AgentSync #2 in Insurtech Insights exclusive Future50 list  |  More Info on the Award

AgentSync State Resources

Alabama Insurance Licensing and Compliance Resources

Contact Hero Image

State License Division Information

Alabama Department of Insurance
Attn: Licensing Division
P. O. Box 303351
Montgomery, Alabama 36130
Phone: (334) 241-4126
Fax: (334) 240-3282
Website: http://www.aldoi.gov/

Non Resident Licensing Information: ALDOI Adjustor Requirements

For Carriers in Alabama

  • Drastically reduce time to sell

  • Automatically Sync active agent records with NIPR

  • Reduce time to activate Agents with seamless onboarding experience

For Agencies in Alabama

  • Import the agent record from the NIPR PDB (Producer Database) in real time

  • Daily change updates synced directly with NIPR

  • Daily change updates synced directly with NIPR

For MGAs/MGUs in Alabama

  • Let technology help manage your distribution channel with contracting, licensing, appointments, & compliance solutions.

  • Basic setup completed in days, not months

  • Submit appointments in a few clicks

FAQs

The type of insurance agent you want to be, or the types of policies you need to sell, will determine what type or types of insurance licenses you need to earn. After you’ve determined which licenses you need, you must now take your Alabama insurance pre-license education courses. The next step after completing all of your pre-licensure coursework is to take an insurance exam for each line of insurance you wish to carry. You must pass your exams within one year of completing your pre-license education course.

Alabama also requires that all insurance license applications provide fingerprints prior to licensing, which will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. There is a $47 fee for fingerprinting services.

Once you have completed your exams and fingerprinting, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. One thing to be aware of: Alabama mandates that you must submit proof of citizenship within ten (10) days of submitting your license application. To complete this, you can upload a single file that includes the front and the back of your identification, whether that be a driver’s license or other state ID. If you have a question about which forms of ID will work, and which will not, please contact the Alabama Department of Insurance at (334) 241-4126 or email the License Department.

Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

The first step in getting an Alabama Insurance Adjuster License is taking the pre-license education courses. These are state required courses that pertain to claims adjusting, basic insurance information, state laws and mandates, and professional ethics. To fill the pre-license requirement, you need to complete a certain amount of credit hours depending on the lines of authority (types of licenses) you wish to attain. After you complete your pre-licensing requirements, you need to take and pass the Alabama Insurance Adjuster License exam.

Additionally, Alabama requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check, so if you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check you can call the Alabama Department of Insurance at (334) 241-4126 or send them an email.

Once you have completed your exams and fingerprinting, you are now ready to apply for your license! Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about two to four (2-4) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

Individual Producer licenses are renewed in the Producer’s birth month every two years based on the producer’s birth year. Alabama requires you complete twenty-four credit hours of continuing education between renewals. Three of those credit hours need to be in ethics. If you take the same course multiple times during a reporting period, it only counts once.

You must also within 90 days of your license expiration in order to apply for renewal. You’ll be charged $150 to renew your license.

 AgentSync can help with insurance license renewals.

 

 

Any non-resident producer must complete the continuing education requirements in his or her state of residence. The home state’s requirements may be used to meet Alabama’s continuing education (CE) requirements if that state recognizes reciprocity with Alabama’s CE requirements.

Note that for a non-resident whose home state does not have a continuing education requirement or whose home state does not recognize reciprocity with Alabama’s continuing education requirements, must meet the continuing education requirements of this state.

Non-resident producers are allowed to renew their license online 90 days prior to their birth month until the last day of their birth month, with a renewal fee of $70.

AgentSync can help with non-resident insurance license renewals.

 

Adjuster licenses are renewed biennially. Adjusters are allowed to renew their license online via the NIPR 90-days prior to their birth month until the last day of their birth month, with a renewal fee of $80.
Non-resident adjusters who have met Continuing Education (CE) compliance requirements in their resident state or designated home state’s CE requirement are exempt here.
NOTE: Alabama grants reciprocal licenses to adjusters who are licensed in their home state, except CA, HI, and NY. Candidates from these states applying for a Non-Resident Independent Adjuster license must take the appropriate pre-licensing course and pass the Alabama exam.

For more information please contact the Alabama Department of Insurance.

Alabama adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month.

In Alabama, you are required to complete a total of twenty-four (24) hours of continuing education (CE) each renewal period, including three (3) hours of ethics coursework, to upkeep your adjuster license.

There is an $80 fee to renew your Alabama adjuster license.

After you complete your renewal application, the Alabama Insurance Department will email you once your license renewal has been approved or if you need to submit additional documentation.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.