How Do I Get an Insurance License in Nebraska?

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, it’s time to begin studying for the Nebraska insurance exams. The next step after completing all of your pre-license coursework is to take the insurance exam. You will take one exam for each line that you wish to carry. In Nebraska, Property and Casualty are in a combined test. Life & Annuities, Accident & Health or Sickness are also combined as one exam. After passing your exams, the next step is to apply for your license. If you have more than one line of authority that you would like to carry, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

How Do I Get a State Adjuster License in Nebraska?

The State of Nebraska does not offer a Resident Insurance Adjuster License and does not require a license to practice insurance claims adjusting within the state.

How do I renew my insurance license in Nebraska?

In Nebraska, insurance licenses expire every two years. The expiration will be on the last day of your birth month, and there is no requirement to take another exam from the state (but you need to make sure your continued education is up to date to keep your license current). The State of Nebraska requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) hours must be on the subject of ethics. Credits cannot include the same course taken repeatedly in one reporting period. If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you don’t need to complete double the hours. You can take your classes either in a classroom setting or <a href="https://www.kaplanfinancial.com/insurance-continuing-education/nebraska?utm_source=MKT-005318&utm_medium=banner&utm_campaign=INS_IL_Affiliate&utm_term=nece_link&utm_content=staterequirement">online as a self-paced course</a>. The online courses usually require a reading of the subject at hand, then a test at the end. Upon completion of these courses, the company who you took the course from should send the certificate of completion directly to the state. You may want to print a copy of this certificate to keep in your records just in case there is a dispute later. After you have completed your courses, you may renew your Nebraska insurance license online by using the <a href="https://nipr.com/licensing-center/state-requirements/nebraska-resident-renewal-individual">Nebraska National Insurance Producer Registry</a> online renewal tool. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process. There is a fee of $50 to renew your license.

How do I renew my non-resident insurance license in Nebraska?

There is no requirement to take another exam from the state. If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states. You may renew your non-resident license in Nebraska by using the <a href="https://nipr.com/licensing-center/state-requirements/nebraska-resident-renewal-individual">Nebraska National Insurance Producer Registry</a> online renewal tool. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process. There is a fee of $50 to renew your license.

How Do I renew My Non-Resident Adjuster License in Nebraska?

Public Adjuster licenses are issued to expire the last day of the month in the licensees birth month. Individuals born in even numbered years renew their license at the end of their birth month in the even numbered years and individuals born in odd numbered years renew their license at the end of their birth month in the odd numbered years. Non-Resident applicants must be licensed for the same license type and lines of authority to be eligible for online submission. Additionally, Non-Resident Adjusters in Missouri are only required to complete the Continuing Education (CE) requirements of their Designated Home State (DHS). There is an $50 fee to renew your Nebraska adjuster license. You can renew your license online through an application on NIPRs website. For any questions, please contact the Nevada Division of Insurance.

How Do I Renew My Adjuster License In Nebraska?

Nebraska is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state. To adjust in the state of Nebraska, you will need to obtain a Designated Home State (DHS) license. You will go through that state’s (Nebraska or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license. Once you hold a DHS license, you’ll be able to use it to get reciprocal license privileges so you are more employable and can adjust claims in other states. If youre looking to become an insurance adjuster in a non-licensing state like Nebraska, the Florida 70-20 DHS License is the next best thing for the following reasons: The state offers the quickest turnaround time after you submit your documents. The Florida 70-20 license is reciprocal with most states. A Florida DHS license is good for 4 years. This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit. For more information, contact the Nebraska Department of Insurance (DOI).

Nebraska

state commissioner

Eric Dunning

STATE email

doi.licensing@nebraska.gov

STATE phone

(402) 471-4913

STATE LICENSE DIVISION ADDRESS

The Nebraska Department of Insurance

Visit State Website

Appointments & Terminations

Required to report appointments?

Yes

Permits Just-in-time (JIT) appointments?

Yes

Initial appointment deadlines

Within 15 days of contract execution or first business submission

Initial appointment deadline rule

JIT appointments permitted. Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier

Can be processed via nipr?

Yes

Fees for appointing a resident agency or individual?

Fees for appointing a non resident agency or individual?

Minimum $8; retaliatory

Appoint agencies?

Adjuster appointments via NIPR?

Appointment effective date can be specified?

Appointment effective date rule

Effective date will be ignored (but required). Date effective is date the transaction is processed by the state.

State requires appointment renewal?

Yes

Appointment renewals via

Via NIPR Portal

When is the state renewal period?

April 29, 2022 until Aug. 2, 2022

Appointment renewal fee

Alabama: $25, Alaska: $8, Arizona: $8, Arkansas: $60, California: $8, Colorado: $8, Connecticut: $10, Delaware: $8, District of Columbia: $25, Florida: $30, Georgia: $16, Guam: $8, Hawaii: $8, Idaho: $8, Illinois: $8, Indiana: $8, Iowa: $8, Kansas: $8, Kentucky: $25, Louisiana: $20, Maine: $15, Maryland: $8, Massachusetts: $75, Michigan: $5, Minnesota: $8, Mississippi: $25, Missouri: $8, Montana: $8, Nebraska: $8, Nevada: $15, New Hampshire: $8, New Jersey: $25, New Mexico: $20, New York: $8, North Carolina: $10, North Dakota: $10, Ohio: $15, Oklahoma: $30, Oregon: $8, Pennsylvania: $15, Puerto Rico: $8, Rhode Island: $8, South Carolina: $20, South Dakota: $20, Tennessee: $8, Texas: $8, Utah: $8, Vermont: $30, Virginia: $10, Washington: $10, West Virginia: $25, Wisconsin: $30, Wyoming: $15, Virgin Islands: $8, Default Fee: $8

Fees are retaliatory?

Yes

Appointment Terminated if license expires?

Yes

Terminations processed via NIPR?

Yes

Termination reasons

Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder service; agent moved; appointed in error; cancelled; cancelled for cause; company merger; revoked; suspended for compliance; request regulatory review

Termination date can be specified by carrier?

Termination Effective date rule

Required (but ignored) and is the date the transaction is processed by the state

Termination fee

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $50 (All LOAs except Surplus) Resident New License Insurance Producer: $250 (Surplus Lines) Non Resident New License Insurance Producer: $50 (All LOAs except Surplus) Non Resident New License Insurance Producer: $250 (Surplus Lines)

License renewal fee

Resident Renewal Insurance Producer: $50 Resident Renewal Insurance Producer: $250 Non Resident Renewal Insurance Producer: $50 Non Resident Renewal Insurance Producer: $250

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Late renewal or reinstatement period for resident individual producer license?

Late renewal allowed for 30 days after expiration

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Late renewal or reinstatement period for nonresident individual producer license?

Late renewal allowed for 30 days after expiration

Can a producer use a P.O. Box in their resident or business address?

Yes

Are individuals required to list their county as part of the address?

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Managing General Agent, Producer Temporary, Apprentice Temporary Insurance Producer, Producer - Surplus Lines, Life and Health, Motor Club, Property and Casualty, Utilization Review Agent, Agency - Rental Car, Insurance Producer, Motor Club Representative, Public Adjuster, Reinsurance Intermediary Manager, Reinsurance Intermediary Broker, Consultant - Individual, Health Maintenance Organization (HMO), Risk Retention Group - Foreign (Registered Only), Producer - Preneed, Viatical Broker, Navigator

Appointment Terminated if license expires?

Yes

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

Background Check Required?

Yes – Full criminal history

Fingerprints Required?

Not Required

Where to apply for resident license?

NIPR Gateway

What Transactions are Retaliatory Fees Applied to?

Appointment

What Determines the Retaliatory Fee?

NE or home state (whichever is higher)

Submit Partial License Renewals through NIPR?

Has Personal Lines LOA?

Yes

Deadline to report personal data changes (address, name change, phone number, etc.)

Licensees must notify the Insurance Department within 30 days of a change of name or residence/business address. Contact Change Request is supported via the NIPR Gateway.

Penalty for failure to timely report personal data changes

Failure to notify the Insurance Department within 30 days of a change of name or residence/business address may result in: a. a fine of no more than $500 per violation; and/or b. suspension of the license until the change of address is reported to the Department.

Agency

Can a sole proprietor be licensed as an entity?

Yes

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Agency Licensing renewals

90 days prior to expiration until expiration date, April 30 in even-numbered years. Late renewal ends 30 days after expiration date. Reinstatement period ends one year after expiration date.

Agency License required?

Yes

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

Do not track agency affiliations.

Branch office

Main license meets requirements

Adjuster

Requires adjuster license?

Only Public Adjusters

Offers designated home state?

DHS exam required?

Reciprocity states

None

Independent adjuster fees

Independent adjuster renewal date

Last day of their birth month in the first year after the license is issued that they are of even age. The entity public adjuster license will expire on April 30th of every year.

Continuing Education

Total hours per renewal period

Renewal period

2 years

License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

45 days prior to the license expiration.

How long before expiration does state send CE reminder?

90 days prior to expiration date

Exemptions to CE

If you've been licensed less than a year on first renewal, the state will waive your CE requirement.

What if a producer missed the renewal date?

You can reinstate your license within 12 months if you get current on your CE, and pay a reinstatement fee.

Ethics requirements

Flood-specific CE requirements

3 hours of NFIP course

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training every two years

Annuity-specific CE requirements

One-time, 4-hour course

For more from agentsync

https://agentsync.io/blog/individual-producers/insurance-continuing-education-nebraska

Regulatory Updates

Nebraska to Add Temporary Apprentice Insurance Producer Licenses for Appointments, Terminations and PDB Display

Effective November 10, 2023, Nebraska will add a new Apprentice Temporary Insurance Producer license type for PDB display which allows a licensee to apply for appointments through NIPR.

Nebraska Revised Business Entity License Expiration Dates

Effective June 6, 2023, Nebraska revised the business entity license expiration dates for residents and non residents. Agency licenses expire on April 30 each **even-numbered** year. The Department will mail renewal instructions to the agency 90 days before the expiration date.

Nebraska Creates a Pet Insurance License

On April 18th 2023, the Nebraska Unicameral passed LB296, which created a regulatory structure for the sale of pet insurance in the state. To help ease entry into selling pet insurance, the Nebraska Department of Insurance (NDOI) created a new pet insurance license. See attachment for full details.

Nebraska 2023 Company Appointment Renewal Period

Nebraska has announced their 2023 Company Appointment Renewals dates. The Renewal period is May 1, 2023 to July 31st, 2023. The termination deadline for any appointment not to be renewed is April 25th, 2023.

New Exam Vendor for Nebraska

Beginning on 2/1/2023 PSI will be the exam vendor for Nebraska.

Nebraska Announces New Exam Administrator

Effective 1/29/2023 PSI will be the new Nebraska Department of Insurance exam administer.

Nebraska Adds Insurance Producer Pet and Updates Retaliatory Fees for Appointments

Effective February 10, 2023, Nebraska will offer Insurance Producer Pet on the PDB and will update appointment retaliatory fees.

Nebraska Standard Validation Rules

Beginning on 1/13/2023, the license number on the current PDB record on submitted appointments and terminations must match the appointer's license.

Nebraska Updates Managing General Agent Licensing Fee

Both the Initial and renewal fee for the Managing General Agent license will be lowered from $60 to $50

Nebraska to Add Apprentice Producer Insurance License

Nebraska has announce a Apprentice Producer Insurance License and its requirements, which will take effect on 12/1/2022.

Nebraska Removing Proctoring Requirements

Effective Immediately, Nebraska eliminates the proctor requirements for online continuing education.

Nebraska 2022 Appointment Renewal Dates Available

The invoice renewal period for Nebraska appointment renewals is from 4/29/22 to 8/2/22 along with termination deadlines and fees.

FAQs

How Do I Get an Insurance License in Nebraska?

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, it’s time to begin studying for the Nebraska insurance exams. The next step after completing all of your pre-license coursework is to take the insurance exam. You will take one exam for each line that you wish to carry. In Nebraska, Property and Casualty are in a combined test. Life & Annuities, Accident & Health or Sickness are also combined as one exam.

After passing your exams, the next step is to apply for your license. If you have more than one line of authority that you would like to carry, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.
How Do I Get a State Adjuster License in Nebraska?
How do I renew my insurance license in Nebraska?

In Nebraska, insurance licenses expire every two years. The expiration will be on the last day of your birth month, and there is no requirement to take another exam from the state (but you need to make sure your continued education is up to date to keep your license current).

The State of Nebraska requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) hours must be on the subject of ethics. Credits cannot include the same course taken repeatedly in one reporting period.

If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you don’t need to complete double the hours. You can take your classes either in a classroom setting or online as a self-paced course. The online courses usually require a reading of the subject at hand, then a test at the end.

Upon completion of these courses, the company who you took the course from should send the certificate of completion directly to the state. You may want to print a copy of this certificate to keep in your records just in case there is a dispute later.

After you have completed your courses, you may renew your Nebraska insurance license online by using the Nebraska National Insurance Producer Registry online renewal tool. AgentSync can also help with the renewal process.

There is a fee of $50 to renew your license.
How do I renew my non-resident insurance license in Nebraska?

There is no requirement to take another exam from the state. If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.

You may renew your non-resident license in Nebraska by using the Nebraska National Insurance Producer Registry online renewal tool. AgentSync can also help with the renewal process.

There is a fee of $50 to renew your license.
How Do I renew My Non-Resident Adjuster License in Nebraska?

Public Adjuster licenses are issued to expire the last day of the month in the licensees birth month. Individuals born in even numbered years renew their license at the end of their birth month in the even numbered years and individuals born in odd numbered years renew their license at the end of their birth month in the odd numbered years.

Non-Resident applicants must be licensed for the same license type and lines of authority to be eligible for online submission. Additionally, Non-Resident Adjusters in Missouri are only required to complete the Continuing Education (CE) requirements of their Designated Home State (DHS).

There is an $50 fee to renew your Nebraska adjuster license. You can renew your license online through an application on NIPRs website.

For any questions, please contact the Nevada Division of Insurance.
How Do I Renew My Adjuster License In Nebraska?

Nebraska is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state.

To adjust in the state of Nebraska, you will need to obtain a Designated Home State (DHS) license. You will go through that state’s (Nebraska or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license. Once you hold a DHS license, you’ll be able to use it to get reciprocal license privileges so you are more employable and can adjust claims in other states.

If youre looking to become an insurance adjuster in a non-licensing state like Nebraska, the Florida 70-20 DHS License is the next best thing for the following reasons:
The state offers the quickest turnaround time after you submit your documents.
The Florida 70-20 license is reciprocal with most states.
A Florida DHS license is good for 4 years.

This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit.

For more information, contact the Nebraska Department of Insurance (DOI).