How Do I Get an Insurance License in Indiana?

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, you’re ready to take your insurance pre-license education courses. Upon completing all of your pre-licensure coursework, you can take the insurance exam. You’ll need to take one exam for each line of insurance you wish to carry. Once you have completed your exams and fingerprinting, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

How Do I Get a State Adjuster License in Indiana?

The first step in getting an Indiana Insurance Adjuster License is taking pre-license education courses. These are state required courses pertaining to claims adjusting, basic insurance information, state laws and mandates, and professional ethics. To fill the pre-license requirement, you must complete a certain amount of credit hours depending on the lines of authority (types of licenses) you wish to attain. The next step after completing your pre-licensing requirement is to take and pass the Indiana Insurance Adjuster License exam. Once you have completed your pre-licensing requirement and exam, you can then for your license. Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state which generally takes about two to three (2-3) business days.

How do I renew my insurance license in Indiana?

In Indiana, insurance licenses expire every two years, but there’s no requirement to take another exam from the state. The State of Indiana does require that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. You can take your continuing education courses either in person or <a href="https://www.kaplanfinancial.com/insurance-continuing-education/indiana?utm_source=MKT-005318&utm_medium=banner&utm_campaign=INS_IL_Affiliate&utm_term=ince_link&utm_content=staterequirement">online as a self-paced course</a>. Once you complete the courses, the company who you took the course from should send the certificate of completion directly to the state. You may want to print a copy of this certificate to keep in your records just in case there is a dispute later. You can then renew your Indiana insurance license online by using the <a href="https://nipr.com/licensing-center/state-requirements/indiana-resident-renewal-individual">National Insurance Producer Registry</a>. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process. If you cannot submit a renewal application online, you can mail an <a href="https://www.naic.org/paper_licensing/maps_paper_licensing.htm">NAIC Paper Renewal Application</a> to the Indiana Department of Insurance. Be sure to include a check or money order, payable to the Indiana Department of Insurance, with this paper application. There is a fee of $40 per application to renew your producer license.

How do I renew my non-resident insurance license in Indiana?

If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states. <a href="https://agentsync.io">AgentSync</a> can also help with the renewal process.

How Do I renew My Non-Resident Adjuster License in Indiana?

A Non-Resident Adjuster works on a contract basis for an insurance carrier doing direct adjudications of claims. Indiana does not require licensure for staff adjusters. An Independent Adjuster license is effective for two (2) years, expiring on the last day of the agents birth month, unless probated, suspended, revoked, or refused. Reciprocity exists for all of the states, except; CA, HI, NY license holders. California, Hawaii and New York residents must complete an approved Indiana Independent Adjuster pre-licensing education course and the Indiana Independent Adjuster exam. For Non-Resident Independent Adjusters in a state with reciprocity, there is a $90 renewal fee to process the application. All renewals must be completed via an application on NIPRs website. For more information, contact the Indiana Department of Insurance.

How Do I Renew My Adjuster License In Indiana?

Indiana adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month. Resident Indiana adjusters are required to complete 24 hours of continuing education (CE) every two years to renew their license. You cannot receive credit for any course more than once in any CE reporting period. Excess CE credits cannot be applied to the next compliance cycle. There is an $40 fee to renew your Indiana adjuster license. After you complete your renewal application, the Indiana Insurance Department will email you once your license renewal has been approved or if or if you need to submit additional documentation.

Indiana

state commissioner

Amy L. Beard

STATE email

AgentLicensing@idoi.in.gov

STATE phone

(317) 232-2414

STATE LICENSE DIVISION ADDRESS

Indiana Department of Insurance Attn: Agent Licensing

Visit State Website

Appointments & Terminations

Required to report appointments?

No, Registry

Can be processed via nipr?

Fees for appointing a resident agency or individual?

Termination reasons

Registry State - Cancelled; cancelled for cause

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $40 Resident New License Surplus Lines Producer: $80 Resident New License Travel: $40 Non Resident New License Insurance Producer: $90 Non Resident New License Surplus Lines Producer: $120 Non Resident New License Travel: $90 Non Resident New License Limited Lines Reciprocal: $90 (When not charged a retaliatory fee )

License renewal fee

Resident Renewal Insurance Producer: $40 Resident Renewal Surplus Lines Producer: $80 Resident Renewal Travel: $40 Non Resident Renewal Insurance Producer: $90 Non Resident Renewal Surplus Lines Producer: $120 Non Resident Renewal Travel: $90 Non Resident Renewal Limited Lines Reciprocal: $89

When does the resident individual producer license renewal period begin?

90 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Late renewal or reinstatement period for resident individual producer license?

Late renewal allowed up to one year after expiration

When does the nonresident individual producer license renewal period begin?

90 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Late renewal or reinstatement period for nonresident individual producer license?

Late renewal allowed up to one year after expiration

Can a producer use a P.O. Box in their resident or business address?

If the business address is in Indiana and the residence address is not in Indiana, then the business address cannot be a P.O. Box (for individuals).

Are individuals required to list their county as part of the address?

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Third Party Administrator, Temporary Resident Producer Individual, Bail Agent, Property and Casualty, Surplus Lines, Life, Reinsurance Intermediary Broker, Consultant, Non-Resident Viatical Settlement Provider, Professional Employer Organization - Full, Professional Employer Organization - Limited, Professional Employer Organization - Certified, Public Adjuster, Resident Independent Adjuster, Resident Third Party Administrator, Non-Resident Third Party Administrator, Resident Producer - Individual, Non-Resident Independent Adjuster, Producer - Individual, Resident Surplus Lines, Portable Electronics Ltd Lines, Travel Insurance, Limited Lines Reciprocal, Non-Resident Title Designated Home State, Designated Home State Producer Individual, Designated Home State Producer Organization

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

Yes

Study method requirements

An applicant may complete a pre-licensing self-study program.

Submission of completion certificate rule

The original pre-licensing certificate of dompletion must be submitted at the test site, and may be issued by: a. an authorized pre-licensing school; or b. a state-approved self-study course.

How long is the pre licensing certification valid?

Course completion certificate is valid for 6 months

Exemptions to pre licensing requirements

The following persons may be exempted from pre-licensing education requirements: a. a person applying for a life, accident and health or sickness, or variable life and variable annuity products qualification who holds one of the following designations: I. Chartered Life Underwriter (CLU); II. Certified Financial Planner (CFP); III. Chartered Financial Consultant (ChFC); or IV. another nationally recognized designation approved by the Commissioner; b. a person applying for a property, casualty, or personal lines qualification who holds one of the following designations: I. Chartered Property & Casualty Underwriter (CPCU); II. Certified Insurance Counselor (CIC); III. Accredited Advisor in Insurance (AAI); or IV. another nationally recognized designation approved by the Commissioner; or c. a person who holds a bachelor's degree in insurance and applies for one of the following qualifications: I. life; II. accident and health or sickness; III. property; IV. casualty; V. variable life and variable annuity products; or VI. personal lines.

Agency

Can a sole proprietor be licensed as an entity?

Yes

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Yes

Agency Licensing renewals

90 days prior to expiration date of license until license expiration date. Renewal grace period ends 30 days past expiration date. Late renewal period ends one year after expiration date and is not applicable to Surplus lines.

Agency License required?

Yes

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

Branch office

A branch should have a separate agency license if doing business under a different FEIN than the main agency; otherwise, no.

Adjuster

Requires adjuster license?

Yes

Offers designated home state?

Yes

DHS exam required?

Yes

Reciprocity states

AK, AL, AR, AZ, CT, DE, FL, GA, ID, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV, WY

Which states require an exam for reciprocity?

CA, HI, NY, PR

Independent adjuster LOAS

Workers' Compensation, Property, Casualty

Independent adjuster fees

Licensing Fee: $40 (resident) / $90 (non resident) Renewal Fee: $40 (resident) / $90 (non resident) Late Renewal Fee: $80

Independent adjuster exam required?

Yes

Independent adjuster renewal date

Annually on Dec. 31st of that year. Applications received on Oct. 1st or later will have an expiration date of Dec. 31st the following year.

Emergency adjuster details

Emergency adjuster licenses will be issued in the event of a catastrophe. There is an application fee of $20.

Continuing Education

Total hours per renewal period

Renewal period

2 years

License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

Prior to license expiration.

How long before expiration does state send CE reminder?

90 days prior to expiration date

Exemptions to CE

Those who hold only a license as consultants, public adjusters, portable electronics, travel insurance, surplus lines, credit insurance, crop insurance and funeral director or prearranged funeral insurance are exempt from CE requirements. Bail or recovery agents only need 6 hours CE. Navigators only need 6 hours CE.

What if a producer missed the renewal date?

Within 30 days of expiration, the department of insurance may waive its penalty. If you’re outside of 30 days, but less than 12 months after your expiration date, you can reinstate your license without retaking a written exam by getting current on your CE and paying the regular renewal fees three times over. (Yes, to be clear, that’s a 300 percent fee for being late.)

Ethics requirements

Flood-specific CE requirements

3 hours of NFIP course

LTC-specific CE requirements

8-hour initial certification, with 5 hours of LTC-specific training each renewal cycle thereafter

For more from agentsync

https://agentsync.io/blog/individual-producers/insurance-continuing-education-indiana

Regulatory Updates

Indiana Will Update Retaliatory Fees

Effective March 10th, 2023 several retaliatory fees will update for Non-Resident Licensing and Non-Resident Renewal transactions

Indiana Posts Requirements for Electronic Filings

Effective April 1, 2022, all filers must submit their annual premium tax, quarterly estimated tax, and annual renewal fees and payments electronically through OPTins. Paper filings will no longer be accepted after this date and penalties will apply. Instructions for submitting tax and fee filings are available at: .

FAQs

How Do I Get an Insurance License in Indiana?

Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get. After you’ve determined which licenses you need, you’re ready to take your insurance pre-license education courses. Upon completing all of your pre-licensure coursework, you can take the insurance exam. You’ll need to take one exam for each line of insurance you wish to carry.

Once you have completed your exams and fingerprinting, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines. Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.
How Do I Get a State Adjuster License in Indiana?

The first step in getting an Indiana Insurance Adjuster License is taking pre-license education courses. These are state required courses pertaining to claims adjusting, basic insurance information, state laws and mandates, and professional ethics. To fill the pre-license requirement, you must complete a certain amount of credit hours depending on the lines of authority (types of licenses) you wish to attain. The next step after completing your pre-licensing requirement is to take and pass the Indiana Insurance Adjuster License exam. Once you have completed your pre-licensing requirement and exam, you can then for your license. Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state which generally takes about two to three (2-3) business days.
How do I renew my insurance license in Indiana?

In Indiana, insurance licenses expire every two years, but there’s no requirement to take another exam from the state.

The State of Indiana does require that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. You can take your continuing education courses either in person or online as a self-paced course.

Once you complete the courses, the company who you took the course from should send the certificate of completion directly to the state. You may want to print a copy of this certificate to keep in your records just in case there is a dispute later.

You can then renew your Indiana insurance license online by using the National Insurance Producer Registry. AgentSync can also help with the renewal process.

If you cannot submit a renewal application online, you can mail an NAIC Paper Renewal Application to the Indiana Department of Insurance. Be sure to include a check or money order, payable to the Indiana Department of Insurance, with this paper application.

There is a fee of $40 per application to renew your producer license.
How do I renew my non-resident insurance license in Indiana?
How Do I renew My Non-Resident Adjuster License in Indiana?

A Non-Resident Adjuster works on a contract basis for an insurance carrier doing direct adjudications of claims. Indiana does not require licensure for staff adjusters. An Independent Adjuster license is effective for two (2) years, expiring on the last day of the agents birth month, unless probated, suspended, revoked, or refused.

Reciprocity exists for all of the states, except; CA, HI, NY license holders. California, Hawaii and New York residents must complete an approved Indiana Independent Adjuster pre-licensing education course and the Indiana Independent Adjuster exam.

For Non-Resident Independent Adjusters in a state with reciprocity, there is a $90 renewal fee to process the application. All renewals must be completed via an application on NIPRs website.

For more information, contact the Indiana Department of Insurance.
How Do I Renew My Adjuster License In Indiana?

Indiana adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month.

Resident Indiana adjusters are required to complete 24 hours of continuing education (CE) every two years to renew their license. You cannot receive credit for any course more than once in any CE reporting period. Excess CE credits cannot be applied to the next compliance cycle.

There is an $40 fee to renew your Indiana adjuster license. After you complete your renewal application, the Indiana Insurance Department will email you once your license renewal has been approved or if or if you need to submit additional documentation.