Effective October 1, 2025, Montana resident and nonresident P_roducers who sell, solicit, or negotiate pet insurance products_ _are subject to the requirements below._
- _A producer must be appropriately licensed and complete_ _two hours of training covering the following topics:_
- _Preexisting conditions and waiting periods;_
- _The differences between pet insurance and_ _noninsurance wellness programs;_
- _Hereditary disorders, congenital anomalies or disorders, and chronic conditions and how pet_ _insurance policies interact with those conditions or_ _disorders; and_
- _Rating, underwriting, renewal, and other related administrative topics._
- _The training requirements:_
- _Must be completed once within every 24-month period_ _after the initial training; and_
- _May be approved as CE courses under Title 33,_ _Chapter 17, Part 12._
- _An insurer must ensure that its producers:_
- _Have been appropriately trained on the coverages and _
_conditions of its pet insurance products._
- _Satisfaction of substantially similar training_ _requirements in another state will satisfy these training_ _requirements._
- _An insurer must:_
- _Obtain verification that a producer acting on the insurer's behalf received the required training before the producer is permitted to sell, solicit,_ _or negotiate the _
_insurer's pet insurance products;_
- _Maintain records subject to Montana's record_ _retention requirements; and_
- _Make the verification of the producer's compliance_ _with training requirements available to the_ _Commissioner upon request._

Our compliance experts are constantly searching for and analyzing industry updates. Their findings are then recorded in the Regulatory Updates section of the Compliance Library to explain how the update impacts the insurance industry. If a change impacts an AgentSync product, this will be highlighted to inform you that the product is being updated to ensure you remain in compliance.