Regulatory Updates

The Massachusetts Division of Insurance has selected Pearson as the official provider for all insurance licensing examinations and continuing education. Scheduling with Pearson opens July 6 for exam appointments starting July 22. Remote testing will no longer be offered. All candidates are required to test in person at an authorized Pearson test center.

Candidates testing on or before July 16 should continue to schedule their exams through Prometric.

IMPORTANT: There will be a testing blackout period for all exams from July 17–21.

Effective July 1, 2026, the Department of Insurance is rescinding all Bulletins issued prior to July 1, 2016, in order to reduce regulatory burden and ensure accurate ongoing guidance. The Department will reissue any bulletins that are still necessary.

All active bulletins will continue to be available on the Department’s web page at doi.idaho.gov.

This Bulletin is not new law but is an agency interpretation of existing law, except as authorized by law or as incorporated into a contract. Requests for additional information or other inquiries regarding this Bulletin can be directed to the Regulatory Compliance Specialist, Kolina Manusina at 208-334-4283 or Kolina.manusina@doi.idaho.gov. Bulletin No. 26-03 – Rescission of All Bulletins Prior to July 1, 2016

Effective August 14, 2026, Nevada will add the Adjuster - Property and Casualty line of authority to the Company Adjuster license for Resident Licensing (RL), Resident License Renewal (RLR), Non-Resident Adjuster Licensing (NRAL), and Non-Resident Adjuster Renewal (NRAR) licensing products.

Effective August 14, 2026, Mississippi will open electronic address changes for business entities.

Effective August 14, 2026, Indiana will open electronic address changes for business entities.

Review bulletin for full details.

Effective 8/25/2026, Minnesota is adding/revising their travel license requirements for residents and non residents as follows: "Limited lines travel insurance producer" means any of the following:    a.  a licensed MGA or TPA;    b.  a licensed insurance producer, including a limited lines producer; or    c.  a travel administrator.

"Travel administrator" means a person who directly or indirectly underwrites, collects charges, collateral, or premiums from, or adjusts or settles claims on Minnesota residents in connection with travel insurance. The following persons will not be considered travel administrators: a. a person working for a travel administrator, to the extent the person's activities are subject to the travel administrator's supervision and control; b. an insurance producer selling insurance or engaged in administrative and claims-related activities within the producer's license scope; c. a travel retailer offering and disseminating travel insurance that is registered under a limited lines travel insurance producer license; d. an individual adjusting or settling claims in the individual's practice or employment as an attorney who does not collect charges or premiums in connection with insurance coverage; or e. a business entity that is affiliated with a licensed insurer while acting as a travel administrator for the affiliated insurer's direct and assumed insurance business.

"Travel insurance": a. means insurance coverage for personal risks incident to planned travel, including, but not limited to: I. trip or event interruption or cancellation; II. loss of baggage or personal effects; III. damages to accommodations or rental vehicles; IV. sickness, accident, disability, or death occurring during travel; V. emergency evacuation; VI. repatriation of remains; and VII. any other contractual obligation to indemnify or pay a specified amount to a traveler upon determinable contingencies related to travel, as approved by the Commissioner; and b. does not include: I. major medical plans that provide comprehensive medical protection for travelers with trips lasting 6 months or longer, including those working overseas as an expatriate or military personnel being deployed; or II. a product requiring a specific insurance producer license.

The Commissioner may issue a limited lines travel insurance producer license to an individual or a business entity. a. Applicants must file the required license application in the Commissioner-prescribed form and manner. b. The limited lines travel insurance producer must be licensed to sell, solicit, or negotiate travel insurance through a licensed insurer. c. No person may act as a limited lines travel insurance producer or travel retailer unless properly licensed or registered.

A travel retailer may offer and disseminate travel insurance under a limited lines travel insurance producer business entity license if: a. the producer or travel retailer provides to the travel insurance customers: I. the actual material terms of insurance coverage or a description of the material terms of the insurance coverage; II. a description of the claims filing process; III. a description of the review or cancellation process for the travel insurance policy; and IV. the insurer's and limited lines travel insurance producer's identity and contact information; b. the limited lines travel insurance producer keeps a register of each travel retailer that offers travel insurance on the producer's behalf; c. the limited lines travel producer: I. designates an employee who is a licensed individual producer as the designated responsible producer (DRP), responsible for the business entity's compliance with Minnesota's insurance laws and rules; II. pays the applicable insurance producer licensing fees; and III. requires each of the travel retailer's employees and authorized representatives that offer and disseminate travel insurance to complete a training program, which is subject to the Commissioner's review and approval, that covers: (1) the types of insurance offered; (2) ethical sales practices; and (3) required disclosures to prospective purchasers; and d. the DRP, president, secretary, treasurer, and any other officer or person who directs or controls the producer's insurance operations complies with the fingerprinting requirements applicable to insurance producers in the limited lines travel insurance producer's resident state.

The register discussed in above must: a. be created on the Commissioner-prescribed form; b. be maintained and updated by the limited lines travel insurance producer; c. include: I. the name, address, contact information, and federal tax identification number of the travel retailer; II. the name of an officer or person who directs or controls the travel retailer's operations; and III. certification that the travel retailer complies with 18 USCA § 1033; and d. be submitted to the Commissioner within 30 days of request.

Limited lines travel insurance producers and travel retailers are subject to MN ST § 60K.43(Subd.1,3,4).

The travel retailer must make brochures or other written materials available to prospective purchasers that have been approved by the travel insurer. The material must: a. provide the insurer's and limited lines travel insurance producer's identity and contact information; b. explain that purchase of travel insurance is not required to purchase any other product or service from the travel retailer; and c. explain that an unlicensed travel retailer may provide general information about the offered travel insurance, including a description of the coverage and price, but is not qualified or authorized to: I. answer technical questions about the insurance terms and conditions; or II. evaluate the adequacy of the customer's existing insurance coverage.

A travel retailer's employee or authorized representative who is not licensed as an insurance producer may not: a. evaluate or interpret the technical terms, benefits, or conditions of the travel insurance coverage; b. evaluate or provide advice concerning a prospective purchaser's existing insurance coverage; or c. hold himself/herself out as a licensed insurer, licensed producer, or insurance expert.

As the insurer designee, the limited lines travel insurance producer: a. is responsible for the acts of a travel retailer; and b. must use reasonable means to ensure that the travel retailer complies with MN ST § 60K.383 and Chapter 65C.

Any producer licensed in a major line of authority as an insurance producer may sell, solicit, or negotiate travel insurance.

A property and casualty insurance producer is not required to be appointed by an insurer in order to sell, solicit, or negotiate travel insurance.

Travel administrators are subject to the requirements below. a. To act or represent itself as a travel administrator for travel insurance in Minnesota, a person must: I. be a licensed property and casualty insurance producer in Minnesota for activities permitted under that producer license; II. hold a valid MGA license in Minnesota; or III. hold a valid TPA license in Minnesota. b. A travel administrator and its employees are exempt from the licensing requirements of Chapter 72B for travel insurance the travel administrator administers. c. An insurer is responsible for: I. the acts of a travel administrator administering travel insurance underwritten by the insurer; and II. ensuring that the travel administrator maintains all books and records relevant to the insurer, to be made available by the travel administrator to the Commissioner upon request.

Effective October 1, 2026, the Virgin Islands will be making changes to their existing renewal periods as follows: (b) In section 763: (1) strike subsection (c) in its entirety and insert a new subsection (c): "(c) An individual insurance producer seeking to renew a non-resident insurance producer license, shall apply biennially for the license on or before the last day of the licensee's birth month in the second year following the issuance or renewal of the license. A business entity seeking to renew a nonresident insurance producer license shall apply annually on or before December 31 of each year"; and (2) in subsection (d), strike "the 15th day of January" and insert "15 days after the renewal date".

Effective July 17, 2026, Nebraska will be implementing retaliatory fees for Individual Non-Resident Insurance Producers applying for a new license or renewing an existing Non-Resident license and for business entity Non-Resident agencies applying or renewing an Agency, Agency - Travel, or Agency Title license. 

To act as an adjuster in South Carolina, an individual must be licensed or qualify for one of the license exemptions.      a.  No license may be issued to a nonresident adjuster who resides in a state refusing to license South Carolina           adjusters.      b.  Individuals must apply using the uniform individual application or as prescribed by the Director.      c.  A nonresident adjuster applicant licensed in his/her home state or any other state requiring a licensing examination is not required to pass a written examination prior to licensure.

The following individuals are exempt from the adjuster licensure requirement:      a.  an individual who:           I.  for portable electronics insurance:                (1)  collects claim information from insureds or claimants; or                (2)  furnishes claim information to insureds or claimants; and                (3)  conducts data entry, including entering data into an automated claims adjudication system;                      and          II.  is supervised by a licensed adjuster or producer, if there are no more than 25 persons as described in                (I) above that are under the supervision of the adjuster or producer;      b.  an attorney at law admitted to practice in South Carolina, when acting in his/her professional capacity as an attorney;      c.  an insurer's employee who is not regularly engaged in the adjustment or investigation of insurance claims;      d.  a person employed only to provide technical assistance to a licensed adjuster, including, but not limited to:         I.  investigators;         II.  attorneys;         III.  engineers;         IV.  estimators;         V.  handwriting experts;         VI.  photographers; and         VII.  private detectives;      e.  a producer of an authorized insurer or producer's employee who processes an undisputed claim or uncontested           loss for the insurer under a policy issued by the producer;      f.  a person who performs clerical duties and does not negotiate with parties on disputed or contested claims or otherwise perform adjuster duties;      g.  a person who handles claims under life, accident or health insurance policies;      h.  a person employed to investigate suspected fraudulent insurance claims but who does not adjust losses or determine claim payments;      i.  a person handling claims arising under service contracts;      j.  a person handling commercial claims for excess coverages;      k.  a person who settles only reinsurance or subrogation claims;      l.  a full-time salaried employee of a self-insurer; and      m.  a person authorized to adjust workers' compensation or disability claims under the authority of a TPA license.

The adjuster licensing requirements in Chapter 91 do not prevent an insurer's executive officer, an insurer's employee handling claims, the duly designated attorney, or producer authorized and acting for subscribers to reciprocal insurers with respect to residential property insurance from adjusting food spoilage claims, loss, or damages under an insurance contract in which the coverage amount is limited to $500 or less.

Unless denied licensure under SC ST § 38-91-120, a person may obtain a nonresident adjuster license with the same lines of authority held in the home state subject to the requirements below.      a.  In the home state, the applicant must:         I.  be currently licensed as a resident adjuster;         II.  have passed an adjuster examination;         III.  have furnished a complete set of fingerprints and undergone a background check; and          IV.  be in good standing.      b.  If the home state does not require an examination, the applicant must meet the examination requirements in SC ST § 38-91-60.      c.  If the home state does not require fingerprints and a background check, the applicant must meet the fingerprint and background check requirements in SC ST § 38-91-60.      d.  The applicant must:          I.  pay the license fee; and          II.  submit the appropriate license application.      e.  The person's home state must issue nonresident adjuster licenses to South Carolina residents on the same basis.      f.  The Director may waive any Chapter 91 license requirements for an applicant who holds a valid license from another state if the state has license requirements substantially equivalent to the Chapter 91 requirements.      g.  The Director may verify the adjuster's licensing status through regulatory or other databases.      h.  As a condition of licensure, the nonresident adjuster must maintain a resident adjuster license in his/her home state.          I.  The nonresident license must terminate and be surrendered immediately to the Director if the home state adjuster license terminates for any reason.          II.  If the license terminates for any reason, the adjuster may not transact any adjustment of claims.

A nonresident who is not eligible for a license may designate South Carolina as his/her home state and apply for a resident adjuster license. The nonresident would be required to pass the adjuster examination and comply with the other Chapter 91 provisions applicable to South Carolina residents.

Individual or business entity applicants must provide their legal names, email addresses, business mailing addresses, and residential mailing addresses at the time of application. The adjuster must notify the Department within 30 days of any change of this information.

An adjuster must notify the Director within 30 days after final disposition of any administrative action taken against the adjuster by another jurisdiction or another governmental agency. The report must include a copy of the:      a.  order;      b.  consent to order; or      c.  other relevant legal documents.

An adjuster must notify the Director within 30 days of a criminal conviction of the adjuster taken in any jurisdiction for violation of insurance laws or regulations, any felony, or any misdemeanor. The report must include a copy of:

     a.  the initial complaint filed;      b.  the order resulting from the hearing; and      c.  all other relevant legal documents.