If you’ve ever sat wondering “what’s with Nebraska,” don’t worry: You’re not alone. Ever the modest state, Nebraska isn’t one to shout its achievements from the rooftops. This elusive charm spans from Nebraska’s beautiful, hilly landscape to its unexpectedly top-notch zoo.
One thing Nebraska doesn’t hold close to its chest is its continuing education (CE) requirements. Those are readily available on the Nebraska Department of Insurance website. That’s a good thing since CE is a baseline requirement for keeping a producer’s resident – and therefore any nonresident – insurance license up-to-date.
While we’ve done our research and spent time learning about Nebraska’s continuing education requirements, it’s always a good idea to hop on over to the Nebraska DOI website yourselves.
What is the due date for Nebraska Insurance CE Credits?
Nebraska’s licenses expire biennially on the last day of the licensee’s birth month. Fortunately, insurance departments don’t like to contribute to the stress that accompanies birthdays and the long march of time. To help ensure a seamless renewal process, the Nebraska Department of Insurance will send licensees a renewal reminder 90 days before the expiration date.
While that sounds straightforward, it’s important to note that the date CE is due isn’t the same as the license’s expiration. Instead, licensees need to be sure to have all of their CE requirements accomplished 45 days before the license’s expiration date. That gives licensees 45 days from the date renewal reminders are sent before CE requirements need to be finalized.
Effective Sept. 10, 2021, if you’ve been licensed for less than a year by the time your first renewal date comes up, the state will waive your CE requirement.
Who’s exempt from Nebraska Insurance CE?
Nebraska has a lot of variation in its CE hours requirements across the major lines of authority (LOA). Check out the complete list of CE requirements on the Nebraska Department of Insurance website.
Generally, however, licensees need to complete approved CE hours for the LOAs with which they’re licensed in addition to three hours of ethics courses. This is important as you cannot receive credit for a CE course that accompanies an LOA you aren’t licensed for.
Additionally, no licensee will need to complete more than 24 hours of CE requirements within a two-year period. Any additional hours can’t be carried over to the next renewal period.
Not everyone selling, soliciting, or negotiating insurance in Nebraska needs to adhere to Nebraska-specific CE requirements. As a member of the NAIC Continuing Education Reciprocity agreement, all nonresident producer licensees are exempt from Nebraska’s CE requirements.
How many hours of CE are required for Nebraska insurance producers?
Some continuing education requirements are – let’s just say – more boutique than others. Below, we’ll spend some time giving these a bit of extra attention.
Annuity suitability training requirements
Insurance producers who hold a life insurance line or limited line funeral insurance license and are interested in soliciting the sale of annuity products need to complete a four-credit training course on annuity suitability. Similarly, an insurance producer who obtained their life insurance LOA on or after July 19, 2012, will need to complete the same four-credit training course on annuity suitability. Effective July 1, 2021, life insurance agents and brokers who took the four-hour course before July 1 will need an additional one-time, one-credit-hour update about appropriate sales practices and replacement and disclosure responsibilities.
This protects vulnerable consumers by helping producers learn how to identify the products best suited to their needs.
Long-Term Care Partnership training requirements
If you work in long-term care and love learning about long-term care through training courses, then do we have some good news for you. In Nebraska, producers licensed in health who want to sell, solicit, or negotiate long-term care insurance need to complete a one-time eight hour training course plus a four hour refresher course every 24 months.
Flood training requirements
Those Nebraska resident property/casualty producers looking to sell, solicit, or negotiate Flood Insurance must complete a one-time three hour course on the National Flood Insurance Program. Producers who object to this requirement can go ahead and cry us a river.
For more information about state-specific licensing requirements, or to find out how AgentSync can make it easier to operate across multiple states, check out our state pages.
Nebraska Insurance CE FAQs
What’s my license number?
Nebraska uses national producer numbers (NPNs) for producer license numbers.
I’m done with my CE, why isn’t it reflected online?
Be patient, my friend. Sometimes it can take continuing education providers as many as 10 days after course completion to upload it electronically onto your education transcript.
Why can’t I renew my license online?
Is your continuing education up-to-date and reflected in the state’s tracking system? If not, you’re going to have a hard time renewing your license online. Instead, you need to mail your renewal form and a $50 renewal fee postmarked on or before your license’s expiration date. Failure to do so will result in late renewal fees.