North Dakota Seal

North Dakota

state commissioner

Jon Godfread

STATE email

ndlicensing@nd.gov

STATE phone
(701) 328-2440
STATE LICENSE DIVISION ADDRESS

North Dakota Insurance Department

Appointments & Terminations

Required to report appointments?

Yes

Permits Just-in-time (JIT) appointments?

Yes

Initial appointment deadlines

Within 30 days of contract execution or first business submission; Later of the two

Initial appointment deadline rule

JIT appointments permitted. Appointments must be submitted within 30 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier. The appointment submission deadline is the later of the two dates

Can be processed via nipr?

Yes

Fees for appointing a resident agency or individual?

$10

Fees for appointing a non resident agency or individual?

$10

Appoint agencies?

Yes

Adjuster appointments via NIPR?

No

Appointment effective date can be specified?

Yes

Appointment effective date rule

Required and is the date supplied on transaction. Must not be in the future and must be less than 30 days old.

State requires appointment renewal?

Yes

Appointment renewals via

Via NIPR

When is the state renewal period?

March 2, 2022 until April 30, 2022

Appointment renewal fee

$10 per company per appointment

Terminations processed via NIPR?

Yes

Termination reasons

Termination reason code is not required

Termination date can be specified by carrier?

Yes

Termination Effective date rule

Required and is the date supplied on transaction. Must not be in the future and must be less than 30 days old

Termination fee

No fee

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $100 Resident New License Surplus Lines Producer: $100 Non Resident New License Insurance Producer: $100 Non Resident New License Surplus Lines Producer: $100

License renewal fee

Resident Renewal Insurance Producer: $25 Resident Renewal Surplus Lines Producer: $25 Non Resident Renewal Insurance Producer: $25 Non Resident Renewal Surplus Lines Producer: $25

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Can a producer use a P.O. Box in their resident or business address?

No

Are individuals required to list their county as part of the address?

No

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Managing General Agent, Surplus Lines Insurer, Life Settlement Broker, Property & Casualty, Life, Consultant, Insurance Producer, Surplus Lines Producer, Public Adjuster, Reinsurance Intermediary, Risk Retention

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

No

Agency

Can a sole proprietor be licensed as an entity?

A business entity license is required if a business entity is operated under a Federal Tax Identification number that is different than the sole proprietor’s personal individual Social Security Number.

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

No

Agency Licensing renewals

License is perpetual.

Agency License required?

Yes

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

No

Branch office

Main license meets requirements

Adjuster

Requires adjuster license?

Only Public Adjusters

Offers designated home state?

No

DHS exam required?

N/A

Reciprocity states

None

Independent adjuster renewal date

Biennially, the day after the expiration date for business entities and on the last day of the individual's birth month for individual public adjusters.

Continuing Education

Total hours per renewal period

24

Renewal period

2 years

CE due before license renewal date?

Yes

License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

Prior to license expiration. Depending on the difference between your birthday and the date you were issued your license, your first licensing period may be less than two years.

How long before expiration does state send CE reminder?

90 days prior to expiration date

Exemptions to CE

What if a producer missed the renewal date?

The license is terminated and they must reapply as a new licensee.

CE instructors get credit for teaching courses?

Yes

Ethics requirements

3

Flood-specific CE requirements

3 hours of NFIP course

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training every two years

Annuity-specific CE requirements

One-time, 4-hour course

FAQs

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