California

Yes

Yes

Within 14 days of first business submission (L/H)Within 15 days of appointment effective date (P/C)

Life/Health/Annuity lines permit JIT appointments; appoinments must be submitted within 14 days of the date the first piece of business is submitted to the carrier. Property/Casualty lines DO NOT permit JIT appointments; Property/Casualty appointments must be submitted prior to the solicitation of business. The appointment must be submitted to the DOI within 15 days of the appointment effective date, which is determined by the carrier and listed on the appointment form

Yes

$32

$58

Yes

No

Yes, P&C adjusters

Yes

Required and is the date supplied on transaction.

No, perpetual

No fees

Yes

Yes

Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder service; agent moved

Yes

Required and is the date supplied on transaction. Must not be in the future

There is no grace period on license expiration. If license expires, appointments must be renewed with appropriate forms and fees

$32

Resident New License Insurance Producer: $188 (all LOAs other than those specified) Resident New License Insurance Producer: $188 (Life-Only Agent and/or Accident and Health Agent) Resident New License Insurance Producer: $188 (Property Broker Agent and/or Casualty Broker Agent) Resident New License Insurance Producer: $188 (Personal Lines Broker Agent) Resident New License Insurance Producer: $646 (Surplus Lines Broker, Special Lines SL Broker) Resident New License Personal Lines Broker: $188 Non Resident New License Insurance Producer: $188 (all LOAs other than those specified) Non Resident New License Insurance Producer: $188 ( Life-Only Agent and/or Accident and Health Agent) Non Resident New License Insurance Producer: $188 (Property Broker Agent and/or Casualty Broker Agent) Non Resident New License Personal Lines Broker: $188

Resident Renewal Insurance Producer: $188 Resident Renewal Insurance Producer: $188 Resident Renewal Insurance Producer: $188 Resident Renewal Insurance Producer: $188 Resident Renewal Personal Lines Broker: $188 Non Resident Renewal Insurance Producer: $188 Non Resident Renewal Insurance Producer: $188 Non Resident Renewal Insurance Producer: $188 Non Resident Renewal Personal Lines Broker: $188

90 days before expiration

Last day of license anniversary month every 2 years based on year of first state license issue

90 days before expiration

Last day of license anniversary month every 2 years based on year of first state license issue

Late renewal allowed up to one year after expiration

No

No

Residence, Business, and Mailing

Resident Vehicle Service Contract Provider-Agency, Non-Resident Vehicle Service Contract Provider-Agency, Life/Disability, Independent Adjuster, Property & Casualty, Public Adjuster, Resident Title Marketing Representative, Reinsurance Intermediary Broker, Reinsurance Intermediary Manager, Adjuster, Crop Adjuster, Resident Insurance Producer, Resident Per Lines Broker-Agent, Non-Resident Per Lines Broker-Agent, Resident Credit Insurance Agent, Non Resident Credit Insurance Agent, Resident Life Settlement Broker, Bail, Apprentice Public Adjuster, Non Resident Life Settlement Broker, Non Resident Insurance Producer

Yes

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Following the California update to the uniform Producer Licensing Model Act on 5/27/2022, California will include broker licensing under LC 3 Insurance Producer for both residents and non-residents

Yes

Classroom / monitored self study

Must be submitted upon request

Pre-licensing certificates of completion expire 3 years from the course completion date whether or not license is issued.

Applicants holding one or more of the following designations are exempt from general insurance course requirements: a. Life Underwriting Training Council Fellow (LUTCF); b. Chartered Life Underwriter (CLU); c. Accredited Advisor in Insurance (AAI); d. Chartered Property Casualty Underwriter (CPCU); e. Certified Insurance Counselor (CIC); f. Certified Employee Benefit Specialists (CEBS); g. Chartered Financial Consultant (ChFC); h. Certified Financial Planner (CFP); i. Fellow, Life Management Institute (FLMI); j. Health Insurance Associate (HIA); k. Registered Employee Benefits Consultant (REBC); l. Registered Health Underwriter (RHU); or m. Associate in Risk Management (ARM). Applicants completing the following course requirements are exempt from general insurance course requirements: a. an approved insurance-related course taught by an accredited college or university totaling 15 credit hours; b. an approved course or instruction program created or sponsored by an authorized insurer, recognized agents' association or insurance trade association, or any independent instruction program may qualify for the number of classroom hours assigned by the curriculum board or the Commissioner; or c. an approved correspondence course may qualify for the number of classroom hours assigned by the Commissioner. Life agents are exempt if they are appointed to sell only life insurance or annuities: a. with a face amount of $20,000 or less; and b. designated for the payment of funeral or burial expenses.

No

Yes

Yes

90 days prior to expiration date until the license expiration date. Late renewal ends one year past expiration date.

Yes

Yes

License not required but branch must be registered

Yes

No

N/A

AK, AR, AZ, CT, DE, GA, ID, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, SC, UT, VT, WA

AL, FL, HI, IN, NY, OK, OR, PR, RI, TX, WV, WY

No LOA required

Licensing Fee (Two year term): $311 per qualified manager.  Examination Fee: $79

Yes

Biennially on the last day of that same calendar month the license was issued.

Fingerprints required

Biennially, on the last day of that same calendar month the license was issued.

No LOA required

$264

No Exam Required

1 Year

Those that complete the apprentice license term of 12 months will meet the experience requirement of 2 years for the California Adjuster license.

After an emergency is declared, the qualified licensed adjusters are required to read and understand the CDI’s most recent Notice and guide within 15 calendar days of when that individual began adjusting claims.

24

2 years

Yes

Last day of license anniversary month

Year of first license issuance

Prior to license expiration.

90 days prior to expiration date

Any person who is 70 years of age or older, and has been licensed in good standing for 30 continuous years is exempt from completing continuing education to renew Life and/or Fire & Casualty licenses. However, the licensee must still satisfy the California LTC requirement to sell long-term care insurance, as well as the annuities training in order to sell annuity products. [This exemption will no longer be available after the California full adoption of the NAIC Producer Licensing Model Act goes into effect in May 2022].

Licensee has one year to apply for reinstatement under your original license (as well as paying a 50% late fee). Until reinstatement, one can’t transact any insurance business. This doesn't apply to bail agents, who have to reapply as a new applicant if their license is not renewed prior to expiration.

Yes

3

3 hours of NFIP course

8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter; must be specific to California laws, no state equivalents accepted

8-hour initial certification, with 4 hours of annuity-specific training each renewal cycle thereafter; must be specific to California laws, no other state-equivalents accepted

https://agentsync.io/blog/individual-producers/insurance-continuing-education-california?preview_id=4723&preview_nonce=b6ce041cba&preview=true