Indiana
Amy L. Beard
Indiana Department of Insurance Attn: Agent Licensing
Appointments & Terminations
No, Registry
No
$0
Registry State - Cancelled; cancelled for cause
Licensing
Resident New License Insurance Producer: $40
Resident New License Surplus Lines Producer: $80
Resident New License Travel: $40
Non Resident New License Insurance Producer: $90
Non Resident New License Surplus Lines Producer: $120
Non Resident New License Travel: $90
Non Resident New License Limited Lines Reciprocal: $90 (When not charged a retaliatory fee
Resident Renewal Insurance Producer: $40 Resident Renewal Surplus Lines Producer: $80 Resident Renewal Travel: $40 Non Resident Renewal Insurance Producer: $90 Non Resident Renewal Surplus Lines Producer: $120 Non Resident Renewal Travel: $90 Non Resident Renewal Limited Lines Reciprocal: $89
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
If the business address is in Indiana and the residence address is not in Indiana, then the business address cannot be a P.O. Box (for individuals).
No
Residence, Business, and Mailing
Third Party Administrator, Temporary Resident Producer Individual, Bail Agent, Property and Casualty, Surplus Lines, Life, Reinsurance Intermediary Broker, Consultant, Non-Resident Viatical Settlement Provider, Professional Employer Organization - Full, Professional Employer Organization - Limited, Professional Employer Organization - Certified, Public Adjuster, Resident Independent Adjuster, Resident Third Party Administrator, Non-Resident Third Party Administrator, Resident Producer - Individual, Non-Resident Independent Adjuster, Producer - Individual, Resident Surplus Lines, Portable Electronics Ltd Lines, Travel Insurance, Limited Lines Reciprocal, Non-Resident Title Designated Home State, Designated Home State Producer Individual, Designated Home State Producer Organization
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
Yes
An applicant may complete a pre-licensing self-study program.
The original pre-licensing certificate of dompletion must be submitted at the test site, and may be issued by: a. an authorized pre-licensing school; or b. a state-approved self-study course.
Course completion certificate is valid for 6 months
The following persons may be exempted from pre-licensing education requirements: a. a person applying for a life, accident and health or sickness, or variable life and variable annuity products qualification who holds one of the following designations: I. Chartered Life Underwriter (CLU); II. Certified Financial Planner (CFP); III. Chartered Financial Consultant (ChFC); or IV. another nationally recognized designation approved by the Commissioner; b. a person applying for a property, casualty, or personal lines qualification who holds one of the following designations: I. Chartered Property & Casualty Underwriter (CPCU); II. Certified Insurance Counselor (CIC); III. Accredited Advisor in Insurance (AAI); or IV. another nationally recognized designation approved by the Commissioner; or c. a person who holds a bachelor's degree in insurance and applies for one of the following qualifications: I. life; II. accident and health or sickness; III. property; IV. casualty; V. variable life and variable annuity products; or VI. personal lines.
Not Required
Applicants applying for an Indiana Resident License that have an active resident license in another state on the Producer Database (PDB) will be allowed to apply but will have their transactions defer.
Resident Licensing
Producer Home State
No
Yes
A licensee must notify the Commissioner of any change in residential or business address within 30 days. Contact Change Request supported via NIPR Gateway.
Agency
Yes
Yes
Yes
90 days prior to expiration date of license until license expiration date. Renewal grace period ends 30 days past expiration date. Late renewal period ends one year after expiration date and is not applicable to Surplus lines.
Yes
No
A branch should have a separate agency license if doing business under a different FEIN than the main agency; otherwise, no.
Adjuster
Yes
Yes
Yes
AK, AL, AR, AZ, CT, DE, FL, GA, ID, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV, WY
CA, HI, NY, PR
Workers' Compensation, Property, Casualty
Licensing Fee: $40 (resident) / $90 (non resident) Renewal Fee: $40 (resident) / $90 (non resident) Late Renewal Fee: $80
Yes
Annually on Dec. 31st of that year. Applications received on Oct. 1st or later will have an expiration date of Dec. 31st the following year.
Emergency adjuster licenses will be issued in the event of a catastrophe. There is an application fee of $20.
Continuing Education
24
2 years
Last day of birth month
Year of first license issuance
Prior to license expiration.
90 days prior to expiration date
Those who hold only a license as consultants, public adjusters, portable electronics, travel insurance, surplus lines, credit insurance, crop insurance and funeral director or prearranged funeral insurance are exempt from CE requirements. Bail or recovery agents only need 6 hours CE. Navigators only need 6 hours CE.
Within 30 days of expiration, the department of insurance may waive its penalty. If you’re outside of 30 days, but less than 12 months after your expiration date, you can reinstate your license without retaking a written exam by getting current on your CE and paying the regular renewal fees three times over. (Yes, to be clear, that’s a 300 percent fee for being late.)
3
3 hours of NFIP course
8-hour initial certification, with 5 hours of LTC-specific training each renewal cycle thereafter
https://agentsync.io/blog/individual-producers/insurance-continuing-education-indiana
Regulatory Updates
Indiana Online Platform for Reporting Cybersecurity Events is Live
The online platform created by the Indiana Department of Insurance (IDOI) for reporting cybersecurity events is now [live](https://in.accessgov.com/idoi/Forms/Page/idoi/report-a-cybersecurity-event). The new online form was created as a result of the Indiana Insurance Data Security Law that went into effect on July 1, 2021. The Indiana Insurance Data Security Law requires insurers and other entities licensed by the IDOI to develop, implement, and maintain an information security program, investigate any cybersecurity events, and notify the IDOI of such events. The law also established the IDOI as the regulatory body to receive, monitor, and enforce cybersecurity events involving licensed insurers and entities under Indiana Code Title 27. “If an insurer and/or other licensed entity experiences any cybersecurity event that requires notice, we are directing them to fill out and report the event using the new online form,” said Indiana Department of Insurance Commissioner Amy L. Beard. The online form can be found on the state's website.
Indiana Continuing Education Changes
For Residents 2023 IN H.B. 1329(NS) (Effective 7/1/2023) - CONTINUING EDUCATION: GENERAL REQUIREMENTS - Added conditions under which a producer may receive CE credit for active participation in a state or national professional insurance organization.IN ST 27-1-15.6-19.9 (Effective 7/1/2022) - Per 2022 IN S.B. 277(NS) - WHO MUST BE LICENSED and LIMITED LINES: TRAVEL AGENT - Revised citation ID due to codification only. IN ST 27-1-15.7-2 (Effective 7/1/2023) - Per 2023 IN H.B. 1329(NS) - CONTINUING EDUCATION: GENERAL REQUIREMENTS - Added exception to the CE hour requirement. IN ST 27-7-17-18 (Effective 7/1/2022) - Per 2022 IN S.B. 277(NS) - LIMITED LINES: TRAVEL AGENT - Revised citation ID due to codification only.
Indiana Pharmacy Benefit Manager License
Indiana now requires Pharmacy Benefit Managers to obtain a license. See attachment for full details.
Indiana Will Update Retaliatory Fees
Effective March 10th, 2023, several retaliatory fees will update for multipe states. Fees will be decreasing for most.
Indiana Posts Requirements for Electronic Filings
Effective April 1, 2022, all filers must submit their annual premium tax, quarterly estimated tax, and annual renewal fees and payments electronically through OPTins. Paper filings will no longer be accepted after this date and penalties will apply. Instructions for submitting tax and fee filings are available at:
FAQs
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How Do I Get an Insurance License in Indiana?
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How Do I Get a State Adjuster License in Indiana?
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How do I renew my insurance license in Indiana?
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How do I renew my non-resident insurance license in Indiana?
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How Do I renew My Non-Resident Adjuster License in Indiana?
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How Do I Renew My Adjuster License In Indiana?