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AgentSync State Resources

North Carolina Insurance Licensing and Compliance Resources

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State License Division Information

North Carolina Department of Insurance
Agent Services
1204 Mail Service Center
Raleigh, North Carolina 27699
Phone: (919) 807-6800
Fax: (919) 715-3794
Website: https://www.ncdoi.com/

Non Resident Licensing Information: North Carolina Non-Resident License Applications

For Carriers in North Carolina

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For Agencies in North Carolina

  • Import the agent record from the NIPR PDB (Producer Database) in real time

  • Daily change updates synced directly with NIPR

  • Daily change updates synced directly with NIPR

For MGAs/MGUs in North Carolina

  • Let technology help manage your distribution channel with contracting, licensing, appointments, & compliance solutions.

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FAQs

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, you must now take your North Carolina insurance pre-license education courses. Once you have completed your pre-licensing education, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.

North Carolina requires that all insurance license applicants provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. The next step after submitting your application and having your fingerprints taken is to pass the insurance exam. You will take one exam for each line of insurance you wish to carry. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

For more information, call the North Carolina Department of Insurance at (919) 807-6800 or email the License Department.

Once you have completed all your coursework and your application, you are now ready to take and pass the North Carolina Insurance Adjuster License exam. Depending on the lines of authority you wish to carry, you may need to take more than one exam. Once you have submitted your application and passed the examination, your license application will be reviewed by the state. This process generally takes two to six (2-6) weeks. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

The state of North Carolina requires that all resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year compliance period. Three (3) of those hours must be on the subject of ethics. If you hold a property insurance line you must complete three (3) hours in the subject of flood insurance during your first compliance period and then again every four (4) years.

In North Carolina, the expiration will be on the last day of your birth month, biennially – meaning that all resident insurance licenses expire every two years. All licenses must be renewed prior to their expiration date or they expire. Additionally, continuing education is required to renew your license in the state of North Carolina. These continuing education requirements must be completed prior to submitting your renewal application.

There is a fee of $84 to renew your resident license. AgentSync can also help with the renewal process.

North Carolina will recertify Non-Resident licenses by reviewing their license status in their respective home state. If a Non-Resident licensee’s license(s) are in good standing in said state, then their North Carolina Non-Resident Agent license(s) will be extended. As with residential renewals, there is a fee of $84 to renew your resident license. AgentSync can also help with the renewal process.

All licenses need at least an annual renewal, but most you need to apply for and it should be renewed by the North Carolina Department of Insurance.

Non-resident who qualified for licensure because you were already licensed for the same lines of authority in your home state: Simply meet the CE requirements of your home state. Additionally, non-resident who qualified for licensure by taking an insurance exam in another state: Simply meet the CE requirements for the state in which you took the exam.

There is an $109 fee to renew your North Carolina adjuster license. You can renew your North Carolina adjuster license online through an application on NIPR’s website.

For more information, contact the North Carolina Department of Insurance.

North Carolina adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month.

Resident North Carolina adjusters are required to complete 24 hours of continuing education (CE) every two years, including 3 hours in Ethics. In the first compliance period and every other compliance period after that (every four years), adjusters must also complete 3 hours in Flood Insurance.

There is an $84 fee to renew your North Carolina adjuster license. You can renew your North Carolina adjuster license online through an application on NIPR’s website.

For more information, contact the North Carolina Department of Insurance.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.