Effective January 1, 2026, Rhode Island residents and nonresidents will be eligible to obtain producer licensing for pet insurance, provided they have completed the required training and are properly licensed.

     a. An insurer must ensure that its producers are trained on:

          I. Topics discussed in (b) below; and

         II. Its pet insurance products' coverages and conditions.

     b. The training must cover the following topics:

          I. Preexisting conditions and waiting periods;

         II. The differences between pet insurance and noninsurance wellness programs;

        III. Hereditary disorders, congenital anomalies and disorders, chronic conditions, and how pet insurance policies interact with those conditions or disorders; and

         IV. Rating, underwriting, renewal, and other related administrative topics.

     c. Satisfaction of substantially similar training requirements in another state will satisfy this state's training requirements.

Please see the attached for more information. 

Our compliance experts are constantly searching for and analyzing industry updates. Their findings are then recorded in the Regulatory Updates section of the Compliance Library to explain how the update impacts the insurance industry. If a change impacts an AgentSync product, this will be highlighted to inform you that the product is being updated to ensure you remain in compliance.