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AgentSync State Resources

Vermont Insurance Licensing and Compliance Resources

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State License Division Information

State of Vermont Department of Financial Regulation
89 Main Street
Montpelier, Vermont 05620
Phone: (802) 828-3303
Fax: (802) 828-1633
Website: https://dfr.vermont.gov/industry/insurance

Non Resident Licensing Information: Producer and Individual Licensing

For Carriers in Vermont

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For Agencies in Vermont

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FAQs

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, it’s time to begin studying for the Vermont insurance exams. The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry. In Vermont, the Property & Casualty lines are combined into one exam. Life, Accident, Health, and HMO is a combined exam as well.

Once you have completed your exams, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check initiated by the application will also be reviewed.

Your first step is to take and pass the Vermont Insurance Adjuster License exams. Depending on the lines of authority you wish to carry, you may need to take more than one exam. Once you have completed all your coursework and passed the exams, you are now ready to apply for your license. Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about forty-eight (48) hours. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

You may only renew your license during the renewal period. The license term is April 1 to March 31 of odd years. The department will send out renewal notices for existing licensees at the beginning of the odd year. Licenses can be renewed via the National Insurance Producer Registry (NIPR). AgentSync can also help with the renewal process.

The State of Vermont requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year licensing period. Three (3) of those hours must be on the subject of ethics. If you hold a Property or Casualty line of authority, you must also fulfill a one-time requirement of three (3) hours in the subject of flood insurance.

After you have completed your continuing education and you are within 85 days of your license expiration, you may renew your Vermont insurance license online.

Please note: Paper renewals are only accepted if the electronic renewal option is not available. There is a fee of $30 to renew your license.

Non-resident licensees in compliance with their home state’s CE requirements are exempt from completing Vermont CE provided that the home state’s requirements are similar to those set by Vermont law.

The Vermont Department of Financial Regulation may verify a non-resident’s compliance standing with their home state’s license requirements.

There is a fee of $30 to renew your license. AgentSync can also help with the renewal process.

You may only renew your license during the renewal period. The license term is April 1 to March 31 of odd years. The department will send out renewal notices for existing licensees at the beginning of the odd year.

Vermont grants reciprocal licensing to any state that requires an examination in order to be licensed as an adjuster. Additionally, no Continuing Education is required, except for Worker’s Compensation Adjusters. Workers Compensation Adjusters must attend one seminar during each 2-year period after attaining their license.

Renewal fee amount varies, depending on the adjusters resident state. Retaliatory Fees can be found here.

For more information, contact the Department of Financial Regulation.

Vermont adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set on March 31st, in odd-numbered years. The Vermont Department of Financial Regulation – Insurance Division will send out renewal notices for existing licensees at the beginning of the odd year.

You are required to complete a total of twenty-four (24) hours of continuing education (CE) in Vermont, including three (3) hours of ethics coursework, to upkeep your adjuster license.

There is an $120 fee to renew your Vermont adjuster license. You can renew your Vermont adjuster license online through an application on NIPR’s website. After completion of your renewal application, the state will either email you if your license renewal has been approved, or they will contact you to let you know that you must supply additional documentation.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.