North Dakota
Jon Godfread
North Dakota Insurance Department
Appointments & Terminations
Yes
Yes
Within 30 days of contract execution or first business submission; Later of the two
JIT appointments permitted. Appointments must be submitted within 30 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier. The appointment submission deadline is the later of the two dates
Yes
$10
$10
Yes
No
Yes
Required and is the date supplied on transaction. Must not be in the future and must be less than 30 days old.
Yes
Via NIPR Portal
March 2, 2022 until April 30, 2022
$10 per company per appointment
Yes
Termination reason code is not required
Yes
Required and is the date supplied on transaction. Must not be in the future and must be less than 30 days old
No fee
Licensing
Resident New License Insurance Producer: $100 Resident New License Surplus Lines Producer: $100 Non Resident New License Insurance Producer: $100 Non Resident New License Surplus Lines Producer: $100
Resident Renewal Insurance Producer: $25 Resident Renewal Surplus Lines Producer: $25 Non Resident Renewal Insurance Producer: $25 Non Resident Renewal Surplus Lines Producer: $25
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
No
No
Residence, Business, and Mailing
Managing General Agent, Surplus Lines Insurer, Life Settlement Broker, Property & Casualty, Life, Consultant, Insurance Producer, Surplus Lines Producer, Public Adjuster, Reinsurance Intermediary, Risk Retention
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
No
Yes, for Resident Licensing
Live Scan at exam site
NIPR Gateway
None
No
Yes
A licensee must notify the Commissioner of a change of residential or business address, email address, or legal name within 30 days. Contact Change Request supported via NIPR Gateway.
Agency
A business entity license is required if a business entity is operated under a Federal Tax Identification number that is different than the sole proprietor’s personal individual Social Security Number.
Yes
No
License is perpetual.
Yes
No
Main license meets requirements
Adjuster
Only Public Adjusters
No
N/A
None
Biennially, the day after the expiration date for business entities and on the last day of the individual's birth month for individual public adjusters.
Continuing Education
24
2 years
Yes
Last day of birth month
Year of first license issuance
Prior to license expiration. Depending on the difference between your birthday and the date you were issued your license, your first licensing period may be less than two years.
90 days prior to expiration date
The license is terminated and they must reapply as a new licensee.
Yes
3
3 hours of NFIP course
8-hour initial certification, with 4 hours of LTC-specific training every two years
One-time, 4-hour course
https://agentsync.io/blog/individual-producers/insurance-continuing-education-north-dakota
Regulatory Updates
North Dakota Adding New Transaction Type
Effective August 10th, 2023, a new transaction type will be implemented for North Dakota to process individual and business entity primary name updates.
North Dakota Proposes to Amend Surplus Lines Producer Search Requirements
See bold section below for language removed. See attachment for full details. 45-09-01-03. Surplus lines insurance producer must conduct search. The licensed surplus lines insurance producer seeking the placement of nonadmitted insurance must conduct a diligent search to ascertain whether the insurance, indemnity contract, or surety bond can be procured from a company authorized to do business in this state. The surplus lines insurance producer may rely on a diligent search done by a licensed insurance producer or the insured if the surplus lines insurance producer deems it sufficient. ~~**After the placing of any surplus lines insurance, the surplus lines insurance producer must complete and file with the commissioner a surplus lines affidavit confirming such a search has been done no later than March first for the quarter ending the preceding December thirty-first, June first for the quarter ending the preceding March thirty-first, September first for the quarter ending the preceding June thirtieth, and December first for the quarter ending the preceding September thirtieth of each year. The affidavit is not required if the insured is an exempt commercial purchaser as defined in North Dakota Century Code section 26.1-44-02**.~~ History: Effective January 1, 1982; amended effective December 1, 2001; July 1, 2012; April 1, 2021, January 1, 2024. General Authority: NDCC 26.1-44-09 Law Implemented: NDCC 26.1-44-02
North Dakota Limited Lines: Travel Agent
For Residents and Non-Residents 2023 ND S.B. 2173(NS) (Effective 8/1/2023) - LIMITED LINES: TRAVEL AGENT - a) Added "travel administrator" definition. b) Added travel administrator licensing requirements. ND ST 26.1-26-54 (Effective 8/1/2023) - Per 2023 ND S.B. 2173(NS) - LIMITED LINES: TRAVEL AGENT - a) Revised the "limited lines travel insurance producer" definition to include travel administrators and exclude MGAs and a designation requirement for producers. b) Added "travel insurance" definition. c) Revised the limited lines travel insurance producer licensing requirements.
North Dakota Company Appointment Renewals
ND has announced their appointment renewal dates for 2023
North Dakota Changes Exam Vendor
North Dakota will use PSI as their exam vendor.
North Dakota Exam Provider Changes to PSI Effective 3/1
North Dakota Insurance Department is now contracted with PSI Services LLC (PSI) for the examination program. The goal of this partnership is to provide a process for examination and licensing.
Surplus Lines Alert For Several Jurisdictions
Several states have released key information on Surplus Lines and can be found in the attached document.
FAQs
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How Do I Get an Insurance License in North Dakota?
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How Do I Get a State Adjuster License in North Dakota?
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How do I renew my insurance license in North Dakota?
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How do I renew my non-resident insurance license in North Dakota?
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How Do I renew My Non-Resident Adjuster License in North Dakota?
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How Do I Renew My Adjuster License In North Dakota?