of Insurance Individual Title Agent License Application

For Carriers in Ohio

  • Drastically reduce time to sell

  • Automatically Sync active agent records with NIPR

  • Reduce time to activate Agents with seamless onboarding experience

For Agencies in Ohio

  • Import the agent record from the NIPR PDB (Producer Database) in real time

  • Daily change updates synced directly with NIPR

  • Daily change updates synced directly with NIPR

For MGAs/MGUs in Ohio

  • Let technology help manage your distribution channel with contracting, licensing, appointments, & compliance solutions.

  • Basic setup completed in days, not months

  • Submit appointments in a few clicks

FAQs

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, you must now take your Ohio insurance pre-license education courses. The next step after completing all of your pre-license coursework is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life & Health (L&H) and Property & Casualty (P&C) lines are combined as one test each, so you wouldn’t take four tests, you would only take two altogether.

Ohio requires that all insurance license applicants provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. Once you have completed your exams and fingerprinting, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

For more information on this topic, call the Ohio Department of Insurance at 614-644-2665 or email the License Department.

The State of Ohio does not offer a Resident Insurance Adjuster License and does not require a license to practice insurance claims adjusting within the state.

In Ohio, insurance licenses expire every two years. In order to renew an insurance license, all agents, on or before their license expiration date, must submit a Renewal Application through the National Insurance Producer Registry (NIPR). The State of Ohio requires that all resident individual major line licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period; three (3) hours of which must be in the subject of ethics or consumer protection.  AgentSync can also help with the renewal process.

A limited line licensee is not required to complete continuing education. And while a $25 renewal fee is required to be paid by all resident limited line and non-resident agents, the renewal fee is waived for all resident agents with a continuing education requirement imposed upon them.  Agents with a continuing education requirement must obtain all required credits prior to their license expiration date.  An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement (if required). Additionally, credits cannot include the same course taken repeatedly in one reporting period.

Non-resident producers who have met the requirements of their home state are exempt from the Ohio CE requirements. AgentSync can also help with the renewal process.

Ohio is one of 16 states that do not license insurance adjusters. A Non-resident who is licensed as a public insurance adjuster in another state that requires the applicant to submit to an examination as a condition of licensure is exempted from the examination requirements of Ohio.

Non-Resident applicants must be licensed for the same license type and lines of authority to be eligible for online submission. Additionally, Non-Resident Adjusters in Ohio are only required to complete the Continuing Education (CE) requirements of their DHS.

There is a $100 renewal fee, which can be paid directly via the NIPR.

For more information, contact the Ohio Department of Insurance.

Ohio is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state.

To adjust in the state of Ohio, you will need to obtain a Designated Home State (DHS) license. You will go through that state’s (Ohio or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license. For more information, contact the Ohio Department of Insurance.

If youre looking to become an insurance adjuster in a non-licensing state like Ohio, the Florida 70-20 DHS License is the next best thing for the following reasons:
The state offers the quickest turnaround time after you submit your documents.
The Florida 70-20 license is reciprocal with most states.
A Florida DHS license is good for 4 years.

This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.