District of Columbia Seal

District of Columbia

state commissioner

Karima M. Woods

STATE email

disb@dc.gov

STATE phone
(202) 727-8000
STATE LICENSE DIVISION ADDRESS

District of Columbia Dept. of Insurance, Securities & Banking

Appointments & Terminations

Required to report appointments?

Yes

Permits Just-in-time (JIT) appointments?

Yes

Initial appointment deadlines

Within 30 days of contract execution or first business submission

Initial appointment deadline rule

Appointments must be submitted within 30 days of the date the agent/agency contract is executed or the first piece of business is submitted to the carrier

Can be processed via nipr?

Yes

Fees for appointing a resident agency or individual?

$25

Fees for appointing a nonresident agency or individual?

$25

Appoint agencies?

Yes

Agency appointment covers affiliated producers?

No

Adjuster appointments via NIPR?

No

Appointment effective date can be specified?

No

Appointment effective date rule

Not required. Date effective is date transaction is processed by the state.

State requires appointment renewal?

Yes

Appointment renewals via

Via NIPR Portal

When is the state renewal period?

March 4, 2024 until May 31, 2024

Appointment renewal fee

$25 per appointment

Fees are retaliatory?

No

State terminates appointment if license expires?

Yes

Terminations processed via NIPR?

Yes

Termination reasons

Termination reason code is not required

Termination date can be specified by carrier?

No

Termination Effective date rule

Not required (ignored) and is the date transaction is processed by the state

Termination fee

No fee

Allows carriers to terminate the appointment if license has expired?

Yes

Licensing

Initial individual new license fee

Resident New License Insurance Producer: $100 (Property & Casualty) Resident New License Insurance Producer: $200 (Surplus Lines) Resident New License Limited Lines: $100 Non Resident New License Insurance Producer: $100 (Property & Casualty) Non Resident New License Insurance Producer: $200 (Surplus Lines) Non Resident New License Limited Lines: $100

License renewal fee

Resident Renewal Insurance Producer: $100 Resident Renewal Limited Lines: $100 Resident Renewal Surplus Lines: $200 Non Resident Renewal Insurance Producer: $100 Non Resident Renewal Limited Lines: $100 Non Resident Renewal Surplus Lines $200

When does the resident individual producer license renewal period begin?

60 days before expiration

What is the resident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Late renewal or reinstatement period for resident individual producer license?

Late renewal allowed for 30 days after expiration

When does the nonresident individual producer license renewal period begin?

60 days before expiration

What is the nonresident individual producer license renewal date?

Last day of birth month every 2 years based on year of first state license issue

Late renewal or reinstatement period for nonresident individual producer license?

Late renewal allowed for 30 days after expiration, reinstatement allowed via NIPR with fee up to 365 days after expiration

Can a producer use a P.O. Box in their resident or business address?

Not for residence address

Are individuals required to list their county as part of the address?

No

What addresses are required for individual license maintenance?

Residence, Business, and Mailing

State individual licenses include

Life Accident & Health or Sickness Property Casualty Personal Lines Variable Life & Variable Annuity Car Rental Credit-Limited Line Credit Ins Crop Travel Surety Bail Bond Managing General Agent Portable Electronics Reinsurance Intermediary Surplus Lines Public Adjuster Title Producer Title Attorney

State recognizes a licensing exemption for nonresident commercial lines producers with multistate contracts?

Yes

State broker license rule

Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA

Requires pre licensing courses?

No

Prelicense education requirement

Fingerprints Required?

Yes, for Resident Licensing

Fingerprint Submission Details

Fingerprints collected via Fieldprint

Where to apply for resident license?

NIPR Gateway

What Transactions are Retaliatory Fees Applied to?

None

Submit Partial License Renewals through NIPR?

No

Has Personal Lines LOA?

Yes

Deadline to report personal data changes (address, name change, phone number, etc.)

A licensed producer must notify the Commissioner of a change of home or business address within 30 days of such a change. Contact Change Request is supported via NIPR Gateway.

Penalty for failure to timely report personal data changes

A producer is subject to a penalty for the failure to notify the Commissioner of changes in a timely manner.

Agency

Can a sole proprietor be licensed as an entity?

If commissions connected to SSN, then individual license will work. If have FEIN number set up and receiving commissions with FEIN, must have entity license.

DRLP must have active state license

Yes

DRLPs must cumulatively cover all LOAs in application

Yes

DRLP Notes

Designated responsible insurance producers with title attorney may serve as the designated responsible insurance producer for a Title Producer application.

Agency Licensing renewals

60 days prior to expiration date until May 31st (biennially). Late renewal period ends 30 days after expiration.

Agency License required?

Yes, if selling insurance

Affiliations: Indicates if producers selling on behalf of/through an entity must be formally affiliated with that entity and if the entity must notify the department of changes

In DC, DRLPs are the same as an affiliate. See DRLP rules for affiliation parameters.

Branch office

Main license meets requirements

Deadline to report key business entity changes (address, dba, phone, email, etc.)

A licensed producer must notify the Commissioner of a change of home or business address within 30 days of such a change. No fee or license application is required. Contact Change Request supported via NIPR Gateway.

Adjuster

Requires adjuster license?

Only Public Adjusters

Offers designated home state?

No

DHS exam required?

N/A

Public Adjuster Renewal Period

Biennially, on the last day of the individual's birth month.

Public Adjuster LOAs

Public Adjuster

Public adjuster fees

Licensing Fee: $100 Reinstatement Fee: $200 Renewal Fee: $100 Late Renewal Fee: $200

Public adjuster exam required?

No

Address change request through NIPR?

Yes

Continuing Education

Total hours per renewal period

24

Renewal period

2 years

License renewal date is

Last day of birth month

License renewal year based on...

Year of first license issuance

When is the CE due?

Prior to license expiration.

How long before expiration does state send CE reminder?

60 days prior to expiration date

Exemptions to CE

Licensing periods are between 18 and 29 months – if your second birthday is less than 18 months from your date of first licensing, you'll wait until the third birthday after licensing to renew. Limited lines producers are exempt from standard CE. Waivers are allowed for producers who have a long-term illness or incapacity, are in active duty in the U.S. armed services outside of the Washington Metro area, or have another emergency deemed sufficient by the commissioner.

What if a producer missed the renewal date?

You have 30 days after your missed renewal date to reinstate your license and pay double the licensing fee. Within 366 days of the expiration date, one can resubmit along with doubling the fee and submitting a notarized letter affirming that you didn’t conduct any DC business while your license was lapsed.

CE instructors get credit for teaching courses?

Yes

Ethics requirements

3

Major lines requirements

More than half of your credit hour requirements must be met through courses sponsored by an insurance company P&C licensees must complete at least 3 hours of flood training

Flood-specific CE requirements

3 hours of flood training course required of all P&C one time

Annuity-specific CE requirements

One-time, 4-hour course approved by the DC Department of Insurance, Securities and Banking

Additional line of business requirements

Resident title producers who are attorneys must have eight hours of CE Resident title producers who aren’t attorneys must have 16 hours of CE Nonresident title producers must have four DC-specific credit hours (in addition to their resident state’s CE)

FAQs