Illinois
Ann Gillespie
Illinois Department of Insurance
320 W. Washington Street Springfield, IL, 62767
115 S. LaSalle Street, 13th Floor Chicago, IL, 60603
Appointments & Terminations
No, Registry
Appointments aren't required EXCEPT for limited lines and travel producers; Registry states must maintain an internal registry of authorized licensees to submit to the state upon request. A property and casualty producer doesn't require a carrier appointment to sell, solicit, or negotiate travel insurance.
No
$0
Company appointment renewals for limited lines producers payable November 5 through January 2
Limited Lines Producer: $50
Registry State - Cancelled; cancelled for cause
No
Email notices are permitted
Licensing
Resident New License Insurance Producer: $215
Resident New License Limited Lines:$0 (The appointing company will pay for the license through the appointment process. Insurance producer is only responsible for NIPR transaction fee.)
Resident New License Surplus Lines Producer: $400
Nonresident New License Insurance Producer: $380
Nonresident New License Limited Lines: $0 (The appointing company will pay for the license through the appointment process. Insurance producer is only responsible for NIPR transaction fee.)
Nonresident New License Surplus Lines Producer: $400
Resident Renewal Insurance Producer: $215 Resident Renewal Surplus Lines Producer: $400 Nonresident Renewal Insurance Producer: $380 Nonresident Renewal Surplus Lines Producer: $400 Nonresident Renewal Limited Lines: $200
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
No
No
Residence, Business, and Mailing
Third Party Administrator, Viatical Settlement Broker, Life Accident & Health, Public Adjuster, Insurance Producer, Surplus Lines Producer, Third Party Prescription Program, Health Care Purchasing Group, Nonresident Limited Lines Producer, Employee Leasing Company, Premium Finance Company, Temporary Producer, Viatical Settlement Provider, Navigator Certificate, Limited Lines Producer
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
Yes
Pre-license education may include a combination of classroom, seminar, self-study, or interactive computer hours. a. A self-study course must include a final examination. b. Credit for a self-study course is earned by successfully completing an examination. c. A student is not allowed to score his/her own examination. 7.5 of the 20 hours completed in a classroom or webinar setting For motor vehicle 5 of the 12.5 hours must be completed in a classroom or webinar setting
Proof of completion must be submitted at exam center. Copies of the insurance college degree or designation certification must be submitted with the application.
Pre-license education must be completed within 1 year before taking the examination
Applicants who have earned an insurance college degree or hold any of the following designations will be exempt from the pre-licensing education requirement: a. life designations: I. Certified Employee Benefits Specialist (CEBS); II. Chartered Financial Consultant (ChFC); III. Certified Insurance Counselor (CIC); IV. Certified Financial Planner (CFP); V. Chartered Life Underwriter (CLU); VI. Fellow Life Management Institute (FLMI); and VII. Life Underwriting Training Council Fellow (LUTCF); b. accident and health designations: I. Registered Health Underwriter (RHU); II. Certified Employee Benefits Specialist (CEBS); III. Registered Employee Benefits Consultant (REBC); and IV. Health Insurance Associate (HIA); and c. property and casualty designations: I. Accredited Advisor Insurance (AAI); II. Associate in Risk Management (ARM); III. Certified Insurance Counselor (CIC); and IV. Chartered Property and Casualty Underwriter (CPCU). Applicant is exempt from license exam if applying within 90 days of cancellation of their former resident state's license
Exam required before license application
Applicants must complete 20 hours of prelicense education, with 7.5 of the 20 hours completed in a classroom or webinar setting. This prelicense education requirement applies to the following classes of insurance: a. life; b. accident and health; c. fire; d. casualty; and e. personal lines property and casualty. The prelicense education requirement for motor vehicle is 12.5 hours, 5 of the 12.5 hours completed in a classroom or webinar setting. Within 12 months prior to certification, navigator, in-person counselor, and certified application counselor applicants must complete the Director-prescribed federal training courses. Courses will be provided online
Not Required
One Year
NIPR Gateway
New Resident Producers will be unable to apply on-line for five (5) days after the completion of their exams (all parts) through Pearson Vue. In order to be eligible to apply for these lines of authority (LOAs) at that time, insurance producers must also have completed pre-licensing. Please check with the prelicensing and exam provider to be sure all parts have been passed and submitted before contacting NIPR or the Illinois Department of Insurance.
If an appointment is not submitted and approved by the state within thirty (30) days of the insurance producer obtaining the initial license, the license will be automatically cancelled. Appointments will not be accepted if the license on (PDB) is in inactive or cancelled status.
None
No
Yes
A licensee or certificate holder must notify the Director of any change of address within 30 days after the change. A producer must notify the Director of a change in email address within 30 days. Contact Change Request supported via NIPR Gateway.
Individual and Business Entities can process via NIPR
Agency
Yes
Yes
No
At least one DRLP must be specified as an owner, partner, officer, director and hold insurance license in IL.
90 days prior to May 31st until May 31st. There are no late renewals.
A licensee or certificate holder must notify the Director of any change of address or email address within 30 days after the change. Contact Change Request supported via NIPR Gateway.
Adjuster
No
No
None
Illinois requires a bond of $50,000 for all licensed public adjusters.
N/A
Yes
Continuing Education
24
2 years
Yes
Last day of birth month
Year of first license issuance
Prior to license expiration.
90 days prior to expiration date
90 days prior to expiration date
First renewal period may be no less than 18 months and no more than 29 months after license issuance. If your second birthday is fewer than 18 months from your initial license issuance, then you will renew in your third birthday month from initial licensing. Some limited and surplus lines agents are exempt from CE.
You can reapply and pay late fees via NIPR within 12 months of your missed due date. After that 12 months, you will need to reapply as a new license candidate.
Yes
12 non-ethics credits
3 hours classroom ethics
3 hours of NFIP course, one-time requirement
8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter
One-time, 4-hour course
https://agentsync.io/blog/individual-producers/insurance-continuing-education-illinois
Regulatory Updates
Illinois Rule Updates for Changing Residency
Effective March 14, 2025, Illinois will be updating rules for applicants changing residency. - The applicant is exempt from the license exam if applying within 90 days of the cancellation of their former resident state's license - If the applicant holds an active nonresident IL license while applying for a resident IL license, the state will review
Illinois Switching to In-Person Exams Only
Effective January 17, 2025, Illinois moved to in-person exams only. All licensing candidates are encouraged to go to the Pearson Vue Illinois webpage to search for a testing facility near them.
Illinois DoI Chicago Office Relocation
Posted January 8, 2025, Illinois Department of Insurance’s Chicago Office has relocated to the following address: 115 South LaSalle Street 13th Floor Chicago, Illinois 60603 Please see the attachment for more information.
Illinois Company Appointment Renewal 2024
Illinois announces its company appointment renewal period to be November 5, 2024 - January 2, 2024.
Illinois Updated Language and CE For Navigator, In-person counselor, and Certified application counselor
Effective August 1, 2024, Illinois cleaned up language around: CE requirements, renewal window for certification, and how to perform activities on State-based Exchange around individual resident and nonresident licenses around the following license classes: navigator, in-person counselor, and certified application counselor. Illinois updated causes for revocation involving when a felony conviction may not be a cause for action (suspend, revoke, or deny a license). Conviction of a felony, unless the individual demonstrates sufficient rehabilitation to warrant the public trust Please see the attachment for more details.
Illinois to Implement New Transaction Types to Process DRLP Changes and Primary Name Updates
Effective August 30, 2024, Illinois will implement new transaction types to process Designated Responsible Licensed Producer (DRLP) and Primary Name Change (Demographics) updates.
Illinois Resident and Nonresident Producer License, & Car Rental Limited License Fee Changes
Effective July 1, 2024, Illinois made resident and nonresident producer license fee, and car rental limited license fee changes. Illinois removed the following citation information on their department website, and “IL Insurance Licensing Examination Handbook”. The Department verifies licensure in the previous state using the producer database. A letter of clearance less than 90 days old is still required for producers who are moving to Illinois. Illinois also updated the following verbiage within the examination handbook. - _The exam fee is $92.00. The exam fee must be paid at_ _the time of reservation._ - _Applicants must complete pre-licensing education before_ _taking the exam._ Please see the attachment for more information
Illinois to Update Bail Bond Requirement for Public Adjusters
Effective January 1, 2024, Illinois to Update Bail Bond Requirement for Public Adjusters. Bond Amounts for Public Adjusters will change from $20,000 to $50,000. This change will affect the following: - Resident Licensing, - Nonresident Licensing, - Nonresident Licensing - No Home State applications for Public Adjusters. No Impact to Manage Posted to the compliance library
2023 Illinois Company Appointment Renewals for Limited Lines Producer License Classe
Appointment renewal invoices and the list of appointment renewals due will be available on the NIPR website beginning 8:00 AM Central Time, November 2, 2023, through 4:00 PM Central Time January 2, 2024.
Illinois Adds Grace Period to Implement Required Changes
The Illinois DOI has announced a grace period to implement changes made to 50 Illinois Administrative Code 3120, which includes new supervisory requirements for insurers to ensure producer compliance and training requirements for producers selling annuities. Companies are expected to comply by August 1, 2023.
Illinois Adding No Home State
Effective April 14, 2023, Illinois will be offering No Home State for initial licensing and renewals. In addition, Illinois will be adding the following license classes for electronic processing. Portable Electronics Limited Line License Premium Finance Company Third Party Administrator Third Party Prescription Program Employee Leasing Company Viatical Settlement Broker Public Adjuster
Illinois Sets 2022 Company Renewal Dates for Limited Lines Producer Classes
The invoice renewal period is November 2, 2022, 8 AM CST until January 2, 2023, 4 PM CST. The deadline for terminations is October 27, 2022. After an appointment is renewed, the new date displayed on the PDB will be December 31, 2023.
Illinois Announces June Filing Cutoff
The June cutoff is set for 4:30pm CST on June 22, 2022. Filings after this time will be part of July activity.
Illinois Updates General Requirements for Continued Education
Illinois is requiring 4 hours of CE biennially. Credit will be given on a hour-by-hour basis and must be reported by a registered CE provider association. These credits do not settle the ethics requirement.
Surplus Lines Alert For Several Jurisdictions
Several states have released key information on Surplus Lines and can be found in the attached document.
FAQs
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How Do I Get an Insurance License in Illinois?
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