Tennessee
Carter Lawrence
Tennessee Department of Commerce and Insurance Insurance Division
Appointments & Terminations
Yes
Yes
Within 15 days of contract execution or first business submission
JIT appointments permitted. Appointments must be submitted within 15 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier
Yes
$15
$15
No
No
Yes
Required and is the date supplied on transaction. Must not be in the future and must be less than 15 days old.
No, perpetual
No fees
Yes
Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder services; agent moved; appointed in error; request regulatory review
Yes
Required and is the date supplied on transaction. Must not be in the future and must be less than 15 days old
$15
Licensing
Resident New License Insurance Producer: $50 Resident New License Surplus Lines Agent: $120
Resident:
Insurance Producer
Line of Authority Combination: All Major LOAs
Renewal Fee: $60
Late Renewal Fee: $120
Insurance Producer Line of Authority Combination: All Limited & Other LOAs
Renewal Fee: $30
Late Renewal Fee: $60
Automobile Club Agent Renewal Fee: $20
Surplus Lines Agent Renewal Fee: $120
Viatical Settlement Broker Renewal Fee: $500
Viatical Settlement Investment Agent Renewal Fee: $100
Viatical Settlement Provider Renewal Fee: $500
Nonresident:
Insurance Producer
Line of Authority Combination: At least one Major Line
Fee Disclaimers: See Retaliatory Fee:
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
No
No
Residence, Business, and Mailing
Risk Retention Group, Viatical Settlement Broker, Property, Viatical Settlement Investment Agent, Life, Insurance Producer, Title Agency, Public Adjuster, Automobile Club Agent, Crop Insurance Adjuster, Automobile Club, Surplus Lines Agent, Temporary Producer, Portable Electronics Vendor, Viatical Settlement Provider, Self Storage Facility, Travel Insurance Supervising Entity
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
Yes
Classroom or self study (no monitoring requirement)
A pre-licensing education certificate must be submitted with the license application.
Applicants holding certain designations are exempt from pre-licensing education requirements for specified lines of authority. a. To be exempt for the life line of authority, an applicant must have a designation of: I. Chartered Life Underwriter (CLU); II. Certified Insurance Counselor (CIC); III. Certified Employee Benefit Specialist (CEBS); IV. Chartered Financial Consultant (ChFC); V. Certified Financial Planner (CFP); VI. Fellow of Life Management Institute (FLMI); or VII. Life Underwriter Training Council Fellow (LUTCF). b. To be exempt for the property, personal lines, and casualty lines of authority, an applicant must have a designation of: I. Chartered Property and Casualty Underwriter (CPCU); II. Certified Insurance Counselor (CIC); III. Accredited Advisor in Insurance (AAI); or IV. Associate in Risk Management (ARM). c. To be exempt for the health line of authority, an applicant must have a designation of: I. Certified Insurance Counselor (CIC); II. Registered Health Underwriter (RHU); III. Certified Employee Benefit Specialist (CEBS); IV. Registered Employee Benefit Consultant (REBC); or V. Health Insurance Advisor (HIA). Applicants holding an insurance degree from an accredited college or university are exempt from pre-licensing education requirements for all lines of authority.
Agency
Yes
Yes
No
90 days prior to the expiration date until the expiration date. Late renewals end one year after the expiration date.
No
Not required, only DRLP is required.
Main license meets requirements
Adjuster
Only Public Adjusters
No
N/A
None
Biennially, on the date of the licensure.
Continuing Education
24
2 years
Yes
Last day of birth month
Year of first license issuance
Prior to license expiration.
45 days prior to expiration date
If you’ve continuously held your license since Jan. 1, 1994, you're exempt from CE. Limited lines licensees are also exempt from CE.
Producer may apply for reinstatement up to one year past expiration.
Yes, up to double course value
3 ethics and consumer protection
Property or casualty licensees must comply with 3 hours of NFIP course
8-hour initial certification, with 4 hours of LTC-specific training every two years
One-time, 4-hour course
https://agentsync.io/blog/individual-producers/insurance-continuing-education-tennessee
Regulatory Updates
Tennessee Issues Bulletin on Fire Loss Reporting
Tennessee issued a bulletin as a reminder to submit the required annual report of all fire losses on or before 2/1/2023.
Tennessee will be adding Crop Adjuster License Class to Renewals
Effective 11/11/2022, Tennessee will offer the Crop Adjuster license class for Resident Renewal, Non-Resident Adjuster Renewal and No Home State Renewal
Tennessee Updates License Qualifications
Additional language was added to determine if one qualifies for licensing. In summary, the language outlines that if an offense occurs 10 days or more from the license application date, they will not be considered.
FAQs
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How Do I Get an Insurance License in Tennessee?
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How Do I Get a State Adjuster License in Tennessee?
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How do I renew my insurance license in Tennessee?
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How do I renew my non-resident insurance license in Tennessee?
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How Do I renew My Non-Resident Adjuster License in Tennessee?
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How Do I Renew My Adjuster License In Tennessee?