Idaho Seal

Idaho

state commissioner

Dean Cameron

STATE email

agent@doi.idaho.gov

STATE phone
(208) 334-4339
STATE LICENSE DIVISION ADDRESS

Department of Insurance

Appointments & Terminations

Required to report appointments?

Yes

Permits Just-in-time (JIT) appointments?

Yes

Initial appointment deadlines

Within 15 days of contract execution or first business submission

Initial appointment deadline rule

Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier

Can be processed via nipr?

Yes

Fees for appointing a resident agency or individual?

$0

Fees for appointing a non resident agency or individual?

$0

Appoint agencies?

Yes

Agency appointment covers affiliated producers?

Yes

Adjuster appointments via NIPR?

No

Appointment effective date can be specified?

Yes

Appointment effective date rule

Required and is date supplied on transaction. Must be less than 15 days old and not in the future. Date effective is date supplied on transaction and cannot precede licensure.

State requires appointment renewal?

Yes

Appointment renewals via

Idaho portal

Appointment renewal fee

No fees

Appointment Terminated if license expires?

Yes

Terminations processed via NIPR?

Yes

Termination reasons

Cancelled; cancelled for cause

Termination date can be specified by carrier?

Yes

Termination Effective date rule

Required and is the date supplied on transaction. Must not be in the future and be less than 15 days old. Must not precede date of licensure for either appointee or appointer

Termination fee

No fee

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $80 Resident New License Surplus Lines Producer: $80 Non Resident New License Insurance Producer: $80 Non Resident New License Surplus Lines Producer: $80

License renewal fee

Resident Renewal Insurance Producer: $60 Resident Renewal Surplus Lines Producer: $60 Non Resident Renewal Insurance Producer: $60 Non Resident Renewal Surplus Lines Producer: $60

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Late renewal or reinstatement period for nonresident individual producer license?

Late renewal allowed up to one year after expiration

Can a producer use a P.O. Box in their resident or business address?

No

Are individuals required to list their county as part of the address?

Yes

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Third Party Administrator, Charitable Gift Annuities, Managed Care Organization, Risk Retention Group, Temporary Resident Producer, Life Settlement Broker, Property and Casualty, Independent Adjuster, Life, Managing General Agency, Purchasing Group, Non-Resident Public Adjuster, Title Agency, Resident Bail Agent, Non-Resident Bail Agent, Resident Public Adjuster, Life Settlement Provider, Motor Service Club, Non Resident Surplus Lines Broker, Resident Surplus Lines Broker, Non Resident Third Party Administrator, Resident Producer, Non Resident Producer, Non Resident Third Party Administrator - Designated Home State Idaho

Appointment Terminated if license expires?

Yes

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

No

Agency

Can a sole proprietor be licensed as an entity?

No

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Yes

Agency Licensing renewals

90 days prior to expiration date until the last day of the month following the issue month, biennially. Late renewal period ends one year past expiration date.

Agency License required?

Yes

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

No, except travel agency.

Branch office

Main – Only the primary location is licensed. No notification is required.

Adjuster

Requires adjuster license?

Yes

Offers designated home state?

Yes

DHS exam required?

Yes

Reciprocity states

AK, AL, AR, AZ, CT, DE, FL, GA, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV, WY

Which states require an exam for reciprocity?

CA, HI, NY, PR

Independent adjuster LOAS

No LOA Required

Independent adjuster fees

Licensing Fee: $80 Reinstatement Fee: $120.00 Renewal: $60

Independent adjuster exam required?

Yes

Independent adjuster renewal date

Biennially, on the last day of birth month

Emergency adjuster details

No special license or qualifications are needed for licensed adjusters sent to the state due to emergency/catastrophe.

Continuing Education

Total hours per renewal period

24

Renewal period

2 years

License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

Prior to license expiration.

How long before expiration does state send CE reminder?

90 days prior to expiration date

Exemptions to CE

Producers licensed only for limited lines or surplus lines, including variable insurance line of authority that is limited to credit or GAP insurance, travel, surety, pet, or portable electronics, are exempt from CE. Agency and non resident adjusters are exempt from CE. Other licensees seeking an exemption can be listed on inactive status for reasons such as active military service.

What if a producer missed the renewal date?

Licensee has 30 days past your renewal date to get current and submit your renewal with an additional $100 fine. Past 30 days and up to 60 days, the fee becomes $200, and between 60 and 90 days, your fee is $300. If you’re 90 days past your renewal deadline, you’ll need to get current on CE and must retest for your lines of authority. At the year mark (365 days), you will need to reapply for a completely new license.

Ethics requirements

3 hours ethics or consumer protections

Flood-specific CE requirements

3 hours of NFIP course

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter

Annuity-specific CE requirements

One-time, 4-hour course

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