How Do I Get an Insurance License in Hawaii?

In order to become a state Adjuster in Hawaii, you’ll need to complete the necessary Adjuster license course work. Once you’ve done that, the next step is to take and pass the Hawaii Insurance Adjuster License exams. Depending on the lines of authority you wish to carry, you may need to take more than one exam. The State of Hawaii requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check you may call the Hawaii Insurance Division at (808) 586-2790 or send them an email. Once you have completed your exams and fingerprinting, you can now apply for your license.Your license application is then reviewed by the state. This process generally takes about ten (10) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

How Do I Get a State Adjuster License in Hawaii?

In order to become a state Adjuster in Hawaii, you’ll need to complete the necessary Adjuster license course work. Once you’ve done that, the next step is to take and pass the Hawaii Insurance Adjuster License exams. Depending on the lines of authority you wish to carry, you may need to take more than one exam. The State of Hawaii requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check you may call the Hawaii Insurance Division at (808) 586-2790 or send them an email. Once you have completed your exams and fingerprinting, you can now apply for your license. Your license application is then reviewed by the state. This process generally takes about ten (10) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

How do I renew my insurance license in Hawaii?

In Hawaii, insurance licenses expire every two years. The expiration will be on the 16th day of your birth month. There is no requirement to take another exam from the state, but courses you need to take to keep your license in good standing may include a quiz to see if you understand the material. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process.

How do I renew my non-resident insurance license in Hawaii?

If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states. You may take your continuing education courses either in person in a classroom setting or <a href="https://www.kaplanfinancial.com/insurance-continuing-education/hawaii?utm_source=MKT-005318&utm_medium=banner&utm_campaign=INS_IL_Affiliate&utm_term=hace_link&utm_content=staterequirement">online as a self-paced course</a>. Upon completion of these courses, the company who you took the course from should send the certificate of completion directly to the state. You may want to print a copy of this certificate to keep in your records just in case there is a dispute later. After you have completed your continuing education and you are within 60 days of your license expiration, you may renew your Hawaii insurance license online by using the <a href="https://www.ehawaii.gov/dcca/hils/renew/exe/insrenew.cgi">Hawaii Department of Commerce & Consumer Affairs</a> site. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process. There is a fee of $100 to renew your license. Once this process is complete, your license will be renewed, with a new expiration date two years from your previous expiration date.

How Do I renew My Non-Resident Adjuster License in Hawaii?

Hawaii does not grant reciprocal licenses to adjusters from out-of-state. If you want to be licensed to work in Hawaii, you will need to go through their testing and application process. All individuals – residents and nononresidents – are required to successfully pass the Hawaii Insurance License Exam.Once you have your license, you’ll need to formally renew it to keep it active. Hawaii adjuster license renewal is required of all license-holders every two (2) years before the expiration date. Retaliatory fees can be found via the NIPR. Resident licensing must be completed via the NIPR. Hawaii adjusters can renew their license through HDCCA License Extension/Renewal website or through NIPR. Choose one or the other – do not submit through both portals.

How Do I Renew My Adjuster License In Hawaii?

Once you have your license, you’ll need to formally renew it to keep it active. Hawaii adjuster license renewal is required of all license-holders every two (2) years before the expiration date. In Hawaii, you are not required to complete hours of continuing education (CE) coursework to upkeep your adjuster license. There is an $90 fee to renew your Hawaii adjuster license. Hawaii does not grant reciprocal licenses to adjusters from out-of-state. If you want to be licensed to work in Hawaii, you will need to go through their testing and application process. Hawaii adjusters can renew their license through HDCCA License Extension/Renewal website or through NIPR. Choose one or the other – do not submit through both portals.

Hawaii

state commissioner

Colin M. Hayashida

STATE email

InsLic@dcca.hawaii.gov

STATE phone

(808) 586-2790

STATE LICENSE DIVISION ADDRESS

Hawaii Insurance Division

Visit State Website

Appointments & Terminations

Required to report appointments?

Yes

Permits Just-in-time (JIT) appointments?

Yes

Initial appointment deadlines

Within 15 days of contract execution or first business submission

Initial appointment deadline rule

Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier

Can be processed via nipr?

Yes

Fees for appointing a resident agency or individual?

No fee

Appoint agencies?

Yes

Agency appointment covers affiliated producers?

Adjuster appointments via NIPR?

Appointment effective date can be specified?

Yes

Appointment effective date rule

Must be no more than 15 days old from the current date.

State requires appointment renewal?

No, perpetual

Appointment renewal fee

No fees

Appointment Terminated if license expires?

Yes

Terminations processed via NIPR?

Yes

Termination reasons

Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; agent moved; appointed in error

Termination date can be specified by carrier?

Yes

Termination Effective date rule

Must not be more than 15 days old from the current date

Termination notes

All termination transactions terminate all lines of authority between appointee and appointer, even if only one line is requested to be terminated

Termination fee

No fee

Licensing

Initial individual new license fee

Resident New License Insurance Producer $150 or $200 depending on license and expiration dates Non Resident New License Insurance Producer $225 or $300 depending on license and expiration dates

License renewal fee

Resident Renewal Insurance Producer: $100 Resident Renewal Personal Lines Broker: $90 Resident Renewal Insurance Producer: $150 Resident Renewal Surplus Lines Broker: $90

When does the resident individual producer license renewal period begin?

106 days before expiration

What is the resident individual producer license renewal date?

16th day of birth month every 2 years in odd or even year based on month of birth

Late renewal or reinstatement period for resident individual producer license?

Late renewal allowed for 30 days after expiration

When does the nonresident individual producer license renewal period begin?

106 days before expiration

What is the nonresident individual producer license renewal date?

16th day of birth month every 2 years in odd or even year based on month of birth

Late renewal or reinstatement period for nonresident individual producer license?

Late renewal allowed for 30 days after expiration

Can a producer use a P.O. Box in their resident or business address?

Are individuals required to list their county as part of the address?

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Managing General Agent, Third Party Administrator, Limited Lines Self-Service Storage Producer, Workers’ Compensation Adjuster – Limited License, Crop Insurance Adjuster – Limited License, Life Settlement Broker, Vehicle Protection Product Warrantor, Independent Adjuster, Reins Intermediary Broker, Reins. Intermediary Manager, Insurance Producer, Limited Lines Motor Vehicle Rental Company Producer, Public Adjuster, Insurance Company - Foreign/Alien, General Agent, Subagent, Surplus Line Broker, Limited Lines Producer

Appointment Terminated if license expires?

Yes

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMAInsurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

Fingerprints Required?

Yes, for Resident Licensing

Fingerprint Submission Details

Obtained from FieldPoint and valid for 90 days. Applicant must be fingerprinted prior to the license being reviewed. Applicant must be fingerprinted within 7 days of submitting the application. Fingerprint instructions can be found online at https://cca.hawaii.gov/ins/producers/instructions_insurance_license/

Citizenship requirement details

If an applicant is not a US citizen, a copy of a valid work permit or permanent resident card must be submitted via NIPR's Attachments Warehouse.

Where to apply for resident license?

NIPR Gateway

Other licensing notes

Licensees must have a General Excise Tax License, as required under the tax laws for the State of Hawaii. Please contact the state Department of Taxation for more information.

What Transactions are Retaliatory Fees Applied to?

None

Submit Partial License Renewals through NIPR?

Has Personal Lines LOA?

Will be removing

Deadline to report personal data changes (address, name change, phone number, etc.)

A licensee must report a change of status to the Commissioner within 30 days of the change. Contact Change Request supported via NIPR Gateway.

Penalty for failure to timely report personal data changes

Failure to report a change of status will result in a penalty.

Agency

Can a sole proprietor be licensed as an entity?

Yes

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Yes

Agency Licensing renewals

90 days prior to expiration date, on the first day of the month until April 16th, odd year. Non residents are 90 days prior to expiration until April 16th, even-years.

Agency License required?

Yes

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

Branch office

Branch office must be licensed

Adjuster

Requires adjuster license?

Yes

Offers designated home state?

DHS exam required?

N/A

Reciprocity states

AK, AR, AZ, CT, GA, ID, KY, LA, ME, MI, MN, MT, NC, NH, NM, NV, SC, UT, VT

Which states require an exam for reciprocity?

AL, CA, DE, FL, IN, MS, NY, OK, OR, PR, RI, TX, WA, WV, WY

Independent adjuster LOAS

No LOA Required

Independent adjuster fees

Licensing Fee: Either $165 or $210 depending on when you are born and the month that you are applying. See this sheet for more details: https://nipr.com/sites/default/files/2022-02/Hawaii%20-%202022%20Fee%20Schedule\_0.pdf Renewal Fee: $90.00 Late Renewal Fee: $270.00

Independent adjuster exam required?

Yes

Independent adjuster renewal date

Licenses expire on the 16th of the individuals birth month, biennially.

Speciality adjuster renewal date

Biennially, on the 16th of the individuals birth month.

Continuing Education

Total hours per renewal period

Renewal period

2 years

License renewal date is

16th day of birth month

License renewal year based on...

Odd or even birth month

When is the CE due?

At least 15 days prior to license expiration.

How long before expiration does state send CE reminder?

60 days prior to expiration date

Exemptions to CE

Those who have held an initial license for less than two years on first renewal is exempt from CE. Producers who add LOAs are required to complete the accompanying CE before the next renewal period. Hawaii also frequently issues waivers to requests from producers such as those on active military duty or undergoing chronic illness.

What if a producer missed the renewal date?

If the licensee is within 30 days of your Hawaiian resident insurance license, they can renew their license online if they have gotten up to date on your CE. After 30 days but within a year, they can renew subject to a reactivation fee. After 366 days, they will need to reapply as a new licensee, complete with a new insurance exam and everything.

Ethics requirements

3 hours ethics or Hawaii law

Flood-specific CE requirements

3 hours of NFIP course

Annuity-specific CE requirements

One-time, 4-hour course

For more from agentsync

https://agentsync.io/blog/individual-producers/insurance-continuing-education-hawaii

Regulatory Updates

Hawaii Issues Declaration Regarding Assistance of Non Resident Independent Adjusters

Pursuant to Hawaii Revised Statutes (“HRS”)§ 431:9-201(b), Insurance Commissioner Gordon I. Ito is issuing this declaration authorizing temporary assistance of nonresident independent adjusters due to fires across the State. The Insurance Commissioner has decided to allow nonresident independent adjusters to operate in the State temporarily to help handle the amount of work due to the fires. The Insurance Commissioner wants to ensure that adjusters and insurance companies can and will timely respond to property owners’ needs. See attachment for full details.

Hawaii Adding Changes to Underlying License and Line of Authority Requirements

Effective September 15, 2023, new validations will be added for Hawaii to ensure underlying license and line of authority requirements are met. Life Settlement Broker must have a current license for at least one year as an Insurance Producer with a line of authority of ‘Life’ in Hawaii. Applicants renewing for the following license classes must hold an active Insurance Producer license in Hawaii. Reinsurance Intermediary Broker Reinsurance Intermediary Manager Managing General Agent

Hawaii Contact Change Request Updates and Appointments and Terminations

Effective June 9th, 2023, Hawaii will allow applicants with no active resident license to electronically submit Contact Change Requests. Additionally, Appointer/Carrier FEIN will be mandatory for Appointments and Terminations

Hawaii Updates Appointment Mapping

As of February 14th, 2023, Hawaii added appointment mapping for Travel and Car Rental for companies that hold Marine and Transportation, and Vehicle.

Hawaii Application Expiration Date Extended

Those with a Hawaii application expiration date of 12/16/2022 will be extended to 12/21/2022 due to a system update needed.

Hawaii Appointments Update

During the SBS switch, Hawaii had an issue with migration for some Personal Lines and Surety appointments. Those appointments have been migrated back over to SBS.

Hawaii to Convert to State Based Systems

Beginning on 11/8/2022 through 11/16/2022 Hawaii will be completing the State Based Systems conversation and will be shut off.

Hawaii Introducing New Training Requirements

Beginning 1/1/2023 Hawaii will amend its training requirements to include a 4 credit training course and an additional one credit course.

Hawaii Removing Marine Transportation, Personal Lines, Surety, and Vehicle LOAs if Property and Casualty is Held

Effective Immediately, Hawaii will remove Marine Transportation, Personal Lines, Surety, and Vehicle LOAs if that licensee also holds a Property and Casualty LOA. This applies for both resident and non residents.

Hawaii Includes Marine Transportation, Personal Lines, Surety, and Vehicle LOAs when License Includes Property and Casualty

Resident and non resident producer licenses that had the LOAs previously separated will no longer see those LOAs (MA, PL, SU, and VE) and only see P&C. There will be no changes to LOAs listed on licenses that have only PL or SU LOAs.

Hawaii Requires Reinstatement Fees to be Requested Electronically

As of March 21, 2022, Hawaii will require all reinstatements (nonrenewals or licenses surrendered within one year of inactivation) to be handled electronically. Checks will not be accepted.

Hawaii Announces Changes to Resident Producers Insurance Continuing Education Timelines

Hawaii announces a new timeline for completion of Continued Education courses. All active resident PROs (new or existing) must complete CE credit requirements before their renewal date. Additionally, if a new line of authority is added to a PRO's active license, the licensee must complete all required CE credit hours.

Surplus Lines Alert For Several Jurisdictions

Several states have released key information on Surplus Lines and can be found in the attached document.

Hawaii Terms and Durations Amendments for License and Registrations

Hawaii releases amendments that establish consistent terms and durations of license and registration. This allows for electronic processing of licensing, renewal, registration, renewal, and reinstatement fees.

FAQs

How Do I Get an Insurance License in Hawaii?

In order to become a state Adjuster in Hawaii, you’ll need to complete the necessary Adjuster license course work. Once you’ve done that, the next step is to take and pass the Hawaii Insurance Adjuster License exams. Depending on the lines of authority you wish to carry, you may need to take more than one exam. The State of Hawaii requires that all insurance license applications provide fingerprints prior to licensing.

Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check you may call the Hawaii Insurance Division at (808) 586-2790 or send them an email.

Once you have completed your exams and fingerprinting, you can now apply for your license.Your license application is then reviewed by the state. This process generally takes about ten (10) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.
How Do I Get a State Adjuster License in Hawaii?

In order to become a state Adjuster in Hawaii, you’ll need to complete the necessary Adjuster license course work. Once you’ve done that, the next step is to take and pass the Hawaii Insurance Adjuster License exams. Depending on the lines of authority you wish to carry, you may need to take more than one exam. The State of Hawaii requires that all insurance license applications provide fingerprints prior to licensing.

Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check you may call the Hawaii Insurance Division at (808) 586-2790 or send them an email.

Once you have completed your exams and fingerprinting, you can now apply for your license. Your license application is then reviewed by the state. This process generally takes about ten (10) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.
How do I renew my insurance license in Hawaii?

In Hawaii, insurance licenses expire every two years. The expiration will be on the 16th day of your birth month. There is no requirement to take another exam from the state, but courses you need to take to keep your license in good standing may include a quiz to see if you understand the material.

AgentSync can also help with the renewal process.
How do I renew my non-resident insurance license in Hawaii?

If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.

You may take your continuing education courses either in person in a classroom setting or online as a self-paced course.

Upon completion of these courses, the company who you took the course from should send the certificate of completion directly to the state. You may want to print a copy of this certificate to keep in your records just in case there is a dispute later.

After you have completed your continuing education and you are within 60 days of your license expiration, you may renew your Hawaii insurance license online by using the Hawaii Department of Commerce & Consumer Affairs site. AgentSync can also help with the renewal process.

There is a fee of $100 to renew your license.

Once this process is complete, your license will be renewed, with a new expiration date two years from your previous expiration date.
How Do I renew My Non-Resident Adjuster License in Hawaii?

Hawaii does not grant reciprocal licenses to adjusters from out-of-state. If you want to be licensed to work in Hawaii, you will need to go through their testing and application process.

All individuals – residents and nononresidents – are required to successfully pass the Hawaii Insurance License Exam.Once you have your license, you’ll need to formally renew it to keep it active. Hawaii adjuster license renewal is required of all license-holders every two (2) years before the expiration date.

Retaliatory fees can be found via the NIPR. Resident licensing must be completed via the NIPR.

Hawaii adjusters can renew their license through HDCCA License Extension/Renewal website or through NIPR. Choose one or the other – do not submit through both portals.
How Do I Renew My Adjuster License In Hawaii?

Once you have your license, you’ll need to formally renew it to keep it active. Hawaii adjuster license renewal is required of all license-holders every two (2) years before the expiration date.

In Hawaii, you are not required to complete hours of continuing education (CE) coursework to upkeep your adjuster license. There is an $90 fee to renew your Hawaii adjuster license.

Hawaii does not grant reciprocal licenses to adjusters from out-of-state. If you want to be licensed to work in Hawaii, you will need to go through their testing and application process.

Hawaii adjusters can renew their license through HDCCA License Extension/Renewal website or through NIPR. Choose one or the other – do not submit through both portals.