Louisiana
Timothy J. Temple
Louisiana Department of Insurance
P.O. Box 94214
Baton Rouge, Louisiana, 70804
Appointments & Terminations
Yes
Yes
Within 15 days of contract execution
LA R.S. 22:1558(B) The insurer must file a notice of appointment on behalf of a producer within 15 days from the date the agency contract is executed.
Yes
Individual Producer: $30, Agency: $100
Individual producer: $30 Agency: $100
Yes
Yes
If a business entity is appointed, the licensed officers, directors and affiliated individual producers have a right to solicit insurance on behalf of that insurance company. No separate appointment for those individuals is required. However, such solicitation may only be made on behalf of the appointed business entity, and any producer making an independent solicitation will require a separate appointment to the insurance company.
No
No
Date the transaction is processed.
Yes
Via NIPR Portal
Appointment Renewal Cycles Individual - December 1 through January 2 Agency - July 1 through August 1
$100 for entities/$20 for individuals
No
No
Yes
Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder services; agent moved; appointed in error
Requested effective date may not be backdated from the date transaction is processed by the state
Up to the carrier to cancel, doesn't automatically terminate on license expiration
No fee
Yes
Email notices are permitted
Within the email body text
Licensing
Resident New License Insurance Producer: $75 (per LOA)
Resident New License Insurance Producer: $250 (Surplus Lines)
Nonresident New License Insurance Producer: $75 (per LOA)
Nonresident New License Insurance Producer: $250 (Surplus Lines)
Resident Renewal Insurance Producer:$50 Resident Renewal Insurance Producer:$55 Resident Renewal Insurance Producer: $350 Nonresident Renewal Insurance Producer: $50 Nonresident Renewal Insurance Producer: $350
90 days before expiration
Last day of birth month every 2 years based on odd or even last digit of license number
Late renewal allowed up to 2 years after expiration
90 days before expiration
Last day of birth month every 2 years based on odd or even last digit of license number
Late renewal allowed up to 2 years after expiration
Yes
No
Residence, Business, and Mailing
Claim Adjuster, Consultant, Company, Insurance Producer, Public Adjuster
Yes
"Insurance consultant" means any person or entity which offers for a fee or other valuable consideration any advice, counsel, opinion, or related services with respect to risk evaluation or management, the benefits, coverages, exclusions, or provisions under any insurance policy to be issued in Louisiana, or involving insurance policy advantages or disadvantages, or any formal plan of managing risk. Insurers are not required to appoint Brokers per NAIC PLMA
No
As of June 3, 2022, Louisiana's legislature repealed all prelicensing requirements for insurance producers and consultants.
Yes, for Resident Licensing
Taken at exam site.
One Year
NIPR Gateway
None
No
Yes
Licensee must report a change of address, legal name, or information submitted in the application within 30 days. Contact Change Request supported via NIPR Gateway.
Failure to report a change of address, legal name, or information submitted in the application within 30 days will result in a $50 fine.
No
Requires a travel license, nonresidents can apply online if their resident state covers travel under a property and casualty line of authority
Agency
Yes. Sole proprietors need entity and an individual license.
Yes
Yes
Exceptions include portable electronics and self-storage lines.
90 days prior to expiration date until March 31st, biennially.
A licensee must report a change of address, legal name, or information submitted in the application within 30 days. Producer agencies are required to submit address and email changes by electronic means. Any change of address received in paper form will not be processed. Contact Change Request supported via NIPR Gateway.
Portable Electronics License renews Dec. 31st in odd numbered years.
Adjuster
Yes
Yes
AK, AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV, WY
CA, HI, NY, PR
Automobile Adjuster, Commercial Lines, Crop, Personal Lines, Property & Casualty, Workers' Compensation
Licensing Fee: $55 Amendment Fee: $55 Reinstatement Fee: $55 Renewal Fee: $50 Late Renewal Fee: $100
Yes
In Louisiana this license class is known as a claims adjuster.
Biennially, on the last day of the birth month. Even numbered licenses renew in even numbered years, odd renew in odd years.
Public Adjuster
Licensing Fee: $55 Amendment Fee: $55 Reinstatement Fee: $55 Renewal Fee: $50 Late Renewal Fee: $150
Yes
Licenses can be issued to a a nonresident who is licensed as a claims adjuster in their home state or designated home state. Registrations are filed using the “Catastrophic Adjuster Registration” module in our Industry Access System. (https://ia.ldi.state.la.us/industryaccess). The fee is $25 per adjuster.
Yes
CT, DE, FL, KY, NV, NH, NM, NC, OK, RI, SC, TX, VT, WV, WY
Yes
Louisiana issued a Workers Compensation line of authority on the Claim Adjuster license. It is required to adjuster workers compensation claims in our state.
Yes
Continuing Education
24
2 years
Yes
Last day of birth month
Odd or even last digit of license number
Prior to license expiration.
90 days prior to expiration date
90 days prior to expiration date
Those who’ve been licensed for 15 years and turned 65 by January 1, 2012, are permanently exempt from having to maintain CE credits. Since then, if you’re 65 and have maintained a license for at least 15 years, Louisiana allows you to apply for a CE waiver. Military family members having trouble maintaining CE because of active duty can apply for a CE waiver. Limited lines producers such as those holding industrial fire, surety, or other lines that don't require a pre licensing examination may also be exempt from CE.
Licensee may reapply within 24 months of expiration and pay a late fee to reinstate the license.
Yes
Yes
10 hours non-ethics
3
Yes
21 general credits must pertain to the LOAs you hold
3 hours of NFIP course
8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter
One-time, 4-hour course
Every 2-year licensing period, an adjuster must complete 24 hours of approved continuing education courses.
Licensees holding bail bond licenses must take at least 12 hours CE with 6 concentrated in bail enforcement per renewal period. Title insurance licensees need 12 CE credits per renewal period with 2 focused on consumer financial protection.
https://agentsync.io/blog/individual-producers/insurance-continuing-education-louisiana
Regulatory Updates
Louisiana Company Appointment 2025 Renewals
Posted April 17, 2025, Louisiana appointment renewal invoices will be available for payment from July 1, 2025, through August 1, 2025. The termination deadline is June 27, 2025. A state charge of $100 per appointment renewal.
Louisiana Provides Guidance on Policy Fees of Surplus Lines Insurance Policies
Posted January 17, 2025, Louisiana provides guidance via an Advisory Letter regarding “policy fees” being subject to premium tax. "Premium" means all sums charged, received, or deposited as consideration for the purchase or continuance of insurance for a stated term, and shall include any assessment, membership, policy, survey, inspection, service or similar fee or charge made by an insurer as a part of the consideration for the purchase or continuance of insurance. Please see the attachment for more information.
Louisiana Implements New Transaction Type to Process Name Updates
Effective January 9, 2025, Louisiana will implement a new transaction type to process Name Change (Demographics) updates to process individual primary name updates. Update: On March 28, 2025, Louisiana will allow processing Business Entity licensees to process Primary Name changes electronically
Louisiana No Longer Allowing Partial Renewals
Effective January 9, 2025, Louisiana will start requiring applicants to renew all renewable lines of authority within the same license class in the same application. No partial renewals will be allowed.
Louisiana Issues 2024 Company Appointment Renewal Dates
The 2024 Louisiana appointment renewal dates are November 27, 2024, to January 2, 2025 The termination deadline is November 22, 2024. Renewal Fees: $20 per appointment renewal
Louisiana Adopts New Requirements For Annuity Products.
Effective September 20, 2024, Louisiana amended training requirements for producers who transact annuity products. Producers who hold a life line of authority and who sell annuities must complete the course: - By 3/20/2025, if already licensed prior to 9/20/2024; or - Before selling annuities, if the producer was licensed on or after 9/20/2024. These changes also require how these classes must be taken, whether in the classroom or self-study and what topics are and are not allowed to be discussed during the course. Please see the attachment for more information.
Louisiana Defines Requirements For Surplus Lines Credit For Taxes
Effective September 20, 2024, Louisiana defines the requirements to receive a surplus lines insurance refund or credit for taxes paid on gross premiums received by the Department of Insurance. Please see the attachment for more information.
Louisiana Actives Catastrophe Adjuster Registrations For Francine
September 9, 2024, Louisiana Department of Insurance has activated catastrophe adjuster registrations in anticipation of Francine which is expected to make landfall in Louisiana on September 11, 2024. An insurer or their designee may file registrations using the Catastrophe Adjuster Registration Module in Industry Access on the LDI website. More information about catastrophe adjusters and instructions for the registration process can be found at the link below
Louisiana Reminder for Title Insurers and Title Insurance Producers
On September 6, 2024, Louisiana posted a reminder for all title insurers and title insurance producers transacting business in Louisiana to be mindful of the requirements for Title 22. Please see the attachment for more information.
Louisiana adopts “Best-Interest” Standard of Care for Insurance Professionals In Recommending Annuities
On July 30, 2024, the Louisiana Department of Insurance issued a news release to announce they have adopted a measure to incorporate a “best-interest” standard of care for insurance professionals in recommending annuities to consumers. Louisiana joins 45 other states that have implemented “best interest of consumer enhancements” per the National Association of Insurance Commissioners’ Suitability in Annuity Transactions Model Regulation. Please see the attachments for more information
Louisiana Adding Conditions for Acting as an MGA
Effective August 1, 2024, Louisiana will be adding additional conditions under which certain persons with prior control over officer/director selection or appointments for an insolvent insurer may be approved to act as an MGA. These conditions will be added for residents and nonresidents. Unless a person proves that his/her actions or omissions did not significantly contribute to an insurer's insolvency, a person may not act as an MGA in Louisiana if the person: -Is a former officer, director, or person with direct or indirect control over the selection or appointment of an officer or director of an insurer doing business in Louisiana; and -Served in that capacity within the 2-year period before the insurer became insolvent. The Commissioner may approve a person discussed above if at least 5 years have passed since the insurer became insolvent.
Louisiana Announces 2024 Agency Appointment Renewal Dates
On May 31, 2024, Louisiana announced the 2024 Agency Appointment Renewal dates. Termination Deadline: June 26, 2024 Companies will be billed for appointments that are active as of June 26, 2024. Invoice renewal period: July 1, 2024 - August 1, 2024
Louisiana Issues Notice of Intent to Amend Suitability in Annuity Transactions
Update: On July 30, this has been finalized On May 9, 2024, Louisiana released a notice of intent to amend Regulation 89—Suitability in Annuity Transactions. See attachment for full details
Louisiana Department of Insurance Updates Licensing Information on P&C Surplus Lines Licenses and Premium Tax
On December 14, 2023, The Louisiana Department of Insurance updated the taxes and fees section for surplus lines further clarifying that there should be no regard to location of the covered property, risk or exposure for the home state of Louisiana, the rate still remains at 4.85% of gross premiums.
Louisiana Department of Insurance (LDI) Implements Nonadmitted and Reinsurance Reform Act with Respect to Surplus Lines
On December 6, 2023, The Louisiana Department of Insurance revised and reissued Bulletin 2011-01 to update redesignated legal citations and contact information. - Defined “Surplus Lines Insurance” - Removed prior guidance on Louisiana’s participation in the Nonadmitted Insurance Multi-State Agreement. - Removed prior guidance on requirement for a producer to conduct a diligent search among admitted insurers prior to placing coverage with a surplus lines insurer. Please see attachment for more information.
Louisiana 2023 Individual Appointment Renewals – Updates
**Appointment Renewal End Date changed to January 3, 2024** - Active individual appointments on record as of November 24, 2023, will be invoiced for renewals. - The NIPR website will display the renewal invoice and a list of appointment renewals beginning at 8:00 am CST on December 1, 2023. - The invoices will no longer be displayed on the NIPR website after January 3, 2024, at 4:00 pm CST. - NIPR will display the invoices as paid once payment is received. - Louisiana appointments paid through the appointment renewal invoice will also be updated after the renewal period ends on with the effective date of December 31, 2024.
Louisiana Has Posted 2023 Appointment Renewal Invoices for Producer Agencies
Effective June 30, 2023, Louisiana has posted appointment renewal invoices for Louisiana producer agencies have posted to the National Insurance Producer Registry (NIPR) website. The invoice includes all producer agency appointments active as of June 28, 2023. See attachment.
Louisiana Adding Annuity Training Requirement
Effective August 1, 2023, the Commissioner may require a licensed annuity producer to complete a 1-time, 1-credit training course meeting the standards established in compliance with LA R.S. 22:919.
Louisiana Adding Pet Insurance License
Residents and Nonresidents, Effective January 1, 2024, a pet insurance producer must be licensed in a major line of authority and complete the required training in order to sell, solicit, or negotiate a pet insurance product. a. An insurer must ensure that its producers are trained on: I. Topics discussed in (b) below; and II. Its pet insurance products' coverages and conditions. b. The training must cover the following topics: I. Preexisting conditions and waiting periods; II. The differences between pet insurance and noninsurance wellness programs; III. Hereditary disorders, congenital anomalies and disorders, chronic conditions, and how pet insurance policies interact with those conditions or disorders; and IV. rating, underwriting, renewal, and other related administrative topics. c. Satisfaction of substantially similar training requirements in another state will satisfy this state's training requirements.
Louisiana 2023 Agency Appointment Renewals
The Invoice renewal period for the Louisiana 2023 Agency Appointment Renewals is June 30, 2023 – August 1, 2023. The termination deadline is June 25, 2023
Louisiana Guidance Regarding Producer Compensation in the Form of a Fee
Louisiana sends guidance regarding producer compensation in the form of a fee. See attachment for details.
Louisiana Guidance Regarding Producer Compensation (revised and reissued)
Advisory Letter No. 2015-02, originally issued June 3, 2015, is hereby revised and reissued to provide updated guidance and clarity due to changes in the law since its original issuance. See attachment for full details
Louisiana Revises its Catastrophe Claims Process Disclosure Guide
Effective January 1, 2023, Louisiana revises its Catastrophe Claims Process Disclosure Guide. See attachment for details,.
Louisiana Amends Continuing Education Rule
Louisiana has amended Rule 10 of Continuing Education. The changes include removing the first renewal exemption, required information
Louisiana Adding Non Uniform Question for Claims Adjuster
Effective Dec. 9th, 2022, the Claim Adjuster (1074) and Claim Adjuster Agency (4374) license classes will require a new non uniform question.
Louisiana Updates Language Related to Producer Agency Fees
The Language from a June 2017 bulletin has been updated to revise the language "Life and Health Producer" to "Producer licensed for the line of accident and health or sickness". Additionally, they outline how fees related to an individual health insurance policy will be disclosed and more.
Louisiana Sets 2022/2023 Appointment Renewal Dates
The 2022 / 2023 Louisiana appointment renewal dates are December 1, 2022, until January 3, 2023. Appointments added after November 29, 2022 will be associated with the 2024 renewal date period. Note that this applies to Agents only.
Louisiana Updates Continuing Education
Louisiana will be amending Rule 10 of Continuing Education. The amendment will include removing the first renewal exemption for CE pre licensing, Required information for CE credit, required data for CE renewal, accident and health language, and other technical changes.
Louisiana Announces Insurance Title License Requirements
Louisiana now requires individual title insurance producers be a resident of Louisiana or be employed full time by an agency in Louisiana.
Louisiana Revises Limited Lines Agent Licensing
The definition of an "agency title insurance producer" or "agency producer" refers to a business entity appointed to represent a title insurer that has a physical address in Louisiana AND as of August 1, 2022 will also have to designate a resident individual producer that is licensed for the LOA title as the person holding responsibility to remain in compliance.
Louisiana Announces Changes to Self-Storage Agent and Portable Electronics Vendor
Effective August 1st, 2022, the verbiage for Self Storage Agents stating that a notice and hearing must occur before certain Commissioner actions. Additionally, an aggrieved party may now demand a hearing for both Self-Storage Agents and Portable Electronics Vendors.
Louisiana Modifies Language of Someone Convicted of Felony
Effective immediately, it is required that a person who wishes to employ a convicted felon a completed "Request forConsent or a Waiver Pursuant to La. R.S. 22:1554(A)(18)" form electronically at producerlicensing@ldi.la.gov.
Louisiana Changes to Continued Education Requirements
Effective June 3, 2022, the prelicense education requirements for producer or consultant license applicants for lines of Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, and Title are no longer required.
Louisiana Announces 2022 Agency Appointment Renewals
The invoice renewal period is July 1, 2022 until Aug. 2, 2022. The termination deadline is June 26, 2022. New appointment renewal date is July 31, 2022 after appointment is renewed.
Louisiana Changes Information that Must be Submitted by Catastrophe Adjusters
To better track catastrophe adjusters that are brought into the state in the case of an emergency, LA is requiring additional information that must be submitted at registration.
Update to Louisiana Opening Contact Change Request
This will now go into effect on June 10th rather than May 27th. This change will allow a business entity to electronically update the physical address, email, and phone number.
Louisiana Opening Contact Change Requests for Business Entities
This update will allow business entities to electronically update both their business and mailing physical addresses, email, and phone number.
Declined Transactions Related to Recent Louisiana Changes
Reminder that there was a recent change to Louisiana that no longer required the Applicant.Tax\_Num (SSN) that was implemented on April 14, 2022. Any submissions before this time may be declined and will need to be resubmitted.
Louisiana Publishes its Administrative and Agency Proceedings Instituted Against a License
This publication is Louisiana publishing their intent to implement a new regulation. The purpose of this regulation is to establish procedures for governing the institution of administrative and agency proceedings resulting in administrative action with respect to a license.
Louisiana Provides Guidance Regarding Duties and Restrictions Placed on Public Adjusters
Louisiana outlines guidance for adjusters which includes limiting their authority of assisting insureds in first-party claims to avoid the unauthorized practice of law. Additionally, adjusters responsibilities and legal duties are further outlined.
Louisiana Offering a New CE Online Submission Method
Louisiana introduces the LDI Industry Access System (IAS) as the new online method to submit continuing education courses. Through the introduction of a new module, education providers can submit new course filings, submit course renewals, and report repeat course offering schedules for already approved courses.
Louisiana Update to their Information Security Program
Louisiana originally issued information regarding the Security Program of the Insurance Data Security Law on June 3, 2001. This announcement provides updated guidance on the standards applicable to licensees relative to data security.
Louisiana removing SSN Requirement
Louisiana is removing the Applicant.Tax\_NumSocial Security Number requirement on March 11th, 2022. This will apply to individual applicants for both appointments and terminations.
FAQs
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How Do I Get an Insurance License in Louisiana?
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How Do I Get a State Adjuster License in Louisiana?
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How do I renew my insurance license in Louisiana?
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How do I renew my nonresident insurance license in Louisiana?
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How Do I renew My Non-Resident Adjuster License in Louisiana?
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How Do I Renew My Adjuster License In Louisiana?