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AgentSync State Resources

Mississippi Insurance Licensing and Compliance Resources

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State License Division Information

Mississippi Insurance Department
P.O. Box 79
Jackson, Mississippi 39205
Phone: (601) 359-3582
Website: https://www.mid.ms.gov

Non Resident Licensing Information: Mississippi Insurance Department Producer/Individual Licensing

For Carriers in Mississippi

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FAQs

The first step in getting a Mississippi Insurance Adjuster License is taking pre-license education courses. These are state required courses pertaining to claims adjusting, basic insurance information, state laws and mandates, and professional ethics. To fill the pre-license requirement, you must complete a certain amount of credit hours depending on the lines of authority (types of licenses) you wish to attain. The next step after completing your pre-licensing requirement is to take and pass the Mississippi Insurance Adjuster License exam. Once you have completed your pre-licensing requirement and passed your examination, you are now ready to apply for your license. Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about five (5) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

Your first step is to take and pass the Minnesota Insurance Adjuster License exams. Depending on the lines of authority you wish to carry, you may need to take more than one exam. The State of Minnesota requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing application. If you have specific questions regarding things that may come up on your background check you may call the Minnesota Department of Commerce at (651) 539-1600 or send them an email.

Once you have completed your exams, fingerprinting, and have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about ten (10) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

In Mississippi, insurance licenses expire every two (2) years. The expiration will be on the last day of your birth month.

Although there’s no requirement to take another exam from the state, the State of Mississippi requires that resident individual licensees with licenses that have been in effect for nineteen to twenty-four (19-24) months complete twenty-four (24) credit hours of continuing education every two-year renewal period.

If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.

If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you don’t need to complete double the hours.

You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. After you have completed your continuing education and you are within 90 days of your license expiration, you may renew your Mississippi insurance license online. AgentSync can also help with the renewal process.

There is a fee of $100 per line of authority to renew your license.

The non-resident applicant must hold a Surplus Lines license in their home state. If not, they must meet the same requirements as the resident applicant. There is no requirement to take another exam from the state.

Mississippi non-resident licensees who do not hold a reciprocal license in their home state, are required to mail their paper renewal invoice and fee to the Department of Insurance.

You are strongly encouraged to apply electronically at NIPR. AgentSync can also help with the renewal process.

You may submit either a paper application or NAIC Uniform application and the appropriate license fee. The MID staff will verify home state licensure on the NAIC Producer Database (SPLD).

There is a fee of $100 per line of authority to renew your license.

Mississippi adjuster license renewal is required of all license-holders every two (2) years before the expiration date.

NOTE: Mississippi grants reciprocal licenses to adjusters who are licensed in their home state or adjusters who hold a Designated Home State (DHS) license, as long as the home or DHS state requires an examination.

The individual must submit an adjuster’s application ($100 fee) found at Mississippi Insurance Department. You may also apply on-line at The NIPR website.

The MID staff will verify home state licensure on the NAIC Producer Database (SPLD). The applicant must have passed an examination in their home state, in another state they are licensed in providing documentation or in Mississippi to receive the license.

For more information, contact the Mississippi Insurance Department.

Once you have your license, you’ll need to complete some additional steps every few years to keep it active. Mississippi adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month.
Resident Adjusters in Mississippi are required to complete a total of twenty-four (24) hours of continuing education (CE), including three (3) hours of ethics coursework, to upkeep with your adjuster license.

There is a fee of $100 to renew your Mississippi license. All renewals must be completed via an application on NIPRs website.

For more information, contact the Mississippi Insurance Department.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.