North Dakota Seal

North Dakota

state commissioner

Jon Godfread

STATE email

STATE phone
(701) 328-2440

North Dakota Insurance Department

Appointments & Terminations

Required to report appointments?


Permits Just-in-time (JIT) appointments?


Initial appointment deadlines

Within 30 days of contract execution or first business submission; Later of the two

Initial appointment deadline rule

JIT appointments permitted. Appointments must be submitted within 30 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier. The appointment submission deadline is the later of the two dates

Can be processed via nipr?


Fees for appointing a resident agency or individual?


Fees for appointing a nonresident agency or individual?


Appoint agencies?


Adjuster appointments via NIPR?


Appointment effective date can be specified?


Appointment effective date rule

Required and is the date supplied on transaction. Must not be in the future and must be less than 30 days old.

State requires appointment renewal?


Appointment renewals via

Via NIPR Portal

When is the state renewal period?

March 1, 2024 until April 30, 2024

Appointment renewal fee

$10 per company per appointment

Terminations processed via NIPR?


Termination reasons

Termination reason code is not required

Termination date can be specified by carrier?


Termination Effective date rule

Required and is the date supplied on transaction. Must not be in the future and must be less than 30 days old

Termination fee

No fee


Initial individual new license fee

Resident New License Insurance Producer: $100 Resident New License Surplus Lines Producer: $100 Non Resident New License Insurance Producer: $100 Non Resident New License Surplus Lines Producer: $100

License renewal fee

Resident Renewal Insurance Producer: $25 Resident Renewal Surplus Lines Producer: $25 Non Resident Renewal Insurance Producer: $25 Non Resident Renewal Surplus Lines Producer: $25

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Can a producer use a P.O. Box in their resident or business address?


Are individuals required to list their county as part of the address?


What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Managing General Agent, Surplus Lines Insurer, Life Settlement Broker, Property & Casualty, Life, Consultant, Insurance Producer, Surplus Lines Producer, Public Adjuster, Reinsurance Intermediary, Risk Retention

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?


Fingerprints Required?

Yes, for Resident Licensing

Fingerprint Submission Details

Live Scan at exam site

Where to apply for resident license?

NIPR Gateway

What Transactions are Retaliatory Fees Applied to?


Submit Partial License Renewals through NIPR?


Has Personal Lines LOA?


Deadline to report personal data changes (address, name change, phone number, etc.)

A licensee must notify the Commissioner of a change of residential or business address, email address, or legal name within 30 days. Contact Change Request supported via NIPR Gateway.


Can a sole proprietor be licensed as an entity?

A business entity license is required if a business entity is operated under a Federal Tax Identification number that is different than the sole proprietor’s personal individual Social Security Number.

DRLP must have active state license


DRLPs must cumulatively cover all LOAs in application


Agency Licensing renewals

License is perpetual.

Agency License required?


Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes


Branch office

Main license meets requirements


Requires adjuster license?

Only Public Adjusters

Offers designated home state?


DHS exam required?


Reciprocity states


Independent adjuster renewal date

Biennially, the day after the expiration date for business entities and on the last day of the individual's birth month for individual public adjusters.

Continuing Education

Total hours per renewal period


Renewal period

2 years

CE due before license renewal date?


License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

Prior to license expiration. Depending on the difference between your birthday and the date you were issued your license, your first licensing period may be less than two years.

How long before expiration does state send CE reminder?

90 days prior to expiration date

Exemptions to CE

What if a producer missed the renewal date?

The license is terminated and they must reapply as a new licensee.

CE instructors get credit for teaching courses?


Ethics requirements


Flood-specific CE requirements

3 hours of NFIP course

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training every two years

Annuity-specific CE requirements

One-time, 4-hour course

Regulatory Updates

North Dakota Announces Company Appointment Renewal Dates

Effective March 1, 2024, North Dakota company appointment renewal invoices will be available for payment through April 30, 2024.

North Dakota Insurance Department Updates Affidavit Requirements for Surplus Lines License and Premium Tax

On January 18, 2024, North Dakota updated the general provisions section for Surplus Lines license and premium tax, particularly related to Domestic Surplus Lines Insurers (DSLI) by adding a supporting citation for diligent search requirements while removing another supporting citation for provisions related to exemptions. Another update was related to adding commercial cyber insurance to the export list of acceptable categories.

North Dakota Insurance Department Announces Electronic Appointment Renewals

On December 27, 2023, North Dakota Insurance Department announced that in 2024, appointment renewals will be processed electronically. Renewal Invoice and appointment list will be available on March 1st, 2024.

North Dakota Issues Company Appointment / Terminations Change in Procedure Notice

Effective December 1, 2023, North Dakota Insurance Department will no longer accept appointment / termination documents via paper, email or mail and will only accept electronically through NIPR. Please see attached for more details.

North Dakota Adding New Transaction Type

Effective August 10th, 2023, a new transaction type will be implemented for North Dakota to process individual and business entity primary name updates.

North Dakota Proposes to Amend Surplus Lines Producer Search Requirements

See bold section below for language removed. See attachment for full details. 45-09-01-03. Surplus lines insurance producer must conduct search. The licensed surplus lines insurance producer seeking the placement of nonadmitted insurance must conduct a diligent search to ascertain whether the insurance, indemnity contract, or surety bond can be procured from a company authorized to do business in this state. The surplus lines insurance producer may rely on a diligent search done by a licensed insurance producer or the insured if the surplus lines insurance producer deems it sufficient. ~~**After the placing of any surplus lines insurance, the surplus lines insurance producer must complete and file with the commissioner a surplus lines affidavit confirming such a search has been done no later than March first for the quarter ending the preceding December thirty-first, June first for the quarter ending the preceding March thirty-first, September first for the quarter ending the preceding June thirtieth, and December first for the quarter ending the preceding September thirtieth of each year. The affidavit is not required if the insured is an exempt commercial purchaser as defined in North Dakota Century Code section 26.1-44-02**.~~ History: Effective January 1, 1982; amended effective December 1, 2001; July 1, 2012; April 1, 2021, January 1, 2024. General Authority: NDCC 26.1-44-09 Law Implemented: NDCC 26.1-44-02

North Dakota Limited Lines: Travel Agent

For Residents and Non-Residents 2023 ND S.B. 2173(NS) (Effective 8/1/2023) - LIMITED LINES: TRAVEL AGENT - a) Added "travel administrator" definition. b) Added travel administrator licensing requirements. ND ST 26.1-26-54 (Effective 8/1/2023) - Per 2023 ND S.B. 2173(NS) - LIMITED LINES: TRAVEL AGENT - a) Revised the "limited lines travel insurance producer" definition to include travel administrators and exclude MGAs and a designation requirement for producers. b) Added "travel insurance" definition. c) Revised the limited lines travel insurance producer licensing requirements.

North Dakota Company Appointment Renewals

ND has announced their appointment renewal dates for 2023

North Dakota Changes Exam Vendor

North Dakota will use PSI as their exam vendor.

North Dakota Exam Provider Changes to PSI Effective 3/1

North Dakota Insurance Department is now contracted with PSI Services LLC (PSI) for the examination program. The goal of this partnership is to provide a process for examination and licensing.

Surplus Lines Alert For Several Jurisdictions

Several states have released key information on Surplus Lines and can be found in the attached document.