Hawaii
Colin M. Hayashida
Hawaii Insurance Division
Appointments & Terminations
Yes
Yes
Within 15 days of contract execution or first business submission
Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier
Yes
No fee
Yes
No
No
Yes
Must be no more than 15 days old from the current date.
No, perpetual
No fees
Yes
Yes
Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; agent moved; appointed in error
Yes
Must not be more than 15 days old from the current date
All termination transactions terminate all lines of authority between appointee and appointer, even if only one line is requested to be terminated
No fee
Licensing
Resident New License Insurance Producer $150 or $200 depending on license and expiration dates Non Resident New License Insurance Producer $225 or $300 depending on license and expiration dates
Resident Renewal Insurance Producer: $100 Resident Renewal Personal Lines Broker: $90 Resident Renewal Insurance Producer: $150 Resident Renewal Surplus Lines Broker: $90
106 days before expiration
16th day of birth month every 2 years in odd or even year based on month of birth
Late renewal allowed for 30 days after expiration
106 days before expiration
16th day of birth month every 2 years in odd or even year based on month of birth
Late renewal allowed for 30 days after expiration
No
No
Residence, Business, and Mailing
Managing General Agent, Third Party Administrator, Limited Lines Self-Service Storage Producer, Workers’ Compensation Adjuster – Limited License, Crop Insurance Adjuster – Limited License, Life Settlement Broker, Vehicle Protection Product Warrantor, Independent Adjuster, Reins Intermediary Broker, Reins. Intermediary Manager, Insurance Producer, Limited Lines Motor Vehicle Rental Company Producer, Public Adjuster, Insurance Company - Foreign/Alien, General Agent, Subagent, Surplus Line Broker, Limited Lines Producer
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMAInsurers are not required to appoint Brokers per NAIC PLMA
No
Yes, for Resident Licensing
Obtained from FieldPoint and valid for 90 days. Applicant must be fingerprinted prior to the license being reviewed. Applicant must be fingerprinted within 7 days of submitting the application. Fingerprint instructions can be found online at https://cca.hawaii.gov/ins/producers/instructions_insurance_license/
If an applicant is not a US citizen, a copy of a valid work permit or permanent resident card must be submitted via NIPR's Attachments Warehouse.
NIPR Gateway
Licensees must have a General Excise Tax License, as required under the tax laws for the State of Hawaii. Please contact the state Department of Taxation for more information.
None
No
Will be removing
A licensee must report a change of status to the Commissioner within 30 days of the change. Contact Change Request supported via NIPR Gateway.
Failure to report a change of status will result in a penalty.
Agency
Yes
Yes
Yes
90 days prior to expiration date, on the first day of the month until April 16th, odd year. Non residents are 90 days prior to expiration until April 16th, even-years.
Yes
No
Branch office must be licensed
Adjuster
Yes
No
N/A
AK, AR, AZ, CT, GA, ID, KY, LA, ME, MI, MN, MT, NC, NH, NM, NV, SC, UT, VT
AL, CA, DE, FL, IN, MS, NY, OK, OR, PR, RI, TX, WA, WV, WY
No LOA Required
Licensing Fee: Either $165 or $210 depending on when you are born and the month that you are applying. See this sheet for more details: https://nipr.com/sites/default/files/2022-02/Hawaii%20-%202022%20Fee%20Schedule\_0.pdf Renewal Fee: $90.00 Late Renewal Fee: $270.00
Yes
Licenses expire on the 16th of the individuals birth month, biennially.
Biennially, on the 16th of the individuals birth month.
Continuing Education
24
2 years
16th day of birth month
Odd or even birth month
At least 15 days prior to license expiration.
60 days prior to expiration date
Those who have held an initial license for less than two years on first renewal is exempt from CE. Producers who add LOAs are required to complete the accompanying CE before the next renewal period. Hawaii also frequently issues waivers to requests from producers such as those on active military duty or undergoing chronic illness.
If the licensee is within 30 days of your Hawaiian resident insurance license, they can renew their license online if they have gotten up to date on your CE. After 30 days but within a year, they can renew subject to a reactivation fee. After 366 days, they will need to reapply as a new licensee, complete with a new insurance exam and everything.
3 hours ethics or Hawaii law
3 hours of NFIP course
One-time, 4-hour course
https://agentsync.io/blog/individual-producers/insurance-continuing-education-hawaii
Regulatory Updates
Hawaii Issues Declaration from the State Insurance Commissioner Regarding Assistance of Non Resident Independent Adjusters in Response to the August 8, 2023 Maui Island Wildfire
Insurance Commissioner Gordon I. Ito authorizes temporary assistance of Non Resident independent Adjusters for the continued support of the affected communities and residents of the Maui Island wildfires. Full details can be found in the attached declaration.
Hawaii Issues Declaration Regarding Assistance of Non Resident Independent Adjusters
Pursuant to Hawaii Revised Statutes (“HRS”)§ 431:9-201(b), Insurance Commissioner Gordon I. Ito is issuing this declaration authorizing temporary assistance of nonresident independent adjusters due to fires across the State. The Insurance Commissioner has decided to allow nonresident independent adjusters to operate in the State temporarily to help handle the amount of work due to the fires. The Insurance Commissioner wants to ensure that adjusters and insurance companies can and will timely respond to property owners’ needs. See attachment for full details.
Hawaii Adding Changes to Underlying License and Line of Authority Requirements
Effective September 15, 2023, new validations will be added for Hawaii to ensure underlying license and line of authority requirements are met. Life Settlement Broker must have a current license for at least one year as an Insurance Producer with a line of authority of ‘Life’ in Hawaii. Applicants renewing for the following license classes must hold an active Insurance Producer license in Hawaii. Reinsurance Intermediary Broker Reinsurance Intermediary Manager Managing General Agent
Hawaii Contact Change Request Updates and Appointments and Terminations
Effective June 9th, 2023, Hawaii will allow applicants with no active resident license to electronically submit Contact Change Requests. Additionally, Appointer/Carrier FEIN will be mandatory for Appointments and Terminations
Hawaii Updates Appointment Mapping
As of February 14th, 2023, Hawaii added appointment mapping for Travel and Car Rental for companies that hold Marine and Transportation, and Vehicle.
Hawaii Application Expiration Date Extended
Those with a Hawaii application expiration date of 12/16/2022 will be extended to 12/21/2022 due to a system update needed.
Hawaii Appointments Update
During the SBS switch, Hawaii had an issue with migration for some Personal Lines and Surety appointments. Those appointments have been migrated back over to SBS.
Hawaii to Convert to State Based Systems
Beginning on 11/8/2022 through 11/16/2022 Hawaii will be completing the State Based Systems conversation and will be shut off.
Hawaii Introducing New Training Requirements
Beginning 1/1/2023 Hawaii will amend its training requirements to include a 4 credit training course and an additional one credit course.
Hawaii Removing Marine Transportation, Personal Lines, Surety, and Vehicle LOAs if Property and Casualty is Held
Effective Immediately, Hawaii will remove Marine Transportation, Personal Lines, Surety, and Vehicle LOAs if that licensee also holds a Property and Casualty LOA. This applies for both resident and non residents.
Hawaii Includes Marine Transportation, Personal Lines, Surety, and Vehicle LOAs when License Includes Property and Casualty
Resident and non resident producer licenses that had the LOAs previously separated will no longer see those LOAs (MA, PL, SU, and VE) and only see P&C. There will be no changes to LOAs listed on licenses that have only PL or SU LOAs.
Hawaii Requires Reinstatement Fees to be Requested Electronically
As of March 21, 2022, Hawaii will require all reinstatements (nonrenewals or licenses surrendered within one year of inactivation) to be handled electronically. Checks will not be accepted.
Hawaii Announces Changes to Resident Producers Insurance Continuing Education Timelines
Hawaii announces a new timeline for completion of Continued Education courses. All active resident PROs (new or existing) must complete CE credit requirements before their renewal date. Additionally, if a new line of authority is added to a PRO's active license, the licensee must complete all required CE credit hours.
Surplus Lines Alert For Several Jurisdictions
Several states have released key information on Surplus Lines and can be found in the attached document.
Hawaii Terms and Durations Amendments for License and Registrations
Hawaii releases amendments that establish consistent terms and durations of license and registration. This allows for electronic processing of licensing, renewal, registration, renewal, and reinstatement fees.
FAQs
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How Do I Get an Insurance License in Hawaii?
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How Do I Get a State Adjuster License in Hawaii?
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How do I renew my insurance license in Hawaii?
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How do I renew my nonresident insurance license in Hawaii?
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How Do I renew My Non-Resident Adjuster License in Hawaii?
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How Do I Renew My Adjuster License In Hawaii?