How Do I Get an Insurance License in Maryland?

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, you must now take your Maryland insurance pre-license education courses. The next step after completing all of your pre-licensure coursework is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry. Property & Casualty, and Life, Accident & Health are considered combination lines, so you will only have to take two exams, instead of four. Once you have completed your exams, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

How Do I Get a State Adjuster License in Maryland?

The State of Maryland does not offer a Resident Insurance Adjuster License and does not require a license to practice insurance claims adjusting within the state.

How do I renew my insurance license in Maryland?

In Maryland, insurance licenses expire every two years. The expiration will be on the last day of your birth month, biennially, based on the anniversary of your original license year. If this is the state you reside in, then renewing your license will also keep any nonresident license you have in good standing. You will still need to pay the license renewal fee for nonresident licenses held in other states. The State of Maryland requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) of those hours must be in the subject of ethics or consumer protection. Credits cannot include the same course taken repeatedly in one reporting period. A licensed insurance producer who possesses a license to sell property or casualty insurance and who sells flood insurance is required to obtain at least two (2) hours of continuing education that directly relates to flood insurance. A licensed insurance producer who possesses a license to sell health insurance and who sells long-term care insurance must obtain at least two (2) hours of continuing education that directly relates to long-term care insurance. Correspondence courses for continuing education are acceptable so long as the course has been approved by the Maryland Insurance Administration. Producers who have held a license for 25 consecutive years must complete eight (8) hours of continued education per renewal period. However, they may have the continuing education requirement waived entirely upon request and with approval from the Maryland Insurance Administration. If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you don’t need to complete double the hours. You may take your continuing education courses either in person in a classroom setting or <a href="https://www.kaplanfinancial.com/insurance-continuing-education/maryland?utm_source=MKT-005318&utm_medium=banner&utm_campaign=INS_IL_Affiliate&utm_term=mdce_link&utm_content=staterequirement">online as a self-paced course</a>. Upon completion of these courses, the company who you took the course from should send the certificate of completion directly to the state. Then you may renew your Maryland insurance license online by using the <a href="https://nipr.com/licensing-center/state-requirements/maryland-resident-renewal-individual">Maryland State Information Center Insurance Licensing Search and Renewal</a> tool. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process. You may also print a paper renewal form from the <a href="https://www.naic.org/paper_licensing/paper_licensing_maryland.htm">National Association of Insurance Commissioners</a>. There is a fee of $69 per application to renew your license.

How do I renew my nonresident insurance license in Maryland?

Non-resident licenses in Maryland are issued on a reciprocal basis if the nonresident is licensed in their home state of residence. Provided that the nonresident licensee is in good standing and if nonresident’s home state awards nonresident producer licenses for the line(s) to residents of Maryland on the same basis. You can renew your nonresident insurance license online by using the <a href="https://nipr.com/licensing-center/state-requirements/maryland-resident-renewal-individual">Maryland State Information Center Insurance Licensing Search and Renewal</a> tool, or you can print a paper renewal form from the <a href="https://www.naic.org/paper_licensing/paper_licensing_maryland.htm">National Association of Insurance Commissioners</a>. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process. There is a fee of $69 per application to renew your license.

How Do I renew My Non-Resident Adjuster License in Maryland?

Individual public adjuster licenses are issued on a biennial basis to expire on the last day of the Public Adjuster’s birth month. Business entity licenses are issued to expire two (2) years from the date of issuance. Non-Resident Public Adjusters licensed on a reciprocal basis who are compliant with their home state requirements will not be required to complete Maryland continuing education. The fee to renew a Public Adjuster license is $65. This includes the $50 renewal fee and the $15 fraud prevention fee. Your license can be renewed on the NIPR website. For questions, contact the Maryland Insurance Administration.

How Do I Renew My Adjuster License In Maryland?

Maryland is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state. To adjust in the state of Maryland, you will need to obtain a Designated Home State (DHS) license. You will go through that state’s (Maryland or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license. If youre looking to become an insurance adjuster in a non-licensing state like Maryland, the Florida 70-20 DHS License is the next best thing for the following reasons: The state offers the quickest turnaround time after you submit your documents. The Florida 70-20 license is reciprocal with most states. A Florida DHS license is good for 4 years. This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit. For more information, contact the Maryland Insurance Administration.

Maryland

state commissioner

Acting Commissioner Joy Y. Hatchette

STATE email

producerlicensing.mia@maryland.gov

STATE phone

(888) 204-6198

STATE LICENSE DIVISION ADDRESS

Maryland Insurance Administration

Visit State Website

Appointments & Terminations

Required to report appointments?

No, Registry

Appointment exemptions and notes

Appointments aren't required EXCEPT appointments are required for Motor Club and business entities; Registry states must maintain an internal registry of authorized licensees to submit to the state upon request.

Initial appointment deadlines

For motor club, prior to the solicitation of business

Initial appointment deadline rule

Property/Casualty authorizations must be added to carrier's internal list within 30 days of the effective date and before the producer begins selling. Life/Health authorizations must be added to the list within 30 days of the date the first piece of business is accepted by the carrier. Motor club appointments must be proactively reported to the state and must be in place for both agency and individual motor club producers prior to the solicitation of insurance business on the carrier's behalf.

Can be processed via nipr?

Yes

Fees for appointing a resident agency or individual?

$2 (motor club only)

Fees for appointing a nonresident agency or individual?

Appoint agencies?

Yes

Agency appointment covers affiliated producers?

Appointment effective date can be specified?

Yes

Appointment effective date rule

Required and is the date supplied on transaction. Must be less than 15 days old.

State requires appointment renewal?

Yes

Appointment renewals via

Via NIPR Portal

When is the state renewal period?

June 3, 2024, until August 30, 2024

Appointment renewal fee

Motor Club Representative: $2 per appointment

Terminations processed via NIPR?

Yes

Termination reasons

Registry State - Cancelled; cancelled for cause

Termination date can be specified by carrier?

Yes

Termination Effective date rule

Required and is the date supplied on transaction. Must be less than 15 days old

Allows carriers to terminate the appointment if license has expired?

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $54 Resident New License Surplus Lines Broker: $100 (If date of application is less than a year from insurance producer license expiration) Resident New License Surplus Lines Broker: $200 (If date of application is greater than a year from insurance producer license expiration) Nonresident New License Insurance Producer: $54 Nonresident New License Surplus Lines Broker $100.00 (If date of application is less than a year from insurance producer license expiration) Nonresident New License Surplus Lines Broker $200.00 (If date of application is greater than a year from insurance producer license expiration)

License renewal fee

Resident Renewal Insurance Producer: $69 Resident Renewal Surplus Lines Broker: $200 Nonresident Renewal Insurance Producer: $69 Nonresident Renewal Surplus Lines Broker: $200

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Late renewal or reinstatement period for resident individual producer license?

Late renewal allowed up to one year after expiration

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Late renewal or reinstatement period for nonresident individual producer license?

Late renewal allowed up to one year after expiration

Can a producer use a P.O. Box in their resident or business address?

Are individuals required to list their county as part of the address?

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Viatical Settlement Broker, Surplus Lines Broker, Public Adjuster, Insurance Producer, Motor Club Representative, Adviser, Third Party Administrator ERISA Only, Temporary Producer, Self-Service Storage Producer

State recognizes a licensing exemption for nonresident commercial lines producers with multistate contracts?

Yes

State broker license rule

Included under Producer License producer who does not have an appointment may: A) submit an informal inquiry to the insurer for the kind of insurance covered by the licensee's license; and B) solicit an application for the kind of insurance covered by the licensee's license.

Broker license notes

Only a producer that is representing an insurer must obtain an appointment. producer who does not have an appointment may: a. submit an informal inquiry to the insurer for the kind of insurance covered by the licensee's license; and b. solicit an application for the kind of insurance covered by the licensee's license

Requires pre licensing courses?

Yes

Study method requirements

Supervised instruction or verifiable self-study

Submission of completion certificate rule

Education providers will provide the candidate's eligibility electronically to PSI (the test administrator) upon successful completion of the course requirements.

How long is the pre licensing certification valid?

Course completion certificate is valid for 1 year

Exemptions to pre licensing requirements

The Commissioner may waive the requirements for property or casualty insurance license applicants if the applicant has the following designations: a. Chartered Property Casualty Underwriter (CPCU) (must be a member in good standing); b. Fellow of the Casualty Actuarial Society; c. Certified Insurance Counselor (CIC); d. Accredited Adviser in Insurance (AAI); or e. Associate in Risk Management (ARM). The Commissioner may waive the requirements for life insurance license applicants if the applicant has the following designations: a. Chartered Life Underwriter (CLU) (must be a member in good standing); b. Fellow of the Society of Actuaries; c. Certified Employee Benefit Specialist (CEBS); d. Chartered Financial Consultant (CHFC); e. Certified Insurance Counselor (CIC); f. Certified Financial Planner (CFP); g. Fellow, Life Management Institute (FLMI); or h. Life Underwriter Training Council Fellow (LUTCF). The Commissioner may waive the requirements for health insurance license applicants if the applicant has the following designations: a. Registered Health Underwriter (RHU); b. Certified Employee Benefit Specialist (CEBS); c. Registered Employee Benefit Consultant (REBC); or d. Health Insurance Associate (HIA).

Prelicense education requirement

The following requirements will no longer apply after Oct. 1, 2024: Before taking the examination, the applicant for a resident producer license must: a. complete the following required prelicense education hours in an approved course: I. 60 hours for life or health; II. 96 hours for property or casualty; or III. 30 hours for personal lines, automobile, or title; b. complete 20 hours of prelicensing education for each line of authority listed below: I. life/health; II. property/casualty; III. title; IV. personal lines; or V. automobile; c. have been employed for at least 1 year during the 3 preceding years: I. by the Maryland Insurance Administration, an insurer or an insurance producer; and II. with responsible duties in the same kind of insurance to be transacted under the license; d. be previously licensed in another jurisdiction for at least 1 year; or e. if once a member of the U.S. Armed Forces, have been employed for at least 1 year during the 3 years preceding entry into or immediately after discharge from the service: I. by an insurer or producer; and II. in the same kind of insurance to be transacted under the license

Fingerprints Required?

Not Required

Citizenship requirement details

Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states

Where to apply for resident license?

NIPR Gateway

What Transactions are Retaliatory Fees Applied to?

None

Submit Partial License Renewals through NIPR?

Has Personal Lines LOA?

Yes

Deadline to report personal data changes (address, name change, phone number, etc.)

A producer must notify the Commissioner of a change of legal name, trade name, email address, or address within 30 days of the change. Contact Change Request supported via NIPR Gateway.

Travel license notes

An individual can sell travel insurance without a producer license if that's their only insurance-related role and they're selling the travel insurance in coordination with planned travel activities.

Agency

Can a sole proprietor be licensed as an entity?

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Agency Licensing renewals

90 days prior to expiration until the expiration date. Late renewal period ends 60 days after expiration date.

Agency License required?

Yes, if selling insurance

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

Branch office

Branch office must be licensed

Deadline to report key business entity changes (address, dba, phone, email, etc.)

A producer must notify the Commissioner of a change of legal name, trade name, email address, or address within 30 days of the change. Contact Change Request supported via NIPR Gateway.

Adjuster

Requires adjuster license?

Only Public Adjusters

Offers designated home state?

DHS exam required?

N/A

Reciprocity states

None

Public Adjuster Renewal Period

Biennially, on June 30th of every other year. Renewal period starts 90 days before this date.

Apprentice adjuster license LOAS

No LOA required

Apprentice adjuster license duration

1 Year

Apprentice adjuster license details

The license cannot exceed 12 months

Emergency adjuster details

Adjuster is required to hold an individual license and create a contract.

Public Adjuster LOAs

No LOA required

Public adjuster fees

Licensing Fee: $50 Reinstatement Fee: $50 Renewal Fee: $65 Late Renewal Fee: $100

Public adjuster exam required?

Yes

Address change request through NIPR?

Yes

Continuing Education

Total hours per renewal period

Renewal period

2 years

License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

15 days prior to license expiration.

How long before expiration does state send CE reminder?

90 days prior to expiration date

Exemptions to CE

Producers whose licenses were active for 25 years or more as of Oct. 1, 2008, need only 8 hours CE per renewal period. Those who were 70 as of April 30, 2013, are exempted from CE entirely. Most limited lines agents are exempt from CE. Maryland attorneys who only hold title line insurance licenses and are current on legal CE are exempt from insurance CE.

What if a producer missed the renewal date?

Licensee may complete their CE, submit the state’s late fee and the standard renewal fee, and have their license reinstated within one year of expiration. Past one year, they're going to have to reapply as a new applicant.

CE instructors get credit for teaching courses?

Yes, 1.5 times attendee credits

Ethics requirements

3 hours ethics and consumer protection

Credits must be specific to major LOAs?

Yes

Major lines requirements

Life, Health, Life & Health: 21 hours Life & Health Property, Casualty, Property & Casualty, Personal Lines: 21 hours Property & Casualty Life & Health & Property & Casualty: 6 Life & Health, 6 Property & Casualty, 9 Life & Health OR Property & Casualty A producer licensed to sell property and casualty insurance and who sells flood insurance, homeowners insurance, or commercial property insurance must obtain at least 2 hours of continuing education that directly relates to flood insurance Title only: 13 hours Title Combination of L/H, P/C, Title: Minimum 6 hours each, remaining hours a combination of LOAs held

Flood-specific CE requirements

2 hours designated flood as part of Property & Casualty license

LTC-specific CE requirements

LTCI Partnership: 8-hour initial certification, with 4 hours of LTC-specific training every two years General LTCI: 2 hours in course designated LTC as part of Life & Health hours

Annuity-specific CE requirements

One-time, 4-hour course

Additional line of business requirements

Funeral director (Life only): 13 Life & Health Bail Bonds: 4 hours in course designated Bail Bond as part of P/C hours Any P&C producer who sells homeowners insurance or commercial property insurance must take 2 hours of flood training as part of their CE requirements

For more from agentsync

https://agentsync.io/blog/individual-producers/insurance-continuing-education-maryland

Regulatory Updates

Maryland Adds Requirements For Resident and Nonresident Limited Lines Credit Insurance Producer

Effective October 1, 2024, Maryland added requirements for resident and nonresident limited lines credit insurance producer applicants needing to finish a Commissioner-approved course led by an insurer that sells, solicits, or negotiates limited line credit insurance before being licensed.

Maryland Increase Maximum Civil Penalties For Violations of Certain Insurance Laws

On August 7, 2024, Maryland Insurance Administration posted a bulletin to notify insurance producers and public adjusters that 2024 Maryland laws would increase the maximum civil penalties that the Administration may impose for certain statutory violations. These changes become effective on October 1, 2024. Please see the attachment for more information.

Maryland Pre-Licensing Requirements

On July 24, 2024, Maryland posted a bulletin repealing the pre-licensing education and experience requirements for certain producer license applicants. This change will be effective on October 1, 2024. Please see the attached bulletin for more information.

Maryland Implements New Transaction Types to Process DRLP Changes and Primary Name Updates

Effective June 14, 2024, Maryland implemented new transaction types to process Designated Responsible Licensed Producer (DRLP) and Name Change (Demographics) updates.

Maryland Issues Bulletin Summarizing Laws Enacted in 2024

On June 5, 2024, Maryland issued a bulletin summarizing all laws that have been enacted in 2024. See attachment for full details.

Maryland Announces 2024 Company Appointment Renewal Dates

Effective June 3, 2024, Maryland company appointment renewal invoices will be available for payment through August 30, 2024. Termination deadline is May 24, 2024.

Maryland Issues Bulletin Related to Title Insurance

On April 1, 2024, Maryland issued a bulletin to notify all title insurers, title insurance agencies, and title insurance producers writing title insurance in Maryland of relevant code changes. See attachment.

Maryland Insurance Administration Releases Bulletin on Code of Maryland Regulations Revisions for Comment

On January 9, 2024, Maryland Insurance Administration released bulletin No. 24-2 for Code of Maryland Regulations notifying title insurers, title insurance agencies, and title insurance producers writing title insurance about 2022 legislative session amendments.

Maryland Added Flood CE Requirement

Effective October 1, 2023, Maryland will require that property and casualty insurance producers who sell homeowners insurance or commercial property insurance are also subject to the flood CE requirement. See attachment for full details.

Maryland Made a Change to Continuing Education Requirement

Maryland made a change to continuing education requirements effective May 22, 2023. A licensed insurance producer who possesses a license to sell property and casualty insurance and who sells flood insurance, homeowners insurance, or commercial property insurance shall obtain at least 2 hours of continuing education that directly relates to flood insurance as part of the required hours of continuing education. See attachment.

Maryland Proposes Ruling Related to P&C Producers Continuing Education

Maryland proposes ruling that Property & Casulaty producers obtain at least 2 hours of CE in flood insurance. See attachment for full details.

Maryland Motor Club 2023 Company Appointment Renewals

The Renewal Date period for Motor Club appointments will be June 1, 2023 to August 31st, 2023. The termination deadline for any appointment not to be renewed is May 25th, 2023.

Maryland Amends Prohibition on Rebates and Inducements of Products and Services by an Insurer

Maryland amends prohibition on rebates and inducements of products and services by an insurer. See attachment for full details.

Maryland Removes SSN Requirement for Appointments and Terminations

Effective January 6, 2023, Maryland will no longer require Producer's SSN for Appointments and Terminations. The NPN will still be required.

Maryland Adds Information to be Included in the Producer Register

Maryland has added 3 pieces of information to be included to the producer register within 30 days of appointing.

Maryland Implementing Annuity Training Requirement

On October 8, 2022 Maryland will be adopting the best interest standard and will require new training for any producers involved in the sales of annuities,.

Maryland Updates Continuing Education Requirements for Residents

Maryland has revised the Continuing Education to 13 Hours for a title insurance producer license. Maryland also revised the the Continuing Education hours for producers with Property or Casualty licenses with Life or Health.

Maryland Surplus Lines Brokers Policy Fees

Effective October 1, 2022, Maryland will allow a qualified surplus lines broker to charge a reasonable policy fee on a policy issued by a surplus lines insurer to an exempt commercial policyholder. See attached Bulletin

Maryland Issues Reminder to Public Adjusters

This announcement is reminding Public Adjusters of laws that are already in effect, but highlights specific provisions.

Maryland Increases Surplus Lines Fee Cap

Effective October 10, 2022, the policy fee a Surplus Lines Broker may charge on a policy issued by a surplus lines broker has been raised. The fee cap is now $200 on each personal lines policy and $500 OR 7% of the policy's premium (whichever is greater).

Maryland Posts Summary of Laws Enacted in 2022

This announcement includes a full list of laws enacted in 2022 and two highlighted callouts in terms of compliance.

Maryland Company Renewal Dates Announced

The invoice renewal period is June 1, 2022 - August 31, 2022, for company renewals.

NASAA Updates IAR CE Member Adoption list on its Website

NASAA provides an updated version of the IAR CE Member Adoption list on its website.

FAQs

How Do I Get an Insurance License in Maryland?

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, you must now take your Maryland insurance pre-license education courses. The next step after completing all of your pre-licensure coursework is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry. Property & Casualty, and Life, Accident & Health are considered combination lines, so you will only have to take two exams, instead of four.

Once you have completed your exams, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.
How Do I Get a State Adjuster License in Maryland?
How do I renew my insurance license in Maryland?

In Maryland, insurance licenses expire every two years. The expiration will be on the last day of your birth month, biennially, based on the anniversary of your original license year.

If this is the state you reside in, then renewing your license will also keep any nonresident license you have in good standing. You will still need to pay the license renewal fee for nonresident licenses held in other states.

The State of Maryland requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) of those hours must be in the subject of ethics or consumer protection. Credits cannot include the same course taken repeatedly in one reporting period.

A licensed insurance producer who possesses a license to sell property or casualty insurance and who sells flood insurance is required to obtain at least two (2) hours of continuing education that directly relates to flood insurance.

A licensed insurance producer who possesses a license to sell health insurance and who sells long-term care insurance must obtain at least two (2) hours of continuing education that directly relates to long-term care insurance.

Correspondence courses for continuing education are acceptable so long as the course has been approved by the Maryland Insurance Administration.

Producers who have held a license for 25 consecutive years must complete eight (8) hours of continued education per renewal period. However, they may have the continuing education requirement waived entirely upon request and with approval from the Maryland Insurance Administration.

If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you don’t need to complete double the hours.

You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. Upon completion of these courses, the company who you took the course from should send the certificate of completion directly to the state. Then you may renew your Maryland insurance license online by using the Maryland State Information Center Insurance Licensing Search and Renewal tool. AgentSync can also help with the renewal process.

You may also print a paper renewal form from the National Association of Insurance Commissioners.

There is a fee of $69 per application to renew your license.
How do I renew my nonresident insurance license in Maryland?

Non-resident licenses in Maryland are issued on a reciprocal basis if the nonresident is licensed in their home state of residence. Provided that the nonresident licensee is in good standing and if nonresident’s home state awards nonresident producer licenses for the line(s) to residents of Maryland on the same basis.

You can renew your nonresident insurance license online by using the Maryland State Information Center Insurance Licensing Search and Renewal tool, or you can print a paper renewal form from the National Association of Insurance Commissioners. AgentSync can also help with the renewal process.

There is a fee of $69 per application to renew your license.
How Do I renew My Non-Resident Adjuster License in Maryland?

Individual public adjuster licenses are issued on a biennial basis to expire on the last day of the Public Adjuster’s birth month. Business entity licenses are issued to expire two (2) years from the date of issuance.

Non-Resident Public Adjusters licensed on a reciprocal basis who are compliant with their home state requirements will not be required to complete Maryland continuing education.

The fee to renew a Public Adjuster license is $65. This includes the $50 renewal fee and the $15 fraud prevention fee. Your license can be renewed on the NIPR website.

For questions, contact the Maryland Insurance Administration.
How Do I Renew My Adjuster License In Maryland?

Maryland is one of 16 states that do not license insurance adjusters. This means you can legally adjust claims in your state without a license, but only in said state.

To adjust in the state of Maryland, you will need to obtain a Designated Home State (DHS) license. You will go through that state’s (Maryland or otherwise) licensing process, testing, and compliance regulations and their license will act as your resident, or home state license.

If youre looking to become an insurance adjuster in a non-licensing state like Maryland, the Florida 70-20 DHS License is the next best thing for the following reasons:
The state offers the quickest turnaround time after you submit your documents.
The Florida 70-20 license is reciprocal with most states.
A Florida DHS license is good for 4 years.

This is not to say this is the only way to obtain a DHS license, it is simply the easiest. Many of the licensing states offer DHS licenses. So be sure to do additional research to find the best fit.

For more information, contact the Maryland Insurance Administration.