The first step in getting your insurance license is determining what type of insurance agent you want to be, or what types of policies you need to sell. That will help you figure out what type, or types, of insurance licenses you need to get. Then, it’s time to begin studying. After completing all of your pre-license coursework or self-study you’ll need to take your insurance exam.
You’ll take one exam for each line of insurance you wish to carry. Life, Accident, & Health (LA&H) and Property & Casualty (P&C) are a total of four lines. Pearson Vue in Illinois offers these four exams in two “back to back” exams, so you will essentially take four tests, but if you pass them on your first try, you will only have to sit for exams twice. This option does not shorten the exams, but it does allow you to save the fee for one exam sitting.
Illinois requires that all insurance license applicants provide fingerprints prior to licensing. Giving your fingerprints will also initiate a background check, so if you have any prior misdemeanors or felonies, this can possibly affect the outcome of your licensing efforts.
Once you have completed your exams and completed your fingerprinting, you can apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. After submitting your license application to the state, you’ll need to mail in your fingerprint card to the Illinois Department of Insurance. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.
If you have any questions, you can call the Idaho Department of Insurance at (208) 334-4339 or email the Insurance Department.