Montana
Troy Downing
Office of the Montana State Auditor
Appointments & Terminations
Yes
Yes
Within 15 days of contract execution
JIT appointments permitted. Appointments must be submitted within 15 days of the date the agent/agency contract is executed
Yes
$10
$10
Yes
No
Yes
Required and is the date supplied on transaction. Must not be in the future and must be less than 15 days old.
No, perpetual
No fees
Yes
Yes
Voluntary termination; inadequate production; death; company defunct or liquidation; company indebtedness; poor policyholder service; agent moved; appointed in error; request regulatory review
Required and is the date supplied on transaction. Must not be in the future and must be less than 15 days old
After 30 days of compliance renewal cycle, if CE is not submitted, the appointments are canceled
No fee
Licensing
Resident New License Insurance Producer: $0 Resident New License Surplus Lines Producer: $50 Non Resident New License Insurance Producer: $100 Non Resident New License Surplus Lines Producer: $50
Resident Renewal Insurance Producer: $0 Resident Renewal Surplus Lines Producer: $100 Non Resident Renewal Insurance Producer: $50 Non Resident Renewal Surplus Lines Producer: $100
90 days before expiration
Last day of birth month every 2 years based on year of birth
Late renewal allowed up to one year after expiration
90 days before expiration
Last day of birth month every 2 years based on year of birth
Late renewal allowed up to one year after expiration
No
Residence, Business, and Mailing
Managing General Agent, Third Party Administrator, Risk Retention Group, Viatical Settlement Broker, Motor Club Agent, Consultant, Purchasing Group, Insurance Producer, Surplus Lines Producer, Health Service Corporation, Public Adjuster, Adjuster, Crop Adjuster, Reinsurance Intermediary Broker, Funeral, Premium Finance Company, Temporary Producer, Health Maintenance Organization (HMO), Property and Casualty Insurer, Surety Bail, Joint Underwriter Organization, Life and Disability Insurer, Navigator, Certified Application Counselor, Certified Exchange Producer,
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
An insurance producer must be appointed by an insurer before the producer claims to be a representative or producer of that insurer. The following activities do not require an appointment: a. a producer may obtain and present a quotation from an insurer who has not appointed him or her; or b. the insurer may bind coverage on temporary insurance before the execution of an agency contract and policy issuance, if the insurer consents
No
Yes – General background check
Yes, for Resident Licensing
Taken at exam site.
Non-citizens of the U.S. must show proof of U.S. work authorization.
NIPR Gateway
None
No
No
A licensee must notify the Commissioner in writing of a change of address or business email address within 30 days. Contact Change Request supported via NIPR Gateway.
Agency
Yes
Yes
No
90 days prior to expiration until expiration date. Late renewal ends one year after expiration date.
Yes
All producers selling on behalf of or through a business entity are affiliated.
Main license meets requirements
Adjuster
Yes
Yes
Yes
AK, AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV, WY
CA, HI, NY, PR
No LOA required
Licensing Fee: $50 Reinstatement Fee: $50 Renewal Fee: $100 Late Renewal Fee: $200
Yes
Biennially, on the first day of the birth month, in alternating years. Odd birthdays will have odd renewal years. Even birthdays will have even renewal years.
Biennially, on the first day of the birth month. Odd birthdays will have odd renewal years. Even birthdays will have even renewal years.
No license is required in the event of catastrophe. Refer to the instructions issued at the time of the catastrophe announcement.
Continuing Education
24
2 years
Last day of birth month
Year of birth
Prior to license expiration.
90 days prior to expiration date
You can reinstate your license within 12 months of its lapse in Montana. After that, you’ll need to reapply.
3 hours ethics, 1 hour Montana statutes
8-hour initial certification, with 4 hours of LTC-specific training every two years
One-time, 4-hour course
https://agentsync.io/blog/individual-producers/insurance-continuing-education-montana
Regulatory Updates
Montana Limited Lines Travel Agent License
For Residents and Non-Residents 2023 MT H.B. 591(NS) (Effective 10/1/2023) - LIMITED LINES: TRAVEL AGENT - Added travel administrator licensing requirements.MT ST 33-17-212 (Effective 1/1/2024) - Per 2023 MT H.B. 62(NS) - REFERENCES - Revised the effective date only. MT ST 33-17-241 (Effective 5/9/2023) - Per 2023 MT H.B. 567(NS) - INDIVIDUAL NONRESIDENT LICENSE REQUIREMENTS: GENERAL REQUIREMENTS - Revised the navigator training requirement information. MT ST 33-17-242 (Effective 5/9/2023) - Per 2023 MT H.B. 567(NS) - CONTINUING EDUCATION - Revised the Commissioner's responsibility with regard to navigator training requirements. MT ST 33-17-1401 (Effective 10/1/2023) - Per 2023 MT H.B. 591(NS) - LIMITED LINES: TRAVEL AGENT - Added the "limited lines travel insurance producer," "travel administrator," and "travel insurance" definitions. MT ST 33-17-1402 (Effective 10/1/2023) - Per 2023 MT H.B. 591(NS) - 1) WHO MUST BE LICENSED - Added "limited lines travel insurance producer" as another license type. 2) LIMITED LINES: TRAVEL AGENT - a) Added limited lines travel insurance producer licensing requirements. b) Deleted travel retailer registry requirements. MT ST 33-17-1404 (Effective 10/1/2023) - Per 2023 MT H.B. 591(NS) - LIMITED LINES: TRAVEL AGENT - a) Revised the applicability and enforcement information. b) Deleted information mentioning "unfair trade practices" and penalties.
Montana Eliminates the Insurance Advisory Council for Education Course Review
Effective October 1, 2023, Montana will eliminate the Insurance Advisory Council for education course review. See attachment for full details.
FAQs
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How Do I Get an Insurance License in Montana?
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How Do I Get a State Adjuster License in Montana?
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How do I renew my insurance license in Montana?
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How do I renew my non-resident insurance license in Montana?
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How Do I renew My Non-Resident Adjuster License in Montana?
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How Do I Renew My Adjuster License In Montana?