Nevada: Insurance Continuing Education

Nevada: The Battle Born State. Home to Lake Tahoe, Las Vegas, 103-degree weather, and insurance producers. 

Never one to be outdone by other states, Nevada has continuing education (CE) requirements for insurance producers similar to those found across the country. Similar, but not exactly the same. And, in the world of insurance, we operate in exacts. Read this for more information on why following one state’s rules isn’t sufficient when it comes to insurance compliance. 

While we’ve done our research on Nevada’s CE requirements, it’s never a good idea to take a gamble on regulatory requirements. Be sure to reference Nevada’s Department of Insurance website for the most up-to-date information on CE requirements. 

What is the due date for Nevada Insurance CE Credits? 

In Nevada, resident producer licenses expire every three years on the first of the month following the date the license was issued. Fortunately, to keep things simple-ish the date CE is due is the same as the date producer licenses expire. Confused? Let’s break it down further. 

If you’re a resident producer in Nevada and your license was issued on June 18th, then you’ll need to renew your license on July 1st three years later. That very same July 1st will also be the date your CE is due. 

If you’re still confused about the ins and outs of due dates, don’t worry. The state will send you a notice 90 days before your license expires and your CE is due. 

Who’s exempt from Nevada Insurance CE?

Nevada CE requirements, while interesting, aren’t all that relevant to every single person working in the insurance industry. 

If you’re licensed as a resident producer in a state other than Nevada and work in Nevada with a nonresident license, then the CE requirements outlined in this blog post don’t apply to you. As the state is a member of the NAIC Continuing Education Reciprocity agreement, all nonresident producer licensees are exempt from Nevada’s CE requirements. Instead, check out the blog post for the state with which you’re licensed as a resident. 

Beyond nonresident producers, Nevada also has a number of other exemptions from CE requirements. If you’re an insurance professional and you hold any one of the Chartered Life Underwriter, Chartered Property Casualty Underwriter, Certified Insurance Counselor, Chartered Financial Consultant, or Certified Financial Planner designations, then CE begone! Similarly, if you’ve held your insurance license for 20 consecutive years, then you’re exempt from all of the CE requirements as outlined in this piece. 

How many hours of CE are required for Nevada insurance producers?

Resident producers in Nevada need to complete 30 hours of line-specific CE credits, including three hours of ethics training every three-year renewal period. 

As of April 2020, Nevada no longer requires exam proctoring. Licensees are still expected to take the exam accompanying a CE course, but no longer need a proctor present during the exam.

If you’re looking at these requirements and thinking “easy peasy,” take a quick step back because Nevada has very clear expectations for exam-taking at the end of a CE course. 

Online certification exams are closed book – so don’t go looking for those notes or course materials during the exam – and must be passed with a score of at least 70 percent. Don’t sweat it if you don’t pass on the first go, though. You can retake CE exams an unlimited number of times. 

For those overachiever producers who complete extra credits in a license renewal period, bad news: You cannot carry those credits over. Instead, you’ll just have to be content knowing that you’re a super awesome insurance producer well placed to help American consumers find the right policies to meet their needs. 

Long-term care insurance

A producer licensed in health insurance who also wishes to sell, solicit, or negotiate long-term care insurance must complete an eight-hour training course, plus a four-hour booster training every 24-months to maintain ongoing training certifications. 

Flood training requirements

While most CE requirements are determined by the state, when it comes to flood insurance, the federal government does have a say. According to the Federal Emergency Management Agency (FEMA) and the National Flood Insurance Program, insurance producers who sell flood insurance must complete a minimum of three hours of training. Anything beyond the minimum determined by FEMA is up to the state’s discretion. In the case of Nevada, there are no additional requirements for flood insurance. 

For more information about state-specific licensing requirements, or to find out how AgentSync can make it easier to operate across multiple states, check out our state pages.

Nevada Insurance CE FAQs