Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, you must now take your insurance pre-license education courses. The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life, Health, & Accident (LH&A) and Property & Casualty (P&C) lines are combined exams in Minnesota, so you only have to take two tests if you wish to attain all of these lines of authority.
Minnesota requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts.
After you have completed your exams and fingerprinting, the next step is to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and passed your exams, your license application will be reviewed by the state. Your background check will also be reviewed.
For more information, call the Minnesota Department of Insurance at (651) 539-1600 or email the department.