Regulatory Updates

Effective January 6, 2026, Alabama company appointment renewal invoices will be available for payment. Appointment renewal invoice payments are due by March 1, 2026. Please review important processing information below for the upcoming appointment renewal period.

STATE SPECIFIC RULES - Electronic processing through NIPR is mandatory and appointment renewal invoices cannot be paid directly to the state. - Termination notices for individual appointments that you do not wish to renew must be received by NIPR no later than 5:00pm CST December 31, 2027,to allow enough time for processing before the renewal invoices are created. - Appointment continuation fees will be due for every Insurance Producer, Service Representative, Title Insurance Agent, Portable Electronics Insurance Small and Portable Electronics Insurance Large licenses listed on the invoice. Companies will not be allowed to terminate any appointments on the list once the invoice and list has been generated and made available. - Electronic payment options chosen through NIPR will immediately reflect the invoices as paid and NIPR will forward payment and renewal transactions to Alabama within 24 hours of that payment. - Appointment Invoice payments are due by 8am CST March 1, 2027. - Late Appointment Invoice payments submitted March 1st through May 31st will be assessed as a late renewal fee. Please refer to the fee section below for late renewal periods and fees. - If the termination reason is “Request Regulatory Review” or “Company Indebtedness”, you must file within ten days a statement of the facts relative to the termination and the cause thereof, together with any documentation to Alabama Department of Insurance.

ALABAMA APPOINTMENT RENEWAL FEES

Insurance Producer \- Renewal Fee (January 5 - March 1): $25/appointment \- Late Renewal (March 1 - March 31): Late Fee of $250 + Invoice Fee \- Late Renewal (April 1 - April 30): Late Fee of $500 + Invoice Fee \- Late Renewal (May 1 - May 31): Late Fee of $750 + Invoice Fee

Service Representative \- Renewal Fee (January 5 - March 1): $40/appointment \- Late Renewal (March 1 - March 31): Late Fee of $250 + Invoice Fee \- Late Renewal (April 1 - April 30): Late Fee of $500 + Invoice Fee \- Late Renewal (May 1 - May 31): Late Fee of $750 + Invoice Fee

Title Insurance Agent \- Renewal Fee (January 5 - March 1): $12/appointment \- Late Renewal (March 1 - March 31): Late Fee of $250 + Invoice Fee \- Late Renewal (April 1 - April 30): Late Fee of $500 + Invoice Fee \- Late Renewal (May 1 - May 31): Late Fee of $750 + Invoice Fee

Portable Electronics Insurance (Small and Large) \- Renewal Fee (January 5 - March 1): $25/appointment \- Late Renewal (March 1 - March 31): Late Fee of $250 + Invoice Fee \- Late Renewal (April 1 - April 30): Late Fee of $500 + Invoice Fee \- Late Renewal (May 1 - May 31): Late Fee of $750 + Invoice Fee

Effective December 10, 2026, Alaska will be implementing Title Insurance Limited Producer license class, which is currently only offered to residents, 

Effective January 1, 2027, Alabama will update their fees for Insurance Producer, Service Representative and Title Insurance Agent license classes. Fee changes are as follows: Format: Entity | License Type | Fee Type: Old Fee → New Fee

RESIDENT LICENSING \- Individual | Title Insurance Agent | Licensing Fee: $60 → $72 \- Individual | Title Insurance Agent | Reinstatement Fee: $60 → $72 \- Business Entity | Title Insurance Agent | Licensing Fee: $120 → $144

RESIDENT RENEWAL \- Individual | Insurance Producer | Renewal Fee: $70 → $84 \- Individual | Insurance Producer | Late Fee: $120 ($70 Renewal + $50 Late fee) → $144 ($84 Renewal + $60 Late fee) \- Individual | Insurance Producer | Reissue Fee: $140 → $168 \- Business Entity | Insurance Producer | Late Renewal Fee: $150 ($100 Renewal + $50 Late fee) → $160 ($100 Renewal + $60 Late fee) \- Individual | Service Representative | Renewal Fee: $70 → $84 \- Individual | Service Representative | Late Fee: $120 ($70 Renewal + $50 Late fee) → $144 ($84 Renewal + $60 Late fee) \- Individual | Service Representative | Reissue Fee: $140 → $168

NON-RESIDENT RENEWAL \- Individual | Insurance Producer | Renewal Fee: $70 → $84 \- Individual | Insurance Producer | Late Fee: $120 ($70 Renewal + $50 Late fee) → $144 ($84 Renewal + $60 Late fee) \- Individual | Insurance Producer | Reissue Fee: $140 → $168 \- Business Entity | Insurance Producer | Late Renewal Fee: $150 ($100 Renewal + $50 Late fee) → $160 ($100 Renewal + $60 Late fee) \- Individual | Service Representative | Renewal Fee: $70 → $84 \- Individual | Service Representative | Late Fee: $120 ($70 Renewal + $50 Late fee) → $144 ($84 Renewal + $60 Late fee) \- Individual | Service Representative | Reissue Fee: $140 → $168

NON-RESIDENT NO HOME STATE RENEWAL \- Individual | Insurance Producer | Renewal Fee: $70 → $84 \- Individual | Insurance Producer | Late Fee: $120 ($70 Renewal + $50 Late fee) → $144 ($84 Renewal + $60 Late fee) \- Individual | Insurance Producer | Reissue Fee: $140 → $168 \- Business Entity | Insurance Producer | Late Renewal Fee: $150 ($100 Renewal + $50 Late fee) → $160 ($100 Renewal + $60 Late fee)

APPOINTMENT \- Both | Title Insurance Agent | Appointment Fee: $30 → $36

- Appointment billings become available, and payments may be submitted starting on January 5, 2027. - The appointment invoice and a list of agents associated with the invoice will be available on the NIPR website at www.nipr.com on the morning of January 4, 2027, at 8:00 a.m. CST, through 5:00 p.m. CST, April 30, 2027. -  Appointment terminations can only be processed for appointments that are shown as active on the Producer Data Base (PDB) at the time the termination transaction is sent to NIPR.  - Appointments added on or after December 28, 2026, will be assigned a 2027 renewal date and will not be included on this year's invoice. - The deadline to submit an agent termination is 11:59 p.m. on December 28, 2026. No reconciliation will be allowed on or after December 28, 2026. -  If the company fails to pay the renewal invoice by April 30, 2027, deadline all agent appointments will be terminated.  - To activate those appointments, the company will need to reappoint and pay initial appointment fees again via www.nipr.com.  - NIPR transaction processing fees are nonrefundable.  - By using NIPR's electronic appointment renewals, the NIPR invoice will be updated as paid, and the transactions to renew will be forwarded to OSI within 24 business hours. • NIPR will display the invoices as paid once payment is received. - Renewal Fee $20 per appointment.

Effective November 20, 2026, Georgia will open Contact Change Request for business entities. The Contact Change Request product will allow a business entity to electronically update the physical address (business and mailing), email and phone number.

On December 11, 2026, Oregon will begin requiring continuing education (CE) for the Consultant license class for resident renewal application. Applicants must be CE compliant to renew. A total of 24 hours is required, including 3 hours of Law & 3 hours of ethics. All hours must be in individual's CE transcript before renewing an Oregon resident license. CE providers are allowed 15 days to upload courses.

The Louisiana (LA) Department of Insurance will provide electronic appointment renewal processing with the National Insurance Producer Registry (NIPR). - Louisiana processes ALL appointment renewals at the end of the Appointment Renewal Cycle. There will be a gap between when the appointments expire and when the appointment is renewed. This will cause the appointment to be removed from PDB display and added back when Louisiana renews the appointment. - Electronic processing through NIPR is mandatory and continuation invoices cannot be paid directly to the state. - Companies may terminate any appointment that should not be included on appointment renewal invoice until November 25, 2026. - Active individual appointments on record as of November 26, 2026, will be invoiced for renewals. - All appointments submitted on and after November 26, 2026, will not need to be renewed for the current year and will be included on the next renewal cycle in 2026. - The NIPR website will display the renewal invoice and a list of appointment renewals beginning at 8:00 am CST on December 1, 2026. - The invoices will no longer be displayed on the NIPR website after January 4, 2027, at 4:00 pm CST. - Louisiana appointments paid through the appointment renewal invoice will also be updated after the renewal period ends with the effective date of December 31, 2026. - NIPR will display the invoices as paid once payment is received. - NIPR will forward payment and renewal transactions to the state within 24 hours of that payment. - Appointment Renewal and NIPR processing fees are non-refundable. - If an invoice appears to be inaccurate, please contact NIPR Support at support@nipr.com for assistance before submitting payment. - Appointment Fee is $35 per Appointment.

Effective November 25, 2026, Oklahoma company appointment renewal invoices will be available for payment through December 31, 2026.

Oklahoma Company Appointment Renewal Rules:  - Electronic processing through NIPR is mandatory and continuation invoices cannot be paid directly to the state.  - Failure to remit payment by the due date or late renewal date (if applicable) will result in termination of appointments. The company must submit new appointment requests for each producer appointed.  - All producers and agencies with active appointments in the Producer Database (PDB), as of November 13, 2026, will be included on the appointment renewal invoices for companies that have active licenses in Oklahoma.  - Companies may terminate any appointment that should not be included on appointment renewal invoice until November 13, 2026.  - All appointments submitted on and after November 13, 2026, will not need to be renewed for the current year and will be included on the next renewal cycle in 2027.  - Once the invoice and list have been generated and made available to the company, the company will not be allowed to terminate any appointments on the list.  - There is no blackout period for Oklahoma appointments and appointment terminations. Carriers can continue to submit changes throughout the renewal period. NIPR will forward payment and renewal transactions to the state within 24 hours.  - Appointment Renewal and NIPR processing fees are non-refundable.  - If an invoice appears to be inaccurate, please contact NIPR Support at support@nipr.com for assistance before submitting payment - Appointment Renewal Fee is $30 per appointment.

Effective November 13, 2026, Iowa will require fingerprints for Non-Resident Insurance Producer applicants who reside in a state whose insurance division does not fingerprint for the same license type.

Applicants applying for Insurance Producer that hold a resident license in the below states will defer for fingerprint requirements. • Arkansas • Colorado • Connecticut • Illinois • Indiana • Kentucky • Maine • Maryland • Massachusetts • Michigan • Mississippi • Missouri • Nebraska • New Hampshire • New York • Oklahoma • Rhode Island • South Dakota • Vermont Exception: Applicants applying for Insurance Producer that hold a Non-Resident license in the below states will NOT defer for fingerprint requirements. • California • Florida

Effective, October 16, 2026, U.S. Virgin Islands will update their fees for Individual Producers and Adjusters.

Resident Licensing   Individual  Insurance Producer  Licensing Fee Old Fee $400  New Fee $800 

Resident Licensing   Individual  Independent Adjuster  Licensing Fee Old Fee $500  New Fee $1000 

Resident Licensing   Individual  Public Adjuster  Licensing Fee Old Fee $500  New Fee $1000 

Non-Resident Licensing  Individual  Insurance Producer  Licensing Fee  Old Fee $700  New Fee $1400 

Non-Resident Adjuster Licensing  Individual  Independent Adjuster  Licensing Fee  Old Fee $500  New Fee $1000 

Non-Resident Adjuster Licensing  Individual  Public Adjuster  Licensing Fee  Old Fee $500  New Fee $1000 

Resident License Renewal   Individual  Insurance Producer  Renewal  Old Fee $200  New Fee $400 

Resident Licensing Renewal   Individual  Insurance Producer  Late Renewal Grace Period  Old Fee $200  New Fee $400 

Resident Licensing Renewal   Individual  Insurance Producer  Late Renewal Period  Old Fee $400  New Fee $800 

Resident Licensing Renewal   Individual  Independent Adjuster  Renewal  Old Fee $250  New Fee $500 

Resident Licensing Renewal   Individual  Independent Adjuster  Late Renewal Grace Period  Old Fee $250  New Fee $500 

Resident Licensing Renewal   Individual  Independent Adjuster  Late Renewal Period  Old Fee $500  New Fee $1000 

Resident Licensing Renewal   Individual  Public Adjuster  Renewal  Old Fee $250  New Fee $500 

Resident Licensing Renewal   Individual  Public Adjuster  Late Renewal Grace Period  Old Fee $250  New Fee $500   Resident Licensing Renewal   Individual  Public Adjuster  Late Renewal Period  Old Fee $500  New Fee $1000   Non-Resident Licensing Renewal  Individual  Insurance Producer  Renewal  Old Fee $400  New Fee $800   Non-Resident Licensing Renewal  Individual  Insurance Producer  Late Renewal Grace Period  Old Fee $400  New Fee $800   Non-Resident Licensing Renewal  Individual  Insurance Producer  Late Renewal Period  Old Fee $800  New Fee $1600   Non-Resident Adjuster Licensing Renewal   Individual  Independent Adjuster  Renewal  Old Fee $250  New Fee $500   Non-Resident Adjuster Licensing Renewal   Individual  Independent Adjuster  Late Renewal Grace Period  Old Fee $250  New Fee $500   Non-Resident Adjuster Licensing Renewal   Individual  Independent Adjuster  Late Renewal Period  Old Fee $500  New Fee $1000   Non-Resident Adjuster Licensing Renewal   Individual  Public Adjuster  Renewal  Old Fee $250  New Fee $500   Non-Resident Adjuster Licensing Renewal   Individual  Public Adjuster  Late Renewal Grace Period  Old Fee $250  New Fee $500   Non-Resident Adjuster Licensing Renewal   Individual  Public Adjuster  Late Renewal Period  Old Fee $500  New Fee $1000