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AgentSync State Resources

Maine Insurance Licensing and Compliance Resources

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State License Division Information

Maine Bureau of Insurance
34 State House Station
Augusta, Maine 04333
Phone: (207) 624-8475
Fax: (207) 624-8599
Website: http://www.maine.gov/pfr/insurance/a

Non Resident Licensing Information: Regulatory Licensing & Permitting Application

For Carriers in Maine

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FAQs

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, it’s time to begin studying for the Maine insurance exams. The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life, Accident, & Health (LA&H) and Property & Casualty (P&C) lines are combined tests in Maine, so you will take two exams if you wish to attain all of these lines of authority.

Once you have completed your exams, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check initiated by the application will also be reviewed.

The first step is to take and pass the Maine Insurance Adjuster License exams. Once you have completed all your coursework and passed the exams, you are now ready to apply for your license. Once you have submitted your application and have passed your examinations, your license application will be reviewed by the state. This process generally takes about twenty-four to forty-eight (24-48) hours for online applications while seven to ten (7-10) business days through mail applications. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

In Maine, insurance licenses are perpetual and automatically renew every two years. But licensees do need to complete continuing education requirements in order to keep their license current.  (There is no requirement to take another exam from the state).

If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.

Maine requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) hours must be in the subject of ethics. Credits cannot include the same course taken repeatedly in one reporting period.

If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you don’t need to complete double the hours.

You may take your continuing education courses either in person in a classroom setting or online as a self-paced course.

Upon completion of these courses, the company who you took the course from should send the certificate of completion directly to the state. You may want to print a copy of this certificate to keep in your records just in case there is a dispute later.

Licensees will get a notice six months before the continued education due date. After you have completed your continuing education, your license will automatically be renewed one business day after the due date. You may check your due date using the Maine Regulatory Licensing & Permitting online tool. AgentSync can also help with the renewal process.

Maine individual non-resident producer licenses are perpetual so there is no expiration date and no renewal fees.

As long as your current resident license is still active or has been within the last 90 days, you can apply to submit producer applications via the National Insurance Producer Registry’s (NIPR) or by downloading the paper application and submitting it by e-mail, fax, or regular mail to the Bureau of Insurance. AgentSync can also help with the renewal process.

Your Maine non-resident insurance adjuster license will be valid until the date it expires. Non-resident adjuster renewal dates are 01/01/even years. You are not required to submit any of the applications, fees or additional requirements that usually come with a standard Maine resident value added insurance adjusters license.

Additionally, non-resident adjusters are not currently required to complete continuing education credits to maintain their license. They do have a bi-annual renewal fee, however.

In Maine, you will need to renew your Maine non-resident adjuster license online through an application on Maine’s Insurance Department website. There is a fee of $60 to renew your Maine adjuster license.

Once you have your license, you’ll need to renew it every few years to keep it active. Maine adjuster license renewal is perpetual and is automatically renewed every two years (with all Maine residents’ adjuster renewal date is 10/01 during even-numbered years). However, licensees must complete continuing education requirements in order to keep their license current.

You are required to complete a total of twenty-four (24) hours of continuing education (CE), including three (3) hours of ethics coursework, to upkeep your adjuster license.

In Maine, you will need to renew your Maine adjuster license online through an application on Maine’s Insurance Department website. There is a fee of $30 to renew your Maine adjuster license.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.