Iowa
Doug Ommen
Iowa Insurance Division Attn: Licensing
Appointments & Terminations
Yes
Yes
Within 30 days of contract execution or first business submission
Appointments must be submitted within 30 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier
Yes
$5
$5
No
No
Yes
Not required and is the date transaction is processed by the state if effective date is not supplied. Must be 30 days old or less.
Yes
Via NIPR Portal
Jan. 5, 2024 - March 15, 2024
Alabama: $25, Arkansas: $60, Connecticut: $10, District of Columbia: $25, Florida: $30, Georgia: $16, Iowa: $5, Kansas: $5, Kentucky: $25, Louisiana: $20, Maine: $15, Massachusetts: $75, Michigan: $5, Mississippi: $25, Nevada: $15, Nebraska: $8, New Jersey: $25, New Mexico: $20, North Carolina: $11, North Dakota: $10, Ohio: $15, Oklahoma: $30, Pennsylvania: $15, South Carolina: $20, South Dakota: $20, Vermont: $60, Virginia: $10, Washington: $10, Wisconsin: $30, West Virginia: $25, Wyoming: $15, Canada (CN): $5, All others: $0
Yes
Yes
Yes
Voluntary termination; inadequate production; death; agent moved; appointed in error; cancelled for cause; company merger; request regulatory review
Yes
Not required and is the date transaction is processed by the state. Must be 30 days old or less if supplied
No fee
Licensing
Resident New License Insurance Producer: $50 (All license classes) Non Resident New License Insurance Producer: $50 Non Resident New License Surplus Lines Producer: $50
Resident Renewal Insurance Producer: $50 Non Resident Renewal Insurance Producer: $50 Non Resident Renewal Insurance Producer: $50 Non Resident Renewal Surplus Lines Producer: $50
90 days before expiration
Last day of birth month every 3 years based on year of first state license issue
Late renewal allowed up to one year after expiration
90 days before expiration
Last day of birth month every 3 years based on year of first state license issue
Late renewal allowed up to one year after expiration
No
No
Residence, Business, and Mailing
Public Adjuster, Mutual, Stock, Insurance Producer, Surplus Lines Producer
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
No
Yes – Full criminal history
Not Required
All Non-Citizens of the U.S. must provide a copy of a work permit issued by the Department of Immigration to the state.
NIPR Gateway
Appointment
Producer Home State
No
Yes
If a producer's address is changed, the producer must send written notification to the Division within 30 days of the change. Unless the Division provides other instructions, address change notifications must be filed using Contact Change Request through NIPR Gateway
If a producer fails to give the Division a notification required by Iowa law within the required time period, the producer must pay a $100 late fee for each notification unless otherwise ordered under IA ST § 522B.6(7) or IA ST § 522B.17.
Agency
Yes
Yes
No
90 days prior to expiration date until expiration date of the license ID. There are no late renewals.
Yes
No
Branch office must be licensed
Adjuster
Only Public Adjusters
No
N/A
None
Biennially, by the license's expiration date
Continuing Education
36
3 years
Last day of birth month
Year of first license issuance
Prior to license expiration.
90 days prior to expiration date
Producers licensed only for credit, only surety, or who are licensed attorneys and up-to-date on their required legal CE, are exempt from Iowa's insurance CE. Producers licensed for crop only have reduced requirements.
Licensee has 12 months to reinstate their license by getting current on their CE, paying the renewal fee, and paying any associated late fees. After that, one will need to apply for a new license.
Yes
3
3 hours of NFIP course
8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter
One-time, 4-hour course including best interest requirements
https://agentsync.io/blog/individual-producers/insurance-continuing-education-iowa
Regulatory Updates
Iowa Sets 2024 Company Appointment Renewal Dates
The 2024 Iowa appointment renewal dates are 1/5/2024 - 3/15/2024 - The termination deadline is 12/27/2023.
Iowa will display historical Line of Authority data for inactive status for up to 7 years
Effective April 27, 2023, Iowa will display historical Line of Authority data for inactive status for up to 7 years.
Iowa to Add a New Status Reason
Effective April 24, 2023, Iowa is adding the status reason Not Compliant.
Iowa Update to Officer/Director Field for Business Entity Applications
Effective April 14th, 2023, Iowa will make the Officer/Director field mandatory for all initial Business Entity Applications.
Iowa Updates Retaliatory Fees For Select Domicile States
Effective 1/12/2023 Iowa has updated its retaliatory fees for initial appointments.
Iowa Sets 2023 Appointment Renewal Dates
The 2023 Iowa appointment renewal dates are 1/5/2023 - 3/15/2023. The termination deadline is 12/27/2022
Iowa adding Travel LOA
Starting on 10/14/2022 Iowa will add the Travel line of authority for Resident License, Non-resident License, Resident Renewal, and Non-resident Renewals. Application and renewal fees will be $50.
Iowa Resident Public Adjuster CE Requirements
Effective 10/1402022, resident Public Adjuster must have all Coninuing Education requirements completed in order to submit resident renewal applications.
IA Adds Condition A Resident Insurance Producer License Can Be Issued Temporary License
Temporary License (not exceeding 180 days) can be issued by the Commissioner to a resident insurance producer license applicant who: 1) Meets the requirements of IA ST § 522B.5(1) AND 2) has not been issued the license within 10 business days from required identifying information, including fingerprints having been submitted to the Commissioner under IA ST § 522B.5A(3)
Iowa Issues Statements on Appointing, Renewals, and Limited Lines Car Rental Agents
Effective July 6, 2022, Iowa has deleted their monthly billing statement information. For Renewals, appointments that are terminated due to non payment are now able to get re-appointed via NIPR. For limited lines, rental car agent Iowa revised deadline for notifying the Division of terminated counter employee licensees and counter employee licensee name or address changes.
Iowa Adding Travel Agent Licensing Requirements
Effective July 1, 2022, Iowa is adding Travel Agent licensing requirements for both residents and non-residents.
Iowa Adopts Legislation for Travel Insurance
Iowa is to adopt travel insurance and therefore is to add a new license class/line of authority in the near future. The date this becomes effective has not yet been announced.
Surplus Lines Alert For Several Jurisdictions
Several states have released key information on Surplus Lines and can be found in the attached document.
FAQs
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How Do I Get an Insurance License in Iowa?
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How Do I Get a State Adjuster License in Iowa?
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How do I renew my insurance license in Iowa?
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How do I renew my nonresident insurance license in Iowa?
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How Do I renew My Non-Resident Adjuster License in Iowa?
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How Do I Renew My Adjuster License In Iowa?