Missouri
Chlora Lindley-Myers
Missouri Department of Insurance
Appointments & Terminations
No, Registry
Registry state: Authorized licensees must be added to carrier's internal registry within 30 days of effective date
No
$0
Registry State - Cancelled; cancelled for cause
Licensing
Resident New License Insurance Producer: $100 Resident New License Surplus Lines Producer: $100 Non Resident New License Insurance Producer: $100 Non Resident New License Surplus Lines Producer: $100
Resident Renewal Insurance Producer: $100 Resident Renewal Surplus Lines Producer: $100 Non Resident Renewal Insurance Producer: $100 Non Resident Renewal Surplus Lines Producer: $100
90 days before expiration
Birth date every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
90 days before expiration
Birth date every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
No
No
Residence, Business, and Mailing
Motor Vehicle Extended Services Contract, Risk Retention Group, Life and Health, Surplus Lines, Utilization Review, Property & Casualty, Health Maintenance Organization, Insurance Producer, Public Adjuster Corporation, Organizational Credit, Bail Bond Agent, General Bail Bond Agent, Navigator, Temporary Insurance Producer
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
No
Not Required
NIPR Gateway
An applicant may not apply electronically if a resident license was held in another state within the past ninety (90) days.
None
No
Yes
A producer must notify the Director of a change in address or legal name within 30 days of such a change. Contact Change Request supported via NIPR Gateway.
A producer is subject to a penalty of $10 per month for the failure to timely notify the Director of such a change.
Agency
Yes
Yes
No
Renewal due by license issuance date, biennially
Yes
Missouri requires that all individual licensees working through or for a Business Entity be affiliated with the entity. Business Entities are required to notify DCI of any changes to affiliated within 20 working days.
If the branch is operating under the same name as the licensed Business Entity, then the branch may be added to the existing license.
Adjuster
Only Public Adjusters
No
N/A
None
Annual renewal.
48 hours after an emergency, only public adjusters licensed in Missouri or one with a valid adjuster license from another state may adjust claims.
Continuing Education
16
2 years
Yes
Birth date
Year of first license issuance
Prior to license expiration.
90 days prior to expiration date
Licensees 70 years old or older are exempt from CE.
If you are within 12 months of expiration, you will need to complete all renewal requirements as well as submitting a per-month late fee of $25 for license reinstatement. After 12 months, you’ll need to apply for a new license.
3
3 hours of NFIP course
8-hour initial certification, with 4 hours of LTC-specific training every two years
One-time, 4-hour course
https://agentsync.io/blog/individual-producers/insurance-continuing-education-missouri
Regulatory Updates
Missouri implements new transaction type to process individual primary name updates
Effective May 11, 2023, a new transaction type will be implemented for Missouri to process individual primary name updates.
Missouri Will Update LOA Descriptions for Surplus Lines License Classes
Effective April 14, 2023, Missouri will convert existing None LOA descriptions for Surplus Lines and Motor Vehicle Extended Service Contract to match license classes.
Missouri Will Add Travel Business Entity License
Effective March 17, 2023, Missouri will offer a Travel Business Entity License class for Resident, Non-resident, Resident Renewal, and Non-resident Renewals.
Missouri Travel Licensing
Language surrounding Missouri Travel Licensing has been updated. Effective August 11, 2022, any insurance producer license with a major line, licensed MGA, or TPA is eligible for a Travel line of authority.
Missouri Updates Background Investigation Requirements
Individuals Requesting a pre-licensure criminal history determination under the Fresh Start Act is required to complete their request via an acceptable form. The Division or licensing board will reveal the determination within 30 days of the board meeting and no later than 4 months after the request has been submitted.
FAQs
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How Do I Get an Insurance License in Missouri?
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How Do I Get a State Adjuster License in Missouri?
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How do I renew my insurance license in Missouri?
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How do I renew my non-resident insurance license in Missouri?
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How Do I renew My Non-Resident Adjuster License in Missouri?
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How Do I Renew My Adjuster License In Missouri?