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AgentSync State Resources

Minnesota Insurance Licensing and Compliance Resources

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State License Division Information

Consumer & External Affairs
Attn: Licensing
Minnesota Department of Commerce
85 7th Place East, Suite 600
Saint Paul, Minnesota 55101
Phone: (651) 539-1600
Website: https://mn.gov/commerce/industries/insurance/

Non Resident Licensing Information: Insurance Licensing

For Carriers in Minnesota

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For Agencies in Minnesota

  • Import the agent record from the NIPR PDB (Producer Database) in real time

  • Daily change updates synced directly with NIPR

  • Daily change updates synced directly with NIPR

For MGAs/MGUs in Minnesota

  • Let technology help manage your distribution channel with contracting, licensing, appointments, & compliance solutions.

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FAQs

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, you must now take your insurance pre-license education courses. The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life, Health, & Accident (LH&A) and Property & Casualty (P&C) lines are combined exams in Minnesota, so you only have to take two tests if you wish to attain all of these lines of authority.

Minnesota requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts.

After you have completed your exams and fingerprinting, the next step is to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and passed your exams, your license application will be reviewed by the state. Your background check will also be reviewed.

For more information, call the Minnesota Department of Insurance at (651) 539-1600 or email the department.

Your first step is to take and pass the Minnesota Insurance Adjuster License exams. Depending on the lines of authority you wish to carry, you may need to take more than one exam. The State of Minnesota requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing application. If you have specific questions regarding things that may come up on your background check you may call the Minnesota Department of Commerce at (651) 539-1600 or send them an email.

Once you have completed your exams, fingerprinting, and have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about ten (10) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

The state of Minnesota requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) of those hours must be in the subject of ethics. At least twelve (12) hours of the courses must be completed in a classroom or an equivalent course type. After you have completed your continuing education and you are within sixty (60) days of your license expiration, you may renew your Minnesota insurance license online.

The CE transcript must show that you are CE compliant on or before your expiration date before the renewal will be approved. Producer license renewal fees are $50 per line of authority plus any third-party filing fees.

Renewals may be submitted online. AgentSync can also help with the renewal process.

Applicants must appear on NAIC Producer Database with an active resident license in good standing in another state for each line of authority applied for on their non-resident application. Individuals can obtain a producer license before being appointed by an insurance company, but an appointment is required in order to transact business in the state of Minnesota.

Producer license renewal fees are $50 per line of authority plus any third-party filing fees.

Renewals may be submitted online. Additionally, the Minnesota non-resident license terminates immediately if the resident license terminates. AgentSync can also help with the renewal process.

Minnesota adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month.

Minnesota grants licensure to non-resident applicants holding their resident adjuster license or, if hailing from a state with no licensing requirements, a license from another state (e.g. a resident of holding a designated home state Texas adjuster license).

There is a fee of $50 to renew your Minnesota license with a $30 technology surcharge. All renewals must be completed via an application on NIPRs website.

For more information, contact the Minnesota Commerce Department – Insurance Division.

Minnesota adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month.

Minnesota adjusters must complete 24 hours of insurance continuing education before their license renewal deadline, including three (3) hours of ethics coursework, to upkeep your adjuster license. At least twelve (12) hours of the courses must be completed in a classroom or an equivalent course type. At least 12 of those hours must not be sponsored by, offered by, or affiliated with an insurance company or its agents.

There is a fee of $50 to renew your Minnesota license with a $30 technology surcharge. All renewals must be completed via an application on NIPRs website.

For more information, contact the Minnesota Commerce Department – Insurance Division.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.