North Dakota is the number one producer of honey in the nation, which leads us to some other sweet facts about the Peace Garden State – facts about insurance and continuing education (CE)!
CE is a foundational component of keeping a producer’s resident – and therefore any nonresident – insurance license active, making it an important aspect of regulatory compliance.
While we aren’t the type to sugarcoat the details when it comes to regulatory requirements, we still recommend you go straight to the source for the most up-to-date requirements. The North Dakota Insurance Department website includes everything you need to know to stay compliant and maintain CE requirements.
What is the due date for North Dakota Insurance CE Credits?
Resident producer licenses expire in North Dakota biennially on the last day of the licensee’s birth month. To keep things simple, CE requirements are due on the same day.
If you have a hard time keeping track of your birth month, have no fear! North Dakota will send you a notification reminder 90 days prior to your expiration date. That’ll give you ample time to pull those CE hours together.
Who’s exempt from North Dakota Insurance CE?
If you aren’t a resident producer in North Dakota, then you can disregard this article. All nonresident producer licensees are exempt from North Dakota’s CE requirements.
The exception to this exception is in the instance of long-term care. Nonresident producers who sell long-term care insurance must comply with North Dakota’s long-term care expectations.
How many hours of CE are required for North Dakota insurance producers?
Resident producers in North Carolina should expect to take 24 hours of CE credit courses per biennial renewal period. Three of those hours must be in state-approved ethics courses.
If you just love insurance and want to take as many CE credits as possible, then that’s awesome. North Dakota will reward your enthusiasm by allowing you to carry forward or carry backward those course hours. If some of those are ethics hours, they can be moved forward as regular credit hours, but not as ethics hours.
As a member of the NAIC Continuing Education Reciprocity agreement, the state has ample courses available for producers.
If you’re an instructor for a CE course, you can receive credit for that course.
Certain lines of business have special requirements that set them apart from general CE requirements. The state positioned these as “training” requirements, which might be independent of CE but which also may count toward CE if you take them from an approved CE course. These are outlined below.
If you wish to sell annuity products in North Dakota, you must first complete a one-time, four-credit training course approved by the North Dakota Department of Insurance.
Long-Term Care Partnership training requirements
If you’re a resident producer in North Dakota looking to sell, solicit, or negotiate long-term care insurance, you’ll first need to be licensed for accident and health and have completed an initial eight hours of CE in long-term care partnerships. To maintain that license, producers must complete four hours of add-on CE credits every biennial renewal period.
It’s up to insurers to confirm that producers receive the necessary long-term care training and provide the verification of that training to the North Dakota Insurance Commissioner upon request. Topics approved for this training include:
- Long-term care insurance
- Long-term care services
- Qualified partnerships
- The relationship between qualified partnerships and other public and private coverage of long-term care
Flood training requirements
FEMA and the National Flood Insurance Program require that those licensees who sell flood insurance must comply with a minimum of three hours of training in flood insurance. North Dakota doesn’t include any additional requirements for producers who sell flood insurance.
For more information about state-specific licensing requirements, or to find out how AgentSync can make it easier to operate across multiple states, check out our state pages.
North Dakota Insurance CE FAQs
Can I repeat a course?
No, you can’t.
Is there a renewal application fee?
Yes, North Dakota requires you to submit a $25 fee with every renewal application.
When do I need to report course completion?
You have 15 days to report course completion. When you do, you’ll need to have your National Producer Number handy in addition to a $1 reporting fee for every credit hour.