Iowa
Doug Ommen
Iowa Insurance Division Attn: Licensing
601 Locust Street
4th Floor
Des Moines, Iowa, 50309
Appointments & Terminations
Yes
Yes
Within 30 days
IA ST § 522B.13 An insurance producer must be appointed by an insurer before acting as an agent for that insurer. The insurer must: a. have or intend to have a contract with the producer; and b. verify that the producer is licensed for the appropriate lines of insurance.
Yes
$5
Iowa does not charge fees based on LOA but rather a retaliatory fee is charged based on the appointer’s state of domicile. State Fees Alabama $25.00 Arkansas $60.00 Connecticut $10.00 District of Columbia $25.00 Florida $30.00 Georgia $20.00 Iowa $5.00 Kansas $5.00 Kentucky $25.00 Louisiana $20.00 Maine $15.00 Massachusetts $75.00 Michigan $5.00 Mississippi $25.00 Nevada $15.00 Nebraska $8.00 New Jersey $25.00 New Mexico $20.00 North Carolina $11.00 North Dakota $10.00 Ohio $10.00 Oklahoma $30.00 Pennsylvania $15.00 Rhode Island $15.00 South Carolina $20.00 South Dakota $20.00 Vermont $80.00 Virginia $10.00 Washington $10.00 Wisconsin $30.00 West Virginia $25.00 Wyoming $15.00 Canada $5.00 All others $0.00
No
No
Yes
Not required and is the date transaction is processed by the state if effective date is not supplied. Must be 30 days old or less.
Yes
Via NIPR Portal
January 6 through March 17
Iowa does not charge fees based on LOA but rather a retaliatory fee is charged based on the appointer’s state of domicile. State Fees Alabama $25.00 Arkansas $60.00 Connecticut $10.00 District of Columbia $25.00 Florida $30.00 Georgia $20.00 Iowa $5.00 Kansas $5.00 Kentucky $25.00 Louisiana $20.00 Maine $15.00 Massachusetts $75.00 Michigan $5.00 Mississippi $25.00 Nevada $15.00 Nebraska $8.00 New Jersey $25.00 New Mexico $20.00 North Carolina $11.00 North Dakota $10.00 Ohio $10.00 Oklahoma $30.00 Pennsylvania $15.00 Rhode Island $15.00 South Carolina $20.00 South Dakota $20.00 Vermont $80.00 Virginia $10.00 Washington $10.00 Wisconsin $30.00 West Virginia $25.00 Wyoming $15.00 Canada $5.00 All others $0.00
Yes
No
Yes
Yes
Voluntary termination; inadequate production; death; agent moved; appointed in error; cancelled for cause; company merger; request regulatory review
Yes
Not required and is the date transaction is processed by the state. Must be 30 days old or less if supplied
No fee
No
Notices must be mailed
Within the email body text
Licensing
Resident New License Insurance Producer: $50 (All license classes)
Nonresident New License Insurance Producer: $50
Nonresident New License Surplus Lines Producer: $50
Resident Renewal Insurance Producer: $50 Nonresident Renewal Insurance Producer: $50 Nonresident Renewal Insurance Producer: $50 Nonresident Renewal Surplus Lines Producer: $50
90 days before expiration
Last day of birth month every 3 years based on year of first state license issue
Late renewal allowed up to one year after expiration
90 days before expiration
Last day of birth month every 3 years based on year of first state license issue
Late renewal allowed up to one year after expiration
No
No
Residence, Business, and Mailing
Public Adjuster, Mutual, Stock, Insurance Producer, Surplus Lines Producer
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
No
Only required for navigators. 32 credits in approved initial training courses that must include: 2 credits of Iowa-specific training on Medicaid and Healthy and Well Kids in Iowa program training; 1 credit in ethics. Waiver can be applied for if training is not accessible at the required level. Courses provided by the federal government or approved by the federal government on ACA-related topics will be considered approved by the Commissioner. Individual navigators must complete all training and certification requirements provided by the U.S. Department of Health and Human Services
Yes – Full criminal history
Yes, for Resident Licensing
90 Days
All Non-Citizens of the U.S. must provide a copy of a work permit issued by the Department of Immigration to the state.
NIPR Gateway
Appointment
Producer Home State
No
Yes
If a producer's address is changed, the producer must send written notification to the Division within 30 days of the change. Unless the Division provides other instructions, address change notifications must be filed using Contact Change Request through NIPR Gateway
If a producer fails to give the Division a notification required by Iowa law within the required time period, the producer must pay a $100 late fee for each notification unless otherwise ordered under IA ST § 522B.6(7) or IA ST § 522B.17.
Agency
Yes
Yes
No
90 days prior to expiration date until expiration date of the license ID. There are no late renewals.
Not Required
No
Branch office must be licensed
The business entity must maintain a current business address with the Division at all times. If the address changes, the agency must send written notification, signed by the designated responsible producer, within 30 days of the address change, stating the: a. business entity name; b. license number; c. previous address; and d. new address. The business entity must notify the Division within 30 days of any change in the name of the business entity. Contact Change Request supported via NIPR Gateway.
Adjuster
Only Public Adjusters
No
None
Biennially, by the license's expiration date
No LOA required
Licensing Fee: $50 Renewal Fee: $50
Yes
N/A
Yes
Continuing Education
36
3 years
Yes
Last day of birth month
Year of first license issuance
Prior to license expiration.
90 days prior to expiration date
90 days prior to expiration date
Producers licensed only for credit, only surety, or who are licensed attorneys and up-to-date on their required legal CE, are exempt from Iowa's insurance CE. Producers licensed for crop only have reduced requirements.
Licensee has 12 months to reinstate their license by getting current on their CE, paying the renewal fee, and paying any associated late fees. After that, one will need to apply for a new license.
Yes
3
3 hours of NFIP course
8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter
One-time, 4-hour course including best interest requirements
24 hours (2 ethics) biennially
Viatical settlement brokers and producers need 20 credits specific to viaticals Crop insurance producers must complete any training required by the federal Risk Management Association and complete 18 CE credits (3 in ethics) Any producers selling indexed products must take a one-time, four-hour course covering indexed product specifics.
https://agentsync.io/blog/individual-producers/insurance-continuing-education-iowa
Regulatory Updates
Iowa Fingerprint and Criminal History Check Vendor Chosen
Effective June 02, 2025, Iowa will be using Fieldprint to conduct the fingerprinting and federal criminal history checks. Iowa's Department of Licensing will conduct the state criminal history check utilizing the fingerprints provided by Fieldprint. Fingerprinting will take place at a Fieldprint location. More information is available at the link below and following attachment.
Iowa State and Federal Background Checks
Effective May 1, 2025, Iowa Insurance Division will begin requiring state and federal background checks for resident applicants, including fingerprinting. Please use the following links for more information. - [Obtain a New License or Authority](https://iid.iowa.gov/regulated-individuals/insurance-producers/new-license) - [Producer Fingerprinting and Criminal History Checks](https://iid.iowa.gov/producer-fingerprinting-and-criminal-history-checks)
Iowa to Implement New Transaction Types to Process DRLP Changes
Effective March 27, 2025, Iowa will implement new transaction types to process designated responsible licensed producers (DRLP).
Iowa Adding Business Entity Public Adjuster to Display On PDB, and Electronic Applications
Effective March 14, 2025, Iowa will add Business Entity Public Adjuster to display on the Producer Database and will allow the following electronic application submissions: - Resident Licensing - Resident Licensing Renewals - Nonresident Licensing - Nonresident Licensing Renewals
Iowa Implements New Transaction for Primary Name Updates
Effective January 17, 2025, Iowa will implement a new transaction type to process Name Change (Demographics) updates to process individual and business entity primary name updates.
Iowa To Display Temporary Insurance Producer License Classes via PDB
Effective January 2, 2024, Iowa will start having displayed on the Producer Database, Temporary Insurance Producer. This license class can tie to the following lines of authority: Life - Accident & Health or Sickness - Casualty - Property - Credit - Surety - Personal Lines
Iowa Issues 2025 Company Appointment Renewal Dates
Effective January 6, 2025, Iowa announces the company appointment renewal invoices will be available for payment from January 6, 2025 - March 17, 2025. The termination deadline is December 27, 2024.
Iowa Removes The Date Of Birth Requirement For Appointment And Termination Transactions
Effective November 15, 2024, Iowa will remove the date of birth requirement on Appointment and Termination transactions.
Iowa Sets 2024 Company Appointment Renewal Dates
The 2024 Iowa appointment renewal dates are January 5, 2024 – March 15, 2024. The termination deadline is December 27, 2023.
Iowa will display historical Line of Authority data for inactive status for up to 7 years
Effective April 27, 2023, Iowa will display historical Line of Authority data for inactive status for up to 7 years.
Iowa to Add a New Status Reason
Effective April 24, 2023, Iowa is adding the status reason Not Compliant.
Iowa Update to Officer/Director Field for Business Entity Applications
Effective April 14th, 2023, Iowa will make the Officer/Director field mandatory for all initial Business Entity Applications.
Iowa Updates Retaliatory Fees For Select Domicile States
Effective January 12, 2023, Iowa has updated its retaliatory fees for initial appointments.
Iowa Sets 2023 Appointment Renewal Dates
The 2023 Iowa appointment renewal dates are 1/5/2023 - 3/15/2023. The termination deadline is 12/27/2022
Iowa adding Travel LOA
Starting on October 14, 2022, Iowa will add the Travel line of authority for Resident License, Nonresident License, Resident Renewal, and Nonresident Renewals. Application and renewal fees will be $50.
Iowa Resident Public Adjuster CE Requirements
Effective October 14, 2022, resident Public Adjuster must have all Continuing Education requirements completed in order to submit resident renewal applications.
IA Adds Condition A Resident Insurance Producer License Can Be Issued Temporary License
Temporary License (not exceeding 180 days) can be issued by the Commissioner to a resident insurance producer license applicant who: 1) Meets the requirements of IA ST § 522B.5(1) AND 2) has not been issued the license within 10 business days from required identifying information, including fingerprints having been submitted to the Commissioner under IA ST § 522B.5A(3)
Iowa Issues Statements on Appointing, Renewals, and Limited Lines Car Rental Agents
Effective July 6, 2022, Iowa has deleted their monthly billing statement information. For Renewals, appointments that are terminated due to non payment are now able to get re-appointed via NIPR. For limited lines, rental car agent Iowa revised deadline for notifying the Division of terminated counter employee licensees and counter employee licensee name or address changes.
Iowa Adding Travel Agent Licensing Requirements
Effective July 1, 2022, Iowa is adding Travel Agent licensing requirements for both residents and nonresidents.
Iowa Adopts Legislation for Travel Insurance
Iowa is to adopt travel insurance and therefore is to add a new license class/line of authority in the near future. The date this becomes effective has not yet been announced.
Surplus Lines Alert For Several Jurisdictions
Several states have released key information on Surplus Lines and can be found in the attached document.
FAQs
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How Do I Get an Insurance License in Iowa?
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How Do I Get a State Adjuster License in Iowa?
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How do I renew my insurance license in Iowa?
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How do I renew my nonresident insurance license in Iowa?
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How Do I renew My Non-Resident Adjuster License in Iowa?
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How Do I Renew My Adjuster License In Iowa?