Compliance Library ©
Insurance is mostly regulated on a state-by-state basis, with each state and U.S. territory determining their own legal standards and procedures. Here you can find state-specific information such as department of insurance contacts; read FAQs about licensing, carrier appointments, and Just-In-Time requirements; and stay up to date with relevant articles and blogs.
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Comparison Table
With AgentSync’s 50 State Summary Table, we’ve taken the top questions concerning licensing, appointments, adjuster, and business entity management and set them in a comparative grid across the states and territories. Have an at-a-glance understanding of how each state handles appointments or licensing.
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Upcoming Changes
Alaska Fingerprint, Examination, and Reinstatement Requirement Updates
Effective October 10, 2025, the Alaska Division of Insurance will implement updates to fingerprint, examination, and reinstatement requirements. These changes will reference: - The Line of Authority status date for cancelled licenses; and - The license expiration date for expired licenses. Additionally, continuing education compliance rules for cancelled licenses have been clarified. Fingerprint Requirements - A fingerprint card is required upon submission of an application. Exemptions: - Applicant currently holds an active Alaska license. - Application pertains to the following license classes: - Exempt Motor Vehicle Employee - Surplus Lines Broker - Viatical Settlement Representative - Third Party Administrator - Viatical Settlement Broker - Viatical Settlement Provider Notes: - Fingerprint cards remain valid for up to one year following the most recent line of authority status date. - Applicants holding an exempt license class listed above who apply for a new, non-exempt class will be subject to the fingerprint fee. Examination Requirements Exemptions: - Application submitted within 90 days of cancellation of a former resident state license. - Reinstatement of a license within one year of expiration. - Reinstatement of a license within one year of cancellation. Reinstatement Requirements - Applicants seeking reinstatement of a cancelled license must demonstrate continuing education compliance. Exemptions: - The initial license was issued less than 24 months before expiration. - Application pertains to the following license classes: - Third Party Administrator - Bail Bond Limited Producer - Credit Insurance Limited Producer - Motor Vehicle Rental Limited Producer - Title Insurance Limited Producer - Travel Insurance Limited Producer Renewal Penalty Fees: Assessed for applications submitted within two years following the expiration date. Exemption: Applications for Exempt Motor Vehicle Employee licenses are not subject to renewal penalty fees.
South Dakota Retaliation Fee Update
Effective October 10, 2025, South Dakota will update the non resident renewal retaliatory fees for the following states: Delaware and Nebraska. The updated fees will be applied to applicants who expire after December 31, 2025.
California Feature Enhancement Diligent Search Report
Effective September 23, 2025, California is rolling out a new feature integration with DocuSign for completing the Diligent Search Report (SL-2 form). The Surplus Line Association of California is hosting a webinar with a live demo on how the feature works. Please see the attachment for more information.
Wisconsin LOA Updates
Effective October 10, 2025, Wisconsin will update its existing Lines of Authority to align more closely with national standards. From October 09, 2025, at 4:00 PM Central Standard Time, to October 10, 2025, 9:30 AM Central Standard Time, electronic applications will be closed for Wisconsin.
Puerto Rico to Implement New Transaction Type to Primary Name Updates
Effective October 10, 2025, Puerto Rico will implement a new transaction type to process Primary Name Change (Demographics) updates.
Puerto Rico to Implement New Transaction Type to Process DRLP Updates
Effective October 10, 2025, a new electronic application will be implemented for Puerto Rico to process Designated Responsible Licensed Producer updates.