In order to become an insurance agent in the state of Florida, you’ll first need to determine what type of insurance agent you want to be, or what types of policies you need to sell. Doing that will help you figure out what type, or types, of insurance licenses you need to get. After that, you’ll take insurance pre-license education courses. After completing that coursework you can take your insurance exam(s). Life, Accident, & Health 2-15 (L&H) and Property & Casualty 2-20 (P&C) lines are combined lines in Florida, so you will take two exams if you wish to attain all of these lines of authority.
Florida requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will also initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts.
Once you have completed your exams and completed your fingerprinting, you can apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.
If you have any questions, you can call the Florida Department of Insurance at (850) 413-3140 or email the Insurance Department.