Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, you must now take your West Virginia insurance pre-license education courses. The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry. Property and Casualty are combined as one exam. The same is true for Life, Accident, and Health.
West Virginia requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. After you have passed your exams and submitted fingerprints, the next step is to apply for your license. If you have more than one line of authority that you tested for, be sure to apply for all of those lines. Once you have submitted your application and passed your exams, your license application will be reviewed by the state. Your background check will also be reviewed.
For more information, call the Department of Insurance at 304-558-0610 or email the licensing department.