Colorado Seal


state commissioner

Michael Conway

STATE phone
(303) 894-7499

Colorado Department of Regulatory Agencies

Appointments & Terminations

Required to report appointments?

No, Registry

Initial appointment deadlines

Prior to solicitation of business (bail bonds)

Initial appointment deadline rule

Bail bonds appointments must be submitted prior to the solicitation of business

Can be processed via nipr?


Fees for appointing a non resident agency or individual?


Appointment effective date can be specified?


Appointment effective date rule

Required and is the date supplied on transaction.

State requires appointment renewal?

No, perpetual

Appointment Terminated if license expires?


Termination reasons

Registry State - Cancelled; cancelled for cause

Termination date can be specified by carrier?


Termination Effective date rule

Required and is the date supplied on transaction. Must not be in the future


Initial individual new license fee

Resident New License Insurance Producer: $47 (per LOA except surplus) Resident New License Insurance Producer: $144 (Surplus) Non Resident New License Insurance Producer: $71 (per LOA except surplus) Non Resident New License Insurance Producer: $294 (Surplus)

License renewal fee

Resident Renewal Insurance Producer: $27 Resident Renewal Insurance Producer: $134 Non Resident Renewal Insurance Producer: $43 Non Resident Renewal Insurance Producer: $284

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Can a producer use a P.O. Box in their resident or business address?

For individual's business address only

Are individuals required to list their county as part of the address?


What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Temporary Resident Producer, Non-Resident Reinsurance Intermediary, Casualty, Life, Insurance Producer, Resident Public Adjuster, Non-Resident Public Adjuster, Multiple Line, Resident Producer, Resident Bail Registration, Resident Reinsurance Intermediary

Appointment Terminated if license expires?


State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?


Study method requirements

Classroom / monitored self study

Submission of completion certificate rule

After completing the pre-licensing training, the pre-licensing provider will report training completion information to Pearson VUE, however, the applicant must provide the training school code at the time of making their Pearson VUE licensing examination reservation.

How long is the pre licensing certification valid?

The certificate of course completion is valid for 1 year from course completion or passing the self-study examination. If the year expires before the student passes the license examination or applies for a license, the student must complete another pre-licensing course to be eligible for the examination.

Exemptions to pre licensing requirements

An applicant is exempt from pre-licensing education requirements if the applicant: a. was previously licensed for the same line of authority in a reciprocal state; b. certifies knowledge of Colorado law applicable to producers in a Division-approved form; and c. either: I. is currently licensed in good standing in the other state; or II. submits an application to be received within 90 days of the cancellation of the applicant's previous home state license and the producer's license was in good standing at the time of cancellation.

Fingerprints Required?

Not Required

Where to apply for resident license?

NIPR Gateway

What Transactions are Retaliatory Fees Applied to?


Submit Partial License Renewals through NIPR?


Has Personal Lines LOA?


Deadline to report personal data changes (address, name change, phone number, etc.)

A licensee must notify the Commissioner of any change of address within 30 days of the change. Contact Change Request supported via NIPR Gateway.


Can a sole proprietor be licensed as an entity?


DRLP must have active state license


DRLPs must cumulatively cover all LOAs in application


Agency Licensing renewals

90 days prior to expiration date until license expiration date.

Agency License required?


Branch office

Main license meets requirements


Requires adjuster license?

Only Public Adjusters

Offers designated home state?


DHS exam required?


Reciprocity states


Independent adjuster renewal date

Biennially on the last day of the individual's birth month.

Continuing Education

Total hours per renewal period


Renewal period

2 years

CE due before license renewal date?


License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

Prior to license expiration.

How long before expiration does state send CE reminder?

90 days prior to month of birth

Exemptions to CE

Limited lines or restricted licenses for travel insurance, title, credit insurance, and crop hail aren't required to complete a full 24 hours.

What if a producer missed the renewal date?

You must reapply as a new producer.

Ethics requirements


Flood-specific CE requirements

3 hours of NFIP course

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter

Annuity-specific CE requirements

One-time, 4-hour course

Regulatory Updates

Colorado to Remove NUQs Regarding Legal Presence

Effective July 14th, 2023, Colorado Resident and Resident renewal applicants do not have to answer questions or submit documents regarding legal presence in the United States of America.

Colorado Updates Licensing Fees

Effective Nov. 3rd, 2022, Colorado will adjust their licensing fees to remain in compliance with statutory requirements.

Colorado Releases Stance on Overturning of Roe v. Wade

Colorado releases an announcement that notes that they believe "Reproductive health care is an important part of the health care services" and notes that the Reproductive Health Equity Act signed on April 4, 2022, codifies the legal right to abortion services in Colorado.

Colorado Moves Public Hearing to Online

Colorado has moved their public hearing for Amended 4-1-11 Concerning Best Interest Obligations and Supervision in Annuity Transactions set for July 1, 2022 to online due to spreading Covid concerns.

Colorado to Remove Line of Authority: Attorney Title

Effective today, Colorado is removing the Attorney Title line of authority. This offering is available for Resident and Non Resident license applications.

Colorado Releases an Update Related to the Middle Fork Fires

The bulletin informs insurance carriers and affected consumers of the Division of Insurances' position concerning the communication of certain coverage limits for the policy holders that files a claim in response to the fires.