West Virginia
Allen L. McVey
West Virginia Lottery Building
900 Pennsylvania Avenue
Charleston, West Virginia, 25302
Appointments & Terminations
Yes
Yes
Within 15 days of contract execution or first business submission
JIT appointments permitted. Appointment must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier
Yes
$25
$25
No
West Virginia doesn't appoint agencies, EXCEPT travel insurance agencies, which MUST have an appointment with a carrier to operate.
No
Yes
May be backdated up to 15 days prior to application date, but must not precede effective date of appointee.
Yes
Via NIPR Portal
June 6 through August 31
$25
No
Yes
Yes
Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder services; agent moved; appointed in error
No
Effective date of an approved termination will always be the date the transaction is processed. If a requested effective date is given in the transaction, it will be ignored
No fee
No
Notices must be mailed
Licensing
Resident New License Insurance Producer: $50
Resident New License Surplus Lines Broker: $200
Nonresident New License Insurance Producer: $50
Nonresident New License Surplus Lines Broker: $200
Resident: Insurance Producer Renewal Fee: $50 Late Renewal Fee: $50 Surplus Lines Renewal Fee: $200 Late Renewal Fee: $100 Viatical Settlement Broker Renewal Fee: $100 Late Renewal Fee: $50 Adjuster Classes Renewal Fee: $50 Late Renewal Fee: $50 Nonresident: Insurance Producer Fee: $50 Late Renewal Fee: $100 Surplus Lines Fee: $200 Late Renewal Fee: $300 Viatical Settlement Broker Fee: $100 Late Renewal Fee: $150
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
N/A
No
Residence, Business, and Mailing
Viatical Settlement Broker, Independent Adjuster, Surplus Lines, Property & Casualty, Life, Insurance Producer, Company Adjuster, Public Adjuster, Crop Adjuster, Risk Retention
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
Yes
Supervised instruction, monitored self study
Original certificate must be presented at exam site and submitted with the license application.
The applicant must appear for the licensing examination within 90 days of receiving the certificate of pre-licensing course completion.
Pre-license education is not required of: a. a CLU or CPCU designee; or b. an applicant for a license that does not require an exam.
An applicant for a new license, or a producer adding authority to an existing license, must complete an approved pre-licensing education course before sitting for the license examination. The required hours of pre-license education are: a. 30 hours for life only; b. 30 hours for accident and sickness only; c. 40 hours for life, accident and sickness; and d. 40 hours for property and casualty
Yes, for Resident Licensing
Required with Application - Taken through IdentoGO
One Year
NIPR Gateway
None
No
Yes
A licensee must notify the Commissioner of a change in name, physical address, mailing address, or email address within 30 days. a. The notification must be completed by means acceptable to the Commissioner. b. A notice of name change must include proper documentation (i.e., copy of marriage certificate, court order). Contact Change Request supported via NIPR Gateway.
Individual and Business Entities can process via NIPR
Failure to timely inform the Commissioner of a change in legal name, residency, mailing address, or email address may result in penalty under WV ST § 33-12-24.
Agency
Yes
Yes
No
March 1st until June 30th, annually. Late renewal period ends one year after expiration date.
Yes
All producers selling on behalf of or through a business entity are affiliated.
Main license meets requirements
A licensee must notify the Commissioner of a change in name, physical address, mailing address, or email address within 30 days. Contact Change Request supported via NIPR Gateway.
Adjuster
Yes
Yes
AK, AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, SC, TX, UT, VT, WA
CA, HI, NY, PR, WY
Property and Casualty Crop Workers’ Compensation
Licensing Fee: $50 Renewal Fee: $50.00 Late Renewal Fee: $50.00
Yes
Nonresident applicants must be a licensed resident of a state that grants reciprocal licensing to West Virginia adjusters. On July 1st. 2021, Crop adjusters will be changed to have both the company and individual crop adjuster licenses.
Biennially, on the last day of the birth month.
Nonresident applicants must be a licensed resident of a state that grants reciprocal licensing to West Virginia adjusters. On July 1, 2021, Crop adjusters will be changed to have both the company and individual crop adjuster licenses.
Property and Casualty
**Licensing Fee: **$50 **Renewal Fee: **$50.00 **Late Renewal Fee:** $50.00
Yes
In the event of an emergency, one that is not licensed in WV can adjust claims. The fee for the application is $25 and the license will expire on the date the commissioner specifies. If none is specified, it will expire on May 31st.
Yes
CT, DE, FL, KY, LA, NV, NH, NM, NC, OK, RI, SC, TX, VT, WY
Property and Casualty, Crop, Workers' Compensation
Licensing Fee: $200
Yes
Biennially, on the last day of the birth month.
As of July 1st, 2021, those with a Company Adjuster license will be granted both a company and independent adjuster license with Property & Casualty and Workers' Comp. Adjusting companies and firms cannot apply before July 1st, 2021.
Yes
To be licensed in WV for workers compensation, you must take the exam and get fingerprinted.
DHS Contact Change Request Only
Continuing Education
24
2 years
Yes
Last day of birth month
Year of first license issuance
Prior to license expiration.
90 days prior to expiration date
90 days prior to expiration date
Producers newly licensed after July 1 of the second year of the biennium are exempt from CE requirements for that renewal period. Those holding licenses for only limited lines credit are exempt from CE. Those holding limited lines licenses for which an exam isn’t required are exempt from CE Those holding any limited or restricted licenses that the commissioner may declare exemption with the state. Adjusters are exempt from CE.
Licensee has one year to late renew the license and pay penalties. License is suspended until requirements are met.
Yes, a single course per renewal period.
Yes
Up to 6 CE hours (all hours will roll as general credit)
3
3 hours of NFIP course
8-hour initial certification, with 4 hours of LTC-specific training every two years
One-time, 4-hour course
West Virginia adjusters must complete 24 hours of continuing education every two years (biennium). The 24 hours of general education must consist of at least 3 hours of ethics CE.
Producers who sell exclusively through telemarketing may have their CE requirements reduced to a total of six hours per renewal period, of which three must be in approved ethics courses. To qualify for this exemption, producers must submit an affidavit.
https://agentsync.io/blog/individual-producers/insurance-continuing-education-west-virginia
Regulatory Updates
West Virginia 2025 Appointment Renewals
Effective June 6, 2025, West Virginia appointment renewal invoices will be available for payment from June 6, 2025, through August 31, 2025. The termination deadline is May 31, 2025. The West Virginia state appointment renewal fee is $25.00 per individual per company. Please see the attachment for more information.
West Virginia Soliciting Comments Regarding Surplus Lines Export List
Posted November 26, 2024, West Virginia is soliciting comments regarding the surplus lines export list. Comments must be submitted on or before December 13, 2024, at 5:00 p.m. to the following email address: [Greg.A.Elam@wv.gov](mailto:greg.A.Elam@wv.gov). Please see the attachment for more information.
West Virginia to Implement New Transaction Types to Process DRLP Changes and Primary Name Updates
Effective August 9, 2024, West Virginia will implement new transaction types to process Designated Responsible Licensed Producer (DRLP) and Primary Name Change (Demographics) updates.
West Virginia Announces 2024 Company Appointment Renewal Dates
On May 3, 2024, West Virginia announced their 2024 Company Appointment Renewal Dates. Active appointments on record as of May 31st, 2024, will be invoiced for renewals. The renewal period ends on August 31, 2024.
West Virginia Surplus Lines License and Premium Tax Updates
On September 9, 2023, West Virginia made some updates to the existing language related to Surplus Lines License and Premium Tax Changes for Resident and Nonresidents. See attachment for full details.
West Virginia Adjuster Overhaul First Biannual Renewal
Effective May 1, 2023, West Virginia Individual Adjusters will now receive a $50 Biannual Renewal Fee for any adjusters with an expiration date on or after July 31, 2023.
West Virginia 2023 Company Appointment Renewals
West Virginia has released their 2023 Company Appointment Renewal dates for Insurance Producers. The renewal period is June 6 through August 31, 2023 and the termination deadline is May 31
West Virginia passes Travel Insurance Entity Producer Limited License Act
West Virginia passes Travel Insurance Entity Producer Limited License Act. Passed March 11, 2023; in effect 90 days from passage. See attachment for full details.
West Virginia summarizes its 2023 legislation
West Virginia summarizes its 2023 legislation. See attachment for details.
West Virginia Updates Surplus List to Include “Hershare” and Gun Ranges
Effective immediately, WV has made changes to their surplus lines export list to include 'hershare' and gun ranges.
West Virginia Makes Adjustments to Continuing Education Requirements
Effective immediately, the Commissioner will recognize CE credits obtained by a producer in another state if this producer was licensed and in good standing in West Virginia at the time the license was surrendered. Additionally, one may be exempt from CE if they hold any limited or restricted license that is exempted by the Commissioner. Note that these are additional rules to the currently standing law.
West Virginia 2022 Company Appointment Renewals
West Virginia announces its company appointment renewal period to be June 6th-August 31st.
West Virginia Changes Expiration Date
There was an issue that led to incorrect expiration dates on West Virginia licenses. This issue has been resolved and can be viewed on the producer database. The expiration date will now read January 13, 2022.
FAQs
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How Do I Get an Insurance License in West Virginia?
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How Do I Get a State Adjuster License in West Virginia?
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How do I renew my insurance license in West Virginia?
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How do I renew my nonresident insurance license in West Virginia?
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How Do I renew My Non-Resident Adjuster License in West Virginia?
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How Do I Renew My Adjuster License In West Virginia?