Kansas
Vicki Schmidt
Kansas Insurance Department Attn: Producers Division
Appointments & Terminations
Yes
Yes
Within 30 days of appointment effective date
Appointments must be submitted within 30 days of the appointment effective date, which is determined by the carrier and listed on the appointment form
Yes
$2
$5
No
No
Yes
Effective date is required and must not be in the future and must be less than 30 days old. Date effective is date supplied on transaction.
Yes
Via NIPR
January
No fees
Yes
Yes
Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder services; agent moved; appointed in error; request regulatory review
Yes
Required and is the date supplied on transaction. Must not be in the future
Agent has 90 days to renew/reinstate an expired license or will lose appointments. Additionally, an appointment is required to maintain producer licensure. License will go inactive if no appointment or affiliation, but it will automatically be reactivated once an affiliation or appointment is made (provided it has not actually expired)
No fee
Licensing
Resident New License Insurance Producer: $90 Resident New License Excess Lines: $50 (No LOA required) Non Resident New License Agent: $80 Non Resident New License Excess Lines: $50
Resident Renewal Excess Lines: $50 Non Resident Renewal Agent: $50 Non Resident Renewal Excess Lines: $50
90 days before expiration
Last day of birth month every 2 years based on year of birth
Late renewal allowed up to one year after expiration
90 days before expiration
Last day of birth month every 2 years based on year of birth
Late renewal allowed up to one year after expiration
No
No
Residence, Business, and Mailing
Third Party Administrator, Automobile Liability, General Liability, Fidelity Surety & Forgery Bonds, Glass, Burglary, Theft & Robbery, Boiler & Machinery, Malpractice Liability, Livestock Mortality, Aircraft Liability, Cargo Liability, Windstorm & Hail, Extended Coverage, Additional Perils On Growing, Hail On Growing Crops, Optional Perils, Sprinkler Leakage, Business Interruption, Earthquake, Water Damage, Aircraft Hull, Ocean Marine, Inland Marine, Rain, Automobile Physical Damage, Flood, Homeowners Policies, Risk Retention Group/Excess Lines- For Licensing Purposes, Personal Lines-For Licensing Purposes, Self-Service Storage - For Licensing Purposes, Public Adjuster, Bail Bonds, Motor Club Agent, Surplus Lines, Life, Insurance Producer, Workers Compensation, Viatical Producer, Travel, Fire, Credit, Accident & Health, Viatical Broker
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
K.S.A. 40-4902(k) defines an “insurance agent” as “any person required to be licensed under the provisions of chapter 40 of the Kansas Statutes Annotated, and amendments thereto, to sell, solicit or negotiate insurance. For the purposes of the uniform agents licensing act, whenever the terms “agent” or “broker” appear in chapter 40 of the Kansas Statutes Annotated, and amendments thereto, each term means insurance agent unless the context requires otherwise…” As a result, Kansas requires any agency or individual that is selling, soliciting, or negotiating in the business of insurance to obtain an insurance producer’s license. An insurance producer license in Kansas allows a licensee to sell, solicit, and negotiate insurance business for the carrier, the insured or other parties in which it has proper authority
No
Agency
Yes
Yes
No
90 days prior to expiration until the expiration date. Late renewal ends 90 days after the expiration date.
Yes
No
If the branch is operating under the same name as the licensed Business Entity, then the branch may be added to the existing license.
Adjuster
No
No
N/A
None
Continuing Education
18
2 years
Last day of birth month
Year of birth
Prior to license expiration.
90 days prior to expiration date
If you haven't been licenses for a full two years by your first date of renewal, you will have an additional two years to complete licensure. Those only licensed to sell crop insurance are required to do 2 hours of CE. Those only licensed to sell title insurance are required to do 4 hours of CE.
Within 12 months of your license expiration, you can complete your CE, pay a $100 reinstatement fee, and pay a renewal fee to reinstate your license. If it has been more than a year but less than four years, you must be fingerprinted again, pay the $100 reinstatement fee, complete CE, and pay a $90 application fee. After four years, you will be considered to be applying as though you are a new producer and will have to retake any licensing exams.
3
4-hour initial certification, with 1 hour CE each renewal period
One-time, 4-hour course
https://agentsync.io/blog/individual-producers/insurance-continuing-education-kansas
Regulatory Updates
Kansas Will Require Responsible Person For Non-Uniform Question
Effective 2/10/23 all Kansas Pharmacy Benefit Manager NRL and NRR for business entities will require a Responsible Person for the state specific NUQ
Kansas to Potentially Lower Surplus Tax Rate
Kansas has proposed legislation which will lower the surplus tax rate from 6% to 3%
Kansas Update to NIPR Validating Requirements
Kansas and Utah will no longer return an automatic "Approved" based on NIPR validating requirements.
Kansas Appointment Renewals Are Live
After a temporary delay, the Kansas appointment renewal window is now live
Kansas Sets 2022 Appointment Renewal Dates
The Kansas Appointment Renewal Dates will be January 2, 2023 – March 1, 2023. All appointments submitted after 12/31/2022 will be included in the 2024 renewal cycle.
Kansas Updates Resident License and No Home State Fingerprint Fee
On Nov. 18th, 2022, Kansas will decrease their fingerprint fee from $60 to $50 for Insurance Producers.
Kansas to Populate Original Appointment Date
Beginning on 10/14/2022 Kansas will populate the Original Appointment Date. Previously they were populating the appointment effective date in the PDB.
Kansas Adding License Class for Pharmacy Benefit Manager
Beginning on 10/1/2022 Kansas will offer a Pharmacy Benefit Manager License Class for R, NR, RLR, NRLR, No Home State Licensing, and No Home State Renewals
KS Publishes Approved Non-Admitted Carrier List
Kansas has published their list of approved non-admitted carriers list. - Southlake Specialty Insurance Corporation was added to the list
Kansas Upcoming DRLP Changes
Effective May 27, 2022, a DRLP must be entered for Resident License applications for a business entity. This does not apply for Car Rental, Credit, and Portable Electronics and the field should be left blank on the application.
Update – Kansas No Home State Implementation Effective 5/27/22
The no home state implementation (originally announced on 4/20/22) will be delayed from May 15th to May 27th.
Kansas to Implement No Home State for Licensing and Renewals
Kanas is offering No Home State licensing and renewals to Producers (Individual and Business) and Portable Electronics (Business) license classes.
Kansas Changes Business Entity License Number to NPN
On April 15, 2022, Kansas will update about 19,000 business entity licenses. The licenses impacted have a first active date prior to January 1, 2022. The change will update their existing license number to match their National Producer Number.
Kansas Adding Missing Appointment Records
NIPR is reporting that 150,000 Appointment records (active and terminated) were missing from the Producer Database as a result of a migration issue. This will be corrected tonight.
NIPR flags PDB Alert for Kansas NR License
For those holding a Kansas NR license, you may be seeing the 'crop' LOA incorrectly added to your license. This is an error that NIPR is working to correct. It is estimated this LOA will need to be removed from 48,000 licenses. Note this was not processed as planned and was changed to be effective 1/15/2022.
Surplus Lines Alert For Several Jurisdictions
Several states have released key information on Surplus Lines and can be found in the attached document.
Alert Noting Missing LOAs on Inactive Kansas Licenses
On January 10th PDB alerts will appear as a result of the Kansas conversion to state based systems. From the conversion, 400,000 lines did not migrate properly on inactive licenses. The impact of this is the PDB will not load these appointments. This announcement notes that the appointments were not deleted and this error is working on being corrected.
FAQs
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How Do I Get an Insurance License in Kansas?
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How Do I Get a State Adjuster License in Kansas?
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How do I renew insurance license in Kansas?
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How do I renew my non-resident insurance license in Kansas?
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How Do I renew My Non-Resident Adjuster License in Kansas?
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How Do I Renew My Adjuster License In Kansas?