How Do I Get an Insurance License in Illinois?

The first step in getting your insurance license is determining what type of insurance agent you want to be, or what types of policies you need to sell. That will help you figure out what type, or types, of insurance licenses you need to get. Then, it’s time to begin studying. After completing all of your pre-license coursework or self-study you’ll need to take your insurance exam. You’ll take one exam for each line of insurance you wish to carry. Life, Accident, & Health (LA&H) and Property & Casualty (P&C) are a total of four lines. Pearson Vue in Illinois offers these four exams in two “back to back” exams, so you will essentially take four tests, but if you pass them on your first try, you will only have to sit for exams twice. This option does not shorten the exams, but it does allow you to save the fee for one exam sitting. Illinois requires that all insurance license applicants provide fingerprints prior to licensing. Giving your fingerprints will also initiate a background check, so if you have any prior misdemeanors or felonies, this can possibly affect the outcome of your licensing efforts. Once you have completed your exams and completed your fingerprinting, you can apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. After submitting your license application to the state, you’ll need to mail in your fingerprint card to the Illinois Department of Insurance. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed. If you have any questions, you can call the Idaho Department of Insurance at (208) 334-4339 or email the Insurance Department.

How Do I Get a State Adjuster License in Illinois?

The State of Illinois does not offer a Resident Insurance Adjuster License and does not require a license to practice insurance claims adjusting within the state.

How do I renew insurance license in Illinois?

In Illinois, insurance licenses expire every two years. The expiration will be on the last day of your birth month based on the anniversary of your original license year. <a href="https://agentsync.io">AgentSync</a> can help with the renewal process.

How do I renew my non-resident insurance license in Illinois?

If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states. The State of Illinois requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) of those hours must be in the subject of classroom ethics. Credits cannot include the same course taken repeatedly in one reporting period. You may take your continuing education courses either in person in a classroom setting or <a href="https://www.kaplanfinancial.com/insurance-continuing-education/illinois?utm_source=MKT-005318&utm_medium=banner&utm_campaign=INS_IL_Affiliate&utm_term=ilce_link&utm_content=staterequirement">online as a self-paced course</a>. The online courses usually require a reading of the subject at hand, then a test at the end. After you have completed your continuing education you may renew your Illinois insurance license online by using the <a href="https://nipr.com/licensing-center/state-requirements/illinois-resident-renewal-individual">National Insurance Producer Registry</a> and selecting Illinois. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process. Although the State of Illinois still accepts paper applications, the preferred method of renewal is to submit an application online. There is a fee of $180 per application to renew your license. Once this process is complete, your license will be renewed and your new expiration date will be two years from your previous expiration date.

How do I renew my mon-resident adjuster license in Illinois?

Illinois is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state. To act as Non-Resident Adjuster in the state of , you will need to obtain a Designated Home State (DHS) license. You will go through that state’s ( or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license. If youre looking to become an insurance adjuster in a non-licensing state like , the Florida 70-20 DHS License is the next best thing for the following reasons: The state offers the quickest turnaround time after you submit your documents. The Florida 70-20 license is reciprocal with most states. A Florida DHS license is good for 4 years. This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit. For more information, contact the Department of Insurance.

How Do I Renew My Adjuster License In Illinois?

Illinois is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state. To adjust in the state of , you will need to obtain a Designated Home State (DHS) license. You will go through that state’s ( or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license. If youre looking to become an insurance adjuster in a non-licensing state like , the Florida 70-20 DHS License is the next best thing for the following reasons: The state offers the quickest turnaround time after you submit your documents. The Florida 70-20 license is reciprocal with most states. A Florida DHS license is good for 4 years. This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit. For more information, contact the Department of Insurance.

Illinois

state commissioner

Dana Popish Severinghaus

STATE email

DOI.Licensing@illinois.gov

STATE phone

(217) 782-4515

STATE LICENSE DIVISION ADDRESS

Illinois Department of Insurance

Visit State Website

Appointments & Terminations

Required to report appointments?

No, Registry

Can be processed via nipr?

Fees for appointing a resident agency or individual?

Appointment renewal fee

$50

Termination reasons

Registry State - Cancelled; cancelled for cause

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $215 Resident New License Limited Lines:$0 (The appointing company will pay for the license through the appointment process. Insurance producer is only responsible for NIPR transaction fee.) Resident New License Surplus Lines Producer: $400 Non Resident New License Insurance Producer: $380 Non Resident New License Limited Lines: $0 (The appointing company will pay for the license through the appointment process. Insurance producer is only responsible for NIPR transaction fee.) Non Resident New License Surplus Lines Producer: $400

License renewal fee

Resident Renewal Insurance Producer: $215 Resident Renewal Surplus Lines Producer: $400 Non Resident Renewal Insurance Producer: $380 Non Resident Renewal Surplus Lines Producer: $400 Non Resident Renewal Limited Lines: $200

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Can a producer use a P.O. Box in their resident or business address?

Are individuals required to list their county as part of the address?

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Third Party Administrator, Viatical Settlement Broker, Life Accident & Health, Public Adjuster, Insurance Producer, Surplus Lines Producer, Third Party Prescription Program, Health Care Purchasing Group, Non-Resident Limited Lines Producer, Employee Leasing Company, Premium Finance Company, Temporary Producer, Viatical Settlement Provider, Navigator Certificate, Limited Lines Producer

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

Yes

Study method requirements

Pre-license education may include a combination of classroom, seminar, self-study, or interactive computer hours. a. A self-study course must include a final examination. b. Credit for a self-study course is earned by successfully completing an examination. c. A student is not allowed to score his/her own examination. 7.5 of the 20 hours completed in a classroom or webinar setting For motor vehicle 5 of the 12.5 hours must be completed in a classroom or webinar setting

Submission of completion certificate rule

Proof of completion must be submitted at exam center. Copies of the insurance college degree or designation certification must be submitted with the application.

How long is the pre licensing certification valid?

Pre-license education must be completed within 1 year before taking the examination

Exemptions to pre licensing requirements

Applicants who have earned an insurance college degree or hold any of the following designations will be exempt from the pre-licensing education requirement: a. life designations: I. Certified Employee Benefits Specialist (CEBS); II. Chartered Financial Consultant (ChFC); III. Certified Insurance Counselor (CIC); IV. Certified Financial Planner (CFP); V. Chartered Life Underwriter (CLU); VI. Fellow Life Management Institute (FLMI); and VII. Life Underwriting Training Council Fellow (LUTCF); b. accident and health designations: I. Registered Health Underwriter (RHU); II. Certified Employee Benefits Specialist (CEBS); III. Registered Employee Benefits Consultant (REBC); and IV. Health Insurance Associate (HIA); and c. property and casualty designations: I. Accredited Advisor Insurance (AAI); II. Associate in Risk Management (ARM); III. Certified Insurance Counselor (CIC); and IV. Chartered Property and Casualty Underwriter (CPCU).

Agency

Can a sole proprietor be licensed as an entity?

Yes

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Agency Licensing renewals

90 days prior to May 31st until May 31st. There are no late renewals.

Adjuster

Requires adjuster license?

Offers designated home state?

DHS exam required?

N/A

Reciprocity states

None

Continuing Education

Total hours per renewal period

Renewal period

2 years

CE due before license renewal date?

Yes

License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

Prior to license expiration.

How long before expiration does state send CE reminder?

90 days prior to expiration date

Exemptions to CE

First renewal period may be no less than 18 months and no more than 29 months after license issuance. If your second birthday is fewer than 18 months from your initial license issuance, then you will renew in your third birthday month from initial licensing. Some limited and surplus lines agents are exempt from CE.

What if a producer missed the renewal date?

You can reapply and pay late fees via NIPR within 12 months of your missed due date. After that 12 months, you will need to reapply as a new license candidate.

Ethics requirements

3 hours classroom ethics

Flood-specific CE requirements

3 hours of NFIP course, one-time requirement

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter

Annuity-specific CE requirements

One-time, 4-hour course

For more from agentsync

https://agentsync.io/blog/individual-producers/insurance-continuing-education-illinois

Regulatory Updates

Illinois Adds Grace Period

The Illinois DOI has announced a grace period to implement changes made to 50 Illinois Administrative Code 3120, which includes new supervisory requirements for insurers to ensure producer compliance and training requirements for producers selling annuities. Companies are expected to comply by August 1, 2023.

Illinois Adding No Home State

Beginning on 4/14/2023 Illinois will be offering No Home State for initial licenses and renewals.

Illinois Sets 2022 Company Renewal Dates for Limited Lines Producer Classes

The invoice renewal period is 11/2/22 8AM CST until 1/2/23 4PM CST. The deadline for terminations is 10/27/22. After an appointment is renewed, the new date displayed on the PDB will be 12/31/23.

Illinois Announces June Filing Cutoff

The June cutoff is set for 4:30pm CST on June 22, 2022. Filings after this time will be part of July activity.

Illinois Updates General Requirements for Continued Education

Illinois is requiring 4 hours of CE biennially. Credit will be given on a hour-by-hour basis and must be reported by a registered CE provider association. These credits do not settle the ethics requirement.

Surplus Lines Alert For Several Jurisdictions

Several states have released key information on Surplus Lines and can be found in the attached document.

FAQs

How Do I Get an Insurance License in Illinois?

The first step in getting your insurance license is determining what type of insurance agent you want to be, or what types of policies you need to sell. That will help you figure out what type, or types, of insurance licenses you need to get. Then, it’s time to begin studying. After completing all of your pre-license coursework or self-study you’ll need to take your insurance exam.

You’ll take one exam for each line of insurance you wish to carry. Life, Accident, & Health (LA&H) and Property & Casualty (P&C) are a total of four lines. Pearson Vue in Illinois offers these four exams in two “back to back” exams, so you will essentially take four tests, but if you pass them on your first try, you will only have to sit for exams twice. This option does not shorten the exams, but it does allow you to save the fee for one exam sitting.

Illinois requires that all insurance license applicants provide fingerprints prior to licensing. Giving your fingerprints will also initiate a background check, so if you have any prior misdemeanors or felonies, this can possibly affect the outcome of your licensing efforts.

Once you have completed your exams and completed your fingerprinting, you can apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. After submitting your license application to the state, you’ll need to mail in your fingerprint card to the Illinois Department of Insurance. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

If you have any questions, you can call the Idaho Department of Insurance at (208) 334-4339 or email the Insurance Department.
How Do I Get a State Adjuster License in Illinois?
How do I renew insurance license in Illinois?
How do I renew my non-resident insurance license in Illinois?

If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.

The State of Illinois requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) of those hours must be in the subject of classroom ethics. Credits cannot include the same course taken repeatedly in one reporting period.

You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. The online courses usually require a reading of the subject at hand, then a test at the end.

After you have completed your continuing education you may renew your Illinois insurance license online by using the National Insurance Producer Registry and selecting Illinois. AgentSync can also help with the renewal process.

Although the State of Illinois still accepts paper applications, the preferred method of renewal is to submit an application online.

There is a fee of $180 per application to renew your license.

Once this process is complete, your license will be renewed and your new expiration date will be two years from your previous expiration date.
How do I renew my mon-resident adjuster license in Illinois?

Illinois is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state.

To act as Non-Resident Adjuster in the state of , you will need to obtain a Designated Home State (DHS) license. You will go through that state’s ( or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license.

If youre looking to become an insurance adjuster in a non-licensing state like , the Florida 70-20 DHS License is the next best thing for the following reasons:
The state offers the quickest turnaround time after you submit your documents.

The Florida 70-20 license is reciprocal with most states.
A Florida DHS license is good for 4 years.

This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit.

For more information, contact the Department of Insurance.
How Do I Renew My Adjuster License In Illinois?

Illinois is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state.

To adjust in the state of , you will need to obtain a Designated Home State (DHS) license. You will go through that state’s ( or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license.

If youre looking to become an insurance adjuster in a non-licensing state like , the Florida 70-20 DHS License is the next best thing for the following reasons:
The state offers the quickest turnaround time after you submit your documents.

The Florida 70-20 license is reciprocal with most states.
A Florida DHS license is good for 4 years.

This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit.

For more information, contact the Department of Insurance.