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AgentSync State Resources

South Carolina Insurance Licensing and Compliance Resources

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State License Division Information

South Carolina Department of Insurance
P.O. Box 100105
Columbia, South Carolina 29202
Phone: (803) 737-6160
Fax: (803) 737-6231
Website: https://www.doi.sc.gov/

Non Resident Licensing Information: South Carolina Department of Insurance Non-Resident Producer Information

For Carriers in South Carolina

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For Agencies in South Carolina

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For MGAs/MGUs in South Carolina

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FAQs

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, it’s time to begin studying for the South Carolina insurance exams. The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry. The Property line and Casualty line are combined as one exam. The Lifeline and Accident and Health line are combined as one exam as well. After passing your exams, the next step is to apply for your license. If you have more than one line of authority that you passed the test for, be sure to apply for all of those lines.

As of January 1st, 2017, South Carolina requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

For more information, call the Department of Insurance at (803) 737-6160 or email the Insurance Department.

You’ll first need to take and pass the South Carolina Insurance Adjuster License exams. Depending on the lines of authority you wish to carry, you may need to take more than one exam. Once you have completed all your coursework and passed the examination, you are now ready to apply for your license. Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about three to five (3-5) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

In South Carolina, insurance licenses expire every two years. The renewal period begins 90 days prior to the expiration date (the last day of your birth month, biennial).

The State of South Carolina requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) of those hours must be in the subject of ethics, eight (8) hours must be in each line of authority, and the remaining eight (8) hours can be in any line of authority.

After you have completed your continuing education and you are within 90 days of your license expiration, you may renew your South Carolina insurance license online via the National Insurance Producer Registry. Additionally, paper renewals can be found You may also print a paper renewal form from the South Carolina Department of Insurance. AgentSync can also help with the renewal process.

There is a fee of $25 per application.

In the state of South Carolina, all non-resident applicants must apply online via the National Insurance Producer Registry, and pay the license fee of $25. Additionally, any non-resident license holder who meets their home state requirement is exempt from continuing education. AgentSync can also help with the renewal process.

South Carolina license renewal is required of all license-holders every two (2) years before the expiration date.

To be eligible for Non-Resident Adjuster License renewal in South Carolina:
The license fee is $80. If you are a resident of a state that charges a fee in excess of $80, your resident state fee will be assessed since fees are retaliatory under South Carolina Law.
Examples of retaliatory fees are: North Carolina – $175 Georgia – $115
If the applicants home state does not require an adjuster examination, then a certificate can be used from another state where the applicant is licensed and has taken and passed an adjuster examination.

South Carolina will grant reciprocal licensing privileges to an applicant who holds an adjuster license by exam in their home state. If an applicant’s home state does not require an exam, then the applicant can qualify with an adjuster license from another state, as long as they passed an exam for that license. Non-Resident Adjusters in South Carolina are only required to complete the Continuing Education (CE) requirements of their DHS.

There is an $80 fee to renew your South Carolina adjuster license via the NIPR.

For more information, contact the South Carolina Department of Insurance.

Once you have your license, you’ll need to renew it every two years to keep it active. Resident South Carolina adjusters are required to complete a total of twenty-four (24) hours of continuing education (CE), including three (3) hours of ethics coursework, to upkeep your adjuster license.

There is an $80 fee to renew your South Carolina adjuster license.

After you complete your renewal application, the South Carolina Department of Insurance will email you once your license renewal has been approved or if you need to submit other documents.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.