West Virginia
Allen L. McVey
West Virginia Lottery Building
Appointments & Terminations
Yes
Yes
Within 15 days of contract execution or first business submission
JIT appointments permitted. Appointment must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier
Yes
$25
$25
No
No
Yes
May be backdated up to 15 days prior to application date, but must not precede effective date of appointee.
Yes
Via NIPR
June 6, 2022 until Aug. 31, 2022
$25
Yes
Yes
Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder services; agent moved; appointed in error
No
Effective date of an approved termination will always be the date the transaction is processed. If a requested effective date is given in the transaction, it will be ignored
No fee
Licensing
Resident New License Insurance Producer: $50 Resident New License Surplus Lines Broker: $200 Non Resident New License Insurance Producer: $50 Non Resident New License Surplus Lines Broker: $200
Resident: Insurance Producer Renewal Fee: $50 Late Renewal Fee: $50 Surplus Lines Renewal Fee: $200 Late Renewal Fee: $100 Viatical Settlement Broker Renewal Fee: $100 Late Renewal Fee: $50 Adjuster Classes Renewal Fee: $50 Late Renewal Fee: $50 Nonresident: Insurance Producer Fee: $50 Late Renewal Fee: $100 Surplus Lines Fee: $200 Late Renewal Fee: $300 Viatical Settlement Broker Fee: $100 Late Renewal Fee: $150
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
N/A
No
Residence, Business, and Mailing
Viatical Settlement Broker, Independent Adjuster, Surplus Lines, Property & Casualty, Life, Insurance Producer, Company Adjuster, Public Adjuster, Crop Adjuster, Risk Retention
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
Yes
Supervised instruction, monitored self study
Original certificate must be presented at exam site and submitted with the license application.
The applicant must appear for the licensing examination within 90 days of receiving the certificate of pre-licensing course completion.
Pre-license education is not required of: a. a CLU or CPCU designee; or b. an applicant for a license that does not require an exam.
Agency
Yes
Yes
No
March 1st until June 30th, annually. Late renewal period ends one year after expiration date.
Yes
All producers selling on behalf of or through a business entity are affiliated.
Main license meets requirements
Adjuster
Yes
Yes
Yes
AK, AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, SC, TX, UT, VT, WA
CA, HI, NY, PR, WY
Property and Casualty Crop Workers’ Compensation
Licensing Fee: $50 Renewal Fee: $50.00 Late Renewal Fee: $50.00
Yes
Biennially, on the last day of the birth month.
Non resident applicants must be a licensed resident of a state that grants reciprocal licensing to West Virginia adjusters. On July 1st. 2021, Crop adjusters will be changed to have both the company and individual crop adjuster licenses.
In the event of an emergency, one that is not licensed in WV can adjust claims. The fee for the application is $25 and the license will expire on the date the commissioner specifies. If none is specified, it will expire on May 31st.
Continuing Education
24
2 years
Yes
Last day of birth month
Year of first license issuance
Prior to license expiration.
90 days prior to expiration date
Producers newly licensed after July 1 of the second year of the biennium are exempt from CE requirements for that renewal period. Those holding licenses for only limited lines credit are exempt from CE. Those holding limited lines licenses for which an exam isn’t required are exempt from CE Those holding any limited or restricted licenses that the commissioner may declare exemption with the state. Adjusters are exempt from CE.
Licensee has one year to late renew the license and pay penalties. License is suspended until requirements are met.
Yes, a single course per renewal period.
3
3 hours of NFIP course
8-hour initial certification, with 4 hours of LTC-specific training every two years
One-time, 4-hour course
https://agentsync.io/blog/individual-producers/insurance-continuing-education-west-virginia
Regulatory Updates
West Virginia Updates Surplus List to Include “Hershare” and Gun Ranges
Effective immediately, WV has made changes to their surplus lines export list to include 'hershare' and gun ranges.
West Virginia Makes Adjustments to Continuing Education Requirements
Effective immediately, the Commissioner will recognize CE credits obtained by a producer in another state if this producer was licensed and in good standing in West Virginia at the time the license was surrendered. Additionally, one may be exempt from CE if they hold any limited or restricted license that is exempted by the Commissioner. Note that these are additional rules to the currently standing law.
West Virginia 2022 Company Appointment Renewals
West Virginia announces its company appointment renewal period to be June 6th-August 31st.
West Virginia Changes Expiration Date
There was an issue that led to incorrect expiration dates on West Virginia licenses. This issue has been resolved and can be viewed on the producer database. The expiration date will now read 1/13/2022.
FAQs
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How Do I Get an Insurance License in West Virginia?
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How Do I Get a State Adjuster License in West Virginia?
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How do I renew my insurance license in West Virginia?
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How do I renew my non-resident insurance license in West Virginia?
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How Do I renew My Non-Resident Adjuster License in West Virginia?
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How Do I Renew My Adjuster License In West Virginia?