How Do I Get an Insurance License in Oklahoma?

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, it’s time to begin studying for the Oklahoma insurance exams. The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry. Once you have completed your exams, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check initiated by the application will also be reviewed.

How Do I Get a State Adjuster License in Oklahoma?

The first step is to take and pass the Oklahoma Insurance Adjuster License exams. Depending on the lines of authority you wish to carry, you may need to take more than one exam. Once you have completed all your coursework and passed the exams, you are now ready to apply for your license. Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about five (5) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

How do I renew my insurance license in Oklahoma?

In Oklahoma, insurance licenses expire every two years. An existing resident with an active-status license may be renewed approximately 90 days prior to the expiration. Renewals are required to be processed online. All Oklahoma resident licensees are required to be CE compliant prior to renewing their license. Oklahoma requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) of those hours must be in the subject of ethics, and two (2) of those hours must be in the subject of legislative update. Credits cannot include the same course taken repeatedly in one reporting period. After you have completed your continuing education and you are within 90 days of your license expiration, you may renew your Oklahoma insurance license online by using the <a href="https://www.nipr.com/license_form.htm">National Insurance Producer Registry</a>. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process. There is a fee of $60 per application to renew an insurance producer license.

How do I renew my nonresident insurance license in Oklahoma?

An existing nonresident with an active-status license may be renewed approximately 90 days prior to the expiration. Renewals are required to be processed online. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process. There is a fee of $60 per application to renew an insurance producer license with general lines of authority. Once all continuing education has been completed, and your application has been submitted, your license will be renewed and your new expiration date will be two years from your previous expiration date.

How Do I renew My Non-Resident Adjuster License in Oklahoma?

Oklahoma Non-Resident Adjuster License renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month. For reciprocity: the following states have a specific DHS license type in place to track and monitor the licensees that are designating those states as the “home state” for license compliance. Oklahoma does not allow the designation of a home state that does not have a CE requirement. Non-Resident applicants must be licensed for the same license type and lines of authority to be eligible for online submission. Additionally, Non-Resident Adjusters in Oklahoma are only required to complete the Continuing Education (CE) requirements of their DHS. There is an $185 fee to renew your Oklahoma adjuster license. You can renew your Oklahoma adjuster license online through an application on NIPR’s website. For more information, contact the Oklahoma Department of Insurance.

How Do I Renew My Adjuster License In Oklahoma?

Oklahoma adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month. Resident Oklahoma adjusters are required to complete 24 hours of continuing education during this renewal period, including three (3) hours of ethics, two (2) of those hours must be in the subject of legislative update coursework. Additionally, for property adjusters one (1) hour of Earthquake coursework is required. There is an $60 fee to renew your Oklahoma adjuster license. You can renew your Oklahoma adjuster license online through an application on NIPR’s website. After you complete your renewal application, the Oklahoma Department of Insurance will email you once your license renewal has been approved or if you need to submit other documents.

Oklahoma

state commissioner

Glen Mulready

STATE email

Licensing@oid.ok.gov

STATE phone

(405) 521-2828

STATE LICENSE DIVISION ADDRESS

Oklahoma Insurance Department

Address

Five Corporate Plaza 3625 Northwest 56th

Suite 100

Oklahoma City, Oklahoma, 73112

Visit State Website

Appointments & Terminations

Required to report appointments?

Yes

Permits Just-in-time (JIT) appointments?

Yes

Initial appointment deadlines

Within 15 days of contract execution or first business submission

Initial appointment deadline rule

JIT appointments permitted. Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier

Can be processed via nipr?

Yes

Fees for appointing a resident agency or individual?

$30

Fees for appointing a nonresident agency or individual?

$30

Appoint agencies?

Yes

Adjuster appointments via NIPR?

Appointment effective date can be specified?

Yes

Appointment effective date rule

Effective date is required. Must not be in the future. Requested effective date may be backdated up to 15 days from the current date. Effective date must not precede effective date of appointee or the appointer license.

State requires appointment renewal?

Yes

Appointment renewals via

Via NIPR Portal

When is the state renewal period?

November 24 through December 31

Appointment renewal fee

$30

Licenses require appointment or affiliation?

Terminations processed via NIPR?

Yes

Termination reasons

Voluntary termination; cancelled for cause

Termination date can be specified by carrier?

Termination Effective date rule

Date the transaction is processed

Termination fee

No fee

Allows carriers to terminate the appointment if license has expired?

Yes

Can a not-for-cause termination notice be emailed?

Notices must be mailed

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $60 (All LOAs excluding Variable)
Resident New License Limited Lines: $40
Resident New License Surplus Lines Broker: $100
Nonresident New License Insurance Producer: $100 (All LOAs excluding Variable)
Nonresident New License Limited Lines: $100
Nonresident New License Surplus Lines Broker: $100

License renewal fee

Resident Renewal Insurance Producer: $60 Resident Renewal Limited Lines: $40 Resident Renewal Surplus Lines Broker: $100 Nonresident Renewal Insurance Producer: $100 Nonresident Renewal Limited Lines: $100 Nonresident Renewal Surplus Lines Broker: $100

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Can a producer use a P.O. Box in their resident or business address?

Are individuals required to list their county as part of the address?

Yes

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Third Party Administrator, Risk Retention Group, Viatical Settlement Broker, Life Settlement Broker, Customer Service Representative, Surplus Lines Broker, Bail Bondsman, Property and Casualty, Surplus Lines, Life, Public Adjuster, Title, Consultant. Emergency Adjuster, Insurance Producer, Managing General Agent, Insurance Broker, Motor Service Club, Reinsurance Intermediary Broker, Reinsurance Intermediary Manager, Adjuster, Apprentice Adjuster, Portable Electronics, Temporary Producer, Limited Lines Producer

State recognizes a licensing exemption for nonresident commercial lines producers with multistate contracts?

Yes

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

Prelicense education requirement

Fingerprints Required?

Not Required

State Pre-Licensing Exam Website

PSI Exams

How Long are State Pre-Licensing Exams Active?

Two Years

Where to apply for resident license?

NIPR Gateway

What Transactions are Retaliatory Fees Applied to?

None

Submit Partial License Renewals through NIPR?

Yes

Has Personal Lines LOA?

Yes

Deadline to report personal data changes (address, name change, phone number, etc.)

A licensee must notify the Commissioner of a change of address, email address, or legal name within 30 days. Contact Change Request supported via NIPR Gateway.

Name Change Form

Individual and Business Entities can process via NIPR

Penalty for failure to timely report personal data changes

There is a $50 administrative fee for submitting a change in legal name or address more than 20 days after the change. Failure to provide acceptable notification of a legal name or address change within 45 days of the date the administrative fee is assessed will result in penalties under OK ST T. 36 § 1435.13.

Agency

Can a sole proprietor be licensed as an entity?

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Agency Licensing renewals

90 days prior to expiration date until expiration date.

Agency License required?

Yes

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

Branch office

License not required but branch must be registered

Deadline to report key business entity changes (address, dba, phone, email, etc.)

A licensee must notify the Commissioner of a change of address, email address, or legal name within 30 days. Contact Change Request supported via NIPR Gateway.

Adjuster

Requires adjuster license?

Yes

Offers designated home state?

Yes

Reciprocity states

AL, AR, FL, ID, IN, KY, LA, MI, MS, MT, NC, NH, TX, UT, WA, WV, WY

Which states require an exam for reciprocity?

CA, HI, NV, NM, NY, PR

Independent adjuster LOAS

Property, Casualty, Crime & Fidelity Bonds, Crop / Hail, Workers' Compensation, Multi-Peril Crop

Independent adjuster fees

Adjuster Licensing Fee (One LOA): $30 Adjuster Renewal Fee (One LOA): $30 Adjuster Licensing Fee (Two or More LOAs): $50 Adjuster Renewal Fee (Two or More LOAs): $50 Adjuster Reinstatement Fee (One LOA): $60 Adjuster Reinstatement Fee (Two or More LOAs): $100

Independent adjuster exam required?

Yes

Independent adjuster details

DRLP is required for business entities applying for an adjuster license.

Apprentice adjuster license LOAS

Property, Casualty, PC Personal Lines

Apprentice adjuster license fees

$20

Apprentice adjuster license duration

6 Months

Apprentice adjuster license details

The license is revoked if the period exceeds 180 days, or if the exam is failed twice. The adjuster that the apprentice works with must have the same lines of authority as the apprentice.

Public Adjuster Renewal Period

Biennially, on the last day of an individuals birthday. For business entities, refer to the expiration date on the license as the date a renewal is due.

Public Adjuster Details

$5000 surety bond is required for public adjuster licensing.

Public Adjuster LOAs

Public Adjuster

Public adjuster fees

Licensing Fee: $30 Reinstatement Fee: $60 Renewal Fee: $30

Public adjuster exam required?

Yes

Emergency adjuster details

Emergency adjuster fee is $15. Valid for 90 days past the declaration of an emergency. An application must be filled out which requires sponsorship of someone licensed within OK.

Requires Staff Adjuster License

Yes

Staff Adjuster Reciprocal States

CT, DE, FL, KY, LA, NV, NH, NM, NC, RI, SC, TX, VT, WV, WY

Appraiser Fees

DHS Exam Required?

Yes

Requirements to Adjust a Worker's Compensation Claim

Workers’ Compensation is a stand alone line of authority for Adjusters or it is included under the Casualty line of authority for Adjusters in Oklahoma.

Address change request through NIPR?

Yes

Continuing Education

Total hours per renewal period

Renewal period

2 years

CE due before license renewal date?

Yes

License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

Prior to license expiration. Credits must show up at least 3 days before license renewal.

How long before expiration does state send CE reminder?

90 days prior to expiration date

How long before expiration does state send CE reminder?

90 days prior to expiration date

Exemptions to CE

What if a producer missed the renewal date?

You have one year to reactivate by submitting a new initial application online. A double license fee will be assessed in order to reactivate a license with a lapse. The license number and original expiration date will remain the same. An exam is not required. One must be CE compliant at least 48 hours prior to submitting an application to reactivate their license.

CE instructors get credit for teaching courses?

Yes

Can rollover excess hours?

Yes

Amount of rollover credits allowed

Up to six hours

Ethics requirements

3 hours ethics, 2 hours Oklahoma legislative updates

Flood-specific CE requirements

3 hours of NFIP course

LTC-specific CE requirements

8-hour initial certification, with 4 hours of LTC-specific training every two years

Annuity-specific CE requirements

One-time, 4-hour course

Adjusters

Resident adjusters are required to complete at least 24 hours of CE, plus three hours of ethics per biennial renewal period. Adjusters working in workers comp must have 6 hours specific to workers comp.

Check CE transcripts

https://sbs.naic.org/solar-external-lookup/license-manager

Additional line of business requirements

Title Producers are required to complete 16 hours of continuing education. Customer Service Representative (CSR) is required to complete 13 hours of continuing education.

For more from agentsync

https://agentsync.io/blog/individual-producers/insurance-continuing-education-oklahoma

Regulatory Updates

Oklahoma DHS State List

Effective April 11, 2025, Oklahoma will be updating its acceptable designated home state list to include Mississippi, Washington, and West Virginia. The current list of states accepted by Oklahoma for designated home state is below.

Oklahoma Anti-Rebating Statute

Posted January 17, 2025, Oklahoma posted a bulletin to inform and clarify all producers and insurers, about its anti-rebating statute. The practice of returning any portion of commissions in the securing and/or retaining insurance business, violates the unfair trade practice laws. Please see the link as follows for more information. [Anti-Rebating Statute](https://www.oid.ok.gov/bulletin-no-2025-01/)

Oklahoma Offering Exams and Study Manuals In Spanish

Effective January 1, 2025, Oklahoma will offer Insurance Producer and Adjuster licensing exams in Spanish, including the Kaplan Financial exam study manuals. Please see the following attachment for more information.

Oklahoma Requests Surplus Lines Policy Information Reported Using SLIP

Posted November 7, 2024, Oklahoma Insurance Department is requesting that all insurers who submit surplus lines policy and premium data for the year 2024, and going forward. To report that information to the Oklahoma Insurance Department via the SLIP system. [OK SLIP](https://www.slasclearinghouse.com/) Please take a look at the attachment for more information. Attached also is an updated FAQ for Surplus Lines from the Oklahoma Insurance Department

Oklahoma Identifies New Point of Contact for PBM Licensure

Posted November 26, 2024, Oklahoma posted a notice that Pharmacy Benefit Manager (PBM) license holders will have a new point of contact. The Regulated Industry Services (RIS) Division will be responsible for: - Initial licensure - Renewal of licensure - Review of annual statements Should you have any questions or need assistance with PBM licensure, you can contact the RIS division via email at [PBMLicensing@oid.ok.gov](mailto:PBMLicensing@oid.ok.gov). Please see the link below for more details.

Oklahoma Insurance Day 2024

Posted November 13th, 2024, Oklahoma sent out an email about the state's upcoming Oklahoma Insurance Day on December 4, 2024. Six hours of Continuing Education is being offered for those who attend. Please use the link below for more information about the event. [Oklahoma Insurance Day 2024](https://web.cvent.com/event/ffbf17a5-b6a5-4487-b397-3a8f60ad5385/summary) Please see the attachment for more information.

Oklahoma 2024 Appointment Renewal Process Notice Bulletin

Posted November 7, 2024, Oklahoma sent out a notice about the upcoming 2024 appointment renewal process. The notice informs carriers that all appointment renewals must be done electronically. Either via: - The Uniform Certificate of Authority Application (UCAA) - Only for those specific categories listed on the form - NIPR - The notice also lists key dates for renewal, invoices will be available for payment from November 25, 2024 – January 2, 2025. The termination deadline is November 15, 2024. Please see the attachment for more information. Update: Posted November 14, 2024, The invoice payment date will be available for payment from November 25, 2024 – December 31, 2024.

Oklahoma Bulletin Regarding Insurance Data Security Act

On October 17, 2024, Oklahoma issued a bulletin regarding the Insurance Data Security Act. Key provisions include: 1. Exclusive state law for data security and cybersecurity event investigations 2. The obligation for licensees with a board of directors to submit annual information security program reports starting July 1, 2025 3. An annual data security attestation compliance attestation due by April 15 each year. 4. Licensees must notify the Insurance Commissioner of any cybersecurity events involving nonpublic information within three business days under certain conditions. Please see the following link for more information [Bulletin 10/2024](https://www.oid.ok.gov/bulletin-no-2024-10/)

Oklahoma 2024 Company Appointment Renewals

Oklahoma announces the company appointment renewal invoices will be available for payment from November 25, 2024 – January 2, 2025. The termination deadline is November 15, 2024. Please see the attachment for more information. Update: Posted November 14, 2024, The invoice payment date will be available for payment from November 25, 2024 – December 31, 2024.

Oklahoma Decreased Producer Examination Fees

Effective August 1, 2024, Oklahoma decreased the Producer examination fees from $41.00 to $38.00.

Oklahoma Added Requirements For Surplus Lines Brokers File Information Relating To Quarterly / Annual Filings and Tax Payments

Effective August 11, 2024 - Oklahoma added requirements for surplus lines brokers that they must electronically file information relating to quarterly and annual filings and tax payments through the electronic database designated by the Insurance Commissioner - Filings must be accompanied by an attestation under penalty of perjury that the information submitted is true and correct. - Policies or endorsements that are exempt from surplus lines premium taxes must be reported. - All taxes dues on surplus line policies must be collected by the broker who procures the policy and remitted to the Insurance Commissioner quarterly by April 30, July 31, October 31, and January 31. - A broker is not required to report business for a quarter during which no business was transacted, but must still file an annual tax report even if zero business was reported.

Oklahoma Updating Address Violation Reporting Rules

Effective November 1, 2024, Oklahoma is updating the reporting dates for an address violation. Currently if failing to report a change of contact information within thirty (30) days, you will be subject to an address violation fee. With the new amendment, that date is being updated to be within twenty (20) days of the change. Please see the attachment for more infomation.

Oklahoma Adopting Amendments Related to the Uniform Securities Act of 2004

On July 24, 2024, Oklahoma issued an order adopting amendments related to the Uniform Securities Act of 2004. Please see the attachment for the details of the adopted amendments.

Oklahoma Declares Emergency and Will Issue Emergency Adjuster Licenses

Effective May 10, 2024, Oklahoma Insurance Commissioner Glen Mulready ordered and declared an emergency pursuant to Section 6218 of the Oklahoma Insurance Code due to the severe outbreak of storms on or about April 25, 2024, through May 6, 2024. The declaration of emergency allows the Commissioner to issue a license as an emergency adjuster to any resident or nonresident applicant. It requires an Oklahoma-licensed resident adjuster to sponsor the applicant. An individual licensed as an emergency adjuster may only adjust claims related to the catastrophe and is valid for 90 days from the date the Commissioner issues the declaration. See attachment for full details.

Oklahoma Changes to Surplus Lines Requirements

Effective November 1, 2024, Oklahoma is making changes to Surplus Lines due diligence and premium tax reporting requirements.

Oklahoma Implements a New Transaction Type to Process Primary Name Updates

Effective May 3, 2024, Oklahoma will begin offering a new transaction type to process individual and business entity primary name updates.

Oklahoma Insurance Department adds Exam Study and Manuals Page Link to Licensing Requirements

On December 5, 2023, Oklahoma added the following link to the Examination section of the licensing requirements for both residents and nonresidents.

Oklahoma Announces Enhanced Continuing Education Services for Insurance Professionals

On September 28, 2023, the Oklahoma Insurance Department announced a change to their CE reporting services via State Based Systems (SBS) improvements. Please see attachment for more information.

Oklahoma Has Set 2023 Company Appointment Renewal Dates

Update: Effective, November 29, 2023, Oklahoma 2023 Appointment Renewals are now live in Production. - Only appointments with active licenses on PDB will be renewed. - Termination notices for appointments must be received by NIPR no later than November 16, 2023, to allow sufficient time for processing and posting to Producer Database (PDB) before the renewal invoices are created. - On November 24, 2023, the NIPR website will display the invoice and a list of appointments due for renewal. - Appointment renewal fees will be due by 4 P.M. Central Time January 02, 2024. - All appointments will be terminated if the invoice is not paid by January 02, 2024. - Appointments will not be renewed if the payment is less than the invoice total. - Appointment renewal and NIPR processing fees are non-refundable. Please contact support@nipr.com on a dispute regarding a specific appointment with documentation to verify a previously terminated appointment BEFORE paying invoice.

Oklahoma Adopts SLIP Platform for Reporting and Payment of Surplus Lines Taxes

Effective January 1, 2024, Oklahoma will be adopting Surplus Lines Information Portal (SLIP) for reporting and payment of surplus lines taxes. See attachment for full details.

Oklahoma Issues Bulletin Regarding Legislative Changes Related to Third Party Administrators

On August 15, 2023, Oklahoma issued a bulletin providing details regarding the legislative changes made related to Third Party Administrators. SB 553 will be effective November 1, 2023. See attachment for full details.

Oklahoma Has Adopted the Annuity Suitability and Best Interest Standard Model Act

Effective September 1, 2023, Oklahoma has adopted the Annuity Suitability and Best Interest Standard Model Act. See attachment for full details.

Oklahoma Changes Related to Earthquake CE Requirement

Effective September 1, 2023, Oklahoma will remove the one-hour earthquake continuing education requirement for licensees holding a property line of authority. See attachment for full details.

Oklahoma Passed Annuity Suitability Training Regulation

Oklahoma has passed the annuity suitability training regulation. See attachment for full details.

Oklahoma Amended Emergency Adjuster Declaration

Effective June 20, 2023, Oklahoma declared an emergency. See the attachment for details related to Emergency Adjusters.

Oklahoma License Revocation and Surrender

For Nonresidents OK ST T. 36 s 1435.13 (Effective 11/1/2023) - Per 2023 OK S.B. 539(NS) - 1) LICENSE REVOCATION AND SURRENDER: PENALTIES - Replaced minimum penalty amount with information stating that the penalty may not be more than $1,000 for each violation. 2) LICENSE REVOCATION AND SURRENDER: HEARING AND NOTICE - a) Revised notification requirements. b) Deleted information discussing the 90-day notification requirement for terminating a license that has been inactive for 12 months. OK ST T. 36 s 1450 (Effective 11/1/2023) - Per 2023 OK S.B. 553(NS) - 1) THIRD PARTY ADMINISTRATORS: GENERAL REQUIREMENTS - a) Added that the application form and fee must be submitted electronically. b) Deleted requirement that the applicant provide a comprehensive review of the background report by an independent third-party NAIC-approved vendor. c) Deleted requirement for entity to submit independent third-party background reports. d) Added change of information notification requirements. e) Added deadline for responding to Commissioner inquiries. 2) THIRD PARTY ADMINISTRATORS: LICENSE RENEWAL - a) Added that the renewal application form and fee must be submitted electronically. b) Added requirements for license reinstatement. OK ST T. 36 s 6206 (Effective 11/1/2023) - Per 2023 OK S.B. 539(NS) - ADJUSTER LICENSE: GENERAL REQUIREMENTS - Added requirements for using an assumed name. OK ST T. 36 s 6220 (Effective 11/1/2023) - Per 2023 OK S.B. 539(NS) - LICENSE REVOCATION AND SURRENDER: CAUSES FOR REVOCATION - a) Removed the notice and hearing information. b) Revised the actions that may be taken. OK News Release 4-9-2018 (Dated 4/9/2018) - INDIVIDUAL NONRESIDENT LICENSE REQUIREMENTS: EXAMINATION - Deleted outdated examination administrator informatio

Exam Vendor Change for Oklahoma

Effective February 15 2023, PSI will be Oklahoma's new exam vendor.

Oklahoma Gets a New Exam Administrator

Effective February 16, 2023, PSI will be the new exam administrator for Oklahoma.

Oklahoma Issues 2022 Company Appointment Renewal Dates

The invoice renewal period for Oklahoma is Nov. 24, 2022 - Jan 2, 2023 4PM CST. The termination deadline was Nov 16, 2022

Oklahoma Sets 2022 Appointment Renewal Dates

The 2022 Oklahoma appointment renewal dates are November 24, 2022 - December 31, 2022. Appointments must be terminated by November 16, 2022, if they are not to be renewed

Oklahoma to Populate Original Appointment Date

Beginning on October 14, 2022, Oklahoma will populate the Original Appointment Date. Previously they were populating the appointment effective date in the PDB.

Oklahoma Insurance Consultant and Customer Service Representative Conversions

Effective Novmeber 1, 2022, Oklahoma will require licensed Insurance Consultants and licensed Customer Service Representatives to hold an Insurance Producer license. SBS will complete this conversion automatically for anyone license as a consultant or CSR on the effective date.

Oklahoma Adds Language to Consultant License Requirements

Language has been added to the consultant license in OK. The language states that a producer license is required of any individual or organization consultant. Note that, in OK, the term consultant is used to include brokers as well. Therefore, both brokers and consultants must be licensed as an insurance producer.

Oklahoma Makes Changes to Surplus Lines

Adjustments were made to the surplus lines requirements.

Surplus Lines Alert For Several Jurisdictions

Several states have released key information on Surplus Lines and can be found in the attached document.

FAQs

How Do I Get an Insurance License in Oklahoma?

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, it’s time to begin studying for the Oklahoma insurance exams. The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry.

Once you have completed your exams, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check initiated by the application will also be reviewed.
How Do I Get a State Adjuster License in Oklahoma?

The first step is to take and pass the Oklahoma Insurance Adjuster License exams. Depending on the lines of authority you wish to carry, you may need to take more than one exam. Once you have completed all your coursework and passed the exams, you are now ready to apply for your license. Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about five (5) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.
How do I renew my insurance license in Oklahoma?

In Oklahoma, insurance licenses expire every two years. An existing resident with an active-status license may be renewed approximately 90 days prior to the expiration. Renewals are required to be processed online.

All Oklahoma resident licensees are required to be CE compliant prior to renewing their license. Oklahoma requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) of those hours must be in the subject of ethics, and two (2) of those hours must be in the subject of legislative update.

Credits cannot include the same course taken repeatedly in one reporting period. After you have completed your continuing education and you are within 90 days of your license expiration, you may renew your Oklahoma insurance license online by using the National Insurance Producer Registry. AgentSync can also help with the renewal process.

There is a fee of $60 per application to renew an insurance producer license.
How do I renew my nonresident insurance license in Oklahoma?

An existing nonresident with an active-status license may be renewed approximately 90 days prior to the expiration. Renewals are required to be processed online. AgentSync can also help with the renewal process.

There is a fee of $60 per application to renew an insurance producer license with general lines of authority. Once all continuing education has been completed, and your application has been submitted, your license will be renewed and your new expiration date will be two years from your previous expiration date.
How Do I renew My Non-Resident Adjuster License in Oklahoma?

Oklahoma Non-Resident Adjuster License renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month.

For reciprocity: the following states have a specific DHS license type in place to track and monitor the licensees that are designating those states as the “home state” for license compliance.

Oklahoma does not allow the designation of a home state that does not have a CE requirement. Non-Resident applicants must be licensed for the same license type and lines of authority to be eligible for online submission. Additionally, Non-Resident Adjusters in Oklahoma are only required to complete the Continuing Education (CE) requirements of their DHS.

There is an $185 fee to renew your Oklahoma adjuster license. You can renew your Oklahoma adjuster license online through an application on NIPR’s website.

For more information, contact the Oklahoma Department of Insurance.
How Do I Renew My Adjuster License In Oklahoma?

Oklahoma adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month.

Resident Oklahoma adjusters are required to complete 24 hours of continuing education during this renewal period, including three (3) hours of ethics, two (2) of those hours must be in the subject of legislative update coursework. Additionally, for property adjusters one (1) hour of Earthquake coursework is required.

There is an $60 fee to renew your Oklahoma adjuster license. You can renew your Oklahoma adjuster license online through an application on NIPR’s website.

After you complete your renewal application, the Oklahoma Department of Insurance will email you once your license renewal has been approved or if you need to submit other documents.