Regulatory Updates

- Appointment billings become available, and payments may be submitted starting on January 5, 2027. - The appointment invoice and a list of agents associated with the invoice will be available on the NIPR website at www.nipr.com on the morning of January 4, 2027, at 8:00 a.m. CST, through 5:00 p.m. CST, April 30, 2027. -  Appointment terminations can only be processed for appointments that are shown as active on the Producer Data Base (PDB) at the time the termination transaction is sent to NIPR.  - Appointments added on or after December 28, 2026, will be assigned a 2027 renewal date and will not be included on this year's invoice. - The deadline to submit an agent termination is 11:59 p.m. on December 28, 2026. No reconciliation will be allowed on or after December 28, 2026. -  If the company fails to pay the renewal invoice by April 30, 2027, deadline all agent appointments will be terminated.  - To activate those appointments, the company will need to reappoint and pay initial appointment fees again via www.nipr.com.  - NIPR transaction processing fees are nonrefundable.  - By using NIPR's electronic appointment renewals, the NIPR invoice will be updated as paid, and the transactions to renew will be forwarded to OSI within 24 business hours. • NIPR will display the invoices as paid once payment is received. - Renewal Fee $20 per appointment.

Effective November 20, 2026, Georgia will open Contact Change Request for business entities. The Contact Change Request product will allow a business entity to electronically update the physical address (business and mailing), email and phone number.

On December 11, 2026, Oregon will begin requiring continuing education (CE) for the Consultant license class for resident renewal application. Applicants must be CE compliant to renew. A total of 24 hours is required, including 3 hours of Law & 3 hours of ethics. All hours must be in individual's CE transcript before renewing an Oregon resident license. CE providers are allowed 15 days to upload courses.

The Louisiana (LA) Department of Insurance will provide electronic appointment renewal processing with the National Insurance Producer Registry (NIPR). - Louisiana processes ALL appointment renewals at the end of the Appointment Renewal Cycle. There will be a gap between when the appointments expire and when the appointment is renewed. This will cause the appointment to be removed from PDB display and added back when Louisiana renews the appointment. - Electronic processing through NIPR is mandatory and continuation invoices cannot be paid directly to the state. - Companies may terminate any appointment that should not be included on appointment renewal invoice until November 25, 2026. - Active individual appointments on record as of November 26, 2026, will be invoiced for renewals. - All appointments submitted on and after November 26, 2026, will not need to be renewed for the current year and will be included on the next renewal cycle in 2026. - The NIPR website will display the renewal invoice and a list of appointment renewals beginning at 8:00 am CST on December 1, 2026. - The invoices will no longer be displayed on the NIPR website after January 4, 2027, at 4:00 pm CST. - Louisiana appointments paid through the appointment renewal invoice will also be updated after the renewal period ends with the effective date of December 31, 2026. - NIPR will display the invoices as paid once payment is received. - NIPR will forward payment and renewal transactions to the state within 24 hours of that payment. - Appointment Renewal and NIPR processing fees are non-refundable. - If an invoice appears to be inaccurate, please contact NIPR Support at support@nipr.com for assistance before submitting payment. - Appointment Fee is $35 per Appointment.

Effective November 25, 2026, Oklahoma company appointment renewal invoices will be available for payment through December 31, 2026.

Oklahoma Company Appointment Renewal Rules:  - Electronic processing through NIPR is mandatory and continuation invoices cannot be paid directly to the state.  - Failure to remit payment by the due date or late renewal date (if applicable) will result in termination of appointments. The company must submit new appointment requests for each producer appointed.  - All producers and agencies with active appointments in the Producer Database (PDB), as of November 13, 2026, will be included on the appointment renewal invoices for companies that have active licenses in Oklahoma.  - Companies may terminate any appointment that should not be included on appointment renewal invoice until November 13, 2026.  - All appointments submitted on and after November 13, 2026, will not need to be renewed for the current year and will be included on the next renewal cycle in 2027.  - Once the invoice and list have been generated and made available to the company, the company will not be allowed to terminate any appointments on the list.  - There is no blackout period for Oklahoma appointments and appointment terminations. Carriers can continue to submit changes throughout the renewal period. NIPR will forward payment and renewal transactions to the state within 24 hours.  - Appointment Renewal and NIPR processing fees are non-refundable.  - If an invoice appears to be inaccurate, please contact NIPR Support at support@nipr.com for assistance before submitting payment - Appointment Renewal Fee is $30 per appointment.

Effective November 13, 2026, Iowa will require fingerprints for Non-Resident Insurance Producer applicants who reside in a state whose insurance division does not fingerprint for the same license type.

Applicants applying for Insurance Producer that hold a resident license in the below states will defer for fingerprint requirements. • Arkansas • Colorado • Connecticut • Illinois • Indiana • Kentucky • Maine • Maryland • Massachusetts • Michigan • Mississippi • Missouri • Nebraska • New Hampshire • New York • Oklahoma • Rhode Island • South Dakota • Vermont Exception: Applicants applying for Insurance Producer that hold a Non-Resident license in the below states will NOT defer for fingerprint requirements. • California • Florida

Effective, October 16, 2026, U.S. Virgin Islands will update their fees for Individual Producers and Adjusters.

Resident Licensing   Individual  Insurance Producer  Licensing Fee Old Fee $400  New Fee $800 

Resident Licensing   Individual  Independent Adjuster  Licensing Fee Old Fee $500  New Fee $1000 

Resident Licensing   Individual  Public Adjuster  Licensing Fee Old Fee $500  New Fee $1000 

Non-Resident Licensing  Individual  Insurance Producer  Licensing Fee  Old Fee $700  New Fee $1400 

Non-Resident Adjuster Licensing  Individual  Independent Adjuster  Licensing Fee  Old Fee $500  New Fee $1000 

Non-Resident Adjuster Licensing  Individual  Public Adjuster  Licensing Fee  Old Fee $500  New Fee $1000 

Resident License Renewal   Individual  Insurance Producer  Renewal  Old Fee $200  New Fee $400 

Resident Licensing Renewal   Individual  Insurance Producer  Late Renewal Grace Period  Old Fee $200  New Fee $400 

Resident Licensing Renewal   Individual  Insurance Producer  Late Renewal Period  Old Fee $400  New Fee $800 

Resident Licensing Renewal   Individual  Independent Adjuster  Renewal  Old Fee $250  New Fee $500 

Resident Licensing Renewal   Individual  Independent Adjuster  Late Renewal Grace Period  Old Fee $250  New Fee $500 

Resident Licensing Renewal   Individual  Independent Adjuster  Late Renewal Period  Old Fee $500  New Fee $1000 

Resident Licensing Renewal   Individual  Public Adjuster  Renewal  Old Fee $250  New Fee $500 

Resident Licensing Renewal   Individual  Public Adjuster  Late Renewal Grace Period  Old Fee $250  New Fee $500   Resident Licensing Renewal   Individual  Public Adjuster  Late Renewal Period  Old Fee $500  New Fee $1000   Non-Resident Licensing Renewal  Individual  Insurance Producer  Renewal  Old Fee $400  New Fee $800   Non-Resident Licensing Renewal  Individual  Insurance Producer  Late Renewal Grace Period  Old Fee $400  New Fee $800   Non-Resident Licensing Renewal  Individual  Insurance Producer  Late Renewal Period  Old Fee $800  New Fee $1600   Non-Resident Adjuster Licensing Renewal   Individual  Independent Adjuster  Renewal  Old Fee $250  New Fee $500   Non-Resident Adjuster Licensing Renewal   Individual  Independent Adjuster  Late Renewal Grace Period  Old Fee $250  New Fee $500   Non-Resident Adjuster Licensing Renewal   Individual  Independent Adjuster  Late Renewal Period  Old Fee $500  New Fee $1000   Non-Resident Adjuster Licensing Renewal   Individual  Public Adjuster  Renewal  Old Fee $250  New Fee $500   Non-Resident Adjuster Licensing Renewal   Individual  Public Adjuster  Late Renewal Grace Period  Old Fee $250  New Fee $500   Non-Resident Adjuster Licensing Renewal   Individual  Public Adjuster  Late Renewal Period  Old Fee $500  New Fee $1000 

Effective immediately, U.S. Virgin Islands is moving to biennial birth month renewals. While the current expiration date is 12/31, the expiration date will change to the end of birth month once the renewal is processed Individual Producers and Adjusters will no longer renew on December 31 each year. Licenses will now expire every two years, on the last day of the licensee’s birth month in the second year following the issuance or renewal of the license. Renewal Period Changes: **Individuals:** The renewal period will be 90 days, with licenses expiring on the last day of the individual’s birth month. A 15-day grace period will follow the expiration date, during which late fees will not apply. From day 16 through one year past expiration, the license will be eligible for late renewal, and the fees will be doubled. **Business Entities:** There are no changes to the current renewal period or late renewal process.

Effective October 8, 2026, Mississippi will be turning off transaction processing for Emergency Public Adjuster and Emergency Adjuster.

Effective immediately, Kansas Viatical Broker and Reinsurance Intermediary fees are decreasing. 

Reinsurance Intermediary New License Reduced from $150 to $75 

Reinsurance Intermediary Renewal Reduced from $100 to $50 

Viatical Broker New License Reduced from $100 to $50