New Hampshire
D.J. Bettencourt
New Hampshire Insurance Department
21 South Fruit Street
Suite 14
Concord, New Hampshire, 03301
Appointments & Terminations
Yes
Yes
Within 15 days of contract execution
NH ST § 402-J:14 The appointing insurer must verify the eligibility of the applicant in a form approved by the Commissioner. The notice of appointment must be within 15 days of the producer placing a contract with the insurer.
Yes
$25
$25
Yes
No
No
No
Date the transaction is processed.
No, perpetual
No fees
No
Yes
Termination reason code is not required
Yes
Backdating can not precede the date the transaction is processed
$25
No
Email notices are permitted
Within the email body text
Licensing
Resident New License Insurance Producer: $210
Nonresident New License Insurance Producer: $210
Resident Renewal Insurance Producer: $150 Nonresident Renewal Insurance Producer: $150
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
No
No
Residence, Business, and Mailing
Portable Electronics Small, Portable Electronics Large, Company, Insurance Producer, Adjuster, Public Adjuster, Life Settlement Producer
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
No
No
Not Required
Two Years
Non-citizen requirements: Applicant must submit the appropriate employment authorization document or permanent resident card to: Upload to the NIPR Attachment Warehouse Email PRODUCERQUESTIONS@INS.NH.Gov NHID Licensing Division, 21 South Fruit St. Ste 14 Concord, NH 03301
NIPR Gateway
None
No
Yes
A licensee must notify the Commissioner of any change of address within 30 days. a. There is a $10 fee for manual address changes. b. Email addresses need to remain up-to-date. Contact Change Request supported via NIPR Gateway.
Individual and Business Entities can process via NIPR
Agency
No
Yes
Yes
90 days prior to expiration date until May, 31st, biennially.
Yes, if selling insurance
No
Main license meets requirements
A licensee must notify the Commissioner of any change of address within 30 days. Contact Change Request supported via NIPR Gateway.
Adjuster
Yes
Yes
AK, AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV, WY
CA, HI, NY, PR
Workers' Compensation, Property & Casualty (including Workers' Compensation and Crop), Property and Casualty (excluding Workers' Compensation and Crop)
Licensing Fee: $75 Renewal Fee: $75 License Amendment Fee: $50 Reinstatement Fee: $75
Yes
Late Renewals are not accepted.
Biennially, on the last day of the individual's birth month.
Late Renewals are not accepted.
Workers' Compensation, Property & Casualty (including Workers' Compensation and Crop), Property and Casualty (excluding Workers' Compensation and Crop)
Licensing Fee: $100 Renewal Fee: $100 License Amendment Fee: $50 Reinstatement Fee: $75 Residents / $100 NR
Yes
In the event of an emergency, a temporary license can be issued to qualified persons. This temporary license is active until discretion of the commissioner deems it inactive or one year from its issuance.
Yes
CT, DE, FL, KY, LA, NV, NM, NC, OK, RI, SC, TX, VT, WV, WY
Yes
Residents are required to take the NH Workers Comp Adjuster exam and hold this line. Nonresidents are required to hold the authority in their resident state. If the home state does not license workers comp adjusters- they can obtain a Designated Home State in a state that licenses or hold an all lines license.
Yes
Continuing Education
24
2 years
Yes
Last day of birth month
Year of first license issuance
60 days prior to license expiration.
No reminder. Only license renewal reminder.
No reminder. Only license renewal reminder.
LUTCF, CLU, CFC, and CFPs are exempt from CE. Those renewing their license for the first time are exempt from CE.
If CE is completed within the 60 day window (between CE due date and license expiration date) an additional late CE fee will be charged. $50 additional for producers and $25 additional for all adjusters. If CE is completed after expiration, the fee increases to double the license fee for all license holders. To reinstate a license within 2 years of expiration, you must be CE compliant. For Residents reinstating after two years, CE is no longer required but you must pass the licensing exam again.
Yes, once per course per compliance period.
3-10
Anyone with a property and casualty line of authority must take a a flood course within a year of recieving their license
3 hours of NFIP course
8-hour initial certification, with 4 hours of LTC-specific training every two years
One-time, 4-hour course
Yes, must meet 24 hours with 3 ethics. Workers' comp adjusters must have at least 10 credits approved workers' comp-specific. Public adjusters required for 15, 3 ethics.
If a nonresident multi-line and workers’ compensation adjuster designates New Hampshire as their home state, then they are subject to New Hampshire CE requirements.
https://agentsync.io/blog/individual-producers/insurance-continuing-education-new-hampshire
Regulatory Updates
New Hampshire Providing Guidance Around Reporting Administrative Actions
Posted April 28, 2025, New Hampshire posted a bulletin about updating guidance around reporting administrative actions to the New Hampshire Insurance Department. These actions must be reported within 30 days of final disposition. Criminal prosecutions must be reported within 30 days of the initial pretrial hearing. Licensees are also required to disclose such matters when applying for or renewing a license. New Hampshire Insurance Department allows licensees to satisfy disclosure requirements in either of the following ways: • Upload the relevant documents to the attachment warehouse of the NIPR • Mail the relevant documents to the New Hampshire Insurance Department, to the attention of the Licensing Division. Please see the attachment for more information
New Hampshire Reminder Around Inquiry Timeframe
Posted February 14, 2025, New Hampshire posted a reminder that all entities must comply with department inquiries and investigations within 10 working days. Please see the attachment for more information.
New Hampshire to Implement New Transaction Types to Process DRLP Changes
November 15, 2024, New Hampshire will implement new transaction types to process designated responsible licensed producers (DRLP).
New Hampshire Automobile Glass Claims Licensing Update
Effective January 1, 2025, New Hampshire approves an exemption to the insurance claims adjusters statute for persons who solely handle automobile glass claims. Please see the attachment for more information.
SBS LOA Updates
Effective November 1, 2024, State Based Systems (SBS) is updating multiple lines of authority effective dates for the below states. - North Dakota - Nebraska - New Hampshire - Tennessee
New Hampshire Licensing Exemption for Resident and Nonresident Adjusters
Effective January 1, 2025, New Hampshire added a licensing exemption for resident and nonresident adjusters that only investigate, negotiate, settle, or complete a first notice of loss claim form for automobile glass replacement or repair claims. Please see the attachment for more information.
New Hampshire Revised Annuity Training Requirements
On March 28, 2024, New Hampshire revised annuity training requirements for residents and nonresidents related to changes that went into effect February 16, 2024.
New Hampshire Added Flood Education Requirement
On February 6, 2024, New Hampshire added flood education requirements and penalty information. Details are as follows.
New Hampshire Issues Flood Insurance Education Requirement Reminder
On February 6, 2024, New Hampshire issued a reminder regarding flood insurance education requirement. See attachment for full details.
The New Hampshire Insurance Department Sends Reminder on Surplus Lines Requirements
On January 9, 2024, the New Hampshire Insurance Department sent a reminder for all producers who hold surplus lines about updated filing instructions and requirements.
New Hampshire to Remove Mailing Address Rule
Effective November 9, 2023, New Hampshire will no longer require a Nonresident Licensee’s submitted mailing address to match the current mailing address for resident / home state on Producer Database (PDB).
New Hampshire to Add NUQs to Collect Business Entity Name for Adjuster Applicants
Effective September 15th, 2023 New Hampshire will require all Nonresident adjuster applicants to answer questions by providing the name of their employer.
New Hampshire Issues Bulletin Regarding Notice Required Producer Terminated for Cause
On August 7, 2023, New Hampshire issued a bulletin laying out notice required when a producer is terminated for cause. See attachment for full details.
New Hampshire Has Revised Reasons for Revocation of a License
Effective August 29, 2023, New Hampshire has revised the reasons a license may be suspended, revoked, or refused for both business entities and individual insurance producers. No changes to Manage Posted to Compliance Library The license of a resident or nonresident **business entity** may be suspended, revoked, or refused if the Commissioner finds, after a hearing in accordance with NH ST § 400-A:17, that: a. an individual licensee's violation was known or should have been known by one or more of the partners, officers, or managers acting on the partnership's or corporation's behalf; b. the violation was not reported; and c. no corrective action was taken. The Commissioner may place on probation, suspend, revoke, or refuse to issue or renew an **insurance producer's** license, or may levy an administrative fine not to exceed $2,500 per violation, or any combination of actions for any 1 or more of the following causes: a. violation of any insurance law, of any regulation, subpoena, or order of the Commissioner of this state or another state; b. obtaining or attempting to obtain a license by fraud or misrepresentation; c. improper handling of money in course of the business under the license; d. conviction of a felony; e. intentionally misrepresenting the terms of an actual or proposed insurance contract or application; f. use of fraudulent or dishonest trade practices; g. forging another person's name to an application for insurance or any related document; h. improperly using notes or reference material to complete an insurance exam; i. knowingly accepting insurance business from someone who is not properly licensed; j. suspension, denial or revocation of an insurance license in another jurisdiction; k. using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility whether directly, as an individual, or through activities for an entity, in the conduct of any business activity, or fraud, misappropriation or conversion of funds, misrepresentation or breach of fiduciary duty involving any activity in New Hampshire or elsewhere; l. providing incorrect, misleading, incomplete, or materially untrue information in the license application; or m. failing to comply with an administrative or court order imposing a child support obligation.
New Hampshire Implements New Transaction Type to Process Individual Primary Name Updates
Effective September 15, 2023, New Hampshire will implement a new transaction type to process individual primary name updates.
New Hampshire CE Requirement Updates
New Hampshire has made several updates to their CE requirements.
New Hamsphire Resident and Nonresident Changes
New Hamsphire has listed updates to the following: Fees, General requirements for an organization nonresident license, Discount Medical Plan Organizations requirements, and license renewal and causes for license revocation and surrender.
NH Highlights that both Carriers AND Agencies can Report Fraud
This announcement is a result of recent fraud cases surfacing that were not reported. It highlights that fraud is a serious matter and can result in a fine or becoming barred from conducting insurance in NH. Any individual, agency, carrier, etc. can report fraud.
Update to New Hampshire Third Party Admin Requirements
Effective July 2, 2022 NH will require a Third Party Administrator to include contact information for a designated agent in New Hampshire for service of process with certificate application for both residents and nonresidents.
FAQs
-
How Do I Get an Insurance License in New Hampshire?
-
How Do I Get a State Adjuster License in New Hampshire?
-
How do I renew my insurance license in New Hampshire?
-
How do I renew my nonresident insurance license in New Hampshire?
-
How Do I renew My Non-Resident Adjuster License in New Hampshire?
-
How Do I Renew My Adjuster License In New Hampshire?