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AgentSync State Resources

New Jersey Insurance Licensing and Compliance Resources

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State License Division Information

New Jersey Department of Banking and Insurance
20 West State Street
P.O. Box 327
Trenton, New Jersey 08625
Phone: (609) 292-5316 Extension 50552
Fax: (609) 984-5263
Website: http://www.nj.gov/dobi

Non Resident Licensing Information: Online Nonresident New License Applications

For Carriers in New Jersey

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For Agencies in New Jersey

  • Import the agent record from the NIPR PDB (Producer Database) in real time

  • Daily change updates synced directly with NIPR

  • Daily change updates synced directly with NIPR

For MGAs/MGUs in New Jersey

  • Let technology help manage your distribution channel with contracting, licensing, appointments, & compliance solutions.

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FAQs

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, you must now take your New Jersey insurance pre-license education courses. The next step after completing all of your pre-license coursework is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. You must pass your exams within one year of completing your pre-license education course.

New Jersey requires that all insurance license applicants provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. Once you have completed your exams and fingerprinting, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

For more information, call the New Jersey Department of Insurance at (609) 292-5316 x50552 or email the License Department.

The State of New Jersey does not offer a Resident Insurance Adjuster License and does not require a license to practice insurance claims adjusting within the state.

The state of New Jersey requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two year renewal period. Note that a minimum of three (3) of those hours must be in the subject of ethics or consumer protection.

Additionally, individuals who are authorized to sell flood insurance have a one-time requirement to take three (3) credits in approved courses on flood insurance and the National Flood Insurance Program.

Credits cannot include the same course taken repeatedly in one reporting period. After you have completed your continuing education, and you are within 90 days of your license expiration, you may renew your New Jersey insurance license online by using the New Jersey Department of Banking and Insurance Licensing Search and Renewal tool. AgentSync can also help with the renewal process.

Non-resident applicants must provide a valid residence or business address in the state of New Jersey. Applicants who have major lines of authority, Surplus Lines, or Title, are required to fulfill twenty-four (24) hours of certified education (CE), with three (3) of those hours in ethics. Insurance Producers with limited lines only licenses are not required to additional continuing education requirements.

Upon completion of any additional continuing education courses, the issuer should send the certificate of completion directly to the state. However, you may want to save or print a copy of this certificate to keep in your records just in case.  AgentSync can also help with the renewal process.

New Jersey is one of 16 states that do not license insurance adjusters (resident or otherwise). This means you can legally adjust claims in your state without a license, but only in said state. This means that all Non-Resident Adjusters in New Jersey must have a Designated Home State (DHS).

Non-Resident applicants must be licensed for the same license type and lines of authority to be eligible for online submission. Additionally, Non-Resident Adjusters in Nevada are only required to complete the Continuing Education (CE) requirements of their DHS.

In New Jersey, there is a $70 fee to renew your Non-Resident Adjuster License. You can renew your license online through an application on NIPRs website.

For more information, contact the New Jersey Department of Banking and Insurance.

New Jersey is one of 16 states that do not license insurance adjusters (resident or otherwise). This means you can legally adjust claims in your state without a license, but only in said state.

To adjust in the state of New Jersey, you will need to obtain a Designated Home State (DHS) license. You will go through that state’s (New Jersey or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license.

If youre looking to become an insurance adjuster in a non-licensing state like New Jersey, the Florida 70-20 DHS License is the next best thing for the following reasons:
The state offers the quickest turnaround time after you submit your documents.
The Florida 70-20 license is reciprocal with most states.
A Florida DHS license is good for 4 years.

This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit.

For more information, contact the New Jersey Department of Banking and Insurance.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.