The type of insurance agent you want to be, or the types of policies you need to sell, will determine what type or types of insurance licenses you need to earn. After you’ve determined which licenses you need, you must now take your Alabama insurance pre-license education courses. The next step after completing all of your pre-licensure coursework is to take an insurance exam for each line of insurance you wish to carry. You must pass your exams within one year of completing your pre-license education course.
Alabama also requires that all insurance license applications provide fingerprints prior to licensing, which will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. There is a $47 fee for fingerprinting services.
Once you have completed your exams and fingerprinting, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. One thing to be aware of: Alabama mandates that you must submit proof of citizenship within ten (10) days of submitting your license application. To complete this, you can upload a single file that includes the front and the back of your identification, whether that be a driver’s license or other state ID. If you have a question about which forms of ID will work, and which will not, please contact the Alabama Department of Insurance at (334) 241-4126 or email the License Department.
Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.