How Do I Get an Insurance License in Nevada?

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, it’s time to begin studying for the Nevada insurance exams. The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry. Property and Casualty are combined as one exam. The same is true for Life, Accident, and Health. Nevada requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. After you have passed your exams, the next step is to apply for your license. If you have more than one line of authority that you tested for, be sure to apply for all of those lines. Once you have submitted your application and passed your exams, your license application will be reviewed by the state. Your background check will also be reviewed. For more information, call the Department of Insurance at (775) 687-0700.

How Do I Get a State Adjuster License in Nevada?

The first step is to take and pass the Nevada Insurance Adjuster License exam. Depending on the lines of authority you wish to carry, you may need to take more than one exam. The State of Nevada requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check you may call the Nevada Division of Insurance at (775) 687-0700 or visit their website. Once you have completed your pre-licensing requirement and examination, the next step is applying for your license. Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes two to six (2-6) weeks. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

How do I renew my insurance license in Nevada?

The state of Nevada requires that most resident individual licensees complete thirty (30) credit hours of continuing education every three-year renewal period. Three (3) of those hours must be in the subject of ethics. In Nevada, insurance licenses expire every three years. Your license renewal date is the first of the month that follows that date you were issued the license, triennially. This means that if you were licensed in April, your license must be renewed by May 1, three years later. In most cases, you can take only the courses that are approved for the line of authority you hold. After you have completed your continuing education and you are within 90 days of your license expiration, you may renew your Nevada insurance license online. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process. Please note: There is a fee of $185 per application to renew your license. Once this process is complete, your license will be renewed and your new expiration date will be three years from your previous expiration date. There is no requirement to take another exam from the state, though depending on the format of your continuing education, it is possible that you may take a short knowledge test at the end of the course to be sure that you understand important insurance concepts, laws, and regulations.

How do I renew my nonresident insurance license in Nevada?

If this is the state you reside in, then renewing your license will also keep any nonresident license you have in good standing. You will still need to pay the license renewal fee for nonresident licenses held in other states. If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you don’t need to complete double the hours. You may take your continuing education courses either in person in a classroom setting or <a href="https://www.kaplanfinancial.com/insurance-continuing-education/nevada?utm_source=MKT-005318&utm_medium=banner&utm_campaign=INS_IL_Affiliate&utm_term=nvce_link&utm_content=staterequirement">online as a self-paced course</a>. The online courses usually require a reading of the subject at hand, then a test at the end. Upon completion of these courses, the company who you took the course from should send the certificate of completion directly to the state. You may want to print a copy of this certificate to keep in your records just in case there is a dispute later. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process.

How Do I renew My Non-Resident Adjuster License in Nevada?

Nevada adjuster licenses are issued for a three-year term and are renewed at the end of the month on the third anniversary of the issuance of the license. Non-Resident applicants must be licensed for the same license type and lines of authority to be eligible for online submission. Additionally, Non-Resident Adjusters in Nevada are only required to complete the Continuing Education (CE) requirements of their Designated Home State (DHS). There is an $185 fee to renew your Nevada adjuster license. You can renew your license online through an application on NIPRs website. For more information, visit the Nevada Division of Insurance website.

How Do I Renew My Adjuster License In Nevada?

Nevada adjuster licenses are issued for a three-year term and are renewed at the end of the month on the third anniversary of the issuance of the license. In the state of Nevada, you are required to complete a total of twenty (24) hours of continuing education (CE), including three (3) hours of ethics coursework, to upkeep your adjuster license. You may not take the same course within the three year period and receive CE credit so track and plan your CE hours accordingly. Excess CE credits cannot be applied to the next compliance cycle. There is an $185 fee to renew your Nevada adjuster license. You can renew your license online through an application on NIPRs website. After you complete your renewal application, the Nevada Division of Insurance will email you once your license renewal has been approved or if you need to submit other documents.

Nevada

state commissioner

Scott Kipper

STATE email

nevada.licensing@doi.nv.gov

STATE phone

(775) 687-0700

STATE LICENSE DIVISION ADDRESS

Nevada Division of Insurance

Address

1818 East College Parkway

Suite 103

Carson City, Nevada, 89706

Visit State Website

Appointments & Terminations

Required to report appointments?

Yes

Permits Just-in-time (JIT) appointments?

Yes

Appointment exemptions and notes

A property and casualty producer doesn't require a carrier appointment to sell, solicit, or negotiate travel insurance.

Initial appointment deadlines

Within 15 days of contract execution or first business submission

Initial appointment deadline rule

JIT appointments permitted. Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier

Can be processed via nipr?

Yes

Fees for appointing a resident agency or individual?

$15

Fees for appointing a nonresident agency or individual?

$15

Appoint agencies?

Yes

Agency appointment covers affiliated producers?

Adjuster appointments via NIPR?

Yes

Appointment effective date can be specified?

Yes

Appointment effective date rule

Required and is the date supplied on transaction.

State requires appointment renewal?

Yes

Appointment renewals via

The state invoices appointments via email; recipients may pay via state portal.

When is the state renewal period?

July 1, 2024 until Sept. 1, 2024

Appointment renewal fee

$15

Licenses require appointment or affiliation?

Yes

Terminations processed via NIPR?

Yes

Termination reasons

Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder services; agent moved; appointed in error; request regulatory review

Termination date can be specified by carrier?

Yes

Termination Effective date rule

Required and is the date supplied on transaction

Termination fee

No fee

Allows carriers to terminate the appointment if license has expired?

Can a not-for-cause termination notice be emailed?

Notices must be mailed

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $185 Resident New License Surplus Lines Broker: $185 Nonresident New License Insurance Producer: $185 Nonresident New License Surplus Lines Broker: $185

License renewal fee

Resident Renewal Insurance Producer: $185 Resident Renewal Surplus Lines Broker: $185 Nonresident Renewal Insurance Producer: $185 Nonresident Renewal Surplus Lines Broker: $18

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

First day of the month following the anniversary month of licensure every 3 years based on the year of first state license issue

Late renewal or reinstatement period for resident individual producer license?

Late renewal allowed for 30 days after expiration. One will have up to one year post expiration date to reinstate their license for a total fee of $435. After this, the applicant must reapply.

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

First day of the month following the anniversary month of licensure every 3 years based on the year of first state license issue

Late renewal or reinstatement period for nonresident individual producer license?

Late renewal allowed for 30 days after expiration

Can a producer use a P.O. Box in their resident or business address?

Are individuals required to list their county as part of the address?

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Agent, Resident Producer/Producer Firm, Nonresident Producer/Producer Firm, Service Contract Provider, Nonresident General Agent/Agency for Bail, Motor Club Agent, Rating Service Organization, Agency - Title, Life And Health, Property And Casualty, Independent Adjuster, Utilization Review Agent, Premium Finance, Staff Adjuster, Travel And Baggage, Company Adjuster, Risk Purchasing Group, Agency, Public Adjuster, Nonresident Broker, Nonresident Consultant, Nonresident Third Party Admin, Resident Broker, Nonresident Reinsurance Intermediary Broker, Nonresident Agent/Agency, Nonresident Credit Agent/Agency, Nonresident Fraternal Agent/Agency, Nonresident Managing General Agent/Agency, Nonresident Motor Club Agent/Agency, Nonresident Specialty Agent/Agency, Nonresident Surplus Lines Broker, Nonresident Title Agent/Agency, Nonresident Travel Baggage Agent/Agency, Resident Agent/Agency, Resident Bail Agent/Agency, Resident General Agent/Agency For Bail, Resident Managing General Agent/Agency, Resident Motor Club Agent/Agency, Resident Solicitor, Resident Specialty Agent/Agency, Resident Surplus Lines Broker, Resident Title Agent/Agency, Resident Broker Of Viatical Settlements, Nonresident Broker Viatical Settlements, Nonresident Provider Of Viatical Settlements, Exchange Enrollment Facilitator, Resident Motor Vehicle Damage Appraiser

State recognizes a licensing exemption for nonresident commercial lines producers with multistate contracts?

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

Prelicense education requirement

Fingerprints Required?

Yes, for Resident Licensing

Fingerprint Submission Details

Live Scan Digital through IdentoGO is the preferred method. Fingerprints can also be taken through law enforcement.

Citizenship requirement details

Applicants who are non-citizen must provide a copy of work authorization or green card and must reside in the U.S.

Where to apply for resident license?

NIPR Gateway

What Transactions are Retaliatory Fees Applied to?

None

Submit Partial License Renewals through NIPR?

Has Personal Lines LOA?

Yes

Deadline to report personal data changes (address, name change, phone number, etc.)

The licensee or certificate holder must notify the Commissioner in writing of any change of business, residence, or email address within 30 days. Contact Change Request supported via NIPR Gateway.

Agency

Can a sole proprietor be licensed as an entity?

Yes

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Yes

DRLP Notes

Nonresident surplus lines broker & nonresident motor club agent does not require DRLPs.

Agency Licensing renewals

90 days prior until the expiration date. Late renewal period ends 30 days after expiration date.

Agency License required?

Yes

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

No but required to be appointed.

Branch office

Main license meets requirements

Deadline to report key business entity changes (address, dba, phone, email, etc.)

The licensee or certificate holder must notify the Commissioner in writing of any change of business, residence, or email address within 30 days. Business Entities must submit changes using the method identified on the state's website.

Adjuster

Requires adjuster license?

Yes

Offers designated home state?

Yes

Reciprocity states

AK, AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, OR, RI, SC, TX, UT, VT, WA

Which states require an exam for reciprocity?

CA, HI, NY, OK, PR, WV, WY

Independent adjuster LOAS

Workers' Compensation, Property & Casualty

Independent adjuster fees

Licensing Fee: $185 Reinstatement Fee: $310 Renewal Fee: $185 Late Renewal Fee: $247.50

Independent adjuster exam required?

Yes

Public Adjuster Renewal Period

Triennially, on issuance date.

Public Adjuster LOAs

Property & Casualty

Public adjuster fees

Licensing Fee: $185 Reinstatement Fee: $310 Renewal Fee: $185 Late Renewal Fee: $247.50

Public adjuster exam required?

Yes

Emergency adjuster details

The license type is Temporary Emergency Adjuster and the lines of authority are Property & Casualty. One that holds an independent license for Property and Casualty does not need to apply. One must apply within 5 days of being deployed.The application costs $185 and the license lasts 90 days.

Requires Staff Adjuster License

Yes

Staff Adjuster Reciprocal States

CT, DE, FL, KY, LA, NH, NM, NC, OK, RI, SC, TX, VT, WV, WY

Staff Adjuster LOAs

Workers' Compensation

Staff Adjuster Fees

Licensing Fee: $185 Renewal Fee: $185 Late Renewal Fee: $62.50

Staff Adjuster Exam Required?

Yes

Staff Adjuster Renewal Period

Triennially, on issuance date.

Staff Adjuster Details

This license requires an employee of a registered Third Party Administrator. The individual cannot hold any other type of license in the state of Nebraska. Nonresidents are required to hold a staff adjuster license in their home state.

Appraiser LOAs

Motor Vehicle

Licenses Offerred?

Independent

DHS Exam Required?

Yes

Appraiser Details

This license requires any individual or business entity be insured under a physical damage policy or on behalf of a third-party claimant.

Address change request through NIPR?

Yes

Continuing Education

Total hours per renewal period

Renewal period

3 years

License renewal date is

First day of the month following the initial month of licensure.

License renewal year based on...

Year of first license issuance

When is the CE due?

Prior to license expiration.

How long before expiration does state send CE reminder?

90 days prior to expiration date

How long before expiration does state send CE reminder?

90 days prior to expiration date

Exemptions to CE

Producers licensed for 20 consecutive years are exempt from CE. Professionals holding CLU, CPCU, CIC, CFC, or CFP designations are exempt from CE.

What if a producer missed the renewal date?

Late renewal period up to 30 days after the expiration date with late renewal fee.

Ethics requirements

Credits must be specific to major LOAs?

Yes

Flood-specific CE requirements

3 hours of NFIP course

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training every two years (so, LTC requirements aren't on a three-year cycle)

For more from agentsync

https://agentsync.io/blog/individual-producers/insurance-continuing-education-nevada

Regulatory Updates

Nevada Adjuster Business Rules

On September 6, 2024, the Nevada Division of Insurance indicated that it appears the business rule preventing nonresident adjuster license applicants from applying in Nevada when they hold a producer license in their home state is being applied in some cases where it should not be. Those who have a resident producer license in a state other than Nevada and don’t hold a nonresident producer license in Nevada, are eligible to apply for a nonresident adjuster license in Nevada. The state indicated they will file trouble tickets to resolve this issue. In the meantime, a manual application can be submitted using the following information.

Nevada Adding Nonresident Bail Agent Appointments & Terminations

Effective November 9, 2023, Nevada will be adding a new license class of Nonresident Bail Agent for Appointments and Terminations. New offering will include license class 3135 Nonresident Bail Agent with line of authority 569 Not Applicable.

Nevada Adds Nonresident Bail Agent License Class for PDB Display

Effective October, 1, 2023, Nevada added the following License Class to the Producer DataBase (PDB): - Nonresident Bail Agent (Display Purposes only)

Nevada Adding Limited Lines Travel Insurance Producer Licensing Requirement

Effective January 1, 2024, Nevada is adding a limited lines travel insurance producer licensing requirement for residents and nonresidents. See attachment for full details.

Nevada has Modernized Outdated Administrative Regulations

See attachment for full details.

Nevada Making Changes Related to Travel License Requirements

Effective July 1, 2024, Nevada will add that limited lines travel insurance producers, travel retailers, and the travel retailer's employees or authorized representatives will be subject to Section 2.2 of 2023 NV A.B. 7(NS) for Residents and Nonresidents.

Nevada Consumer Alert: License Renewal Email Scam

Nevada issued a Consumer Alert related to a license renewal email scam they were made aware of. Please see attachment for full details.

Nevada 2023 Insurance Company Annual Appointment Renewal Procedures

Nevada shares its 2023 insurance company annual appointment renewal procedures. See attachment for full details.

Nevada Removing Reapplication Fees

Effective March 10th, 2023, Nevada will no longer require reapplication fees for Resident License, Nonresident License and Nonresident Adjuster License applications.

Nevada Adding Reinstatement Period

Effective July 18, 2022, a reinstatement period will be added for resident producer and producer firm individuals. One will have up to one year post expiration date to reinstate their license. After this, the applicant must reapply.

Nevada 2022 Company Annual Appointment Renewal Procedure

On July 1st, 2022, Nevada will email the Annual Appointment Renewal Invoice and the Details Appointment List to all insurers.

NASAA Updates IAR CE Member Adoption list on its Website

NASAA provides an updated version of the IAR CE Member Adoption list on its website.

FAQs

How Do I Get an Insurance License in Nevada?

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, it’s time to begin studying for the Nevada insurance exams. The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry. Property and Casualty are combined as one exam. The same is true for Life, Accident, and Health.

Nevada requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. After you have passed your exams, the next step is to apply for your license. If you have more than one line of authority that you tested for, be sure to apply for all of those lines. Once you have submitted your application and passed your exams, your license application will be reviewed by the state. Your background check will also be reviewed.

For more information, call the Department of Insurance at (775) 687-0700.
How Do I Get a State Adjuster License in Nevada?

The first step is to take and pass the Nevada Insurance Adjuster License exam. Depending on the lines of authority you wish to carry, you may need to take more than one exam. The State of Nevada requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check you may call the Nevada Division of Insurance at (775) 687-0700 or visit their website. Once you have completed your pre-licensing requirement and examination, the next step is applying for your license. Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes two to six (2-6) weeks. Depending on the results of your background check, the Department of Insurance may request more information or documentation.
How do I renew my insurance license in Nevada?

The state of Nevada requires that most resident individual licensees complete thirty (30) credit hours of continuing education every three-year renewal period. Three (3) of those hours must be in the subject of ethics. In Nevada, insurance licenses expire every three years. Your license renewal date is the first of the month that follows that date you were issued the license, triennially. This means that if you were licensed in April, your license must be renewed by May 1, three years later.

In most cases, you can take only the courses that are approved for the line of authority you hold. After you have completed your continuing education and you are within 90 days of your license expiration, you may renew your Nevada insurance license online. AgentSync can also help with the renewal process.

Please note: There is a fee of $185 per application to renew your license.

Once this process is complete, your license will be renewed and your new expiration date will be three years from your previous expiration date.

There is no requirement to take another exam from the state, though depending on the format of your continuing education, it is possible that you may take a short knowledge test at the end of the course to be sure that you understand important insurance concepts, laws, and regulations.
How do I renew my nonresident insurance license in Nevada?

If this is the state you reside in, then renewing your license will also keep any nonresident license you have in good standing. You will still need to pay the license renewal fee for nonresident licenses held in other states.

If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you don’t need to complete double the hours.

You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. The online courses usually require a reading of the subject at hand, then a test at the end.

Upon completion of these courses, the company who you took the course from should send the certificate of completion directly to the state. You may want to print a copy of this certificate to keep in your records just in case there is a dispute later. AgentSync can also help with the renewal process.
How Do I renew My Non-Resident Adjuster License in Nevada?

Nevada adjuster licenses are issued for a three-year term and are renewed at the end of the month on the third anniversary of the issuance of the license.

Non-Resident applicants must be licensed for the same license type and lines of authority to be eligible for online submission. Additionally, Non-Resident Adjusters in Nevada are only required to complete the Continuing Education (CE) requirements of their Designated Home State (DHS).

There is an $185 fee to renew your Nevada adjuster license. You can renew your license online through an application on NIPRs website.

For more information, visit the Nevada Division of Insurance website.
How Do I Renew My Adjuster License In Nevada?

Nevada adjuster licenses are issued for a three-year term and are renewed at the end of the month on the third anniversary of the issuance of the license. In the state of Nevada, you are required to complete a total of twenty (24) hours of continuing education (CE), including three (3) hours of ethics coursework, to upkeep your adjuster license.

You may not take the same course within the three year period and receive CE credit so track and plan your CE hours accordingly. Excess CE credits cannot be applied to the next compliance cycle.

There is an $185 fee to renew your Nevada adjuster license. You can renew your license online through an application on NIPRs website.

After you complete your renewal application, the Nevada Division of Insurance will email you once your license renewal has been approved or if you need to submit other documents.