Idaho
Dean Cameron
Department of Insurance
700 West State Street, 3rd Floor
P.O. Box 83720
Boise, Idaho , 83720-0043
Appointments & Terminations
Yes
Yes
Within 15 days of contract execution or first business submission
Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier
Yes
$0
$0
Yes
Yes
A person with an affiliation to an agency is able to use the agency appointment and is not required to have a direct appointment.
No
Yes
Required and is date supplied on transaction. Must be less than 15 days old and not in the future. Date effective is date supplied on transaction and cannot precede licensure.
Yes
Idaho portal
No fees
No
Yes
Yes
Cancelled; cancelled for cause
Yes
Required and is the date supplied on transaction. Must not be in the future and be less than 15 days old. Must not precede date of licensure for either appointee or appointer
No fee
No
Email notices are permitted
Within the email body text
Licensing
Resident New License Insurance Producer: $80
Resident New License Surplus Lines Producer: $80
Nonresident New License Insurance Producer: $80
Nonresident New License Surplus Lines Producer: $80
Resident Renewal Insurance Producer: $60 Resident Renewal Surplus Lines Producer: $60 Nonresident Renewal Insurance Producer: $60 Nonresident Renewal Surplus Lines Producer: $60
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
No
Yes
Residence, Business, and Mailing
Third Party Administrator, Charitable Gift Annuities, Managed Care Organization, Risk Retention Group, Temporary Resident Producer, Life Settlement Broker, Property and Casualty, Independent Adjuster, Life, Managing General Agency, Purchasing Group, Nonresident Public Adjuster, Title Agency, Resident Bail Agent, Nonresident Bail Agent, Resident Public Adjuster, Life Settlement Provider, Motor Service Club, Nonresident Surplus Lines Broker, Resident Surplus Lines Broker, Nonresident Third Party Administrator, Resident Producer, Nonresident Producer, Nonresident Third Party Administrator - Designated Home State Idaho
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
No
Yes – FBI
Yes, for Resident Licensing
Live Scan through exam vendor or PSI.
Applicant must contact PSI 800-733-9267 or www.psiexams.com to determine the nearest location for the electronic fingerprint processing service, if fingerprints have not already been submitted with exam results.
180 Days
Applicants who are not U.S. citizens must provide proof of eligibility to work in the U.S. Please submit legible copies of documents establishing your work eligibility (e.g., Work Visa/Green Card) to the NIPR Attachments Warehouse Additional Documents.
NIPR Gateway
None
No - allows partial renewal of inactive licenses only
Yes
Each licensee must notify the Director within 30 days of an address change. Contact Change Request supported via NIPR Gateway.
Individual and Business Entities can process via NIPR
Travel is covered under the property and casualty and life and health lines of authority in Idaho. But if a nonresident producer has a travel license listed on their resident license, they can add travel to their Idaho license as a line of authority.
Agency
No
Yes
Yes
90 days prior to expiration date until the last day of the month following the issue month, biennially. Late renewal period ends one year past expiration date.
Yes
No, except travel agency.
Main – Only the primary location is licensed. No notification is required.
Each licensee must notify the Director within 30 days of an address change. A business entity must notify the Director of any change in ownership, officer, directors, or the designated licensed producer within thirty days. Contact Change Request supported via NIPR Gateway.
Adjuster
Yes
Yes
AK, AL, AR, AZ, CT, DE, FL, GA, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV, WY
CA, HI, NY, PR
No LOA Required
Licensing Fee: $80 Reinstatement Fee: $120.00 Renewal: $60
Yes
Biennially, on the last day of birth month
A surety bond of $20,000 is required as well as fingerprints. For a nonresident, one must hold a public adjuster license in their home state in addition to the surety bond.
No LOA required
Licensing Fee: $80 Reinstatement Fee: $120.00 Renewal: $60
Yes
No special license or qualifications are needed for licensed adjusters sent to the state due to emergency/catastrophe.
Yes
Yes
Continuing Education
24
2 years
Yes
Last day of birth month
Year of first license issuance
Prior to license expiration.
90 days prior to expiration date
90 days prior to expiration date
Producers licensed only for limited lines or surplus lines, including variable insurance line of authority that is limited to credit or GAP insurance, travel, surety, pet, or portable electronics, are exempt from CE. Agency and nonresident adjusters are exempt from CE. Other licensees seeking an exemption can be listed on inactive status for reasons such as active military service.
Licensee has 30 days past your renewal date to get current and submit your renewal with an additional $100 fine. Past 30 days and up to 60 days, the fee becomes $200, and between 60 and 90 days, your fee is $300. If you’re 90 days past your renewal deadline, you’ll need to get current on CE and must retest for your lines of authority. At the year mark (365 days), you will need to reapply for a completely new license.
Yes
Yes
Yes, the ethics requirement is for a minimum of three credits in the Ethics course category. If you take more than three, any extra credits will apply to the overall 24 hour total you need for the CE requirement for your license renewal.
3 hours ethics or consumer protections
3 hours of NFIP course
8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter
One-time, 4-hour course
All residents are required to take 24 hours of CE within each two-year licensing period with at least 3 of those hours in the Ethics.
https://agentsync.io/blog/individual-producers/insurance-continuing-education-idaho
Regulatory Updates
Idaho New Reporting Requirements of Pharmacy Benefit Managers
Effective January 1, 2025, Idaho has new expectations for reporting requirements of Pharmacy Benefit Managers (PBMs), including health insurers who perform the activities of a PBM. - PBMs are required to report to the Idaho Department of Insurance on January 1, 2025, and then annually. - The difference in the amount paid to each pharmacy and the amount charged to health plans, aggregated by each pharmacy. - Transparently disclose why a drug was moved to a tier that results in higher costs to a consumer or lower reimbursement to a pharmacy. - A PBM that owns, controls, or is affiliated with a pharmacy must report differences paid between affiliated and nonaffiliated pharmacies. - PBMs are required to submit quarterly reports to the Department of Insurance on appeals and denial outcomes including reasons for each denial, for each specific drug for which an appeal was submitted. All required reporting should be sent via email to pbm@doi.idaho.gov. Failure to submit timely reporting may result in administrative action. Please see the attachment for more information.
Idaho to Implement New Transaction Types to Process DRLP Changes
Effective September 17, 2024, Idaho implemented new transaction types to process Designated Responsible Licensed Producers (DRLP).
Idaho Makes Changes For Residents For Appointment Renewals And Initial Appointments
Effective July 1, 2024, Idaho made changes for residents involving rule removal and rule language updates.
Idaho Implements New Transaction Type to Process Primary Name Updates
Effective May 30, 2024, a new transaction type will be implemented for Idaho to process individual and business entity primary name updates.
Idaho Department of Insurance Publishes its September 2023 Newsletter.
See attachment for Idaho Department of Insurance September 2023 newsletter.
Idaho Department of Insurance selects Pearson Vue
Effective September 1, 2023, examination delivery services for the Idaho Department of Insurance’s regulatory licensing program will be administered by Pearson VUE, the global leader in computer-based certification and licensure exam delivery. See attachment for full details.
Idaho Adding Conditions to Apply for a Temporary Producer License
Effective June 20, 2023, Idaho has added additional conditions allowing residents to apply for a temporary producer license. _Due to electronic fingerprinting being currently unavailable and delays occurring because of physical fingerprint hard card submissions, the Department authorizes resident producer license applicants to request temporary licenses._ _ a. Requests must be submitted using the "Temporary Resident Producer License Request Form" available at [ https://bit.ly/44yQtoc.](https://bit.ly/44yQtoc.)_ _ b. The Department may issue a temporary license to an applicant pending receipt of the criminal background check report if all other licensing requirements have been met._ _ c. Temporary licenses are valid for a period not to exceed 180 days._
Idaho Will Offer Temporary Producer License
Idaho to allow applicants for resident insurance producer licenses to request a temporary license pending review of their criminal history reports. See attachment for full details.
Idaho June Newsletter
Idaho releases its June newsletter. See attachment.
Idaho Removing Inactive Licenses
Beginning on January 25, 2023, Idaho will be removing roughly 170,000 inactive licenses.
Idaho No Longer Requiring Affiliations; Requiring Appointments
Effective immediately, Idaho will no longer requires affiliations for producers, but will require all individuals and entities to be appointed with their carriers
Idaho to Convert to State Based System
Idaho will be converting to the SBS in September. Beginning on September 8th at 6PM Central the Gateway will shut down until September14th at 9AM Central.
Idaho Updates Direct Placement for Surplus Lines
Surplus Lines premium tax must be paid by check to the Idaho Department of Insurance. The stamping fee must be paid to the Surplus Lines Association of Idaho.
Idaho Introduces New Producer Licensing Supervisor
Idaho welcomes their new Producer Licensing Supervisor, Lori Thomason. Also a thank you and congratulations is in order for Lisa Tordjman on her well deserved retirement.