Alaska Seal

Alaska

state commissioner

Lori Wing-Heier

STATE phone
(907) 465-2515
STATE LICENSE DIVISION ADDRESS

Juneau Office Alaska Division of Insurance

Address

333 Willoughby Avenue, 9th Floor

P.O. Box 110805

Juneau, Alaska , 99801

Appointments & Terminations

Required to report appointments?

No, Registry

Appointment exemptions and notes

Appointments aren't required; Registry states must maintain an internal registry of authorized licensees to submit to the state upon request.

Can be processed via nipr?

No

Fees for appointing a nonresident agency or individual?

$0

Termination reasons

Registry State - Cancelled; cancelled for cause

Allows carriers to terminate the appointment if license has expired?

No

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $75
Resident New License Limited Lines: $75
Resident New License Surplus Lines Broker: $300
Nonresident New License Insurance Producer: $75

License renewal fee

Resident Renewal Insurance Producer: $75 Resident Renewal Limited Lines: $75 Resident Renewal Surplus Lines Broker: $75 Nonresident Renewal Surplus Lines Broker: $300 Nonresident Renewal Travel Limited: $75

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of birth

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of birth

Can a producer use a P.O. Box in their resident or business address?

No

Are individuals required to list their county as part of the address?

No

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Third Party Administrator, Property/Casualty Insurer, Risk Retention Group, Surplus Lines Insurer, Viatical Settlement Broker, Surplus Lines Broker, Independent Adjuster, Viatical Settlement Representative, Exempt Managing General Agent, Exempt Third-Party Administrator, Exempt Reinsurance Intermediary Broker, Insurance Producer, Managing General Agent, Reinsurance Intermediary Broker, Reinsurance Intermediary Manager, Viatical Settlement Provider, Life/Health Insurer, Portable Electronics Adjuster, Portable Electronics Limited Producer, Credit Insurance Limited Producer, Exempt Motor Vehicle Employee, Motor Vehicle Rental Agency Limited Producer, Title Insurance Limited Producer, Trainee Independent Adjuster, Travel Insurance Limited Producer, Nonresident Limited Producer, Exempt Independent Adjuster, Motor Vehicle Service Contract Provider, Motor Vehicle Service Contract Administrator, Crop Insurance Limited Producer

State recognizes a licensing exemption for nonresident commercial lines producers with multistate contracts?

Yes

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Broker license notes

Sec. 21.27.180. Scope of broker license. [Repealed, § 47 ch 51 SLA 1990.] An insurer appointment is not required to obtain a license, but is required if a producer acts as an agent on behalf of an admitted insurer

Requires pre licensing courses?

No

Prelicense education requirement

Fingerprints Required?

Yes, for Resident Licensing

Fingerprint Submission Details

Required with Application - Available at exam site

State Pre-Licensing Exam Website

Pearson VUE

How Long are State Pre-Licensing Exams Active?

One Year

Where to apply for resident license?

NIPR Gateway

What Transactions are Retaliatory Fees Applied to?

None

Submit Partial License Renewals through NIPR?

No

Has Personal Lines LOA?

Yes

Deadline to report personal data changes (address, name change, phone number, etc.)

A licensee must send the Director written notice no later than 30 days after any change. Contact Change Request supported via NIPR Gateway.

Travel license requires paper application?

Yes, if nonresident license applicant holds resident travel under a major line

Travel license notes

Nonresident applicants for a travel license who hold a resident travel qualification as part of a major line of authority must reach out to the state DOI via email for a paper application and invoicing.

Agency

Can a sole proprietor be licensed as an entity?

Yes

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Yes

Agency Licensing renewals

90 days prior to expiration until the expiration date.

Agency License required?

Yes

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

No

Branch office

Main license meets requirements

Deadline to report key business entity changes (address, dba, phone, email, etc.)

A firm licensee must notify the Director in writing no later than 30 days after any change in the compliance officer. The firm must use the prescribed Change Form 08-1245 (Rev. 12/93) for such change notifications.

Adjuster

Requires adjuster license?

Yes

Offers designated home state?

Yes

Reciprocity states

AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV

Which states require an exam for reciprocity?

CA, HI, NY, PR, WY

Independent adjuster LOAS

Property, Casualty, Life, Personal Lines, Crop

Independent adjuster fees

Licensing Fee: $75 Resident Applicant Fingerprint Card Processing Fee: $51.50 Renewal Fee: $75 Reinstatement Fee: $100 (1-60 days after expiration) Reinstatement Fee: $200 (over 61 days after expiration)

Independent adjuster exam required?

Yes

Apprentice adjuster license LOAS

Property, Casualty, Life, Crop, Health, Personal Lines

Apprentice adjuster license exam required?

No Exam Required

Apprentice adjuster license duration

4 Months

Apprentice adjuster license details

The pre-license education requirements state that you must have 6 months of training. Obtaining an apprentice/trainee license will last 4 months and then the individual must wait two months to apply for an individual adjuster license.

Emergency adjuster details

In the event of a catastrophe, an individual that holds an adjuster license in their state can adjust a single loss in the state within a calendar year. The Director of Insurance requires a notice in writing of any adjuster who is looking to adjust in response to a catastrophe.

DHS Exam Required?

Yes

Requirements to Adjust a Worker's Compensation Claim

One may adjust a worker's compensation claim under the casualty authority of an independent adjuster license.

Address change request through NIPR?

Yes

Continuing Education

Total hours per renewal period

24

Renewal period

2 years

CE due before license renewal date?

Yes

License renewal date is

Last day of birth month

License renewal year based on...

Year of birth

When is the CE due?

Prior to license expiration.

How long before expiration does state send CE reminder?

90 days prior to month of birth

How long before expiration does state send CE reminder?

90 days prior to month of birth

Exemptions to CE

Licensees are exempt from the CE requirements if licensed for fewer than 24 months. Limited lines and temporary licensees are also exempt, as are producers who have maintained an active insurance license in the state since 1979.

What if a producer missed the renewal date?

There is a 24 month reinstatement period where you must meet the stated CE requirements as well as pay associated late fees. If it has been 12 months since the license expiration, you will have to be re-fingerprinted.

CE instructors get credit for teaching courses?

Yes, only credit for one of each kind of course per renewal period

Can rollover excess hours?

Yes

Amount of rollover credits allowed

Up to 8 hours excluding management, marketing, and sales training

Ethics requirements

3

Flood-specific CE requirements

3 hours of NFIP course

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter

Annuity-specific CE requirements

One-time, 4 hour course excluding training on sales, marketing, or other solicitations

Adjusters

An adjuster must complete 24 CE hours, including 3 hours of ethics, on a biennial basis.

Regulatory Updates

Alaska to Implement New Transaction Types to Process DRLP Changes

Effective March 14, 2025, Alaska will implement new transaction types to process designated responsible licensed producers (DRLP).

Alaska DRLP Requirement Update for TPA’s

Effective March 14, 2025, Alaska will be removing the designated responsible licensed producer requirement for Third Party Administrator license applications.

Alaska Implements New Transaction Type to Process Name Updates

Effective February 24, 2025, Alaska will implement a new transaction type to process Name Change (Demographics) updates.

Alaska Amended State Surplus Codes

Posted February 5, 2025, Alaska found the below lines of coverage were put under the incorrect code. The state sent out a notice informing the public about this amendment. Please see the attachment for more information. - Commercial Auto - Auto Physical Damage

Alaska Updates Eligible Surplus Line Insurers List

Posted January 22, 2025, Alaska updated its eligible surplus line insurers list. Alaska uses two statuses to identify eligible foreign surplus lines insurers: - White Listed: Foreign companies that meet the NRRA and domestic state requirements - Listing Approved: Alien companies not on the NAIC Quarterly Listing of Alien Insurers but approved by the division (carriers must apply for approval You may use the [Alaska Company Search tool](https://sbs.naic.org/solar-external-lookup/) to check an insurer’s status. Please see the attachment for more information.

Alaska Declared Catastrophe

Posted January 13, 2025, Alaska declared a catastrophe in response to severe windstorms that occurred the weekend of January 11, 2025. A nonresident independent adjuster not licensed by this state who is licensed by and in good standing with its resident state may act as an adjuster and adjust a single loss in this state during a calendar year, or may act as an adjuster and adjust losses arising out of a catastrophe as declared by the director.  Please see the attachment for more information.

Alaska 2025 Surplus Lines List

Posted January 7, 2025, Alaska hosted a public hearing to solicit public testimony regarding the types of insurance for which insureds generally cannot secure coverage from admitted insurers. In doing so, the director issued an order that updated the surplus lines placement list. The results from that public hearing were posted. The Surplus Lines List will be amended, adding the following: - Hotels/Motels - pre-1990 - Non-owned and Hired Trailer 100k or more coverage.  Please see the attachment for the full list. 

Alaska Pharmacy Benefits Managers Register Changes

Effective January 1, 2025, Alaska posted a bulletin explaining how Pharmacy Benefits Managers need to be registered. The PBM registration form can be found on the link below.  Alaska also speaks on this bulletin about upcoming regulations coming out in two packages for public comment early in 2025.  - The first package addresses registration requirements specific to pharmacy benefits managers (PBM).  - The second package is specific to PBM claims, grievances, activities and appeals

Alaska Establishes Standards For Data Security

Effective January 1, 2025, Alaska will establish standards for data security and notification requirements in case of a cybersecurity event.

Alaska Fingerprinting Fee Reduction

Effective January 1, 2025, Alaska will reduce the current fingerprint fees for a resident individual application. Current Fingerprint Fee - $48.25  New Fingerprint Fee - $47.00 Please click below to see the list of license classes impacted

Alaska Added Requirements Under Third-Party Administrators For Residents and Nonresidents Pharmacy Benefit Managers

Effective January 1, 2025. Alaska has established specific requirements under Third-Party Administrators for pharmacy benefit managers that apply to both residents and nonresidents. These include general requirements, penalty fees, and renewal processes. Please see the attachment for more information.

Alaska Hosting A Public Hearing For Insureds Are Unable To Secure Coverage (Surplus Lines)

Posted September 18, 2024, Alaska Division of Insurance will hold a public hearing to solicit public testimony regarding the types of insurance for which insureds generally cannot secure coverage from admitted insurers so that the director may issue an order, which will update the surplus lines placement list.  Any interested person may comment on the proposed action at a hearing on October 9, 2024. Please see the attachment for more information.

Alaska Has Issued the List of Eligible Surplus Lines Insurers

On August 29, 2023, Alaska issued a bulletin providing the list of eligible surplus lines insurers in the state.  See attachment for details and full list

Alaska Addresses Title Insurance Limited Producer License Requirement

Alaska addresses title insurance limited producer license requirement. See attachment for full details.

Alaska to Add Surplus Lines Broker Mapping

Effective May 12th, 2023, Alaska will require nonresident Alaska applicants for Surplus Lines Broker to hold Surplus Lines in their resident state.

Alaska Releases Dates for Continuing Education Changes

Providers must update courses From November 23, 2022, - January 15, 2023, in order to comply with new training requirements, which marks the beginning of CE compliance. January 15, 2023 - July 15, 2023, will be the window for Producers to become compliant with the new requirements.

Alaska Publishes its List of Surplus Lines Insurers

A list of eligible surplus insurers for the state of Alaska has been published.

Alaska Announces Adjuster License Exemption Due to Disaster

As a response to the winter storms, Alaska is accepting individual adjuster license exemption applications. This allows nonresidents of Alaska who licensed adjusters in their home state (DHS not accepted) to adjust losses caused by the catastrophe in Alaska. Application for this emergency license can be done via NIPR. Stay alert for an expiration on this exemption. For any question, please contact the Alaska Division of Insurance.

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