Illinois Seal

Illinois

state commissioner

Dana Popish Severinghaus

STATE phone
(217) 782-4515
STATE LICENSE DIVISION ADDRESS

Illinois Department of Insurance

Appointments & Terminations

Required to report appointments?

No, Registry

Can be processed via nipr?

No

Fees for appointing a resident agency or individual?

$0

Appointment renewal fee

$50

Termination reasons

Registry State - Cancelled; cancelled for cause

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $215 Resident New License Limited Lines:$0 (The appointing company will pay for the license through the appointment process. Insurance producer is only responsible for NIPR transaction fee.) Resident New License Surplus Lines Producer: $400 Non Resident New License Insurance Producer: $380 Non Resident New License Limited Lines: $0 (The appointing company will pay for the license through the appointment process. Insurance producer is only responsible for NIPR transaction fee.) Non Resident New License Surplus Lines Producer: $400

License renewal fee

Resident Renewal Insurance Producer: $215 Resident Renewal Surplus Lines Producer: $400 Non Resident Renewal Insurance Producer: $380 Non Resident Renewal Surplus Lines Producer: $400 Non Resident Renewal Limited Lines: $200

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Can a producer use a P.O. Box in their resident or business address?

No

Are individuals required to list their county as part of the address?

No

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Third Party Administrator, Viatical Settlement Broker, Life Accident & Health, Public Adjuster, Insurance Producer, Surplus Lines Producer, Third Party Prescription Program, Health Care Purchasing Group, Non-Resident Limited Lines Producer, Employee Leasing Company, Premium Finance Company, Temporary Producer, Viatical Settlement Provider, Navigator Certificate, Limited Lines Producer

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

Yes

Study method requirements

Pre-license education may include a combination of classroom, seminar, self-study, or interactive computer hours. a. A self-study course must include a final examination. b. Credit for a self-study course is earned by successfully completing an examination. c. A student is not allowed to score his/her own examination. 7.5 of the 20 hours completed in a classroom or webinar setting For motor vehicle 5 of the 12.5 hours must be completed in a classroom or webinar setting

Submission of completion certificate rule

Proof of completion must be submitted at exam center. Copies of the insurance college degree or designation certification must be submitted with the application.

How long is the pre licensing certification valid?

Pre-license education must be completed within 1 year before taking the examination

Exemptions to pre licensing requirements

Applicants who have earned an insurance college degree or hold any of the following designations will be exempt from the pre-licensing education requirement: a. life designations: I. Certified Employee Benefits Specialist (CEBS); II. Chartered Financial Consultant (ChFC); III. Certified Insurance Counselor (CIC); IV. Certified Financial Planner (CFP); V. Chartered Life Underwriter (CLU); VI. Fellow Life Management Institute (FLMI); and VII. Life Underwriting Training Council Fellow (LUTCF); b. accident and health designations: I. Registered Health Underwriter (RHU); II. Certified Employee Benefits Specialist (CEBS); III. Registered Employee Benefits Consultant (REBC); and IV. Health Insurance Associate (HIA); and c. property and casualty designations: I. Accredited Advisor Insurance (AAI); II. Associate in Risk Management (ARM); III. Certified Insurance Counselor (CIC); and IV. Chartered Property and Casualty Underwriter (CPCU).

Agency

Can a sole proprietor be licensed as an entity?

Yes

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

No

Agency Licensing renewals

90 days prior to May 31st until May 31st. There are no late renewals.

Adjuster

Requires adjuster license?

No

Offers designated home state?

No

DHS exam required?

N/A

Reciprocity states

None

Continuing Education

Total hours per renewal period

24

Renewal period

2 years

CE due before license renewal date?

Yes

License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

Prior to license expiration.

How long before expiration does state send CE reminder?

90 days prior to expiration date

Exemptions to CE

First renewal period may be no less than 18 months and no more than 29 months after license issuance. If your second birthday is fewer than 18 months from your initial license issuance, then you will renew in your third birthday month from initial licensing. Some limited and surplus lines agents are exempt from CE.

What if a producer missed the renewal date?

You can reapply and pay late fees via NIPR within 12 months of your missed due date. After that 12 months, you will need to reapply as a new license candidate.

Ethics requirements

3 hours classroom ethics

Flood-specific CE requirements

3 hours of NFIP course, one-time requirement

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter

Annuity-specific CE requirements

One-time, 4-hour course

FAQs

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