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AgentSync State Resources

Maryland Insurance Licensing and Compliance Resources

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State License Division Information

Maryland Insurance Administration
200 Saint Paul Place, Suite 2700
Baltimore, Maryland 212023
Phone: (410) 468-2411
Fax: (410) 468-2399
Website: https://insurance.maryland.gov/

Non Resident Licensing Information: Produce Initial and Renewal Licenses

For Carriers in Maryland

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For Agencies in Maryland

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For MGAs/MGUs in Maryland

  • Let technology help manage your distribution channel with contracting, licensing, appointments, & compliance solutions.

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FAQs

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, you must now take your Maryland insurance pre-license education courses. The next step after completing all of your pre-licensure coursework is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry. Property & Casualty, and Life, Accident & Health are considered combination lines, so you will only have to take two exams, instead of four.

Once you have completed your exams, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

The State of Maryland does not offer a Resident Insurance Adjuster License and does not require a license to practice insurance claims adjusting within the state.

In Maryland, insurance licenses expire every two years. The expiration will be on the last day of your birth month, biennially, based on the anniversary of your original license year.

If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.

The State of Maryland requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) of those hours must be in the subject of ethics or consumer protection. Credits cannot include the same course taken repeatedly in one reporting period.

A licensed insurance producer who possesses a license to sell property or casualty insurance and who sells flood insurance is required to obtain at least two (2) hours of continuing education that directly relates to flood insurance.

A licensed insurance producer who possesses a license to sell health insurance and who sells long-term care insurance must obtain at least two (2) hours of continuing education that directly relates to long-term care insurance.

Correspondence courses for continuing education are acceptable so long as the course has been approved by the Maryland Insurance Administration.

Producers who have held a license for 25 consecutive years must complete eight (8) hours of continued education per renewal period. However, they may have the continuing education requirement waived entirely upon request and with approval from the Maryland Insurance Administration.

If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you don’t need to complete double the hours.

You may take your continuing education courses either in person in a classroom setting or online as a self-paced course.  Upon completion of these courses, the company who you took the course from should send the certificate of completion directly to the state. Then you may renew your Maryland insurance license online by using the Maryland State Information Center Insurance Licensing Search and Renewal tool. AgentSync can also help with the renewal process.

You may also print a paper renewal form from the National Association of Insurance Commissioners.

There is a fee of $69 per application to renew your license.

Non-resident licenses in Maryland are issued on a reciprocal basis if the nonresident is licensed in their home state of residence. Provided that the non-resident licensee is in good standing and if non-resident’s home state awards non-resident producer licenses for the line(s) to residents of Maryland on the same basis.

You can renew your non-resident insurance license online by using the Maryland State Information Center Insurance Licensing Search and Renewal tool, or you can print a paper renewal form from the National Association of Insurance Commissioners. AgentSync can also help with the renewal process.

There is a fee of $69 per application to renew your license.

Individual public adjuster licenses are issued on a biennial basis to expire on the last day of the Public Adjuster’s birth month. Business entity licenses are issued to expire two (2) years from the date of issuance.

Non-Resident Public Adjusters licensed on a reciprocal basis who are compliant with their home state requirements will not be required to complete Maryland continuing education.

The fee to renew a Public Adjuster license is $65. This includes the $50 renewal fee and the $15 fraud prevention fee. Your license can be renewed on the NIPR website.

For questions, contact the Maryland Insurance Administration.

Maryland is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state.

To adjust in the state of Maryland, you will need to obtain a Designated Home State (DHS) license. You will go through that state’s (Maryland or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license.

If youre looking to become an insurance adjuster in a non-licensing state like Maryland, the Florida 70-20 DHS License is the next best thing for the following reasons:
The state offers the quickest turnaround time after you submit your documents.
The Florida 70-20 license is reciprocal with most states.
A Florida DHS license is good for 4 years.

This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit.

For more information, contact the Maryland Insurance Administration.

*State specific rules and regulations can change. Please be sure to visit NIPR or the state’s website for the latest information.