The first step in getting your insurance license is determining what type of insurance agent you want to be, or what types of policies you need to sell. That will help you figure out what type, or types, of insurance licenses you need to get. Then, it’s time to begin studying. After completing all of your pre-license coursework or self-study you’ll need to take your insurance exam. You’ll take one exam for each line of insurance you wish to carry. Life, Accident, & Health (LA&H) and Property & Casualty (P&C) lines are combined lines in Arizona, so you will take two exams if you wish to attain all of these lines of authority: Property, Casualty, Life, Accident, Health.
The State of Arizona requires that all insurance license applicants provide fingerprints prior to licensing. Giving your fingerprints will also initiate a background check, so if you have any prior misdemeanors or felonies, this can possibly affect the outcome of your licensing efforts. The fingerprinting fee is $20 plus the $22 FBI Fingerprint processing fee.
Once you have completed your exams and completed your fingerprinting, you can apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. After submitting your license application to the state, you’ll need to mail in your fingerprint card to the Arizona Department of Insurance. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.
If you have any questions, you can call the Arizona Department of Insurance at (602) 364-4457 or email the License Department for more information.