Louisiana
Jim Donelon
Louisiana Department of Insurance
Appointments & Terminations
Yes
Yes
Within 15 days of contract execution
Appointments must be submitted within 15 days of the date the agent/agency contract is executed
Yes
Individual Producer: $30, Agency: $100
Individual producer: $30 Agency: $100
Yes
Yes
No
No
Date the transaction is processed.
Yes
Via NIPR Portal
Agency appointments run June 30, 2023 until Aug. 1, 2023 (Terminations due June 26, 2023)
$100 for entities/$20 for individuals
No
Yes
Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder services; agent moved; appointed in error
Requested effective date may not be backdated from the date transaction is processed by the state
Up to the carrier to cancel, doesn't automatically terminate on license expiration
No fee
Licensing
Resident New License Insurance Producer: $75 (per LOA) Resident New License Insurance Producer: $250 (Surplus Lines) Non Resident New License Insurance Producer: $75 (per LOA) Non Resident New License Insurance Producer: $250 (Surplus Lines)
Resident Renewal Insurance Producer:$50 Resident Renewal Insurance Producer:$55 Resident Renewal Insurance Producer: $350 Non Resident Renewal Insurance Producer: $50 Non Resident Renewal Insurance Producer: $350
90 days before expiration
Last day of birth month every 2 years based on odd or even last digit of license number
Late renewal allowed up to 2 years after expiration
90 days before expiration
Last day of birth month every 2 years based on odd or even last digit of license number
Late renewal allowed up to 2 years after expiration
Yes
No
Residence, Business, and Mailing
Claim Adjuster, Consultant, Company, Insurance Producer, Public Adjuster
No
"Insurance consultant" means any person or entity which offers for a fee or other valuable consideration any advice, counsel, opinion, or related services with respect to risk evaluation or management, the benefits, coverages, exclusions, or provisions under any insurance policy to be issued in Louisiana, or involving insurance policy advantages or disadvantages, or any formal plan of managing risk. Insurers are not required to appoint Brokers per NAIC PLMA
No
Yes, for Resident Licensing
Taken at exam site.
NIPR Gateway
None
Yes
Yes
Licensee must report a change of address, legal name, or information submitted in the application within 30 days. Contact Change Request supported via NIPR Gateway.
Failure to report a change of address, legal name, or information submitted in the application within 30 days will result in a $50 fine.
Agency
Yes. Sole proprietors need entity and an individual license.
Yes
Yes
90 days prior to expiration date until March 31st, biennially.
Adjuster
Yes
Yes
Yes
AK, AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV, WY
CA, HI, NY, PR
Automobile Adjuster, Commercial Lines, Crop, Personal Lines, Property & Casualty, Workers' Compensation
Licensing Fee: $55 Amendment Fee: $55 Reinstatement Fee: $55 Renewal Fee: $50 Late Renewal Fee: $100
Yes
Biennially, on the last day of the birth month. Even numbered licenses renew in even numbered years, odd renew in odd years.
In Louisiana this license class is known as a claims adjuster.
Licenses can be issued to a a non resident who is licensed as a claims adjuster in their home state or designated home state. Registrations are filed using the “Catastrophic Adjuster Registration” module in our Industry Access System. (
Continuing Education
24
2 years
Yes
Last day of birth month
Odd or even last digit of license number
Prior to license expiration.
90 days prior to expiration date
Those who’ve been licensed for 15 years and turned 65 by January 1, 2012, are permanently exempt from having to maintain CE credits. Since then, if you’re 65 and have maintained a license for at least 15 years, Louisiana allows you to apply for a CE waiver. Military family members having trouble maintaining CE because of active duty can apply for a CE waiver. Limited lines producers such as those holding industrial fire, surety, or other lines that don't require a pre licensing examination may also be exempt from CE.
Licensee may reapply within 24 months of expiration and pay a late fee to reinstate the license.
Yes
3
3 hours of NFIP course
8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter
One-time, 4-hour course
https://agentsync.io/blog/individual-producers/insurance-continuing-education-louisiana
Regulatory Updates
Louisiana Has Posted 2023 Appointment Renewal Invoices for Producer Agencies
Effective June 30, 2023, Louisiana has posted appointment renewal invoices for Louisiana producer agencies have posted to the National Insurance Producer Registry (NIPR) website. The invoice includes all producer agency appointments active as of June 28, 2023. See attachment.
Louisiana Adding Pet Insurance License
Residents and Non Residents, Effective 1/1/2024, a pet insurance producer must be licensed in a major line of authority and complete the required training in order to sell, solicit, or negotiate a pet insurance product. a. An insurer must ensure that its producers are trained on: I. topics discussed in (b) below; and II. its pet insurance products' coverages and conditions. b. The training must cover the following topics: I. preexisting conditions and waiting periods; II. the differences between pet insurance and noninsurance wellness programs; III. hereditary disorders, congenital anomalies and disorders, chronic conditions, and how pet insurance policies interact with those conditions or disorders; and IV. rating, underwriting, renewal, and other related administrative topics. c. Satisfaction of substantially similar training requirements in another state will satisfy this state's training requirements.
Louisiana Adding Annuity Training Requirement
Effective 8/1/2023, the Commissioner may require a licensed annuity producer to complete a 1-time, 1-credit training course meeting the standards established in compliance with LA R.S. 22:919.
Louisiana 2023 Agency Appointment Renewals
The Invoice renewal period for the Louisiana 2023 Agency Appointment Renewals is June 30, 2023 – August 1, 2023. The termination deadline is June 25, 2023
Louisiana Guidance Regarding Producer Compensation (revised and reissued)
Advisory Letter No. 2015-02, originally issued June 3, 2015, is hereby revised and reissued to provide updated guidance and clarity due to changes in the law since its original issuance. See attachment for full details
Louisiana Guidance Regarding Producer Compensation in the Form of a Fee
Louisiana sends guidance regarding producer compensation in the form of a fee. See attachment for details.
Louisiana Revises its Catastrophe Claims Process Disclosure Guide
Effective January 1, 2023, Louisiana revises its Catastrophe Claims Process Disclosure Guide. See attachment for details,.
Louisiana Amends Continuing Education Rule
Louisiana has amended Rule 10 of Continuing Education. The changes include removing the first renewal exemption, required information
Louisiana Adding Non Uniform Question for Claims Adjuster
Effective Dec. 9th, 2022, the Claim Adjuster (1074) and Claim Adjuster Agency (4374) license classes will require a new non uniform question.
Louisiana Updates Language Related to Producer Agency Fees
The Language from a June 2017 bulletin has been updated to revise the language "Life and Health Producer" to "Producer licensed for the line of accident and health or sickness". Additionally, they outline how fees related to an individual health insurance policy will be disclosed and more.
Louisiana Sets 2022/2023 Appointment Renewal Dates
The 2022/2023 Louisiana appointment renewal dates are Dec. 1, 2022 until Jan. 3, 2023. Appointments added after 11/29/2022 will be associated with the 2024 renewal date period. Note that this applies to Agents only.
Louisiana Updates Continuing Education
Louisiana will be amending Rule 10 of Continuing Education. The amendment will include removing the first renewal exemption for CE pre licensing, Required information for CE credit, required data for CE renewal, accident and health language, and other technical changes.
Louisiana Announces Insurance Title License Requirements
Louisiana now requires individual title insurance producers be a resident of Louisiana or be employed full time by an agency in Louisiana.
Louisiana Revises Limited Lines Agent Licensing
The definition of an "agency title insurance producer" or "agency producer" refers to a business entity appointed to represent a title insurer that has a physical address in Louisiana AND as of 8/1/22 will also have to designate a resident individual producer that is licensed for the LOA title as the person holding responsibility to remain in compliance.
Louisiana Announces Changes to Self-Storage Agent and Portable Electronics Vendor
Effective August 1st, 2022, the verbiage for Self Storage Agents stating that a notice and hearing must occur before certain Commissioner actions. Additionally, an aggrieved party may now demand a hearing for both Self-Storage Agents and Portable Electronics Vendors.
Louisiana Modifies Language of Someone Convicted of Felony
Effective immediately, it is required that a person who wishes to employ a convicted felon a completed "Request forConsent or a Waiver Pursuant to La. R.S. 22:1554(A)(18)" form electronically at producerlicensing@ldi.la.gov.
Louisiana Changes to Continued Education Requirements
Effective June 3, 2022, the prelicense education requirements for producer or consultant license applicants for lines of Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, and Title are no longer required.
Louisiana Announces 2022 Agency Appointment Renewals
The invoice renewal period is July 1, 2022 until Aug. 2, 2022. The termination deadline is June 26, 2022. New appointment renewal date is July 31, 2022 after appointment is renewed.
Louisiana Changes Information that Must be Submitted by Catastrophe Adjusters
To better track catastrophe adjusters that are brought into the state in the case of an emergency, LA is requiring additional information that must be submitted at registration.
Update to Louisiana Opening Contact Change Request
This will now go into effect on June 10th rather than May 27th. This change will allow a business entity to electronically update the physical address, email, and phone number.
Louisiana Opening Contact Change Requests for Business Entities
This update will allow business entities to electronically update both their business and mailing physical addresses, email, and phone number.
Declined Transactions Related to Recent Louisiana Changes
Reminder that there was a recent change to Louisiana that no longer required the Applicant.Tax\_Num (SSN) that was implemented on April 14, 2022. Any submissions before this time may be declined and will need to be resubmitted.
Louisiana Publishes its Administrative and Agency Proceedings Instituted Against a License
This publication is Louisiana publishing their intent to implement a new regulation. The purpose of this regulation is to establish procedures for governing the institution of administrative and agency proceedings resulting in administrative action with respect to a license.
Louisiana Provides Guidance Regarding Duties and Restrictions Placed on Public Adjusters
Louisiana outlines guidance for adjusters which includes limiting their authority of assisting insureds in first-party claims to avoid the unauthorized practice of law. Additionally, adjusters responsibilities and legal duties are further outlined.
Louisiana Offering a New CE Online Submission Method
Louisiana introduces the LDI Industry Access System (IAS) as the new online method to submit continuing education courses. Through the introduction of a new module, education providers can submit new course filings, submit course renewals, and report repeat course offering schedules for already approved courses.
Louisiana Update to their Information Security Program
LA originally issued information regarding the Security Program of the Insurance Data Security Law on 6/3/21. This announcement provides updated guidance on the standards applicable to licensees relative to data security.
Louisiana removing SSN Requirement
Louisiana is removing the Applicant.Tax\_NumSocial Security Number requirement on March 11th, 2022. This will apply to individual applicants for both appointments and terminations.
FAQs
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How Do I Get an Insurance License in Louisiana?
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How Do I Get a State Adjuster License in Louisiana?
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How do I renew my insurance license in Louisiana?
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How do I renew my non-resident insurance license in Louisiana?
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How Do I renew My Non-Resident Adjuster License in Louisiana?
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How Do I Renew My Adjuster License In Louisiana?