Connecticut
Andrew Mais
Connecticut Insurance Department
Appointments & Terminations
Yes
Yes
Within 15 days of contract execution or first business submission
Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier
Yes
$20
$20
Yes
No
No
Yes
Required and is the date supplied on transaction. Must be no later than 15 days after the date the agency contract is executed or the first insurance application is submitted.
Yes
Via NIPR Portal
May 1 until May 31, 2024
Alabama: $20 (Accident and Health), Alabama: $80, (Casualty, Life and Property) Alaska: $0, Arizona: $0, Arkansas: $80, California: $80, Connecticut: $150, Colorado: $0, Delaware: $80, Florida: $80, Georgia: $80, Guam: $20, Hawaii: $0, Idaho: $0, Illinois: $0, Indiana: $0, Iowa: $20, Kansas: $80, Kentucky: $80, Louisiana: $80, Maine: $80, Maryland: $0, Massachusetts: $80, Michigan: $20, Minnesota: $80, Mississippi: $80, Missouri: $0, Montana: $0, Nebraska: $20, Nevada: $80, New Hampshire: $20, New Jersey: $80, New Mexico: $80, New York: $0, North Carolina: $80, North Dakota: $80, Ohio: $20, Oklahoma: $80, Oregon $0, Pennsylvania: $80, Rhode Island: $0, South Carolina $20, South Dakota: $80 (Insurance Producer), South Dakota: $20 (Bail Bond), Tennessee: $80, Texas: $80, Utah: $20, Vermont: $80, Virginia: $80, Washington: $80, Washington DC: $20, West Virginia: $80, Wisconsin: $80, Wyoming $20
Yes
Yes
Yes
Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder services; agent moved; appointed in error; cancelled for cause; request regulatory review
If a producer license expires, the appointment will remain active for one year before expiration. During that year, if a carrier wishes to not pay for appointment renewal, they will need to terminate the appointment.
No fee
Licensing
Resident New License Insurance Producer: $140 Resident New License Insurance Producer: $750 (PA Travel) Resident New License Surplus Lines Producer: $675 Non Resident New License Insurance Producer: $140 Non Resident New License Insurance Producer: $750 (PA Travel) Non Resident New License Surplus Lines Producer: $675
Resident Renewal Insurance Producer: $160 Resident Renewal Insurance Producer: $650 Resident Renewal Surplus Lines Producer: $625 Non Resident Renewal Insurance Producer: $160 Non Resident Renewal Surplus Lines Producer: $625 Non Resident Renewal Insurance Producer: $650
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
No
No
Residence, Business, and Mailing
Third Party Administrator, PA 187 Travel, Life Settlement Broker, Surplus Lines, Insurance Producer, Public Adjuster, Fraternal Agent, Reinsurance Intermediary Manager, Reinsurance Intermediary Broker, Casualty Adjuster, Premium Finance Company, MVPD Appraiser, Certified Insurance Consultant, Temporary Insurance Producer
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
Yes
Classroom / monitored self study
Original certificate must be submitted at exam site.
Course completion certificate is valid for 1 year
Pre-licensing education requirements will be waived for applicants having one of the corresponding designations: a. life line authority applicants - CEBS, ChFC, CIC, CFP, FLMI, and LUTCF; b. health line authority applicants - RHU, CEBS, REBC, and HIA; and c. property and casualty applicants - AAI, ARM, and CIC.
Exam required before license application
Not Required
NIPR Gateway
Applicant must wait 1-3 business days from passing the exam for results to upload to NIPR.
Appointment
Resident State Fees
No
Yes
The licensee must notify the Department of change of address information within 30 days. Contact Change Request supported via NIPR Gateway.
Agency
Yes
Yes
No
90 Days Prior to expiration date until Jan. 31st on even years. Adjusters renewal period ends biennially before license expiration date (June 30th) on odd years. Surplus: ends biennially before license expiration date (Sept. 30th) on even years.
Yes, if selling insurance
No
Can have a DBA or trade name associated on the license.
Adjuster
Yes
Yes
Yes
AK, AL, AR, AZ, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV
CA, HI, NY, PR, WY
Casualty (All Lines), Casualty (All Lines Except Workers' Comp), Casualty (Auto), Casualty (Workers Comp Only)
Licensing Fee: $130 Renewal Fee: $80 Non Resident Renewal Fee: $130
Yes
Expires June 30th every odd year.
Catastrophe adjusters are approved for 120 days following a catastrophic event. To qualify, one must either hold a license in another state or have a minimum of two years of adjusting experience.
Continuing Education
24
2 years
Last day of birth month
Year of first license issuance
60 days before license expiration.
90 days prior to expiration date
Producers selling only limited lines such as credit insurance, credit life, credit accident and health, mortgage guaranty, or travel accident and travel baggage insurance are exempt from 24 hours of CE.
All associated appointments will be terminated. A license can be renewed within one year after expiration.
Yes
3 Connecticut insurance law and ethics
3 hours of NFIP course
7-hour initial Connecticut Partnership Long-Term Care Program counts as an 8-hour LTC CE
One-time, 4-hour course
https://agentsync.io/blog/individual-producers/insurance-continuing-education-connecticut
Regulatory Updates
Connecticut Announced 2024 Company Appointment Renewal Dates
Connecticut has announced 2024 Company Appointment Renewal dates. Appointment types included are Fraternal Agent, Insurance Producer, Surety Bail Bond Agent, Rental Car Agency Permits, PA 187 Travel.
Connecticut Announces 2024 Appointment Renewal Dates
Connecticut has announced 2024 Appointment Renewal Dates. See attached
Connecticut Issues Bulletin Related to Surplus Lines Diligent Effort
Effective Immediately, Connecticut is advising all surplus lines brokers that they are no longer required to file signed written statements with the Department through OptIns. Surplus brokers are now required to maintain all statutory information and documentation in their own files to be provided promptly to the Commissioner upon request. See Attachment for full details.
Connecticut Bulletin Related to Notice to Commissioner of Intent to Discontinue or Substantially Reduce a Line or Subline of Business
On September 19, 2023, Connecticut issued a bulletin that rescinds and replaces Bulletin PC-34 regarding notification to the Commissioner under Connecticut General Statute §38a-44 if an insurer is discontinuing or substantially reducing its writings in a line or subline of property and casualty insurance. The purpose of Connecticut General Statute §38a-44 is to permit the Commissioner time to evaluate the impact on the market of proposals by one or more companies to discontinue or substantially reduce writings in a line or subline of insurance in Connecticut. See attachment for full details.
Connecticut to Update Revoked Business Rule to Defer to the State
Effective October 13, 2023, Connecticut will be updating business rule for Revoked status to defer to the state instead of reject for both individuals and business. This will apply to Resident Licensing, Resident Licensing Renewals, Non-Resident Licensing, Non-Resident Renewals, Non-Resident Adjuster Licensing, Non-Resident Adjuster Renewal, No Home State and No Home State Renewals.
Connecticut to Add Third-Party Administration Registration for Initial Applications
Effective September 15, 2023, Connecticut is adding Third-Party Administrator with the line of authority Third-Party Administrator Registration for Residents and Non Residents.
Connecticut adding new transaction type
~~Effective July 7, 2023~~, Connecticut will implement a new transaction type to allow update of Designated Responsible Licensed Producers in the near future. An effective date has not yet been determined. ~~Update: Effective Date has been updated to TBD~~ ~~Update July 13, 2023 – Update – the effective date has been set for August 3rd, 2023** **~~ Update: Effective Date has been set for August 4, 2023
Connecticut Appointment Renewal Date Update
Effective April 3, 2023. Connecticut will update the renewal date for 500,000 + appointments from 4/30/2023 - 6/30/2023.
Connecticut to Extend Renewal Period
For Third Party Administrator licenses in Connecticut, expiration dates will be extended from 9/30/2022 to 10/31/2022
Connecticut to Populate Original Appointment Date
Beginning on 10/14/2022 Connecticut will populate the Original Appointment Date. Previously they were populating the appointment effective date in the PDB
Connecticut Will Have Updated Fee and New Line of Authority
Effective 9/1/2022 the license fee for Utilization Review License will update from $3,000 to $6,000. Connecticut will also be adding the LOA of Third Party Administrator Registration.
Connecticut Announces Statement on Healthcare Coverage for Abortion
Connecticut announces that they will "continue to ensure every Connecticut citizen has access to safe and appropriate health care." They also noted that if their healthcare plan includes abortion coverage, the coverage will be maintained.
Updated Effective Date for Connecticut MVPD Appraiser Changes
This update is a date change from a previous announcement. CT will now move their MVPD Appraiser license to a non-adjuster license class effective 4/22/22. Originally, this change was set for 4/15/22.
Connecticut Updates to MVPD Appraiser License
This update is a date change from a previous announcement. CT will now move their MVPD Appraiser license to a non-adjuster license class effective April 15, 2022.
Connecticut 2022 Appointment Renewal Details
Connecticut released details on Appointment Renewal deadlines, costs, and more. The invoice renewal period is May 1st through June 30th, 2022.
Connecticut MVPD Appraiser Changes
The MVPD Appraiser license will be moved to the non-adjuster license class. All Applicants must apply through the Non-Resident Licensing, Non-Resident Renewals, Non-Resident Licensing No Home State, or Non-Resident Renewal No Home State applications. All other applications will not be accepted.
Connecticut Line of Business Update for Risk Retention Group
Connecticut will add the Line of Business assignment of 'None' to the Company license class, Risk Retention Group. The following LOBs will no longer be assigned to the Risk Retention Group license class: Auto Liability (Bodily Injury and Physical Damage), Commercial Multiple Peril, Servicing Existing Business - No New or Renewal Business, and Liability Other than Auto (Bodily Injury and Property Damage. Note the state update for more detail.
Connecticut Makes Changes to CE requirements
CT has removed their CE requirement that at least 6 hours are required for each line of authority held at the beginning of the biennium. Additionally, 24 CE hours may be carried from one two year license period to the next.
FAQs
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How Do I Get an Insurance License in Connecticut?
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How Do I Renew My Adjuster License In Connecticut?