New Hampshire Seal

New Hampshire

state commissioner

Chris Nicolopoulos

STATE phone
(603) 271-2261
STATE LICENSE DIVISION ADDRESS

New Hampshire Insurance Department

Appointments & Terminations

Required to report appointments?

Yes

Permits Just-in-time (JIT) appointments?

Yes

Initial appointment deadlines

Within 15 days of contract execution or first business submission

Initial appointment deadline rule

JIT appointments permitted. Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier

Can be processed via nipr?

Yes

Fees for appointing a resident agency or individual?

$25

Fees for appointing a non resident agency or individual?

$25

Appoint agencies?

Yes

Adjuster appointments via NIPR?

No

Appointment effective date can be specified?

No

Appointment effective date rule

Date the transaction is processed.

State requires appointment renewal?

No, perpetual

Appointment renewal fee

No fees

Terminations processed via NIPR?

Yes

Termination reasons

Termination reason code is not required

Termination date can be specified by carrier?

Yes

Termination Effective date rule

Backdating can not precede the date the transaction is processed

Termination fee

$25

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $210 Non Resident New License Insurance Producer: $210

License renewal fee

Resident Renewal Insurance Producer: $150 Non Resident Renewal Insurance Producer: $150

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Can a producer use a P.O. Box in their resident or business address?

No

Are individuals required to list their county as part of the address?

No

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Portable Electronics Small, Company, Insurance Producer, Adjuster

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

No

Agency

Can a sole proprietor be licensed as an entity?

No

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Yes

Agency Licensing renewals

90 days prior to expiration date until May, 31st, biennially.

Agency License required?

Yes, if selling insurance

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

No

Branch office

Main license meets requirements

Adjuster

Requires adjuster license?

Yes

Offers designated home state?

Yes

DHS exam required?

Yes

Reciprocity states

AK, AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV, WY

Which states require an exam for reciprocity?

CA, HI, NY, PR

Independent adjuster LOAS

Workers' Compensation, Property & Casualty (including Workers' Compensation and Crop), Property and Casualty (excluding Workers' Compensation and Crop)

Independent adjuster fees

Licensing Fee: $75 Renewal Fee: $75 License Amendment Fee: $50 Reinstatement Fee: $75

Independent adjuster exam required?

Yes

Independent adjuster renewal date

Biennially, on the last day of the individual's birth month.

Independent adjuster details

Late Renewals are not accepted.

Emergency adjuster details

In the event of an emergency, a temporary license can be issued to qualified persons. This temporary license is active until discretion of the commissioner deems it inactive or one year from its issuance.

Continuing Education

Total hours per renewal period

24

Renewal period

2 years

License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

60 days prior to license expiration.

How long before expiration does state send CE reminder?

No reminder. Only license renewal reminder.

Exemptions to CE

LUTCF, CLU, CFC, and CFPs are exempt from CE. Those renewing their license for the first time are exempt from CE.

What if a producer missed the renewal date?

If CE is completed within the 60 day window (between CE due date and license expiration date) an additional late CE fee will be charged. $50 additional for producers and $25 additional for all adjusters. If CE is completed after expiration, the fee increases to double the license fee for all license holders. To reinstate a license within 2 years of expiration, you must be CE compliant. For Residents reinstating after two years, CE is no longer required but you must pass the licensing exam again.

CE instructors get credit for teaching courses?

Yes, once per course per compliance period.

Ethics requirements

3-10

Flood-specific CE requirements

3 hours of NFIP course

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training every two years

Annuity-specific CE requirements

One-time, 4-hour course

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