Connecticut
Andrew Mais
Connecticut Insurance Department
P.O. Box 816
Hartford, Connecticut, 06142
Appointments & Terminations
Yes
Yes
Within 15 days of contract execution or first business submission
CT ST § 38a-702m(b) It is the responsibility of the insurer to file a notice of appointment within fifteen days from the date the agency contract is executed or the first insurance application is submitted.
Yes
$150
$0.00, $20.00, $80.00
Yes
No
No
Yes
Required and is the date supplied on transaction. Must be no later than 15 days after the date the agency contract is executed or the first insurance application is submitted.
Yes
Via NIPR Portal
May 1 through May 31
Alabama: $80, Alaska: $0, Arizona: $0, Arkansas: $80, California: $80, Connecticut: $150, Colorado: $0, Delaware: $80, District of Columbia: $20, Florida: $80, Georgia: $80, Guam: $20, Hawaii: $0, Idaho: $20, Illinois: $0, Indiana: $0, Iowa: $20, Kansas: $80, Kentucky: $80, Louisiana: $80, Maine: $80, Maryland: $0, Massachusetts: $80, Michigan: $20, Minnesota: $80, Mississippi: $80, Missouri: $0, Montana: $0, Nebraska: $20, Nevada: $80, New Hampshire: $20, New Jersey: $80, New Mexico: $80, New York: $0, North Carolina: $80, North Dakota: $80, Ohio: $20, Oklahoma: $80, Oregon $0, Pennsylvania: $80, Puerto Rico: $20, Rhode Island: $0, South Carolina $20, South Dakota: $80, Tennessee: $80, Texas: $80, Utah: $80, Vermont: $80, Virginia: $80, Washington: $80, Washington DC: $20, West Virginia: $80, Wisconsin: $80, Wyoming $20
Yes
No
Yes
Yes
Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder services; agent moved; appointed in error; cancelled for cause; request regulatory review
If a producer license expires, the appointment will remain active for one year before expiration. During that year, if a carrier wishes to not pay for appointment renewal, they will need to terminate the appointment.
No fee
No
Email notices are permitted
Within the email body text
Licensing
Resident New License Insurance Producer: $140
Resident New License Insurance Producer: $750 (PA Travel)
Resident New License Surplus Lines Producer: $675
Nonresident New License Insurance Producer: $140
Nonresident New License Insurance Producer: $750 (PA Travel)
Nonresident New License Surplus Lines Producer: $675
Resident Renewal Insurance Producer: $160 Resident Renewal Insurance Producer: $650 Resident Renewal Surplus Lines Producer: $625 Nonresident Renewal Insurance Producer: $160 Nonresident Renewal Surplus Lines Producer: $625 Nonresident Renewal Insurance Producer: $650
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
90 days before expiration
Last day of birth month every 2 years based on year of first state license issue
Late renewal allowed up to one year after expiration
No
No
Residence, Business, and Mailing
Third Party Administrator, PA 187 Travel, Life Settlement Broker, Surplus Lines, Insurance Producer, Public Adjuster, Fraternal Agent, Reinsurance Intermediary Manager, Reinsurance Intermediary Broker, Casualty Adjuster, Premium Finance Company, MVPD Appraiser, Certified Insurance Consultant, Temporary Insurance Producer
Yes
Included in Producer License Class. Insurers are not required to appoint Brokers per NAIC PLMA
Yes
Classroom / monitored self study
Original certificate must be submitted at exam site.
Course completion certificate is valid for 1 year
Pre-licensing education requirements will be waived for applicants having one of the corresponding designations: a. life line authority applicants - CEBS, ChFC, CIC, CFP, FLMI, and LUTCF; b. health line authority applicants - RHU, CEBS, REBC, and HIA; and c. property and casualty applicants - AAI, ARM, and CIC.
Exam required before license application
Before being admitted to the examination, an applicant for a producer license must show that he/she has successfully completed: a. an approved insurance course of at least 40 hours; or b. has equivalent experience or training
Not Required
One Year
NIPR Gateway
Applicant must wait 1-3 business days from passing the exam for results to upload to NIPR.
Appointment
Resident State Fees
No
Yes
The licensee must notify the Department of change of address information within 30 days. Contact Change Request supported via NIPR Gateway.
Individual and Business Entities can process via NIPR
Agency
Yes
Yes
No
90 Days Prior to expiration date until Jan. 31st on even years. Adjusters renewal period ends biennially before license expiration date (June 30th) on odd years. Surplus: ends biennially before license expiration date (Sept. 30th) on even years.
Yes, if selling insurance
No
Can have a DBA or trade name associated on the license.
A licensee must notify the Commissioner in writing within 30 days of any change in: a. business address; b. residence address; c. email address; d. employer; e. name; or f. licensed insurance producer responsible for ensuring compliance by such person, firm, partnership, association, or corporation with Connecticut insurance laws, rules, and regulations, as stated in the license application filed in Connecticut by the person, firm, partnership, association, or corporation. Contact Change Request supported via NIPR Gateway.
A travel retailer may offer travel insurance to Connecticut residents without a license if it is a designated travel retailer and its insurance-related activities are limited to those authorized under the state's travel insurance laws.
Adjuster
Yes
Yes
AK, AL, AR, AZ, DE, FL, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NV, OK, OR, RI, SC, TX, UT, VT, WA, WV
CA, HI, NY, PR, WY
Casualty (All Lines), Casualty (All Lines Except Workers' Comp), Casualty (Auto), Casualty (Workers Comp Only)
Licensing Fee: $130 Renewal Fee: $80 Nonresident Renewal Fee: $130
Yes
2 years after the date of the licensee's birthday that preceded the license issuance date
40 hours of a property course is required for residents looking to obtain their Public Adjuster license prior to the exam. Nonresidents will be granted reciprocity if they hold an equivalent license in their home state.
Public
Licensing Fee: $300 Reinstatement Fee: $300 Renewal Fee: $250
Yes
Catastrophe adjusters are approved for 120 days following a catastrophic event. To qualify, one must either hold a license in another state or have a minimum of two years of adjusting experience.
Yes
DE, FL, KY, LA, NV, NH, NM, NC, OK, RI, SC, TX, VT, WV, WY
Auto Physical Damage
Independent, Nonresident
Licensing Fee: $130
Yes
Yes
2 years after the date of the licensee's birthday that preceded the license issuance date
Yes
Continuing Education
24
2 years
Yes
Last day of birth month
Year of first license issuance
60 days before license expiration.
90 days prior to expiration date
90 days prior to expiration date
Producers selling only limited lines such as credit insurance, credit life, credit accident and health, mortgage guaranty, or travel accident and travel baggage insurance are exempt from 24 hours of CE.
All associated appointments will be terminated. A license can be renewed within one year after expiration.
Yes
Yes
24 hours may be carried over from one 2-year license period to the next.
3 Connecticut insurance law and ethics
Yes
Must complete at least 6 hours specific to each line of authority
3 hours of NFIP course
7-hour initial Connecticut Partnership Long-Term Care Program counts as an 8-hour LTC CE
One-time, 4-hour course
Connecticut does not require CE for Adjusters.
https://agentsync.io/blog/individual-producers/insurance-continuing-education-connecticut
Regulatory Updates
Connecticut Renewal Adjuster & Appraiser Notice
Posted March 31, 2025, Connecticut sent out a notice that renewal applications are now being accepted for the following licenses: - Casualty Adjuster - MVPD Appraiser licenses Attached is an FAQ about renewing those license classes provided by the state.
Connecticut Foreign Surplus Lines Report Filing
Posted December 17, 2024, Connecticut requires that each foreign eligible surplus lines insurer shall annually on or before the first day of March submit to the Commissioner by electronically filing with the National Association of Insurance Commissioners (NAIC) a report of its financial condition. These reports shall include a breakdown of the company’s Connecticut business showing premiums and losses by line. Please take a look at the attachment for more information.
Connecticut Business Entity Applications Changes
Effective February 14, 2025, Connecticut will require the National Producer Number within the application for all business entity applications. Update: January 13, 2025, Connecticut has canceled these changes, and will update at a later date.
Connecticut Address Change Updates
Effective October 11, 2024, Connecticut will allow residents to change the state code of the Residence, Mailing and Business address electronically.
Connecticut Declares a State of Emergency Response To Flooding
Effective August 21, 2024, Connecticut Governor Ned Lamont declared a state of emergency in response to the flooding that affected parts of Connecticut. Connecticut Department of Insurance posted a bulletin reminding resident insurers and licensees of Fairfield, New Haven and Litchfield counties how to handle insurance claims throughout the state of emergency. Please see the attachment for more information.
Connecticut to Revise Adjuster and Appraiser Expiration Dates for Residents and Nonresidents
Effective October 1, 2024, Connecticut revised the motor vehicle physical damage appraiser, and casualty adjuster license expiration date information for residents and nonresidents. Please see the attachment for more information The above licenses that are issued on or after October 1, 2024 will receive a new expiration date of two years after the licensee's last day of the birth month that preceded the date the license was issued.
Connecticut Announced 2024 Company Appointment Renewal Dates
Connecticut has announced 2024 Company Appointment Renewal dates. Appointment types included are Fraternal Agent, Insurance Producer, Surety Bail Bond Agent, Rental Car Agency Permits, PA 187 Travel. UPDATE: Connecticut Appointment Renewal Invoices are delayed. The new Effective Date will be updated once it is communicated by the state.
Connecticut Announces 2024 Appointment Renewal Dates
Connecticut has announced 2024 Appointment Renewal Dates. See attached
Connecticut Issues Bulletin Related to Surplus Lines Diligent Effort
Effective Immediately, Connecticut is advising all surplus lines brokers that they are no longer required to file signed written statements with the Department through OptIns. Surplus brokers are now required to maintain all statutory information and documentation in their own files to be provided promptly to the Commissioner upon request. See Attachment for full details.
Connecticut Bulletin Related to Notice to Commissioner of Intent to Discontinue or Substantially Reduce a Line or Subline of Business
On September 19, 2023, Connecticut issued a bulletin that rescinds and replaces Bulletin PC-34 regarding notification to the Commissioner under Connecticut General Statute §38a-44 if an insurer is discontinuing or substantially reducing its writings in a line or subline of property and casualty insurance. The purpose of Connecticut General Statute §38a-44 is to permit the Commissioner time to evaluate the impact on the market of proposals by one or more companies to discontinue or substantially reduce writings in a line or subline of insurance in Connecticut. See attachment for full details.
Connecticut to Update Revoked Business Rule to Defer to the State
Effective October 13, 2023, Connecticut will be updating business rule for Revoked status to defer to the state instead of reject for both individuals and business. This will apply to Resident Licensing, Resident Licensing Renewals, Nonresident Licensing, Nonresident Renewals, Nonresident Adjuster Licensing, Nonresident Adjuster Renewal, No Home State and No Home State Renewals.
Connecticut to Add Third-Party Administration Registration for Initial Applications
Effective September 15, 2023, Connecticut is adding Third-Party Administrator with the line of authority Third-Party Administrator Registration for Residents and Nonresidents.
Connecticut Implement New Transaction Types to Process Designated Responsible Licensed Producer (DRLP)
~~Effective July 7, 2023~~, Connecticut will implement a new transaction type to allow update of Designated Responsible Licensed Producers in the near future. An effective date has not yet been determined. ~~Update: Effective Date has been updated to TBD~~ ~~Update July 13, 2023 – Update – the effective date has been set for August 3rd, 2023** **~~ Update: Effective Date has been set for August 4, 2023
Connecticut Appointment Renewal Date Update
Effective April 3, 2023. Connecticut will update the renewal date for 500,000 + appointments from April 30, 2023 - June 30, 2023.
Connecticut to Extend Renewal Period
For Third Party Administrator licenses in Connecticut, expiration dates will be extended from September 30, 2022 to October 31, 2022.
Connecticut to Populate Original Appointment Date
Beginning on October 14, 2022, Connecticut will populate the Original Appointment Date. Previously they were populating the appointment effective date in the PDB
Connecticut Will Have Updated Fee and New Line of Authority
Effective September 1, 2022, the license fee for Utilization Review License will update from $3,000 to $6,000. Connecticut will also be adding the LOA of Third Party Administrator Registration.
Connecticut Announces Statement on Healthcare Coverage for Abortion
Connecticut announces that they will "continue to ensure every Connecticut citizen has access to safe and appropriate health care." They also noted that if their healthcare plan includes abortion coverage, the coverage will be maintained.
Updated Effective Date for Connecticut MVPD Appraiser Changes
This update is a date change from a previous announcement. Connecticut will now move their MVPD Appraiser license to a non-adjuster license class effective April 22, 2022. Originally, this change was set for April 15, 2022
Connecticut Updates to MVPD Appraiser License
This update is a date change from a previous announcement. CT will now move their MVPD Appraiser license to a non-adjuster license class effective April 15, 2022.
Connecticut 2022 Appointment Renewal Details
Connecticut released details on Appointment Renewal deadlines, costs, and more. The invoice renewal period is May 1st through June 30th, 2022.
Connecticut MVPD Appraiser Changes
The MVPD Appraiser license will be moved to the non-adjuster license class. All Applicants must apply through the Nonresident Licensing, Nonresident Renewals, Nonresident Licensing No Home State, or Nonresident Renewal No Home State applications. All other applications will not be accepted.
Connecticut Line of Business Update for Risk Retention Group
Connecticut will add the Line of Business assignment of 'None' to the Company license class, Risk Retention Group. The following LOBs will no longer be assigned to the Risk Retention Group license class: Auto Liability (Bodily Injury and Physical Damage), Commercial Multiple Peril, Servicing Existing Business - No New or Renewal Business, and Liability Other than Auto (Bodily Injury and Property Damage. Note the state update for more detail.
Connecticut Makes Changes to CE requirements
Connecticut has removed their CE requirement that at least 6 hours are required for each line of authority held at the beginning of the biennium. Additionally, 24 CE hours may be carried from one two year license period to the next.
FAQs
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How Do I Get an Insurance License in Connecticut?
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How Do I Renew My Adjuster License In Connecticut?