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AgentSync State Resources

Iowa Insurance Licensing and Compliance Resources

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State License Division Information

Iowa Insurance Division
Attn: Licensing
601 Locust Street 4th Floor
Des Moines, Iowa 50309
Phone: (515) 281-7757
Fax: (515) 281-3059
Website: https://www.iid.state.ia.us

Non Resident Licensing Information: Obtaining a New License or Authority

For Carriers in Iowa

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For Agencies in Iowa

  • Import the agent record from the NIPR PDB (Producer Database) in real time

  • Daily change updates synced directly with NIPR

  • Daily change updates synced directly with NIPR

For MGAs/MGUs in Iowa

  • Let technology help manage your distribution channel with contracting, licensing, appointments, & compliance solutions.

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FAQs

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, you’re ready to take your insurance pre-license education courses. Upon completing all of your pre-licensure coursework, you can take the insurance exam. You’ll need to take one exam for each line of insurance you wish to carry.

Once you have completed your exams and fingerprinting, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

The State of Iowa does not offer a Resident Insurance Adjuster License and does not require a license to practice insurance claims adjusting within the state.

In Iowa, insurance licenses expire every three (3) years. The State of Iowa requires that resident individual licensees complete thirty-six (36) credit hours of continuing education every three-year renewal period. Three (3) hours must be in the subject of ethics. Licensees must also complete at least eighteen (18) of their credit hours in a classroom.

Upon completion of these courses, the company who you took the course from should send the certificate of completion directly to the state. You may want to print a copy of this certificate to keep in your records just in case there is a dispute later.

There is a fee of $50 to renew your insurance license in Iowa. AgentSync can also help with the renewal process.

Once this process is complete, your license will be renewed and your new expiration date will be two years from your previous expiration date.

In Iowa, insurance licenses expire every three (3) years. Non-resident Iowa insurance producers should complete the renewal application and submit the renewal fee through the National Insurance Producer Registry (NIPR) online system. AgentSync can also help with the renewal process.

There is a fee of $50 to renew your insurance license in Iowa.

Once this process is complete, your license will be renewed and your new expiration date will be two years from your previous expiration date.

Insurance producers who maintain a valid email address with the Iowa Insurance Division will receive a courtesy renewal reminder approximately 60 days before their license expires.

All non-resident public adjusters should complete the renewal application and submit the renewal fee through the National Insurance Producer Registry (NIPR) online system.

Non-resident adjusters who have met Continuing Education (CE) compliance requirements in their resident state or designated home state’s CE requirement are exempt here.

There is a $50 fee to renew your Iowa Non-Resident Adjuster license. You can renew your license through NIPR.

For more information, contact the Iowa Insurance Division.

Iowa is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state.

To adjust in the state of Iowa, you will need to obtain a Designated Home State (DHS) license. You will go through that state’s (Iowa or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license.

If youre looking to become an insurance adjuster in a non-licensing state like , the Florida 70-20 DHS License is the next best thing for the following reasons:
The state offers the quickest turnaround time after you submit your documents.
The Florida 70-20 license is reciprocal with most states.
A Florida DHS license is good for 4 years.

This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit.

For more information, contact the Iowa Department of Insurance.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.