How Do I Get an Insurance License in Alaska?

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need and completed all of your pre-licensure coursework or self-study, you need to take the insurance exam. You’ll need to take one exam for each line of insurance you wish to carry. Prior to licensing, the State of Alaska requires that all insurance license applications provide fingerprints and go through a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. When you’ve completed your exams, fingerprinting, and background check, you’re ready to apply for your license. It takes at least seventy-two (72) hours after passing your license exams for the information to come from Pearson Vue to the state. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. After submitting your license application to the state, you can mail in your fingerprint card. You will send this card to the Juneau office. If you have any questions, call the Alaska Department of Insurance at (907) 465-2515 or email the License Department.

How Do I Get a State Insurance Adjuster License in Alaska?

In order to get an Alaska Insurance Adjuster License, you need to fill the pre-license requirement by completing a certain amount of credit hours depending on the lines of authority (types of licenses) you wish to attain.After completing your pre-licensing requirement, you’ll need to take and pass the Alaska Insurance Adjuster License exam. Once you passed the exam, the next step is applying for your license. The State of Alaska requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check you may call the Alaska Division of Insurance at (907) 465-2515 or send them an email. Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about ten (10) business days, and depending on the results of your background check, the Department of Insurance may request more information or documentation.

How do I renew my insurance license in Alaska?

If you’re licensed in Alaska, you’ll need to renew your insurance license every two years. The expiration date should fall on the last day of your birth month. You’re required to complete twenty-four credit hours of continuing education every two-year licensing period. Three of those credit hours need to be in ethics. If you take the same course multiple times during a reporting period, it only counts once. You must also within 90 days of your license expiration in order to apply for renewal. You’ll be charged $75 per application to renew your license. <a href="https://agentsync.io">AgentSync</a> can help with insurance license renewals.

How do I renew my non-resident insurance license in Alaska?

A non-resident adjuster that is not licensed in Alaska, however who is licensed by and in good standing with its home state may act as an adjuster and adjust a single loss in this state during a calendar year, or may act as an adjuster and adjust losses arising out of a catastrophe as declared by the director, if, within 10 days after the start of the investigation or adjustment under this section the nonresident adjuster has advised the director in writing of the adjustment. You’ll be charged $75 to renew your license. <a href="https://agentsync.io">AgentSync</a> can help with insurance license renewals.

How Do I renew My Non-Resident Adjuster License in Alaska?

Adjuster licenses are renewed biennially on the last day of birth month. A non-resident independent adjuster not licensed by this state who is licensed by and in good standing with its home state may act as an adjuster and adjust a single loss in this state during a calendar year. Non-residents have no CE requirements as long as you submit evidence that you have satisfied any CE requirements in your home state. A $75 independent Adjuster fee is required for renewal – all renewals can be completed via the NIPR. For more information, contact the Alaska Division of Insurance.

How Do I Renew My Adjuster License In Alaska?

Alaska adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month. In Alaska, you are required to complete a total of twenty-four (24) hours of continuing education (CE) each renewal period, including three (3) hours of ethics coursework, to upkeep your adjuster license. There is an $75 fee to renew your Alaska adjuster license. After you complete your renewal application, the Alaska Insurance Department will email you once your license renewal has been approved or if or if you need to submit additional documentation.

Alaska

state commissioner

Lori Wing-Heier

STATE email

insurancelicensing@alaska.gov

STATE phone

(907) 465-2515

STATE LICENSE DIVISION ADDRESS

Juneau Office Alaska Division of Insurance

Visit State Website

Appointments & Terminations

Required to report appointments?

No, Registry

Can be processed via nipr?

Fees for appointing a non resident agency or individual?

Termination reasons

Registry State - Cancelled; cancelled for cause

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $75 Resident New License Limited Lines: $75 Resident New License Surplus Lines Broker: $300 Non Resident New License Insurance Producer: $75

License renewal fee

Resident Renewal Insurance Producer: $75 Resident Renewal Limited Lines: $75 Resident Renewal Surplus Lines Broker: $75 Non Resident Renewal Surplus Lines Broker: $300 Non Resident Renewal Travel Limited: $75

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of birth

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of birth

Can a producer use a P.O. Box in their resident or business address?

Are individuals required to list their county as part of the address?

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Third Party Administrator, Property/Casualty Insurer, Risk Retention Group, Surplus Lines Insurer, Viatical Settlement Broker, Surplus Lines Broker, Independent Adjuster, Viatical Settlement Representative, Exempt Managing General Agent, Exempt Third-Party Administrator, Exempt Reinsurance Intermediary Broker, Insurance Producer, Managing General Agent, Reinsurance Intermediary Broker, Reinsurance Intermediary Manager, Viatical Settlement Provider, Life/Health Insurer, Portable Electronics Adjuster, Portable Electronics Limited Producer, Credit Insurance Limited Producer, Exempt Motor Vehicle Employee, Motor Vehicle Rental Agency Limited Producer, Title Insurance Limited Producer, Trainee Independent Adjuster, Travel Insurance Limited Producer, Nonresident Limited Producer, Exempt Independent Adjuster, Motor Vehicle Service Contract Provider, Motor Vehicle Service Contract Administrator, Crop Insurance Limited Producer

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Broker license notes

Sec. 21.27.180. Scope of broker license. [Repealed, § 47 ch 51 SLA 1990.] An insurer appointment is not required to obtain a license, but is required if a producer acts as an agent on behalf of an admitted insurer

Requires pre licensing courses?

Fingerprints Required?

Yes, for Resident Licensing

Fingerprint Submission Details

Required with Application - Available at exam site

Where to apply for resident license?

NIPR Gateway

What Transactions are Retaliatory Fees Applied to?

None

Submit Partial License Renewals through NIPR?

Has Personal Lines LOA?

Yes

Deadline to report personal data changes (address, name change, phone number, etc.)

A licensee must send the Director written notice no later than 30 days after any change. Contact Change Request supported via NIPR Gateway.

Agency

Can a sole proprietor be licensed as an entity?

Yes

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Yes

Agency Licensing renewals

90 days prior to expiration until the expiration date.

Agency License required?

Yes

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

Branch office

Main license meets requirements

Adjuster

Requires adjuster license?

Yes

Offers designated home state?

Yes

DHS exam required?

Yes

Reciprocity states

AL, AR, AZ, CT, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV

Which states require an exam for reciprocity?

CA, HI, NY, PR, WY

Independent adjuster LOAS

Property, Casualty, Life, Personal Lines, Crop

Independent adjuster fees

Licensing Fee: $75 Resident Applicant Fingerprint Card Processing Fee: $51.50 Renewal Fee: $75 Reinstatement Fee: $100 (1-60 days after expiration) Reinstatement Fee: $200 (over 61 days after expiration)

Independent adjuster exam required?

Yes

Apprentice adjuster license LOAS

Property, Casualty, Life, Crop, Health, Personal Lines

Apprentice adjuster license exam required?

No Exam Required

Apprentice adjuster license duration

4 Months

Apprentice adjuster license details

The pre-license education requirements state that you must have 6 months of training. Obtaining an apprentice/trainee license will last 4 months and then the individual must wait two months to apply for an individual adjuster license.

Emergency adjuster details

In the event of a catastrophe, an individual that holds an adjuster license in their state can adjust a single loss in the state within a calendar year. The Director of Insurance requires a notice in writing of any adjuster who is looking to adjust in response to a catastrophe.

Continuing Education

Total hours per renewal period

Renewal period

2 years

CE due before license renewal date?

Yes

License renewal date is

Last day of birth month

License renewal year based on...

Year of birth

When is the CE due?

Prior to license expiration.

How long before expiration does state send CE reminder?

90 days prior to month of birth

Exemptions to CE

Licensees are exempt from the CE requirements if licensed for fewer than 24 months. Limited lines and temporary licensees are also exempt, as are producers who have maintained an active insurance license in the state since 1979.

What if a producer missed the renewal date?

There is a 24 month reinstatement period where you must meet the stated CE requirements as well as pay associated late fees. If it has been 12 months since the license expiration, you will have to be re-fingerprinted.

CE instructors get credit for teaching courses?

Yes, only credit for one of each kind of course per renewal period

Ethics requirements

Flood-specific CE requirements

3 hours of NFIP course

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training each renewal cycle thereafter

Annuity-specific CE requirements

One-time, 4 hour course excluding training on sales, marketing, or other solicitations

For more from agentsync

https://agentsync.io/blog/individual-producers/insurance-continuing-education-alaska?preview_id=4418&preview_nonce=a73d816705&preview=true

Regulatory Updates

Alaska Has Issued the List of Eligible Surplus Lines Insurers

On August 29, 2023, Alaska issued a bulletin providing the list of eligible surplus lines insurers in the state. See attachment for details and full list

Alaska Addresses Title Insurance Limited Producer License Requirement

Alaska addresses title insurance limited producer license requirement. See attachment for full details.

Alaska to Add Surplus Lines Broker Mapping

Effective May 12th, 2023, Alaska will require non-resident Alaska applicants for Surplus Lines Broker to hold Surplus Lines in their resident state.

Alaska Releases Dates for Continuing Education Changes

Providers must update courses From 11/23/2022 - 1/15/2023 in order to comply with new training requirements, which marks the beginning of CE compliance. 1/15/2023 - 7/15/2023 will be the window for Producers to become compliant with the new requirements.

Alaska Publishes its List of Surplus Lines Insurers

A list of eligible surplus insurers for the state of Alaska has been published.

Alaska Announces Adjuster License Exemption Due to Disaster

As a response to the winter storms, Alaska is accepting individual adjuster license exemption applications. This allows non residents of Alaska who licensed adjusters in their home state (DHS not accepted) to adjust losses caused by the catastrophe in Alaska. Application for this emergency license can be done via NIPR. Stay alert for an expiration on this exemption. For any question, please contact the Alaska Division of Insurance.

FAQs

How Do I Get an Insurance License in Alaska?

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need and completed all of your pre-licensure coursework or self-study, you need to take the insurance exam. You’ll need to take one exam for each line of insurance you wish to carry.

Prior to licensing, the State of Alaska requires that all insurance license applications provide fingerprints and go through a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts.

When you’ve completed your exams, fingerprinting, and background check, you’re ready to apply for your license. It takes at least seventy-two (72) hours after passing your license exams for the information to come from Pearson Vue to the state. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.

After submitting your license application to the state, you can mail in your fingerprint card. You will send this card to the Juneau office.

If you have any questions, call the Alaska Department of Insurance at (907) 465-2515 or email the License Department.
How Do I Get a State Insurance Adjuster License in Alaska?

In order to get an Alaska Insurance Adjuster License, you need to fill the pre-license requirement by completing a certain amount of credit hours depending on the lines of authority (types of licenses) you wish to attain.After completing your pre-licensing requirement, you’ll need to take and pass the Alaska Insurance Adjuster License exam. Once you passed the exam, the next step is applying for your license.

The State of Alaska requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check you may call the Alaska Division of Insurance at (907) 465-2515 or send them an email.

Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about ten (10) business days, and depending on the results of your background check, the Department of Insurance may request more information or documentation.
How do I renew my insurance license in Alaska?

If you’re licensed in Alaska, you’ll need to renew your insurance license every two years. The expiration date should fall on the last day of your birth month. You’re required to complete twenty-four credit hours of continuing education every two-year licensing period. Three of those credit hours need to be in ethics. If you take the same course multiple times during a reporting period, it only counts once.

You must also within 90 days of your license expiration in order to apply for renewal.

You’ll be charged $75 per application to renew your license. AgentSync can help with insurance license renewals.
How do I renew my non-resident insurance license in Alaska?

A non-resident adjuster that is not licensed in Alaska, however who is licensed by and in good standing with its home state may act as an adjuster and adjust a single loss in this state during a calendar year, or may act as an adjuster and adjust losses arising out of a catastrophe as declared by the director, if, within 10 days after the start of the investigation or adjustment under this section the nonresident adjuster has advised the director in writing of the adjustment.

You’ll be charged $75 to renew your license. AgentSync can help with insurance license renewals.
How Do I renew My Non-Resident Adjuster License in Alaska?

Adjuster licenses are renewed biennially on the last day of birth month.

A non-resident independent adjuster not licensed by this state who is licensed by and in good standing with its home state may act as an adjuster and adjust a single loss in this state during a calendar year.

Non-residents have no CE requirements as long as you submit evidence that you have satisfied any CE requirements in your home state. A $75 independent Adjuster fee is required for renewal – all renewals can be completed via the NIPR.

For more information, contact the Alaska Division of Insurance.
How Do I Renew My Adjuster License In Alaska?

Alaska adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month.

In Alaska, you are required to complete a total of twenty-four (24) hours of continuing education (CE) each renewal period, including three (3) hours of ethics coursework, to upkeep your adjuster license.

There is an $75 fee to renew your Alaska adjuster license.

After you complete your renewal application, the Alaska Insurance Department will email you once your license renewal has been approved or if or if you need to submit additional documentation.